Cost of Living Comparison Between Helsinki and Ubud, Bali Cost of Living Comparison Between Helsinki and Ubud, Bali

😐 Solo nomad: Helsinki is 149.3% more expensive than Ubud, Bali without rent, and 189.2% more expensive with rent.

😐 Family of 3: Helsinki is 118.8% more expensive than Ubud, Bali without rent, and 199.8% more expensive with rent.

Meal at Budget Restaurant

$17.03 €14.67

$2.85 Rp 47.5K

497.54%

Three-Course Dinner for Two, Mid-Range

$102 €88.3

$12.26 Rp 204.3K

735.89%

Fast Food Meal (McDonalds, etc)

$12.85 €11.07

$3.28 Rp 54.6K

291.77%

Cappuccino

$5.29 €4.56

$2.3 Rp 38.3K

130.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.01 €2.59

$1.11 Rp 18.5K

171.17%

Water (0.33 liter bottle)

$2.33 €2.01

$0.26 Rp 4,324

796.15%

Local Beer (0.5 liter draught)

$8.23 €7.09

$2.4 Rp 40K

242.92%

Imported Beer (0.33 liter bottle)

$8.31 €7.15

$3.15 Rp 52.5K

163.81%

Milk (1 liter)

$1.39 €1.2

$1.49 Rp 24.9K

-6.71%

White Bread (500g)

$2.6 €2.24

$1.65 Rp 27.5K

57.58%

Rice (white) (1kg)

$2.79 €2.41

$1.13 Rp 18.9K

146.90%

Eggs

$3.62 €3.12

$2.33 Rp 38.9K

55.36%

Local Cheese (1kg)

$9.45 €8.14

$13.7 Rp 228.3K

-31.02%

Chicken Fillets (1kg)

$14.51 €12.49

$3.97 Rp 66.2K

265.49%

Beef Round Steak (1kg)

$22.93 €19.75

$11.22 Rp 187K

104.37%

Apples (1kg)

$2.72 €2.34

$3.48 Rp 57.9K

-21.84%

Banana (1kg)

$2.09 €1.8

$1.5 Rp 25K

39.33%

Oranges (1kg)

$2.58 €2.22

$2.68 Rp 44.6K

-3.73%

Tomato (1kg)

$4.73 €4.08

$1.35 Rp 22.5K

250.37%

Potato (1kg)

$1.19 €1.02

$1.57 Rp 26.2K

-24.20%

Onion (1kg)

$1.85 €1.6

$2.1 Rp 34.9K

-11.90%

Lettuce (1 head)

$2.03 €1.75

$1.03 Rp 17.1K

97.09%

Water (1.5 liter bottle)

$1.91 €1.64

$0.57 Rp 9,488

235.09%

Cigarettes 20 Pack (Marlboro, Camel)

$12.6 €10.85

$2.31 Rp 38.5K

445.45%

Wine (Bottle)

$16.22 €13.97

$15.21 Rp 253.5K

6.64%

Local Beer (0.5 liter bottle)

$3.23 €2.78

$2.49 Rp 41.5K

29.72%

Imported Beer (0.33 liter bottle)

$3.87 €3.33

$2.66 Rp 44.3K

45.49%

One-way Ticket (Public Transport)

$3.65 €3.14

$0.29 Rp 4,911

1158.62%

Public Transport Monthly Pass (Regular Price)

$80.5 €69.3

$10.03 Rp 167.1K

702.29%

Taxi Start (Normal Tariff)

$8.15 €7.02

$0.45 Rp 7,480

1711.11%

Taxi (Normal Tariff) (1km)

$1.15 €0.99

$0.34 Rp 5,748

238.24%

Taxi 1hour Waiting (Normal Tariff)

$68.1 €58.7

$5.97 Rp 99.4K

1040.54%

Gasoline (1 liter)

$2.18 €1.88

$0.75 Rp 12.4K

190.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37K €31.9K

$25.8K Rp 430.2M

43.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.8K €33.4K

$31.7K Rp 528.9M

22.34%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$128 €110

$64.6 Rp 1.1M

98.25%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$29.47 €25.38

$4.14 Rp 69K

611.84%

Internet (50+ Mbps, Unlimited Data)

$23.62 €20.35

$23.99 Rp 399.7K

-1.54%

Gym Membership (Monthly)

$47.42 €40.85

$23.29 Rp 388.1K

103.61%

Tennis Court (1 Hour on Weekend)

$33.9 €29.2

$6.19 Rp 103.1K

447.66%

Cinema Ticket

$20.07 €17.28

$3.45 Rp 57.5K

481.74%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$401 €345

$91.9 Rp 1.5M

336.38%

International Primary School, 1 Child (Yearly)

$11K €9,513

$5,912 Rp 98.5M

86.80%

Jeans (Levis 501 Or Similar)

$109 €93.6

$51.5 Rp 857.6K

111.13%

Summer Dress (H&M, Zara, etc)

$38.21 €32.91

$24.45 Rp 407.3K

56.28%

Sport Shoes (Adidas, Nike)

$102 €88

$84.4 Rp 1.4M

21.16%

Men's Leather Business Shoes

$124 €107

$74.3 Rp 1.2M

66.52%

1-bedroom Apartment, City Center (Monthly)

$1,206 €1,038

$261 Rp 4.4M

361.36%

1-bedroom Apartment, Outside City Center (Monthly)

$948 €817

$160 Rp 2.7M

494.53%

3-bedroom Apartment, City Center (Monthly)

$2,103 €1,811

$585 Rp 9.7M

259.52%

3-bedroom Apartment, Outside City Center (Monthly)

$1,537 €1,324

$328 Rp 5.5M

368.05%

Buy Apartment in City Center (m2)

$9,152 €7,883

$985 Rp 16.4M

829.05%

Buy Apartment Outside City Center (m2)

$4,990 €4,298

$847 Rp 14.1M

489.28%

Average Monthly Net Salary (After Tax)

$3,506 €3,019

$178 Rp 3M

1870.16%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.09

13.28

-69.20%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Helsinki: November 29, 2025

Last update for Ubud, Bali: December 2, 2025

Digital Nomad Cost of Living Index

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