Last update: Oct 2026

Cost of Living Comparison Between Helsinki and Naantali

For one person, living is cheaper in Naantali: $1,805 a month against $2,192 in Helsinki, rent and utilities included – about $4,600 less a year. Rent and utilities account for most of the difference.

106

Cost of Living Index in Helsinki
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Helsinki Living Index
88

Cost of Living Index in Naantali
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Naantali Living Index

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Helsinki

🇫🇮 Finland

$2,192

/mo nomad

Naantali

🇫🇮 Finland

$1,805

/mo nomad

Monthly Cost of Living

How much you'll spend in Helsinki and in Naantali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Helsinki and in Naantali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,192 in Helsinki versus $1,805 in Naantali.

Helsinki $2,192
Naantali $1,805

Estimated couple costs with rent: $3,545 in Helsinki versus $2,824 in Naantali.

Helsinki $3,545
Naantali $2,824

Monthly costs for a family of three with rent: $4,898 in Helsinki versus $3,843 in Naantali.

Helsinki $4,898
Naantali $3,843

Living in Helsinki is roughly 21% more expensive than in Naantali, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Helsinki 62% above, Naantali 33% above.

Meal at Budget Restaurant

$18.21 €16.20

$16.07 €14.30

13.32%

Three-Course Dinner for Two, Mid-Range

$113 €100

$99.3 €88.3

13.55%

Fast Food Meal (McDonalds, etc)

$13.38 €11.90

$12.49 €11.11

7.13%

Cappuccino

$5.18 €4.61

$4.82 €4.29

7.47%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.46 €3.08

$2.82 €2.50

22.70%

Water (0.33 liter bottle)

$2.65 €2.36

$1.91 €1.70

38.74%

Local Beer (0.5 liter draught)

$9.67 €8.60

$9.37 €8.34

3.20%

Imported Beer (0.33 liter bottle)

$8.78 €7.81

$8.90 €7.91

-1.35%

Milk (1 liter)

$1.37 €1.22

$1.31 €1.17

4.58%

White Bread (500g)

$2.76 €2.45

$2.48 €2.21

11.29%

Rice (white) (1kg)

$2.66 €2.36

$2.67 €2.37

-0.37%

Eggs

$4.04 €3.60

$3.69 €3.28

9.49%

Local Cheese (1kg)

$9.65 €8.58

$7.86 €6.99

22.77%

Chicken Fillets (1kg)

$13.38 €11.90

$13.33 €11.86

0.38%

Beef Round Steak (1kg)

$25.50 €22.68

$18.21 €16.19

40.03%

Apples (1kg)

$2.74 €2.43

$2.70 €2.40

1.48%

Banana (1kg)

$2.23 €1.98

$2.11 €1.88

5.69%

Oranges (1kg)

$2.53 €2.25

$2.28 €2.03

10.96%

Tomato (1kg)

$3.86 €3.44

$3.83 €3.41

0.78%

Potato (1kg)

$1.24 €1.11

$1.17 €1.05

5.98%

Onion (1kg)

$1.59 €1.42

$1.60 €1.43

-0.63%

Lettuce (1 head)

$2.26 €2.01

$1.95 €1.74

15.90%

Water (1.5 liter bottle)

$1.68 €1.50

$1.59 €1.42

5.66%

Cigarettes 20 Pack (Marlboro, Camel)

$13.73 €12.21

$13.30 €11.83

3.23%

Wine (Bottle)

$15.91 €14.15

$14.77 €13.13

7.72%

Local Beer (0.5 liter bottle)

$3.74 €3.32

$3.89 €3.46

-3.86%

Imported Beer (0.33 liter bottle)

$4.05 €3.61

$3.68 €3.28

10.05%

One-way Ticket (Public Transport)

$3.81 €3.39

$3.25 €2.89

17.23%

Public Transport Monthly Pass (Regular Price)

$81.0 €72.0

$64.2 €57.1

26.11%

Taxi Start (Normal Tariff)

$16.11 €14.33

$8.40 €7.47

91.79%

Taxi (Normal Tariff) (1km)

$1.30 €1.15

$1.26 €1.12

3.17%

Taxi 1hour Waiting (Normal Tariff)

$78.1 €69.5

$66.8 €59.4

16.93%

Gasoline (1 liter)

