Cost of Living Comparison Between Helsinki and Kotka Cost of Living Comparison Between Helsinki and Kotka

😐 Solo nomad: Helsinki is 30.6% more expensive than Kotka without rent, and 19.9% more expensive with rent.

😐 Family of 3: Helsinki is 20.1% more expensive than Kotka without rent, and 23.5% more expensive with rent.

Meal at Budget Restaurant

$17.58 €15.16

$12.77 €11.01

37.67%

Three-Course Dinner for Two, Mid-Range

$104 €89.5

$53.6 €46.19

93.73%

Fast Food Meal (McDonalds, etc)

$12.52 €10.79

$9.87 €8.51

26.85%

Cappuccino

$5.29 €4.56

$4.21 €3.63

25.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.01 €2.60

$2.06 €1.78

46.12%

Water (0.33 liter bottle)

$2.37 €2.04

$1.62 €1.39

46.30%

Local Beer (0.5 liter draught)

$8.00 €6.90

$5.76 €4.96

38.89%

Imported Beer (0.33 liter bottle)

$8.13 €7.01

$3.50 €3.01

132.29%

Milk (1 liter)

$1.40 €1.21

$1.32 €1.14

6.06%

White Bread (500g)

$2.61 €2.25

$2.31 €1.99

12.99%

Rice (white) (1kg)

$2.73 €2.35

$2.24 €1.93

21.87%

Eggs

$3.59 €3.10

$2.83 €2.44

26.86%

Local Cheese (1kg)

$8.97 €7.74

$8.96 €7.73

0.11%

Chicken Fillets (1kg)

$14.58 €12.57

$13.91 €11.99

4.82%

Beef Round Steak (1kg)

$22.35 €19.27

$20.97 €18.08

6.58%

Apples (1kg)

$2.75 €2.37

$2.02 €1.74

36.14%

Banana (1kg)

$2.17 €1.87

$1.87 €1.61

16.04%

Oranges (1kg)

$2.54 €2.19

$2.41 €2.08

5.39%

Tomato (1kg)

$4.77 €4.11

$4.86 €4.19

-1.85%

Potato (1kg)

$1.24 €1.07

$1.39 €1.20

-10.79%

Onion (1kg)

$1.87 €1.61

$1.81 €1.56

3.31%

Lettuce (1 head)

$2.05 €1.77

$1.72 €1.48

19.19%

Water (1.5 liter bottle)

$1.91 €1.65

$1.40 €1.21

36.43%

Cigarettes 20 Pack (Marlboro, Camel)

$12.70 €10.95

$10.25 €8.84

23.90%

Wine (Bottle)

$16.09 €13.87

$15.06 €12.98

6.84%

Local Beer (0.5 liter bottle)

$3.18 €2.74

$3.04 €2.62

4.61%

Imported Beer (0.33 liter bottle)

$3.93 €3.38

$3.54 €3.06

11.02%

One-way Ticket (Public Transport)

$3.66 €3.15

$5.67 €4.89

-35.45%

Public Transport Monthly Pass (Regular Price)

$81.4 €70.2

$58.1 €50.1

40.07%

Taxi Start (Normal Tariff)

$8.01 €6.90

$7.96 €6.86

0.63%

Taxi (Normal Tariff) (1km)

$1.11 €0.96

$1.26 €1.09

-11.90%

Taxi 1hour Waiting (Normal Tariff)

$68.5 €59.0

$54.9 €47.29

24.83%

Gasoline (1 liter)

$2.13 €1.84

$2.04 €1.76

4.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.3K €32.2K

$31.9K €27.5K

16.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.8K €34.3K

$33.0K €28.4K

20.62%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$127 €109

$261 €225

-51.48%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$29.36 €25.31

$30.79 €26.54

-4.64%

Internet (50+ Mbps, Unlimited Data)

$23.50 €20.26

$19.33 €16.66

21.57%

Gym Membership (Monthly)

$46.59 €40.16

$43.62 €37.60

6.81%

Tennis Court (1 Hour on Weekend)

$33.70 €29.05

$24.08 €20.76

39.95%

Cinema Ticket

$19.54 €16.84

$15.82 €13.63

23.51%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$405 €349

$336 €290

20.24%

International Primary School, 1 Child (Yearly)

$11.2K €9,646

$11.4K €9,800

-1.57%

Jeans (Levis 501 Or Similar)

$107 €92.5

$108 €93.4

-0.94%

Summer Dress (H&M, Zara, etc)

$38.20 €32.93

$13.98 €12.05

173.25%

Sport Shoes (Adidas, Nike)

$102 €88.3

$86.8 €74.8

17.99%

Men's Leather Business Shoes

$125 €108

$104 €89.6

20.20%

1-bedroom Apartment, City Center (Monthly)

$1,190 €1,025

$771 €665

54.23%

1-bedroom Apartment, Outside City Center (Monthly)

$945 €814

$643 €554

47.00%

3-bedroom Apartment, City Center (Monthly)

$2,092 €1,803

$1,325 €1,142

57.87%

3-bedroom Apartment, Outside City Center (Monthly)

$1,553 €1,339

$1,037 €893

49.85%

Buy Apartment in City Center (m2)

$9,782 €8,432

$2,967 €2,558

229.68%

Buy Apartment Outside City Center (m2)

$4,885 €4,211

$1,732 €1,493

181.98%

Average Monthly Net Salary (After Tax)

$3,284 €2,831

$2,595 €2,237

26.56%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.09

3.4

20.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Helsinki: January 13, 2026

Last update for Kotka: January 10, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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