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Cost of Living Comparison Between Helsinki and Thunder Bay Cost of Living Comparison Between Helsinki and Thunder Bay

🙂 Solo nomad: Helsinki is 0.5% cheaper than Thunder Bay without rent, and 11.4% cheaper with rent.
🙂 Family of 3: Helsinki is 3.4% cheaper than Thunder Bay without rent, and 1.4% cheaper with rent.
Currency
🍽 Eating Out
Helsinki
Thunder Bay
Difference
Meal at Budget Restaurant
$17.03 €14.67
$18.35 CA$25.69
-7.19%
Three-Course Dinner for Two, Mid-Range
$102 €88.3
$58.3 CA$81.6
75.84%
Fast Food Meal (McDonalds, etc)
$12.85 €11.07
$12.34 CA$17.28
4.13%
Cappuccino
$5.29 €4.56
$3.77 CA$5.28
40.32%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.01 €2.59
$1.8 CA$2.52
67.22%
Water (0.33 liter bottle)
$2.33 €2.01
$1.48 CA$2.07
57.43%
Local Beer (0.5 liter draught)
$8.23 €7.09
$5.37 CA$7.52
53.26%
Imported Beer (0.33 liter bottle)
$8.31 €7.15
$5.02 CA$7.03
65.54%
🛒 Groceries & Markets
Helsinki
Thunder Bay
Difference
Milk (1 liter)
$1.39 €1.2
$2.54 CA$3.56
-45.28%
White Bread (500g)
$2.6 €2.24
$2.56 CA$3.58
1.56%
Rice (white) (1kg)
$2.79 €2.41
$3.34 CA$4.67
-16.47%
Eggs
$3.62 €3.12
$3.66 CA$5.12
-1.09%
Local Cheese (1kg)
$9.45 €8.14
$17.09 CA$23.93
-44.70%
Chicken Fillets (1kg)
$14.51 €12.49
$16.5 CA$23.11
-12.06%
Beef Round Steak (1kg)
$22.93 €19.75
$18.17 CA$25.44
26.20%
Apples (1kg)
$2.72 €2.34
$3.42 CA$4.79
-20.47%
Banana (1kg)
$2.09 €1.8
$1.27 CA$1.78
64.57%
Oranges (1kg)
$2.58 €2.22
$4.12 CA$5.77
-37.38%
Tomato (1kg)
$4.73 €4.08
$3.74 CA$5.23
26.47%
Potato (1kg)
$1.19 €1.02
$2.62 CA$3.67
-54.58%
Onion (1kg)
$1.85 €1.6
$2.14 CA$3
-13.55%
Lettuce (1 head)
$2.03 €1.75
$3.01 CA$4.21
-32.56%
Water (1.5 liter bottle)
$1.91 €1.64
$2.19 CA$3.07
-12.79%
Cigarettes 20 Pack (Marlboro, Camel)
$12.6 €10.85
$11.06 CA$15.48
13.92%
Wine (Bottle)
$16.22 €13.97
$7.67 CA$10.74
111.47%
Local Beer (0.5 liter bottle)
$3.23 €2.78
$2.07 CA$2.89
56.04%
Imported Beer (0.33 liter bottle)
$3.87 €3.33
$2.84 CA$3.98
36.27%
🚌 Getting Around
Helsinki
Thunder Bay
Difference
One-way Ticket (Public Transport)
$3.65 €3.14
$2.34 CA$3.28
55.98%
Public Transport Monthly Pass (Regular Price)
$80.5 €69.3
$65 CA$90.9
23.90%
Taxi Start (Normal Tariff)
$8.15 €7.02
$3.26 CA$4.56
150.00%
Taxi (Normal Tariff) (1km)
$1.15 €0.99
$2.02 CA$2.83
-43.07%
Taxi 1hour Waiting (Normal Tariff)
$68.1 €58.7
$25.58 CA$35.82
166.18%
Gasoline (1 liter)
$2.18 €1.88
$1.11 CA$1.55
96.40%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$37K €31.9K
$25.2K CA$35.3K
46.93%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$38.8K €33.4K
$19.8K CA$27.8K
95.77%
🧾 Monthly Utilities & Internet
Helsinki
Thunder Bay
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$128 €110
$203 CA$284
-36.86%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$29.47 €25.38
$58.6 CA$82.1
-49.74%
Internet (50+ Mbps, Unlimited Data)
$23.62 €20.35
$98.8 CA$138
-76.10%
🎉 Sport & Entertainment
Helsinki
Thunder Bay
Difference
Gym Membership (Monthly)
$47.42 €40.85
$30.14 CA$42.2
57.33%
Tennis Court (1 Hour on Weekend)
$33.9 €29.2
$18.62 CA$26.07
82.06%
Cinema Ticket
$20.07 €17.28
$13.16 CA$18.43
52.51%
🧸 Childcare & Education
Helsinki
Thunder Bay
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$401 €345
$735 CA$1,030
-45.47%
International Primary School, 1 Child (Yearly)
$11K €9,513
$11.8K CA$16.6K
-6.58%
👕👟 Clothing & Footwear
Helsinki
Thunder Bay
Difference
Jeans (Levis 501 Or Similar)
$109 €93.6
$59.9 CA$83.9
81.33%
Summer Dress (H&M, Zara, etc)
$38.21 €32.91
$36.89 CA$51.6
3.58%
Sport Shoes (Adidas, Nike)
$102 €88
$75.5 CA$106
35.40%
Men's Leather Business Shoes
$124 €107
$136 CA$190
-9.02%
🏠 Accommodation & Living
Helsinki
Thunder Bay
Difference
1-bedroom Apartment, City Center (Monthly)
$1,206 €1,038
$1,022 CA$1,431
17.96%
1-bedroom Apartment, Outside City Center (Monthly)
$948 €817
$1,060 CA$1,485
-10.56%
3-bedroom Apartment, City Center (Monthly)
$2,103 €1,811
$1,826 CA$2,556
15.21%
3-bedroom Apartment, Outside City Center (Monthly)
$1,537 €1,324
$1,845 CA$2,584
-16.73%
Buy Apartment in City Center (m2)
$9,152 €7,883
-
-
Buy Apartment Outside City Center (m2)
$4,990 €4,298
-
-
💵 Salaries & Financials
Helsinki
Thunder Bay
Difference
Average Monthly Net Salary (After Tax)
$3,506 €3,019
$2,897 CA$4,056
21.03%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.09
6.19
-33.93%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Helsinki: November 29, 2025

Last update for Thunder Bay: December 1, 2025

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