Last update: Oct 2026

Cost of Living Comparison Between Heist-op-den-Berg and Cebu

For one person, living is cheaper in Cebu: $918 a month against $2,141 in Heist-op-den-Berg, rent and utilities included – about $14,700 less a year. Rent and utilities account for most of the difference.

99

Cost of Living Index in Heist-op-den-Berg
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Heist-op-den-Berg Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Heist-op-den-Berg

🇧🇪 Belgium

$2,141

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Heist-op-den-Berg and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Heist-op-den-Berg and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,141 in Heist-op-den-Berg versus $918 in Cebu.

Heist-op-den-Berg $2,141
Cebu $918

Estimated couple costs with rent: $3,045 in Heist-op-den-Berg versus $1,409 in Cebu.

Heist-op-den-Berg $3,045
Cebu $1,409

Monthly costs for a family of three with rent: $3,950 in Heist-op-den-Berg versus $1,900 in Cebu.

Heist-op-den-Berg $3,950
Cebu $1,900

Living in Heist-op-den-Berg is roughly 133% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Heist-op-den-Berg is 59% above, Cebu is 32% below.

Meal at Budget Restaurant

$23.60 €21.06

$3.09 ₱194

663.75%

Three-Course Dinner for Two, Mid-Range

$97.9 €87.4

$24.22 ₱1,520

304.34%

Fast Food Meal (McDonalds, etc)

$12.01 €10.71

$3.92 ₱246

206.38%

Cappuccino

$4.29 €3.83

$2.51 ₱157

70.92%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.36 €3.00

$1.59 ₱99.9

111.32%

Water (0.33 liter bottle)

$2.61 €2.33

$0.53 ₱33.33

392.45%

Local Beer (0.5 liter draught)

$4.53 €4.04

$1.78 ₱112

154.49%

Imported Beer (0.33 liter bottle)

$4.30 €3.84

$2.17 ₱136

98.16%

Milk (1 liter)

$1.07 €0.95

$1.92 ₱120

-44.27%

White Bread (500g)

$2.42 €2.16

$1.36 ₱85.2

77.94%

Rice (white) (1kg)

$1.88 €1.68

$1.01 ₱63.3

86.14%

Eggs

$4.16 €3.71

$2.03 ₱127

104.93%

Local Cheese (1kg)

$18.25 €16.28

$9.86 ₱619

85.09%

Chicken Fillets (1kg)

$11.11 €9.92

$4.39 ₱276

153.08%

Beef Round Steak (1kg)

$21.34 €19.05

$7.60 ₱477

180.79%

Apples (1kg)

$2.92 €2.61

$3.30 ₱207

-11.52%

Banana (1kg)

$2.60 €2.32

$1.39 ₱87.5

87.05%

Oranges (1kg)

$2.56 €2.28

$2.33 ₱146

9.87%

Tomato (1kg)

$2.66 €2.37

$1.50 ₱94.0

77.33%

Potato (1kg)

$2.38 €2.12

$2.36 ₱148

0.85%

Onion (1kg)

$1.90 €1.69

$1.90 ₱119

Lettuce (1 head)

$1.50 €1.34

$1.19 ₱74.7

26.05%

Water (1.5 liter bottle)

$1.16 €1.03

$0.63 ₱39.59

84.13%

Cigarettes 20 Pack (Marlboro, Camel)

$12.38 €11.05

$3.00 ₱189

312.67%

Wine (Bottle)

$8.49 €7.57

$6.03 ₱378

40.80%

Local Beer (0.5 liter bottle)

$2.17 €1.94

$1.23 ₱77.4

76.42%

Imported Beer (0.33 liter bottle)

$2.00 €1.78

$1.75 ₱110

14.29%

One-way Ticket (Public Transport)

$2.77 €2.47

$0.25 ₱15.81

1008.00%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱793

Taxi Start (Normal Tariff)

$4.95 €4.42

$0.77 ₱48.47

542.86%

Taxi (Normal Tariff) (1km)

$2.34 €2.09

$0.23 ₱14.49

917.39%

Taxi 1hour Waiting (Normal Tariff)

$22.67 €20.24

$4.46 ₱280

408.30%

Gasoline (1 liter)

