Last update: Oct 2026

Cost of Living Comparison Between Heidelberg and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,380 in Heidelberg, rent and utilities included – about $12,400 less a year. Rent and utilities account for about half of the difference.

115

Cost of Living Index in Heidelberg
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Heidelberg Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Heidelberg

🇩🇪 Germany

$2,380

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Heidelberg and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Heidelberg and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,380 in Heidelberg versus $1,349 in Ubud, Bali.

Heidelberg $2,380
Ubud, Bali $1,349

Estimated couple costs with rent: $3,657 in Heidelberg versus $2,305 in Ubud, Bali.

Heidelberg $3,657
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $4,934 in Heidelberg versus $3,261 in Ubud, Bali.

Heidelberg $4,934
Ubud, Bali $3,261

Living in Heidelberg is roughly 76% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$16.45 €14.73

$3.32 Rp 60.2K

395.48%

Three-Course Dinner for Two, Mid-Range

$78.1 €69.9

$35.64 Rp 645.8K

119.02%

Fast Food Meal (McDonalds, etc)

$12.21 €10.93

$5.53 Rp 100.3K

120.80%

Cappuccino

$4.11 €3.68

$2.72 Rp 49.3K

51.10%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.31 €2.97

$1.70 Rp 30.8K

94.71%

Water (0.33 liter bottle)

$2.64 €2.36

$0.76 Rp 13.8K

247.37%

Local Beer (0.5 liter draught)

$4.97 €4.45

$2.65 Rp 48.1K

87.55%

Imported Beer (0.33 liter bottle)

$4.39 €3.93

$4.38 Rp 79.4K

0.23%

Milk (1 liter)

$1.56 €1.40

$1.49 Rp 27.0K

4.70%

White Bread (500g)

$2.08 €1.87

$2.28 Rp 41.2K

-8.77%

Rice (white) (1kg)

$3.83 €3.43

$1.19 Rp 21.6K

221.85%

Eggs

$4.19 €3.76

$2.04 Rp 36.9K

105.39%

Local Cheese (1kg)

$13.42 €12.02

$17.70 Rp 320.8K

-24.18%

Chicken Fillets (1kg)

$10.55 €9.44

$3.96 Rp 71.8K

166.41%

Beef Round Steak (1kg)

$25.68 €23.00

$12.19 Rp 220.9K

110.66%

Apples (1kg)

$3.33 €2.98

$3.66 Rp 66.2K

-9.02%

Banana (1kg)

$2.33 €2.09

$1.52 Rp 27.5K

53.29%

Oranges (1kg)

$2.66 €2.39

$2.23 Rp 40.4K

19.28%

Tomato (1kg)

$3.44 €3.08

$1.97 Rp 35.7K

74.62%

Potato (1kg)

$1.38 €1.24

$1.85 Rp 33.5K

-25.41%

Onion (1kg)

$1.41 €1.27

$2.42 Rp 43.9K

-41.74%

Lettuce (1 head)

$1.45 €1.30

$0.99 Rp 17.9K

46.46%

Water (1.5 liter bottle)

$1.07 €0.96

$0.51 Rp 9,303

109.80%

Cigarettes 20 Pack (Marlboro, Camel)

$9.56 €8.56

$2.22 Rp 40.3K

330.63%

Wine (Bottle)

$6.56 €5.88

$22.24 Rp 403.0K

-70.50%

Local Beer (0.5 liter bottle)

$1.09 €0.98

$2.26 Rp 41.0K

-51.77%

Imported Beer (0.33 liter bottle)

$1.62 €1.45

$2.97 Rp 53.8K

-45.45%

One-way Ticket (Public Transport)

$3.97 €3.55

$0.25 Rp 4,548

1488.00%

Public Transport Monthly Pass (Regular Price)

$71.4 €64.0

$7.82 Rp 141.8K

813.43%

Taxi Start (Normal Tariff)

$9.58 €8.58

$0.44 Rp 7,964

2077.27%

Taxi (Normal Tariff) (1km)

$3.39 €3.03

$0.43 Rp 7,793

688.37%

Taxi 1hour Waiting (Normal Tariff)

$19.52 €17.49

$5.41 Rp 98.0K

260.81%

Gasoline (1 liter)

