Last update: Oct 2026

Cost of Living Comparison Between Helsinki and Massy

For one person, living costs are similar in Helsinki and in Massy: $2,192 and $2,204 a month, rent and utilities included.

106

Cost of Living Index in Helsinki
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Helsinki Living Index
107

Cost of Living Index in Massy
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Massy Living Index

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Helsinki

🇫🇮 Finland

$2,192

/mo nomad

Massy

🇫🇷 France

$2,204

/mo nomad

Monthly Cost of Living

How much you'll spend in Helsinki and in Massy

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Helsinki and in Massy actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,192 in Helsinki versus $2,204 in Massy.

Helsinki $2,192
Massy $2,204

Estimated couple costs with rent: $3,545 in Helsinki versus $3,437 in Massy.

Helsinki $3,545
Massy $3,437

Monthly costs for a family of three with rent: $4,898 in Helsinki versus $4,670 in Massy.

Helsinki $4,898
Massy $4,670

Living in Helsinki costs roughly 1% less than in Massy, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Helsinki 62% above, Massy 63% above.

Meal at Budget Restaurant

$18.21 €16.20

$17.74 €15.78

2.65%

Three-Course Dinner for Two, Mid-Range

$113 €100

$74.0 €65.8

52.40%

Fast Food Meal (McDonalds, etc)

$13.38 €11.90

$13.29 €11.82

0.68%

Cappuccino

$5.18 €4.61

$4.41 €3.93

17.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.46 €3.08

$3.16 €2.81

9.49%

Water (0.33 liter bottle)

$2.65 €2.36

$2.29 €2.03

15.72%

Local Beer (0.5 liter draught)

$9.67 €8.60

$7.96 €7.08

21.48%

Imported Beer (0.33 liter bottle)

$8.78 €7.81

$5.65 €5.02

55.40%

Milk (1 liter)

$1.37 €1.22

$1.55 €1.38

-11.61%

White Bread (500g)

$2.76 €2.45

$2.22 €1.97

24.32%

Rice (white) (1kg)

$2.66 €2.36

$2.68 €2.39

-0.75%

Eggs

$4.04 €3.60

$4.20 €3.74

-3.81%

Local Cheese (1kg)

$9.65 €8.58

$21.90 €19.48

-55.94%

Chicken Fillets (1kg)

$13.38 €11.90

$13.57 €12.07

-1.40%

Beef Round Steak (1kg)

$25.50 €22.68

$22.99 €20.45

10.92%

Apples (1kg)

$2.74 €2.43

$3.30 €2.93

-16.97%

Banana (1kg)

$2.23 €1.98

$2.20 €1.96

1.36%

Oranges (1kg)

$2.53 €2.25

$2.37 €2.11

6.75%

Tomato (1kg)

$3.86 €3.44

$4.20 €3.73

-8.10%

Potato (1kg)

$1.24 €1.11

$1.92 €1.71

-35.42%

Onion (1kg)

$1.59 €1.42

$2.06 €1.83

-22.82%

Lettuce (1 head)

$2.26 €2.01

$1.77 €1.58

27.68%

Water (1.5 liter bottle)

$1.68 €1.50

$0.89 €0.79

88.76%

Cigarettes 20 Pack (Marlboro, Camel)

$13.73 €12.21

$13.89 €12.35

-1.15%

Wine (Bottle)

$15.91 €14.15

$8.83 €7.86

80.18%

Local Beer (0.5 liter bottle)

$3.74 €3.32

$2.52 €2.24

48.41%

Imported Beer (0.33 liter bottle)

$4.05 €3.61

$3.57 €3.17

13.45%

One-way Ticket (Public Transport)

$3.81 €3.39

$2.78 €2.47

37.05%

Public Transport Monthly Pass (Regular Price)

$81.0 €72.0

$94.6 €84.1

-14.38%

Taxi Start (Normal Tariff)

$16.11 €14.33

$2.18 €1.94

638.99%

Taxi (Normal Tariff) (1km)

$1.30 €1.15

$1.42 €1.27

-8.45%

Taxi 1hour Waiting (Normal Tariff)

$78.1 €69.5

$24.11 €21.44

224.01%

Gasoline (1 liter)