$1.94 €1.73

$1.31 ₱82.5

48.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.4K €34.3K

$21.2K ₱1.3M

80.74%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$35.4K €31.6K

$19.1K ₱1.2M

85.10%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$202 €180

$120 ₱7,547

68.11%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.25 €21.64

$14.00 ₱879

73.21%

Internet (50+ Mbps, Unlimited Data)

$55.3 €49.34

$27.54 ₱1,729

100.73%

Gym Membership (Monthly)

$30.84 €27.52

$32.33 ₱2,029

-4.61%

Tennis Court (1 Hour on Weekend)

$20.25 €18.07

$6.65 ₱417

204.51%

Cinema Ticket

$14.63 €13.06

$5.65 ₱355

158.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$960 €857

$275 ₱17.3K

248.75%

International Primary School, 1 Child (Yearly)

$19.0K €16.9K

$7,918 ₱497.0K

139.74%

Jeans (Levis 501 Or Similar)

$103 €92.1

$49.33 ₱3,097

109.16%

Summer Dress (H&M, Zara, etc)

$45.83 €40.90

$25.24 ₱1,585

81.58%

Sport Shoes (Adidas, Nike)

$106 €95.0

$77.0 ₱4,831

38.33%

Men's Leather Business Shoes

$166 €148

$57.2 ₱3,590

189.76%

1-bedroom Apartment, City Center (Monthly)

$833 €743

$500 ₱31.4K

66.73%

1-bedroom Apartment, Outside City Center (Monthly)

$900 €804

$309 ₱19.4K

191.57%

3-bedroom Apartment, City Center (Monthly)

$1,449 €1,293

$1,078 ₱67.7K

34.46%

3-bedroom Apartment, Outside City Center (Monthly)

$1,030 €919

$615 ₱38.6K

67.45%

Buy Apartment in City Center (m2)

$4,661 €4,160

$2,886 ₱181.2K

61.51%

Buy Apartment Outside City Center (m2)

$3,268 €2,917

$1,917 ₱120.3K

70.52%

Average Monthly Net Salary (After Tax)

$346 ₱21.7K

20-Year Fixed Mortgage Interest Rate (Annual %)

3.46

7.2

-51.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Heist-op-den-Berg: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Heist-op-den-Berg

$900 42.1%

Cebu

$309 33.6% 65.7% $592

Groceries & Markets

Heist-op-den-Berg

$350 16.3%

Cebu

$206 22.4% 41.1% $144

Eating Out

Heist-op-den-Berg

$331 15.5%

Cebu

$88 9.6% 73.4% $243

Monthly Utilities & Internet

Heist-op-den-Berg

$282 13.2%

Cebu

$162 17.6% 42.6% $120

Clothing & Footwear

Heist-op-den-Berg

$190 8.9%

Cebu

$94 10.2% 50.4% $96

Sport & Entertainment

Heist-op-den-Berg

$60 2.8%

Cebu

$44 4.8% 27.4% $16

Getting Around

Heist-op-den-Berg

$28 * 1.3%

Cebu

$16 1.7% 43.8% $12

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $833 in Heist-op-den-Berg and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $98.0 in Heist-op-den-Berg vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $350 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇧🇪 Heist-op-den-Berg

🇵🇭 Cebu

🕒 Local time

08:48 8:48 AM

14:48 2:48 PM

6 h ahead of Heist-op-den-Berg

🌤 Weather

👥 Population

41,365

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 14, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 14, 2026: 1 USD = 62.77 PHP (100 PHP = 1.59 USD). 1 EUR = 70.25 PHP (100 PHP = 1.42 EUR).

USD to EUR in detail →

On the map

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Between locations

Heist-op-den-Berg Cebu 11,050 km ≈ 14 h nonstop flight

From you

Heist-op-den-Berg
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Heist-op-den-Berg vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 133% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $3,211 in Heist-op-den-Berg and $1,377 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $833 in Heist-op-den-Berg versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 70% higher in Heist-op-den-Berg. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,141 per month in Heist-op-den-Berg versus $918 in Cebu – a 133% gap that adds up to real savings over time for anyone picking the cheaper option.

At $918 in Cebu versus $2,141 in Heist-op-den-Berg, a $1,500 budget is realistic in Cebu but tight or insufficient in Heist-op-den-Berg. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Heist-op-den-Berg, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Heist-op-den-Berg and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 133% less than in Heist-op-den-Berg. Beyond cost, consider language, visa policies, and how big the international community is in each city.