Cost of Living Comparison Between Helsinki and Clearwater, FL Cost of Living Comparison Between Helsinki and Clearwater, FL

🙂 Solo nomad: Helsinki is 8.7% cheaper than Clearwater, FL without rent, and 26.5% cheaper with rent.

😐 Family of 3: Helsinki is 1.7% more expensive than Clearwater, FL without rent, and 21.9% cheaper with rent.

Meal at Budget Restaurant

$17.03 €14.67

$18.97 $18.97

-10.23%

Three-Course Dinner for Two, Mid-Range

$102 €88.3

$72.8 $72.8

40.85%

Fast Food Meal (McDonalds, etc)

$12.85 €11.07

$10.11 $10.11

27.10%

Cappuccino

$5.29 €4.56

$4.86 $4.86

8.85%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.01 €2.59

$2.36 $2.36

27.54%

Water (0.33 liter bottle)

$2.33 €2.01

$1.79 $1.79

30.17%

Local Beer (0.5 liter draught)

$8.23 €7.09

$4.63 $4.63

77.75%

Imported Beer (0.33 liter bottle)

$8.31 €7.15

$7.59 $7.59

9.49%

Milk (1 liter)

$1.39 €1.2

$1.14 $1.14

21.93%

White Bread (500g)

$2.6 €2.24

$3.65 $3.65

-28.77%

Rice (white) (1kg)

$2.79 €2.41

$4.31 $4.31

-35.27%

Eggs

$3.62 €3.12

$4.57 $4.57

-20.79%

Local Cheese (1kg)

$9.45 €8.14

$12.01 $12.01

-21.32%

Chicken Fillets (1kg)

$14.51 €12.49

$12.17 $12.17

19.23%

Beef Round Steak (1kg)

$22.93 €19.75

$16.61 $16.61

38.05%

Apples (1kg)

$2.72 €2.34

$6.28 $6.28

-56.69%

Banana (1kg)

$2.09 €1.8

$1.44 $1.44

45.14%

Oranges (1kg)

$2.58 €2.22

$5.5 $5.5

-53.09%

Tomato (1kg)

$4.73 €4.08

$5.05 $5.05

-6.34%

Potato (1kg)

$1.19 €1.02

$3.61 $3.61

-67.04%

Onion (1kg)

$1.85 €1.6

$3.77 $3.77

-50.93%

Lettuce (1 head)

$2.03 €1.75

$2.11 $2.11

-3.79%

Water (1.5 liter bottle)

$1.91 €1.64

$2.73 $2.73

-30.04%

Cigarettes 20 Pack (Marlboro, Camel)

$12.6 €10.85

$7.18 $7.18

75.49%

Wine (Bottle)

$16.22 €13.97

$14.93 $14.93

8.64%

Local Beer (0.5 liter bottle)

$3.23 €2.78

$1.68 $1.68

92.26%

Imported Beer (0.33 liter bottle)

$3.87 €3.33

$3.72 $3.72

4.03%

One-way Ticket (Public Transport)

$3.65 €3.14

$3.07 $3.07

18.89%

Public Transport Monthly Pass (Regular Price)

$80.5 €69.3

$33.07 $33.07

143.33%

Taxi Start (Normal Tariff)

$8.15 €7.02

$3.34 $3.34

144.01%

Taxi (Normal Tariff) (1km)

$1.15 €0.99

$0.66 $0.66

74.24%

Taxi 1hour Waiting (Normal Tariff)

$68.1 €58.7

$59 $59

15.33%

Gasoline (1 liter)

$2.18 €1.88

$0.89 $0.89

144.94%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37K €31.9K

$28.7K $28.7K

28.84%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.8K €33.4K

$24.8K $24.8K

56.69%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$128 €110

$255 $255

-49.87%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$29.47 €25.38

$44.01 $44.01

-33.04%

Internet (50+ Mbps, Unlimited Data)

$23.62 €20.35

$74.5 $74.5

-68.28%

Gym Membership (Monthly)

$47.42 €40.85

$38.15 $38.15

24.30%

Tennis Court (1 Hour on Weekend)

$33.9 €29.2

$24.87 $24.87

36.31%

Cinema Ticket

$20.07 €17.28

$13.94 $13.94

43.97%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$401 €345

$425 $425

-5.56%

International Primary School, 1 Child (Yearly)

$11K €9,513

$7,219 $7,219

52.98%

Jeans (Levis 501 Or Similar)

$109 €93.6

$65.4 $65.4

66.29%

Summer Dress (H&M, Zara, etc)

$38.21 €32.91

$55.7 $55.7

-31.42%

Sport Shoes (Adidas, Nike)

$102 €88

$103 $103

-0.41%

Men's Leather Business Shoes

$124 €107

$167 $167

-25.80%

1-bedroom Apartment, City Center (Monthly)

$1,206 €1,038

$2,136 $2,136

-43.57%

1-bedroom Apartment, Outside City Center (Monthly)

$948 €817

$1,537 $1,537

-38.30%

3-bedroom Apartment, City Center (Monthly)

$2,103 €1,811

$3,655 $3,655

-42.45%

3-bedroom Apartment, Outside City Center (Monthly)

$1,537 €1,324

$2,964 $2,964

-48.16%

Buy Apartment in City Center (m2)

$9,152 €7,883

$2,942 $2,942

211.14%

Buy Apartment Outside City Center (m2)

$4,990 €4,298

$2,785 $2,785

79.22%

Average Monthly Net Salary (After Tax)

$3,506 €3,019

$3,689 $3,689

-4.96%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.09

6.59

-37.94%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Helsinki: November 29, 2025

Last update for Clearwater, FL: November 29, 2025

Digital Nomad Cost of Living Index

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