$2.29 €2.04

$2.27 €2.02

0.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.6K €32.5K

$37.0K €32.9K

-1.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.0K €32.9K

$37.3K €33.2K

-0.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$140 €124

$134 €119

4.49%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.22 €23.32

Internet (50+ Mbps, Unlimited Data)

$24.32 €21.63

$21.97 €19.54

10.70%

Gym Membership (Monthly)

$46.42 €41.29

$44.21 €39.32

5.00%

Tennis Court (1 Hour on Weekend)

$37.13 €33.03

$22.24 €19.78

66.95%

Cinema Ticket

$18.40 €16.36

$18.30 €16.28

0.55%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$475 €423

$313 €279

51.58%

International Primary School, 1 Child (Yearly)

$12.8K €11.4K

$7,266 €6,464

76.16%

Jeans (Levis 501 Or Similar)

$93.3 €83.0

$90.3 €80.3

3.34%

Summer Dress (H&M, Zara, etc)

$42.95 €38.20

$43.88 €39.03

-2.12%

Sport Shoes (Adidas, Nike)

$107 €95.2

$104 €92.3

3.19%

Men's Leather Business Shoes

$148 €131

$110 €97.8

34.46%

1-bedroom Apartment, City Center (Monthly)

$1,225 €1,089

$774 €688

58.26%

1-bedroom Apartment, Outside City Center (Monthly)

$894 €795

$633 €563

41.19%

3-bedroom Apartment, City Center (Monthly)

$2,309 €2,054

$1,243 €1,106

85.75%

3-bedroom Apartment, Outside City Center (Monthly)

$1,714 €1,524

$1,011 €899

69.47%

Buy Apartment in City Center (m2)

$9,765 €8,686

$4,047 €3,600

141.31%

Buy Apartment Outside City Center (m2)

$4,249 €3,780

$2,159 €1,920

96.81%

Average Monthly Net Salary (After Tax)

$3,215 €2,860

20-Year Fixed Mortgage Interest Rate (Annual %)

3.65

3.61

1.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Helsinki: October 20, 2026

Last update for Naantali: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Helsinki

$894 40.8%

Naantali

$633 35.1% 29.2% $261

Groceries & Markets

Helsinki

$392 17.9%

Naantali

$353 19.5% 10% $39

Eating Out

Helsinki

$338 15.4%

Naantali

$307 17% 9.1% $31

Monthly Utilities & Internet

Helsinki

$190 8.7%

Naantali

$182 10.1% 4.4% $8.3

Clothing & Footwear

Helsinki

$176 8%

Naantali

$157 8.7% 11.1% $19

Getting Around

Helsinki

$119 5.4%

Naantali

$92 5.1% 22.6% $27

Sport & Entertainment

Helsinki

$83 3.8%

Naantali

$81 4.5% 2.9% $2.4

Cost Breakdown

A one-bedroom apartment in the center runs $1,225 in Helsinki and $774 in Naantali. Housing cost is often the main lever when comparing two cities.

Dining out: $113 in Helsinki vs $99.0 in Naantali for a mid-range dinner for two. Groceries echo the gap at $392 vs $353 per month, with Naantali cheaper across the board.

Good to know

🇫🇮 Helsinki

🇫🇮 Naantali

🕒 Local time

12:32 12:32 PM

Same time as Helsinki

🌤 Weather

👥 Population

674,963 Capital

19,426

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

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Digital Nomad Cost of Living Index

Helsinki vs Naantali: Cost of Living - Frequently Asked Questions

Naantali is cheaper overall, especially in groceries, eating out, and clothing. The 21% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $3,289 in Helsinki and $2,707 in Naantali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,225 in Helsinki versus $774 in Naantali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Naantali – a meal for two runs $99.0 versus $113 in Helsinki. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,192 per month in Helsinki versus $1,805 in Naantali – a 21% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,805 in Naantali versus $2,192 in Helsinki, a $2,500 budget is realistic in Naantali but tight or insufficient in Helsinki. The gap between the two cities makes Naantali the clear choice for anyone on this budget.

For families, Naantali is more practical. Housing and childcare are both notably cheaper than in Helsinki, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Helsinki and Naantali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Naantali gentler on the wallet – expenses run 21% less than in Helsinki. Beyond cost, consider language, visa policies, and how big the international community is in each city.