Cost of Living Comparison Between Helena, MT and Ubud, Bali Cost of Living Comparison Between Helena, MT and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $3,026 in Helena, MT versus $1,392 in Ubud, Bali.

Estimated couple costs with rent: $4,317 in Helena, MT versus $2,557 in Ubud, Bali.

Monthly costs for a family of three with rent: $5,609 in Helena, MT versus $3,723 in Ubud, Bali.

Living in Helena, MT is roughly 117% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Helena, MT 127% above, Ubud, Bali 5% above.

Currency
🍽 Eating Out
Helena, MT
Ubud, Bali
Difference
Meal at Budget Restaurant
$20.40 $20.40
$3.57 Rp 64.6K
471.43%
Three-Course Dinner for Two, Mid-Range
$90.3 $90.3
$32.32 Rp 584.4K
179.49%
Fast Food Meal (McDonalds, etc)
$13.31 $13.31
$5.01 Rp 90.5K
165.67%
Cappuccino
$5.00 $5.00
$2.82 Rp 51.1K
77.30%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.28 $2.28
$1.35 Rp 24.4K
68.89%
Water (0.33 liter bottle)
$1.79 $1.79
$0.73 Rp 13.2K
145.21%
Local Beer (0.5 liter draught)
$4.87 $4.87
$2.93 Rp 53.0K
66.21%
Imported Beer (0.33 liter bottle)
$6.56 $6.56
$3.94 Rp 71.2K
66.50%
🛒 Groceries & Markets
Helena, MT
Ubud, Bali
Difference
Milk (1 liter)
$1.18 $1.18
$1.78 Rp 32.2K
-33.71%
White Bread (500g)
$4.49 $4.49
$2.45 Rp 44.3K
83.27%
Rice (white) (1kg)
$3.65 $3.65
$1.15 Rp 20.8K
217.39%
Eggs
$4.27 $4.27
$2.41 Rp 43.7K
77.18%
Local Cheese (1kg)
$30.56 $30.56
$14.33 Rp 259.1K
113.26%
Chicken Fillets (1kg)
$9.37 $9.37
$4.19 Rp 75.7K
123.63%
Beef Round Steak (1kg)
$19.71 $19.71
$12.06 Rp 218.1K
63.43%
Apples (1kg)
$4.71 $4.71
$3.64 Rp 65.8K
29.40%
Banana (1kg)
$1.75 $1.75
$1.57 Rp 28.3K
11.46%
Oranges (1kg)
$4.60 $4.60
$2.79 Rp 50.4K
64.87%
Tomato (1kg)
$5.42 $5.42
$2.24 Rp 40.5K
141.96%
Potato (1kg)
$2.12 $2.12
$1.98 Rp 35.8K
7.07%
Onion (1kg)
$1.87 $1.87
$2.28 Rp 41.2K
-17.98%
Lettuce (1 head)
$1.72 $1.72
$1.05 Rp 19.1K
63.81%
Water (1.5 liter bottle)
$2.24 $2.24
$0.79 Rp 14.2K
183.54%
Cigarettes 20 Pack (Marlboro, Camel)
$10.24 $10.24
$3.19 Rp 57.7K
221.00%
Wine (Bottle)
$12.82 $12.82
$23.49 Rp 424.8K
-45.42%
Local Beer (0.5 liter bottle)
$1.72 $1.72
$2.90 Rp 52.4K
-40.69%
Imported Beer (0.33 liter bottle)
$2.50 $2.50
$2.76 Rp 49.8K
-9.42%
🚌 Getting Around
Helena, MT
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$3.42 $3.42
$0.27 Rp 4,821
1166.67%
Public Transport Monthly Pass (Regular Price)
$60.0 $60.0
$8.37 Rp 151.3K
616.37%
Taxi Start (Normal Tariff)
$10.15 $10.15
$0.45 Rp 8,180
2155.56%
Taxi (Normal Tariff) (1km)
$3.45 $3.45
$0.46 Rp 8,311
650.00%
Taxi 1hour Waiting (Normal Tariff)
$44.32 $44.32
$6.07 Rp 109.7K
630.15%
Gasoline (1 liter)
$0.83 $0.83
$0.86 Rp 15.6K
-3.49%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$36.2K $36.2K
$26.6K Rp 480.7M
36.26%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$30.5K $30.5K
$32.5K Rp 588.6M
-6.37%
🧾 Monthly Utilities & Internet
Helena, MT
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$357 $357
$79.0 Rp 1.4M
351.67%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$76.0 $76.0
$4.09 Rp 74.0K
1758.92%
Internet (50+ Mbps, Unlimited Data)
$90.0 $90.0
$23.85 Rp 431.2K
277.32%
🎉 Sport & Entertainment
Helena, MT
Ubud, Bali
Difference
Gym Membership (Monthly)
$49.30 $49.30
$98.8 Rp 1.8M
-50.09%
Tennis Court (1 Hour on Weekend)