$2.20 €1.97

$0.82 Rp 14.9K

168.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.0K €29.6K

$23.8K Rp 432.0M

38.60%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.6K €34.5K

$31.7K Rp 575.3M

21.44%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$300 €268

$79.1 Rp 1.4M

279.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$29.27 €26.22

$6.45 Rp 116.8K

353.80%

Internet (50+ Mbps, Unlimited Data)

$47.00 €42.09

$18.58 Rp 336.7K

152.96%

Gym Membership (Monthly)

$64.1 €57.4

$49.48 Rp 896.7K

29.47%

Tennis Court (1 Hour on Weekend)

$20.47 €18.33

$17.65 Rp 319.8K

15.98%

Cinema Ticket

$16.59 €14.85

$4.27 Rp 77.4K

288.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$797 €714

$491 Rp 8.9M

62.48%

International Primary School, 1 Child (Yearly)

$23.2K €20.8K

$5,674 Rp 102.8M

309.14%

Jeans (Levis 501 Or Similar)

$115 €103

$44.64 Rp 808.9K

157.93%

Summer Dress (H&M, Zara, etc)

$51.8 €46.41

$34.95 Rp 633.4K

48.30%

Sport Shoes (Adidas, Nike)

$119 €106

$79.9 Rp 1.4M

48.76%

Men's Leather Business Shoes

$184 €165

$79.4 Rp 1.4M

131.62%

1-bedroom Apartment, City Center (Monthly)

$1,301 €1,165

$1,125 Rp 20.4M

15.63%

1-bedroom Apartment, Outside City Center (Monthly)

$962 €861

$671 Rp 12.2M

43.25%

3-bedroom Apartment, City Center (Monthly)

$2,787 €2,496

$3,565 Rp 64.6M

-21.82%

3-bedroom Apartment, Outside City Center (Monthly)

$1,847 €1,655

$1,723 Rp 31.2M

7.21%

Buy Apartment in City Center (m2)

$7,475 €6,695

$2,732 Rp 49.5M

173.65%

Buy Apartment Outside City Center (m2)

$4,640 €4,156

$2,284 Rp 41.4M

103.15%

Average Monthly Net Salary (After Tax)

$3,093 €2,770

$164 Rp 3.0M

1787.58%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.95

13.78

-71.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Heidelberg: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Heidelberg

$962 40.4%

Ubud, Bali

$672 49.8% 30.2% $290

Monthly Utilities & Internet

Heidelberg

$376 15.8%

Ubud, Bali

$104 7.7% 72.3% $272

Groceries & Markets

Heidelberg

$344 14.5%

Ubud, Bali

$288 21.4% 16.2% $56

Eating Out

Heidelberg

$275 11.6%

Ubud, Bali

$108 8% 60.8% $167

Clothing & Footwear

Heidelberg

$211 8.9%

Ubud, Bali

$108 8% 49.1% $104

Getting Around

Heidelberg

$114 4.8%

Ubud, Bali

$11 0.9% 90% $102

Sport & Entertainment

Heidelberg

$97 4.1%

Ubud, Bali

$58 4.3% 40.3% $39

Cost Breakdown

A one-bedroom apartment in the center runs $1,301 in Heidelberg and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Heidelberg pays about 19 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $78 in Heidelberg vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $344 vs $288 per month, with Ubud, Bali cheaper across the board.

Good to know

🇩🇪 Heidelberg

🇮🇩 Ubud, Bali

🕒 Local time

09:22 9:22 AM

16:22 4:22 PM

7 h ahead of Heidelberg

🌤 Weather

👥 Population

152,113

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of November 1, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of November 1, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

USD to EUR in detail →

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Heidelberg Ubud, Bali 11,920 km ≈ 15 h nonstop flight

From you

Heidelberg
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Heidelberg vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is about 43% cheaper overall, especially in eating out, clothing, and transport. That difference adds up to real monthly savings that compound significantly over time.

Average pay in Heidelberg is about 19 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,301 in Heidelberg versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $2,380 per month in Heidelberg versus $1,349 in Ubud, Bali – Ubud, Bali is about 43% cheaper, which adds up to real savings over time.

A monthly transit pass in Ubud, Bali runs roughly 89% less than in Heidelberg. The price difference matters if you commute daily and watch your budget.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Heidelberg and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 43% less than in Heidelberg. Beyond cost, consider language, visa policies, and how big the international community is in each city.