Cost of Living Comparison Between Helsinki and Kajaani Cost of Living Comparison Between Helsinki and Kajaani

😐 Solo nomad: Helsinki is 5.7% more expensive than Kajaani without rent, and 22.1% more expensive with rent.

😐 Family of 3: Helsinki is 19% more expensive than Kajaani without rent, and 33.7% more expensive with rent.

Meal at Budget Restaurant

$17.59 €15.19

$14.79 €12.77

18.93%

Three-Course Dinner for Two, Mid-Range

$104 €90

$45.51 €39.29

129.00%

Fast Food Meal (McDonalds, etc)

$12.85 €11.09

$10.07 €8.69

27.61%

Cappuccino

$5.03 €4.34

$4.59 €3.97

9.59%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.03 €2.62

$2.48 €2.14

22.18%

Water (0.33 liter bottle)

$2.29 €1.98

$1.68 €1.45

36.31%

Local Beer (0.5 liter draught)

$8.15 €7.04

$8.12 €7.01

0.37%

Imported Beer (0.33 liter bottle)

$8.24 €7.12

$9.27 €8

-11.11%

Milk (1 liter)

$1.33 €1.15

$1.39 €1.2

-4.32%

White Bread (500g)

$2.72 €2.35

$2.31 €1.99

17.75%

Rice (white) (1kg)

$2.79 €2.41

$2.37 €2.04

17.72%

Eggs

$3.44 €2.97

$2.73 €2.36

26.01%

Local Cheese (1kg)

$9.31 €8.04

$8.61 €7.44

8.13%

Chicken Fillets (1kg)

$14.94 €12.9

$10.26 €8.86

45.61%

Beef Round Steak (1kg)

$22.76 €19.65

$21.07 €18.19

8.02%

Apples (1kg)

$2.71 €2.34

$2.07 €1.79

30.92%

Banana (1kg)

$2.21 €1.91

$1.91 €1.65

15.71%

Oranges (1kg)

$2.53 €2.19

$2.34 €2.02

8.12%

Tomato (1kg)

$4.59 €3.96

$4.74 €4.1

-3.16%

Potato (1kg)

$1.19 €1.03

$1.47 €1.26

-19.05%

Onion (1kg)

$1.87 €1.62

$1.87 €1.61

Lettuce (1 head)

$2.11 €1.82

$1.72 €1.49

22.67%

Water (1.5 liter bottle)

$1.96 €1.69

$1.4 €1.21

40.00%

Cigarettes 20 Pack (Marlboro, Camel)

$12.75 €11.01

$13.69 €11.82

-6.87%

Wine (Bottle)

$16.21 €13.99

$13.41 €11.58

20.88%

Local Beer (0.5 liter bottle)

$3.23 €2.79

$3.04 €2.62

6.25%

Imported Beer (0.33 liter bottle)

$3.96 €3.42

$3.58 €3.09

10.61%

One-way Ticket (Public Transport)

$3.75 €3.24

$3.57 €3.08

5.04%

Public Transport Monthly Pass (Regular Price)

$81.5 €70.3

$66.7 €57.6

22.06%

Taxi Start (Normal Tariff)

$8 €6.91

$8.03 €6.93

-0.37%

Taxi (Normal Tariff) (1km)

$1.15 €1

$1.2 €1.04

-4.17%

Taxi 1hour Waiting (Normal Tariff)

$70.6 €61

$62.8 €54.3

12.43%

Gasoline (1 liter)

$2.16 €1.87

$2.04 €1.76

5.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.7K €31.7K

$34.4K €29.7K

6.52%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.4K €33.2K

$31.2K €26.9K

23.31%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$126 €109

$150 €129

-15.80%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$29.36 €25.35

$30.17 €26.05

-2.68%

Internet (50+ Mbps, Unlimited Data)

$24.05 €20.77

$19.93 €17.21

20.67%

Gym Membership (Monthly)

$46.84 €40.44

$44.49 €38.41

5.28%

Tennis Court (1 Hour on Weekend)

$33.2 €28.67

$23.83 €20.57

39.32%

Cinema Ticket

$20.2 €17.44

$16.36 €14.12

23.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$400 €345

$336 €290

18.75%

International Primary School, 1 Child (Yearly)

$11.3K €9,799

$7,816 €6,748

45.21%

Jeans (Levis 501 Or Similar)

$108 €92.9

$109 €93.9

-1.07%

Summer Dress (H&M, Zara, etc)

$38.73 €33.44

$25.92 €22.38

49.42%

Sport Shoes (Adidas, Nike)

$106 €91.2

$58.7 €50.7

79.97%

Men's Leather Business Shoes

$128 €110

$103 €89.1

23.85%

1-bedroom Apartment, City Center (Monthly)

$1,221 €1,054

$773 €667

58.04%

1-bedroom Apartment, Outside City Center (Monthly)

$931 €803

$639 €551

45.71%

3-bedroom Apartment, City Center (Monthly)

$2,124 €1,834

$1,322 €1,141

60.70%

3-bedroom Apartment, Outside City Center (Monthly)

$1,557 €1,344

$1,045 €902

49.08%

Buy Apartment in City Center (m2)

$9,031 €7,797

$3,533 €3,050

155.60%

Buy Apartment Outside City Center (m2)

$5,329 €4,601

$2,061 €1,779

158.59%

Average Monthly Net Salary (After Tax)

$3,433 €2,964

$2,060 €1,779

66.67%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.09

3.93

4.07%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Helsinki: October 28, 2025

Last update for Kajaani: October 29, 2025

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