Cost of Living Comparison Between Helsinki and Hagerstown, MD Cost of Living Comparison Between Helsinki and Hagerstown, MD

🙂 Solo nomad: Helsinki is 6.2% cheaper than Hagerstown, MD without rent, and 16.3% cheaper with rent.

🙂 Family of 3: Helsinki is 5.9% cheaper than Hagerstown, MD without rent, and 4.6% cheaper with rent.

Meal at Budget Restaurant

$17.03 €14.67

$14.85 $14.85

14.68%

Three-Course Dinner for Two, Mid-Range

$102 €88.3

$74.2 $74.2

38.13%

Fast Food Meal (McDonalds, etc)

$12.85 €11.07

$13.41 $13.41

-4.18%

Cappuccino

$5.29 €4.56

$5.89 $5.89

-10.19%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.01 €2.59

$2.28 $2.28

32.02%

Water (0.33 liter bottle)

$2.33 €2.01

$1.62 $1.62

43.83%

Local Beer (0.5 liter draught)

$8.23 €7.09

$5.9 $5.9

39.49%

Imported Beer (0.33 liter bottle)

$8.31 €7.15

$7.76 $7.76

7.09%

Milk (1 liter)

$1.39 €1.2

$0.86 $0.86

61.63%

White Bread (500g)

$2.6 €2.24

$3.05 $3.05

-14.75%

Rice (white) (1kg)

$2.79 €2.41

$2.22 $2.22

25.68%

Eggs

$3.62 €3.12

$5.01 $5.01

-27.74%

Local Cheese (1kg)

$9.45 €8.14

$10.34 $10.34

-8.61%

Chicken Fillets (1kg)

$14.51 €12.49

$10.29 $10.29

41.01%

Beef Round Steak (1kg)

$22.93 €19.75

$16.63 $16.63

37.88%

Apples (1kg)

$2.72 €2.34

$5.05 $5.05

-46.14%

Banana (1kg)

$2.09 €1.8

$1.08 $1.08

93.52%

Oranges (1kg)

$2.58 €2.22

$7.25 $7.25

-64.41%

Tomato (1kg)

$4.73 €4.08

$6.74 $6.74

-29.82%

Potato (1kg)

$1.19 €1.02

$3.47 $3.47

-65.71%

Onion (1kg)

$1.85 €1.6

$2.83 $2.83

-34.63%

Lettuce (1 head)

$2.03 €1.75

$2.21 $2.21

-8.14%

Water (1.5 liter bottle)

$1.91 €1.64

$2.05 $2.05

-6.83%

Cigarettes 20 Pack (Marlboro, Camel)

$12.6 €10.85

$12.42 $12.42

1.45%

Wine (Bottle)

$16.22 €13.97

$15.09 $15.09

7.49%

Local Beer (0.5 liter bottle)

$3.23 €2.78

$2.71 $2.71

19.19%

Imported Beer (0.33 liter bottle)

$3.87 €3.33

$4.37 $4.37

-11.44%

One-way Ticket (Public Transport)

$3.65 €3.14

$5.15 $5.15

-29.13%

Public Transport Monthly Pass (Regular Price)

$80.5 €69.3

$59.4 $59.4

35.52%

Taxi Start (Normal Tariff)

$8.15 €7.02

$9.83 $9.83

-17.09%

Taxi (Normal Tariff) (1km)

$1.15 €0.99

$1.6 $1.6

-28.13%

Taxi 1hour Waiting (Normal Tariff)

$68.1 €58.7

$29.32 $29.32

132.23%

Gasoline (1 liter)

$2.18 €1.88

$0.84 $0.84

159.52%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37K €31.9K

$28K $28K

32.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.8K €33.4K

$25.8K $25.8K

50.70%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$128 €110

$220 $220

-41.76%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$29.47 €25.38

$63.7 $63.7

-53.73%

Internet (50+ Mbps, Unlimited Data)

$23.62 €20.35

$72.9 $72.9

-67.60%

Gym Membership (Monthly)

$47.42 €40.85

$49.23 $49.23

-3.68%

Tennis Court (1 Hour on Weekend)

$33.9 €29.2

$18.32 $18.32

85.04%

Cinema Ticket

$20.07 €17.28

$10.8 $10.8

85.83%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$401 €345

$1,301 $1,301

-69.17%

International Primary School, 1 Child (Yearly)

$11K €9,513

$9,839 $9,839

12.25%

Jeans (Levis 501 Or Similar)

$109 €93.6

$52.9 $52.9

105.31%

Summer Dress (H&M, Zara, etc)

$38.21 €32.91

$19.88 $19.88

92.20%

Sport Shoes (Adidas, Nike)

$102 €88

$91.6 $91.6

11.53%

Men's Leather Business Shoes

$124 €107

$151 $151

-18.25%

1-bedroom Apartment, City Center (Monthly)

$1,206 €1,038

$1,118 $1,118

7.88%

1-bedroom Apartment, Outside City Center (Monthly)

$948 €817

$1,228 $1,228

-22.79%

3-bedroom Apartment, City Center (Monthly)

$2,103 €1,811

$1,754 $1,754

19.92%

3-bedroom Apartment, Outside City Center (Monthly)

$1,537 €1,324

$1,823 $1,823

-15.70%

Buy Apartment in City Center (m2)

$9,152 €7,883

$1,999 $1,999

357.75%

Buy Apartment Outside City Center (m2)

$4,990 €4,298

$1,975 $1,975

152.71%

Average Monthly Net Salary (After Tax)

$3,506 €3,019

$4,935 $4,935

-28.96%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.09

6.61

-38.12%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Helsinki: November 29, 2025

Last update for Hagerstown, MD: November 29, 2025

Digital Nomad Cost of Living Index

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