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Cost of Living Comparison Between Helsinki and Chambery Cost of Living Comparison Between Helsinki and Chambery

🙂 Solo nomad: Helsinki is 0.8% cheaper than Chambery without rent, and 21.8% more expensive with rent.
🙂 Family of 3: Helsinki is 8.4% cheaper than Chambery without rent, and 14.7% more expensive with rent.
Currency
🍽 Eating Out
Helsinki
Chambery
Difference
Meal at Budget Restaurant
$17.03 €14.67
$17.64 €15.2
-3.46%
Three-Course Dinner for Two, Mid-Range
$102 €88.3
$74.7 €64.4
37.13%
Fast Food Meal (McDonalds, etc)
$12.85 €11.07
$12.65 €10.9
1.58%
Cappuccino
$5.29 €4.56
$3.22 €2.77
64.29%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.01 €2.59
$2.92 €2.52
3.08%
Water (0.33 liter bottle)
$2.33 €2.01
$1.78 €1.54
30.90%
Local Beer (0.5 liter draught)
$8.23 €7.09
$6.4 €5.51
28.59%
Imported Beer (0.33 liter bottle)
$8.31 €7.15
$4.62 €3.98
79.87%
🛒 Groceries & Markets
Helsinki
Chambery
Difference
Milk (1 liter)
$1.39 €1.2
$1.49 €1.28
-6.71%
White Bread (500g)
$2.6 €2.24
$1.78 €1.53
46.07%
Rice (white) (1kg)
$2.79 €2.41
$2.54 €2.18
9.84%
Eggs
$3.62 €3.12
$4.21 €3.63
-14.01%
Local Cheese (1kg)
$9.45 €8.14
$24.99 €21.52
-62.18%
Chicken Fillets (1kg)
$14.51 €12.49
$16.24 €13.99
-10.65%
Beef Round Steak (1kg)
$22.93 €19.75
$25.98 €22.38
-11.74%
Apples (1kg)
$2.72 €2.34
$2.7 €2.33
0.74%
Banana (1kg)
$2.09 €1.8
$2.5 €2.15
-16.40%
Oranges (1kg)
$2.58 €2.22
$3.55 €3.06
-27.32%
Tomato (1kg)
$4.73 €4.08
$4.01 €3.45
17.96%
Potato (1kg)
$1.19 €1.02
$2.82 €2.43
-57.80%
Onion (1kg)
$1.85 €1.6
$2.73 €2.35
-32.23%
Lettuce (1 head)
$2.03 €1.75
$1.44 €1.24
40.97%
Water (1.5 liter bottle)
$1.91 €1.64
$0.9 €0.78
112.22%
Cigarettes 20 Pack (Marlboro, Camel)
$12.6 €10.85
$11.46 €9.87
9.95%
Wine (Bottle)
$16.22 €13.97
$9.48 €8.17
71.10%
Local Beer (0.5 liter bottle)
$3.23 €2.78
$3.16 €2.72
2.22%
Imported Beer (0.33 liter bottle)
$3.87 €3.33
$3.07 €2.64
26.06%
🚌 Getting Around
Helsinki
Chambery
Difference
One-way Ticket (Public Transport)
$3.65 €3.14
$4.65 €4
-21.51%
Public Transport Monthly Pass (Regular Price)
$80.5 €69.3
$70.7 €60.9
13.87%
Taxi Start (Normal Tariff)
$8.15 €7.02
$5.71 €4.92
42.73%
Taxi (Normal Tariff) (1km)
$1.15 €0.99
$1.92 €1.66
-40.10%
Taxi 1hour Waiting (Normal Tariff)
$68.1 €58.7
$57.3 €49.38
18.75%
Gasoline (1 liter)
$2.18 €1.88
$2.09 €1.8
4.31%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$37K €31.9K
$36.9K €31.8K
0.28%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$38.8K €33.4K
$36.5K €31.5K
6.28%
🧾 Monthly Utilities & Internet
Helsinki
Chambery
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$128 €110
$127 €109
0.87%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$29.47 €25.38
$22.04 €18.98
33.71%
Internet (50+ Mbps, Unlimited Data)
$23.62 €20.35
$37.81 €32.56
-37.53%
🎉 Sport & Entertainment
Helsinki
Chambery
Difference
Gym Membership (Monthly)
$47.42 €40.85
$34.87 €30.04
35.99%
Tennis Court (1 Hour on Weekend)
$33.9 €29.2
$11.41 €9.83
197.11%
Cinema Ticket
$20.07 €17.28
$13.72 €11.81
46.28%
🧸 Childcare & Education
Helsinki
Chambery
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$401 €345
$743 €640
-46.06%
International Primary School, 1 Child (Yearly)
$11K €9,513
$12K €10.3K
-8.08%
👕👟 Clothing & Footwear
Helsinki
Chambery
Difference
Jeans (Levis 501 Or Similar)
$109 €93.6
$111 €95.2
-1.67%
Summer Dress (H&M, Zara, etc)
$38.21 €32.91
$50.2 €43.25
-23.91%
Sport Shoes (Adidas, Nike)
$102 €88
$115 €99.4
-11.41%
Men's Leather Business Shoes
$124 €107
$166 €143
-25.32%
🏠 Accommodation & Living
Helsinki
Chambery
Difference
1-bedroom Apartment, City Center (Monthly)
$1,206 €1,038
$705 €608
70.89%
1-bedroom Apartment, Outside City Center (Monthly)
$948 €817
$517 €445
83.51%
3-bedroom Apartment, City Center (Monthly)
$2,103 €1,811
$1,154 €994
82.29%
3-bedroom Apartment, Outside City Center (Monthly)
$1,537 €1,324
$1,170 €1,008
31.33%
Buy Apartment in City Center (m2)
$9,152 €7,883
$4,040 €3,480
126.53%
Buy Apartment Outside City Center (m2)
$4,990 €4,298
$4,323 €3,724
15.43%
💵 Salaries & Financials
Helsinki
Chambery
Difference
Average Monthly Net Salary (After Tax)
$3,506 €3,019
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
4.09
3.76
8.78%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Helsinki: November 29, 2025

Last update for Chambery: November 30, 2025

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