$14.80 $14.80
$6.35 Rp 114.9K
133.07%
Cinema Ticket
$10.41 $10.41
$4.01 Rp 72.5K
159.60%
🧸 Childcare & Education
Helena, MT
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,857 $1,857
$297 Rp 5.4M
524.89%
International Primary School, 1 Child (Yearly)
$22.7K $22.7K
$6,602 Rp 119.4M
244.02%
👕👟 Clothing & Footwear
Helena, MT
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$61.2 $61.2
$53.4 Rp 966.0K
14.62%
Summer Dress (H&M, Zara, etc)
$118 $118
$38.11 Rp 689.2K
210.65%
Sport Shoes (Adidas, Nike)
$89.5 $89.5
$88.7 Rp 1.6M
0.98%
Men's Leather Business Shoes
$117 $117
$76.6 Rp 1.4M
52.21%
🏠 Accommodation & Living
Helena, MT
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,633 $1,633
$1,020 Rp 18.4M
60.17%
1-bedroom Apartment, Outside City Center (Monthly)
$1,386 $1,386
$680 Rp 12.3M
103.81%
3-bedroom Apartment, City Center (Monthly)
$2,635 $2,635
$3,469 Rp 62.7M
-24.05%
3-bedroom Apartment, Outside City Center (Monthly)
$2,227 $2,227
$2,090 Rp 37.8M
6.58%
Buy Apartment in City Center (m2)
$3,555 $3,555
$2,729 Rp 49.3M
30.27%
Buy Apartment Outside City Center (m2)
$2,912 $2,912
$2,295 Rp 41.5M
26.87%
💵 Salaries & Financials
Helena, MT
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$6,892 $6,892
$164 Rp 3.0M
4110.51%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.71
13.28
-49.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Helena, MT: July 27, 2026

Last update for Ubud, Bali: July 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,633 in Helena, MT and $1,020 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Helena, MT pays 4111% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $90.0 in Helena, MT vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $449 vs $298 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Helena, MT vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Helena, MT and in Ubud, Bali?
Helena, MT and Ubud, Bali differ by about 117% in total monthly costs ($3,026 vs $1,392 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Helena, MT or Ubud, Bali?
Average pay runs 4111% higher in Helena, MT, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Helena, MT and in Ubud, Bali?
Rent for a central apartment: $1,633 in Helena, MT versus $1,020 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
What is the difference in childcare costs between Helena, MT and Ubud, Bali?
Childcare runs $1,857 in Helena, MT versus $297 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 51% higher in Helena, MT. For households that cook at home regularly, that difference adds up over a month.
Which city is more doable on $1,000 per month?
At $1,392 in Ubud, Bali versus $3,026 in Helena, MT, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Helena, MT. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
How does quality of life compare between Helena, MT and Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Helena, MT or Ubud, Bali safer for residents?
Safety-wise, Helena, MT and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Helena, MT or Ubud, Bali?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 117% less than in Helena, MT. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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