Cost of Living Comparison Between Helsinki and Waterford Cost of Living Comparison Between Helsinki and Waterford

😐 Solo nomad: Helsinki is 12.6% more expensive than Waterford without rent, and 20.4% cheaper with rent.

😐 Family of 3: Helsinki is 20.8% more expensive than Waterford without rent, and 11.9% cheaper with rent.

Meal at Budget Restaurant

$17.03 €14.67

$22.98 €19.79

-25.89%

Three-Course Dinner for Two, Mid-Range

$102 €88.3

$93.6 €80.6

9.46%

Fast Food Meal (McDonalds, etc)

$12.85 €11.07

$12.41 €10.69

3.55%

Cappuccino

$5.29 €4.56

$4.01 €3.46

31.92%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.01 €2.59

$2.43 €2.09

23.87%

Water (0.33 liter bottle)

$2.33 €2.01

$2.17 €1.87

7.37%

Local Beer (0.5 liter draught)

$8.23 €7.09

$6.85 €5.9

20.15%

Imported Beer (0.33 liter bottle)

$8.31 €7.15

$5.46 €4.7

52.20%

Milk (1 liter)

$1.39 €1.2

$1.31 €1.13

6.11%

White Bread (500g)

$2.6 €2.24

$2.87 €2.47

-9.41%

Rice (white) (1kg)

$2.79 €2.41

$2.39 €2.06

16.74%

Eggs

$3.62 €3.12

$4.42 €3.8

-18.10%

Local Cheese (1kg)

$9.45 €8.14

$11.61 €10

-18.60%

Chicken Fillets (1kg)

$14.51 €12.49

$10.36 €8.92

40.06%

Beef Round Steak (1kg)

$22.93 €19.75

$14.31 €12.33

60.24%

Apples (1kg)

$2.72 €2.34

$3.04 €2.61

-10.53%

Banana (1kg)

$2.09 €1.8

$2.59 €2.23

-19.31%

Oranges (1kg)

$2.58 €2.22

$3.39 €2.92

-23.89%

Tomato (1kg)

$4.73 €4.08

$3.67 €3.16

28.88%

Potato (1kg)

$1.19 €1.02

$2.22 €1.92

-46.40%

Onion (1kg)

$1.85 €1.6

$1.49 €1.28

24.16%

Lettuce (1 head)

$2.03 €1.75

$1.3 €1.12

56.15%

Water (1.5 liter bottle)

$1.91 €1.64

Cigarettes 20 Pack (Marlboro, Camel)

$12.6 €10.85

$18.31 €15.77

-31.19%

Wine (Bottle)

$16.22 €13.97

$20.59 €17.73

-21.22%

Local Beer (0.5 liter bottle)

$3.23 €2.78

$2.95 €2.54

9.49%

Imported Beer (0.33 liter bottle)

$3.87 €3.33

$3.1 €2.67

24.84%

One-way Ticket (Public Transport)

$3.65 €3.14

$2.55 €2.19

43.14%

Public Transport Monthly Pass (Regular Price)

$80.5 €69.3

$64.7 €55.8

24.30%

Taxi Start (Normal Tariff)

$8.15 €7.02

$6.11 €5.26

33.39%

Taxi (Normal Tariff) (1km)

$1.15 €0.99

Taxi 1hour Waiting (Normal Tariff)

$68.1 €58.7

$35.85 €30.88

89.93%

Gasoline (1 liter)

$2.18 €1.88

$1.99 €1.71

9.55%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37K €31.9K

$37.1K €31.9K

-0.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.8K €33.4K

$41.8K €36K

-7.11%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$128 €110

$220 €190

-41.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$29.47 €25.38

$26.43 €22.76

11.50%

Internet (50+ Mbps, Unlimited Data)

$23.62 €20.35

$62.8 €54.1

-62.40%

Gym Membership (Monthly)

$47.42 €40.85

$48.53 €41.8

-2.29%

Tennis Court (1 Hour on Weekend)

$33.9 €29.2

$14.74 €12.69

129.99%

Cinema Ticket

$20.07 €17.28

$13.26 €11.42

51.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$401 €345

$1,228 €1,057

-67.33%

International Primary School, 1 Child (Yearly)

$11K €9,513

$7,742 €6,668

42.66%

Jeans (Levis 501 Or Similar)

$109 €93.6

$95.2 €82

14.10%

Summer Dress (H&M, Zara, etc)

$38.21 €32.91

$57.9 €49.83

-33.95%

Sport Shoes (Adidas, Nike)

$102 €88

$113 €97.6

-9.84%

Men's Leather Business Shoes

$124 €107

$132 €113

-5.93%

1-bedroom Apartment, City Center (Monthly)

$1,206 €1,038

$1,769 €1,523

-31.83%

1-bedroom Apartment, Outside City Center (Monthly)

$948 €817

$1,376 €1,185

-31.08%

3-bedroom Apartment, City Center (Monthly)

$2,103 €1,811

$2,689 €2,316

-21.77%

3-bedroom Apartment, Outside City Center (Monthly)

$1,537 €1,324

$2,201 €1,896

-30.18%

Buy Apartment in City Center (m2)

$9,152 €7,883

$4,069 €3,505

124.92%

Buy Apartment Outside City Center (m2)

$4,990 €4,298

$2,851 €2,455

75.07%

Average Monthly Net Salary (After Tax)

$3,506 €3,019

$3,184 €2,742

10.12%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.09

4.23

-3.31%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Helsinki: November 29, 2025

Last update for Waterford: December 2, 2025

Digital Nomad Cost of Living Index

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