Cost of Living Comparison Between Helsinki and Saratoga Springs, NY Cost of Living Comparison Between Helsinki and Saratoga Springs, NY

😐 Solo nomad: Helsinki is 6.4% more expensive than Saratoga Springs, NY without rent, and 26.1% cheaper with rent.

😐 Family of 3: Helsinki is 22% more expensive than Saratoga Springs, NY without rent, and 10.2% cheaper with rent.

Meal at Budget Restaurant

$17.03 €14.67

$20.38 $20.38

-16.44%

Three-Course Dinner for Two, Mid-Range

$102 €88.3

$66.2 $66.2

54.73%

Fast Food Meal (McDonalds, etc)

$12.85 €11.07

$7.8 $7.8

64.74%

Cappuccino

$5.29 €4.56

$4.21 $4.21

25.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.01 €2.59

$2.12 $2.12

41.98%

Water (0.33 liter bottle)

$2.33 €2.01

$1.75 $1.75

33.14%

Local Beer (0.5 liter draught)

$8.23 €7.09

$4.98 $4.98

65.26%

Imported Beer (0.33 liter bottle)

$8.31 €7.15

$7.15 $7.15

16.22%

Milk (1 liter)

$1.39 €1.2

$1.15 $1.15

20.87%

White Bread (500g)

$2.6 €2.24

$3.46 $3.46

-24.86%

Rice (white) (1kg)

$2.79 €2.41

$8.16 $8.16

-65.81%

Eggs

$3.62 €3.12

$3.74 $3.74

-3.21%

Local Cheese (1kg)

$9.45 €8.14

$19.09 $19.09

-50.50%

Chicken Fillets (1kg)

$14.51 €12.49

$23.67 $23.67

-38.70%

Beef Round Steak (1kg)

$22.93 €19.75

$19.48 $19.48

17.71%

Apples (1kg)

$2.72 €2.34

$3.77 $3.77

-27.85%

Banana (1kg)

$2.09 €1.8

$1.46 $1.46

43.15%

Oranges (1kg)

$2.58 €2.22

$3.84 $3.84

-32.81%

Tomato (1kg)

$4.73 €4.08

$7.3 $7.3

-35.21%

Potato (1kg)

$1.19 €1.02

$3.15 $3.15

-62.22%

Onion (1kg)

$1.85 €1.6

$2.93 $2.93

-36.86%

Lettuce (1 head)

$2.03 €1.75

$1.93 $1.93

5.18%

Water (1.5 liter bottle)

$1.91 €1.64

$1.66 $1.66

15.06%

Cigarettes 20 Pack (Marlboro, Camel)

$12.6 €10.85

$13.14 $13.14

-4.11%

Wine (Bottle)

$16.22 €13.97

$12.07 $12.07

34.38%

Local Beer (0.5 liter bottle)

$3.23 €2.78

$1.69 $1.69

91.12%

Imported Beer (0.33 liter bottle)

$3.87 €3.33

$5.35 $5.35

-27.66%

One-way Ticket (Public Transport)

$3.65 €3.14

$2.49 $2.49

46.59%

Public Transport Monthly Pass (Regular Price)

$80.5 €69.3

Taxi Start (Normal Tariff)

$8.15 €7.02

$1.98 $1.98

311.62%

Taxi (Normal Tariff) (1km)

$1.15 €0.99

$1.37 $1.37

-16.06%

Taxi 1hour Waiting (Normal Tariff)

$68.1 €58.7

$29.69 $29.69

129.34%

Gasoline (1 liter)

$2.18 €1.88

$0.87 $0.87

150.57%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37K €31.9K

$33.7K $33.7K

9.89%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.8K €33.4K

$25K $25K

55.07%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$128 €110

$191 $191

-32.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$29.47 €25.38

$53.3 $53.3

-44.74%

Internet (50+ Mbps, Unlimited Data)

$23.62 €20.35

$66.7 $66.7

-64.56%

Gym Membership (Monthly)

$47.42 €40.85

$59 $59

-19.59%

Tennis Court (1 Hour on Weekend)

$33.9 €29.2

$19.69 $19.69

72.17%

Cinema Ticket

$20.07 €17.28

$14.92 $14.92

34.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$401 €345

$1,399 $1,399

-71.33%

International Primary School, 1 Child (Yearly)

$11K €9,513

$30K $30K

-63.23%

Jeans (Levis 501 Or Similar)

$109 €93.6

$47.13 $47.13

130.58%

Summer Dress (H&M, Zara, etc)

$38.21 €32.91

$34.1 $34.1

12.05%

Sport Shoes (Adidas, Nike)

$102 €88

$86.9 $86.9

17.59%

Men's Leather Business Shoes

$124 €107

$112 $112

10.38%

1-bedroom Apartment, City Center (Monthly)

$1,206 €1,038

$2,475 $2,475

-51.28%

1-bedroom Apartment, Outside City Center (Monthly)

$948 €817

$1,559 $1,559

-39.18%

3-bedroom Apartment, City Center (Monthly)

$2,103 €1,811

$3,035 $3,035

-30.70%

3-bedroom Apartment, Outside City Center (Monthly)

$1,537 €1,324

$2,175 $2,175

-29.34%

Buy Apartment in City Center (m2)

$9,152 €7,883

Buy Apartment Outside City Center (m2)

$4,990 €4,298

Average Monthly Net Salary (After Tax)

$3,506 €3,019

$4,924 $4,924

-28.81%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.09

6.36

-35.69%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Helsinki: November 29, 2025

Last update for Saratoga Springs, NY: November 30, 2025

Digital Nomad Cost of Living Index

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