$2.29 €2.04

$2.21 €1.96

3.62%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.6K €32.5K

$34.1K €30.3K

7.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.0K €32.9K

$37.2K €33.1K

-0.44%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$140 €124

$214 €190

-34.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.22 €23.32

$15.60 €13.88

68.08%

Internet (50+ Mbps, Unlimited Data)

$24.32 €21.63

$31.36 €27.89

-22.45%

Gym Membership (Monthly)

$46.42 €41.29

$36.06 €32.08

28.73%

Tennis Court (1 Hour on Weekend)

$37.13 €33.03

$22.71 €20.20

63.50%

Cinema Ticket

$18.40 €16.36

$14.56 €12.95

26.37%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$475 €423

$804 €715

-40.94%

International Primary School, 1 Child (Yearly)

$12.8K €11.4K

$5,515 €4,906

132.08%

Jeans (Levis 501 Or Similar)

$93.3 €83.0

$108 €96.4

-13.88%

Summer Dress (H&M, Zara, etc)

$42.95 €38.20

$52.3 €46.54

-17.91%

Sport Shoes (Adidas, Nike)

$107 €95.2

$118 €105

-9.57%

Men's Leather Business Shoes

$148 €131

$112 €100

31.40%

1-bedroom Apartment, City Center (Monthly)

$1,225 €1,089

$1,177 €1,047

4.05%

1-bedroom Apartment, Outside City Center (Monthly)

$894 €795

$886 €788

0.89%

3-bedroom Apartment, City Center (Monthly)

$2,309 €2,054

$1,594 €1,418

44.86%

3-bedroom Apartment, Outside City Center (Monthly)

$1,714 €1,524

$1,709 €1,520

0.28%

Buy Apartment in City Center (m2)

$9,765 €8,686

$5,935 €5,280

64.52%

Buy Apartment Outside City Center (m2)

$4,249 €3,780

$3,404 €3,028

24.82%

Average Monthly Net Salary (After Tax)

$3,215 €2,860

$3,020 €2,687

6.46%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.65

3.85

-5.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Helsinki: October 20, 2026

Last update for Massy: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Helsinki

$894 40.8%

Massy

$886 40.2% 0.9% $7.9

Groceries & Markets

Helsinki

$392 17.9%

Massy

$393 17.8% 0.3% $1.2

Eating Out

Helsinki

$338 15.4%

Massy

$308 14% 9.1% $31

Monthly Utilities & Internet

Helsinki

$190 8.7%

Massy

$261 11.8% 36.8% $70

Clothing & Footwear

Helsinki

$176 8%

Massy

$176 8% 0.1% $0.2

Getting Around

Helsinki

$119 5.4%

Massy

$115 5.2% 3.2% $3.8

Sport & Entertainment

Helsinki

$83 3.8%

Massy

$65 3% 21.7% $18

Cost Breakdown

A one-bedroom apartment in the center runs $1,225 in Helsinki and $1,177 in Massy. Housing cost is often the main lever when comparing two cities.

Helsinki pays 6% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $113 in Helsinki vs $74.0 in Massy. Groceries flip the comparison at $392 vs $393, with Helsinki cheaper for home cooking.

Good to know

🇫🇮 Helsinki

🇫🇷 Massy

🕒 Local time

13:48 1:48 PM

12:48 12:48 PM

1 h behind Helsinki

🌤 Weather

👥 Population

674,963 Capital

50,000

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

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Between locations

Helsinki Massy 1,920 km ≈ 3 h nonstop flight

From you

Helsinki
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Helsinki vs Massy: Cost of Living - Frequently Asked Questions

Helsinki is cheaper overall, especially in groceries and clothing. The 1% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 6% higher in Helsinki, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,225 in Helsinki versus $1,177 in Massy. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Helsinki – a meal for two runs $113 versus $74.0 in Massy. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,192 per month in Helsinki versus $2,204 in Massy – a 1% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,192 in Helsinki versus $2,204 in Massy, a $2,500 budget is realistic in Helsinki but tight or insufficient in Massy. The gap between the two cities makes Helsinki the clear choice for anyone on this budget.

For families, Helsinki is more practical. Housing and childcare are both notably cheaper than in Massy, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Helsinki and Massy are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Helsinki gentler on the wallet – expenses run 1% less than in Massy. Beyond cost, consider language, visa policies, and how big the international community is in each city.