Cost of Living Comparison Between Helsinki and Kajaani Cost of Living Comparison Between Helsinki and Kajaani

😐 Solo nomad: Helsinki is 15.9% more expensive than Kajaani without rent, and 24.3% more expensive with rent.

😐 Family of 3: Helsinki is 27% more expensive than Kajaani without rent, and 27.5% more expensive with rent.

Meal at Budget Restaurant

$17.58 €15.16

$15.01 €12.94

17.12%

Three-Course Dinner for Two, Mid-Range

$104 €89.5

$45.68 €39.38

127.23%

Fast Food Meal (McDonalds, etc)

$12.52 €10.79

$9.57 €8.25

30.83%

Cappuccino

$5.29 €4.56

$4.74 €4.08

11.60%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.01 €2.60

$2.58 €2.23

16.67%

Water (0.33 liter bottle)

$2.37 €2.04

$1.64 €1.41

44.51%

Local Beer (0.5 liter draught)

$8.00 €6.90

$8.27 €7.13

-3.26%

Imported Beer (0.33 liter bottle)

$8.13 €7.01

$9.34 €8.05

-12.96%

Milk (1 liter)

$1.40 €1.21

$1.37 €1.19

2.19%

White Bread (500g)

$2.61 €2.25

$2.21 €1.91

18.10%

Rice (white) (1kg)

$2.73 €2.35

$2.33 €2.01

17.17%

Eggs

$3.59 €3.10

$2.82 €2.43

27.30%

Local Cheese (1kg)

$8.97 €7.74

$8.73 €7.53

2.75%

Chicken Fillets (1kg)

$14.58 €12.57

$10.53 €9.07

38.46%

Beef Round Steak (1kg)

$22.35 €19.27

$21.23 €18.30

5.28%

Apples (1kg)

$2.75 €2.37

$2.06 €1.77

33.50%

Banana (1kg)

$2.17 €1.87

$1.89 €1.63

14.81%

Oranges (1kg)

$2.54 €2.19

$2.33 €2.01

9.01%

Tomato (1kg)

$4.77 €4.11

$4.59 €3.95

3.92%

Potato (1kg)

$1.24 €1.07

$1.44 €1.24

-13.89%

Onion (1kg)

$1.87 €1.61

Lettuce (1 head)

$2.05 €1.77

$1.71 €1.47

19.88%

Water (1.5 liter bottle)

$1.91 €1.65

$1.39 €1.19

37.41%

Cigarettes 20 Pack (Marlboro, Camel)

$12.70 €10.95

$14.14 €12.19

-10.18%

Wine (Bottle)

$16.09 €13.87

$13.30 €11.46

20.98%

Local Beer (0.5 liter bottle)

$3.18 €2.74

$3.02 €2.61

5.30%

Imported Beer (0.33 liter bottle)

$3.93 €3.38

$3.69 €3.18

6.50%

One-way Ticket (Public Transport)

$3.66 €3.15

$3.40 €2.93

7.65%

Public Transport Monthly Pass (Regular Price)

$81.4 €70.2

$66.3 €57.1

22.86%

Taxi Start (Normal Tariff)

$8.01 €6.90

$7.86 €6.78

1.91%

Taxi (Normal Tariff) (1km)

$1.11 €0.96

$1.23 €1.06

-9.76%

Taxi 1hour Waiting (Normal Tariff)

$68.5 €59.0

$62.8 €54.1

9.06%

Gasoline (1 liter)

$2.13 €1.84

$2.10 €1.81

1.43%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.3K €32.2K

$34.8K €30.0K

7.08%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.8K €34.3K

$31.5K €27.1K

26.28%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$127 €109

$146 €126

-13.31%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$29.36 €25.31

$30.47 €26.27

-3.64%

Internet (50+ Mbps, Unlimited Data)

$23.50 €20.26

$19.54 €16.84

20.27%

Gym Membership (Monthly)

$46.59 €40.16

$43.80 €37.75

6.37%

Tennis Court (1 Hour on Weekend)

$33.70 €29.05

$24.20 €20.86

39.26%

Cinema Ticket

$19.54 €16.84

$16.32 €14.07

19.73%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$405 €349

$331 €286

22.10%

International Primary School, 1 Child (Yearly)

$11.2K €9,646

$8,104 €6,986

38.08%

Jeans (Levis 501 Or Similar)

$107 €92.5

$108 €93.2

-0.70%

Summer Dress (H&M, Zara, etc)

$38.20 €32.93

$26.15 €22.54

46.08%

Sport Shoes (Adidas, Nike)

$102 €88.3

$57.4 €49.45

78.49%

Men's Leather Business Shoes

$125 €108

$105 €90.2

19.33%

1-bedroom Apartment, City Center (Monthly)

$1,190 €1,025

$758 €653

56.92%

1-bedroom Apartment, Outside City Center (Monthly)

$945 €814

$636 €548

48.50%

3-bedroom Apartment, City Center (Monthly)

$2,092 €1,803

$1,299 €1,120

61.02%

3-bedroom Apartment, Outside City Center (Monthly)

$1,553 €1,339

$1,031 €889

50.63%

Buy Apartment in City Center (m2)

$9,782 €8,432

$3,737 €3,221

161.77%

Buy Apartment Outside City Center (m2)

$4,885 €4,211

$2,034 €1,754

140.12%

Average Monthly Net Salary (After Tax)

$3,284 €2,831

$2,070 €1,784

58.67%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.09

3.93

4.07%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Helsinki: January 13, 2026

Last update for Kajaani: January 11, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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