Cost of Living Comparison Between Helsinki and Kajaani Cost of Living Comparison Between Helsinki and Kajaani

😐 Solo nomad: Helsinki is 5.8% more expensive than Kajaani without rent, and 25.2% more expensive with rent.
😐 Family of 3: Helsinki is 40.4% more expensive than Kajaani without rent, and 32.1% more expensive with rent.
Currency
🍽 Eating Out
Helsinki
Kajaani
Difference
Meal at Budget Restaurant
$17.44 €15.02
$15.07 €12.97
15.73%
Three-Course Dinner for Two, Mid-Range
$106 €91.2
$46.90 €40.38
125.82%
Fast Food Meal (McDonalds, etc)
$12.92 €11.12
$9.68 €8.33
33.47%
Cappuccino
$5.00 €4.31
$4.61 €3.97
8.46%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.11 €2.67
$2.58 €2.22
20.54%
Water (0.33 liter bottle)
$2.26 €1.94
$1.71 €1.47
32.16%
Local Beer (0.5 liter draught)
$8.30 €7.14
$8.23 €7.08
0.85%
Imported Beer (0.33 liter bottle)
$7.86 €6.77
$9.02 €7.77
-12.86%
🛒 Groceries & Markets
Helsinki
Kajaani
Difference
Milk (1 liter)
$1.39 €1.20
$1.33 €1.15
4.51%
White Bread (500g)
$2.61 €2.25
$2.28 €1.97
14.47%
Rice (white) (1kg)
$2.76 €2.37
$2.33 €2.01
18.45%
Eggs
$3.44 €2.96
$2.86 €2.47
20.28%
Local Cheese (1kg)
$8.96 €7.72
$8.56 €7.37
4.67%
Chicken Fillets (1kg)
$14.43 €12.42
$10.26 €8.83
40.64%
Beef Round Steak (1kg)
$22.44 €19.32
$20.63 €17.76
8.77%
Apples (1kg)
$2.68 €2.30
$1.99 €1.72
34.67%
Banana (1kg)
$2.20 €1.89
$1.97 €1.70
11.68%
Oranges (1kg)
$2.53 €2.18
$2.31 €1.99
9.52%
Tomato (1kg)
$4.83 €4.16
$4.73 €4.08
2.11%
Potato (1kg)
$1.23 €1.06
$1.40 €1.21
-12.14%
Onion (1kg)
$1.80 €1.55
$1.83 €1.58
-1.64%
Lettuce (1 head)
$2.05 €1.76
$1.69 €1.46
21.30%
Water (1.5 liter bottle)
$1.89 €1.63
$1.46 €1.26
29.45%
Cigarettes 20 Pack (Marlboro, Camel)
$12.86 €11.07
$14.01 €12.06
-8.21%
Wine (Bottle)
$15.92 €13.70
$13.94 €12.00
14.20%
Local Beer (0.5 liter bottle)
$3.20 €2.75
$3.17 €2.73
0.95%
Imported Beer (0.33 liter bottle)
$3.93 €3.39
$3.58 €3.08
9.78%
🚌 Getting Around
Helsinki
Kajaani
Difference
One-way Ticket (Public Transport)
$3.69 €3.18
$3.37 €2.90
9.50%
Public Transport Monthly Pass (Regular Price)
$79.6 €68.6
$65.6 €56.4
21.50%
Taxi Start (Normal Tariff)
$8.22 €7.08
$8.03 €6.91
2.37%
Taxi (Normal Tariff) (1km)
$1.12 €0.96
$1.22 €1.05
-8.20%
Taxi 1hour Waiting (Normal Tariff)
$69.4 €59.8
$62.0 €53.4
11.95%
Gasoline (1 liter)
$2.10 €1.81
$2.11 €1.82
-0.47%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$36.6K €31.5K
$34.8K €29.9K
5.43%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$39.4K €34.0K
$31.1K €26.8K
26.69%
🧾 Monthly Utilities & Internet
Helsinki
Kajaani
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$124 €107
$145 €125
-14.35%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$29.49 €25.39
$30.62 €26.37
-3.69%
Internet (50+ Mbps, Unlimited Data)
$24.00 €20.66
$19.80 €17.05
21.21%
🎉 Sport & Entertainment
Helsinki
Kajaani
Difference
Gym Membership (Monthly)
$47.49 €40.89
$44.29 €38.14
7.23%
Tennis Court (1 Hour on Weekend)
$34.41 €29.63
$23.83 €20.52
44.40%
Cinema Ticket
$20.09 €17.30
$15.93 €13.72
26.11%
🧸 Childcare & Education
Helsinki
Kajaani
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$398 €343
$337 €290
18.18%
International Primary School, 1 Child (Yearly)
$11.4K €9,813
$8,013 €6,899
42.24%
👕👟 Clothing & Footwear
Helsinki
Kajaani
Difference
Jeans (Levis 501 Or Similar)
$108 €92.7
$107 €92.0
0.78%
Summer Dress (H&M, Zara, etc)
$37.66 €32.43
$25.55 €22.00
47.40%
Sport Shoes (Adidas, Nike)
$102 €87.9
$58.4 €50.3
74.88%
Men's Leather Business Shoes
$126 €109
$105 €90.4
20.25%
🏠 Accommodation & Living
Helsinki
Kajaani
Difference
1-bedroom Apartment, City Center (Monthly)
$1,224 €1,054
$786 €676
55.77%
1-bedroom Apartment, Outside City Center (Monthly)
$939 €808
$637 €548
47.44%
3-bedroom Apartment, City Center (Monthly)
$2,136 €1,840
$1,282 €1,104
66.66%
3-bedroom Apartment, Outside City Center (Monthly)
$1,571 €1,353
$1,039 €894
51.25%
Buy Apartment in City Center (m2)
$9,597 €8,263
$3,769 €3,245
154.64%
Buy Apartment Outside City Center (m2)
$4,781 €4,116
$1,956 €1,684
144.45%
💵 Salaries & Financials
Helsinki
Kajaani
Difference
Average Monthly Net Salary (After Tax)
$3,224 €2,776
$2,062 €1,776
56.33%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.09
3.93
4.07%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Helsinki: February 28, 2026

Last update for Kajaani: March 2, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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