Cost of Living Comparison Between Helsinki and Naantali Cost of Living Comparison Between Helsinki and Naantali

Monthly Cost of Living

Monthly costs for one person with rent: $2,239 in Helsinki versus $1,866 in Naantali.

Estimated couple costs with rent: $3,669 in Helsinki versus $2,939 in Naantali.

Monthly costs for a family of three with rent: $5,100 in Helsinki versus $4,011 in Naantali.

Living in Helsinki is roughly 20% more expensive than in Naantali, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Helsinki 63% above, Naantali 36% above.

Meal at Budget Restaurant

$18.88 €16.25

$16.54 €14.23

14.15%

Three-Course Dinner for Two, Mid-Range

$118 €102

$105 €90.7

12.33%

Fast Food Meal (McDonalds, etc)

$13.91 €11.97

$12.55 €10.80

10.84%

Cappuccino

$5.39 €4.64

$5.03 €4.33

7.16%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.57 €3.08

$2.94 €2.53

21.43%

Water (0.33 liter bottle)

$2.75 €2.37

$2.02 €1.74

36.14%

Local Beer (0.5 liter draught)

$9.18 €7.90

$9.40 €8.09

-2.34%

Imported Beer (0.33 liter bottle)

$9.57 €8.23

$9.44 €8.12

1.38%

Milk (1 liter)

$1.46 €1.26

$1.47 €1.26

-0.68%

White Bread (500g)

$2.57 €2.21

Rice (white) (1kg)

$2.67 €2.30

$2.71 €2.33

-1.48%

Eggs

$4.16 €3.58

$3.93 €3.38

5.85%

Local Cheese (1kg)

$10.17 €8.75

$7.98 €6.87

27.44%

Chicken Fillets (1kg)

$13.50 €11.61

$13.86 €11.93

-2.60%

Beef Round Steak (1kg)

$26.37 €22.69

$19.01 €16.36

38.72%

Apples (1kg)

$2.94 €2.53

$2.79 €2.40

5.38%

Banana (1kg)

$2.18 €1.88

$2.21 €1.90

-1.36%

Oranges (1kg)

$2.59 €2.23

$2.38 €2.05

8.82%

Tomato (1kg)

$3.94 €3.39

$4.11 €3.54

-4.14%

Potato (1kg)

$1.21 €1.04

$1.26 €1.08

-3.97%

Onion (1kg)

$1.73 €1.49

$1.59 €1.37

8.81%

Lettuce (1 head)

$2.30 €1.98

$2.09 €1.80

10.05%

Water (1.5 liter bottle)

$1.72 €1.48

$1.66 €1.43

3.61%

Cigarettes 20 Pack (Marlboro, Camel)

$14.74 €12.68

$13.82 €11.90

6.66%

Wine (Bottle)

$16.43 €14.14

$15.70 €13.51

4.65%

Local Beer (0.5 liter bottle)

$4.01 €3.45

$3.85 €3.31

4.16%

Imported Beer (0.33 liter bottle)

$4.05 €3.49

$3.73 €3.21

8.58%

One-way Ticket (Public Transport)

$3.85 €3.31

$3.09 €2.66

24.60%

Public Transport Monthly Pass (Regular Price)

$83.3 €71.6

$64.4 €55.5

29.19%

Taxi Start (Normal Tariff)

$16.61 €14.30

$8.69 €7.48

91.14%

Taxi (Normal Tariff) (1km)

$1.35 €1.16

$1.30 €1.12

3.85%

Taxi 1hour Waiting (Normal Tariff)

$79.1 €68.0

$69.2 €59.6

14.22%

Gasoline (1 liter)

$2.40 €2.06

$2.36 €2.03

1.69%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.4K €32.2K

$38.1K €32.8K

-1.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.7K €33.3K

$38.5K €33.1K

0.64%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$140 €120

0.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.51 €22.81

$26.91 €23.15

-1.49%

Internet (50+ Mbps, Unlimited Data)

$24.29 €20.90

$23.12 €19.89

5.06%

Gym Membership (Monthly)

$48.81 €42.00

$46.52 €40.03

4.92%

Tennis Court (1 Hour on Weekend)

$37.93 €32.64

$24.87 €21.40

52.51%

Cinema Ticket

$19.39 €16.69

$19.45 €16.73

-0.31%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$503 €433

$322 €277

56.49%

International Primary School, 1 Child (Yearly)

$13.2K €11.4K

$7,527 €6,477

75.33%

Jeans (Levis 501 Or Similar)

$95.5 €82.2

$90.8 €78.1

5.17%

Summer Dress (H&M, Zara, etc)

$45.73 €39.35

$40.25 €34.64

13.61%

Sport Shoes (Adidas, Nike)

$111 €95.7

$105 €90.5

5.75%

Men's Leather Business Shoes

$153 €132

$116 €100

31.88%

1-bedroom Apartment, City Center (Monthly)

$1,289 €1,109

$805 €693

60.07%

1-bedroom Apartment, Outside City Center (Monthly)

$940 €809

$659 €567

42.58%

3-bedroom Apartment, City Center (Monthly)

$2,401 €2,066

$1,291 €1,111

86.05%

3-bedroom Apartment, Outside City Center (Monthly)

$1,802 €1,550

$1,088 €937

65.54%

Buy Apartment in City Center (m2)

$10.1K €8,718

$4,103 €3,531

146.91%

Buy Apartment Outside City Center (m2)

$4,523 €3,892

$1,985 €1,708

127.92%

Average Monthly Net Salary (After Tax)

$3,231 €2,780

20-Year Fixed Mortgage Interest Rate (Annual %)

3.61

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Helsinki: August 30, 2026

Last update for Naantali: August 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,289 in Helsinki and $805 in Naantali. Housing cost is often the main lever when comparing two cities.

Dining out: $118 in Helsinki vs $105 in Naantali for a mid-range dinner for two. Groceries echo the gap at $401 vs $368 per month, with Naantali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Helsinki vs Naantali: Cost of Living - Frequently Asked Questions

Naantali is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Getting Around, Sport & Entertainment. The 20% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $3,358 in Helsinki and $2,799 in Naantali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,289 in Helsinki versus $805 in Naantali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Naantali – a meal for two runs $105 versus $118 in Helsinki. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,239 per month in Helsinki versus $1,866 in Naantali – a 20% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,866 in Naantali versus $2,239 in Helsinki, a $2,500 budget is realistic in Naantali but tight or insufficient in Helsinki. The gap between the two cities makes Naantali the clear choice for anyone on this budget.

For families, Naantali is more practical. Housing and childcare are both notably cheaper than in Helsinki, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Helsinki and Naantali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Naantali gentler on the wallet – expenses run 20% less than in Helsinki. Beyond cost, consider language, visa policies, and how big the international community is in each city.