Cost of Living Comparison Between Hazard, KY and Ubud, Bali Cost of Living Comparison Between Hazard, KY and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $2,356 in Hazard, KY versus $1,396 in Ubud, Bali.

Estimated couple costs with rent: $3,451 in Hazard, KY versus $2,334 in Ubud, Bali.

Monthly costs for a family of three with rent: $4,546 in Hazard, KY versus $3,273 in Ubud, Bali.

Living in Hazard, KY is roughly 69% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Hazard, KY 71% above, Ubud, Bali 2% above.

Meal at Budget Restaurant

$15.15 $15.15

$3.37 Rp 59.5K

349.55%

Three-Course Dinner for Two, Mid-Range

$49.07 $49.07

$38.59 Rp 680.4K

27.16%

Fast Food Meal (McDonalds, etc)

$9.81 $9.81

$5.52 Rp 97.3K

77.72%

Cappuccino

$5.02 $5.02

$2.64 Rp 46.6K

90.15%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.94 $1.94

$1.67 Rp 29.5K

16.17%

Water (0.33 liter bottle)

$1.02 $1.02

$0.77 Rp 13.6K

32.47%

Local Beer (0.5 liter draught)

$5.51 $5.51

$2.63 Rp 46.4K

109.51%

Imported Beer (0.33 liter bottle)

$7.60 $7.60

$4.28 Rp 75.5K

77.57%

Milk (1 liter)

$0.88 $0.88

$1.55 Rp 27.3K

-43.23%

White Bread (500g)

$3.43 $3.43

$2.22 Rp 39.2K

54.50%

Rice (white) (1kg)

$3.99 $3.99

$1.13 Rp 19.8K

253.10%

Eggs

$3.47 $3.47

$2.09 Rp 36.8K

66.03%

Local Cheese (1kg)

$12.62 $12.62

$17.39 Rp 306.7K

-27.43%

Chicken Fillets (1kg)

$5.00 $5.00

$3.87 Rp 68.2K

29.20%

Beef Round Steak (1kg)

$13.41 $13.41

$12.55 Rp 221.3K

6.85%

Apples (1kg)

$5.60 $5.60

$3.62 Rp 63.8K

54.70%

Banana (1kg)

$1.29 $1.29

$1.56 Rp 27.5K

-17.31%

Oranges (1kg)

$4.20 $4.20

$2.35 Rp 41.5K

78.72%

Tomato (1kg)

$4.81 $4.81

$2.06 Rp 36.2K

133.50%

Potato (1kg)

$2.62 $2.62

$1.90 Rp 33.5K

37.89%

Onion (1kg)

$3.19 $3.19

$2.34 Rp 41.2K

36.32%

Lettuce (1 head)

$2.04 $2.04

$1.03 Rp 18.2K

98.06%

Water (1.5 liter bottle)

$1.93 $1.93

$0.55 Rp 9,781

250.91%

Cigarettes 20 Pack (Marlboro, Camel)

$4.07 $4.07

$2.25 Rp 39.7K

80.89%

Wine (Bottle)

$15.20 $15.20

$23.81 Rp 419.8K

-36.16%

Local Beer (0.5 liter bottle)

$2.14 $2.14

$2.31 Rp 40.8K

-7.36%

Imported Beer (0.33 liter bottle)

$2.97 $2.97

$2.80 Rp 49.4K

6.07%

One-way Ticket (Public Transport)

$2.12 $2.12

$0.27 Rp 4,803

685.19%

Public Transport Monthly Pass (Regular Price)

$8.66 Rp 152.7K

Taxi Start (Normal Tariff)

$3.77 $3.77

$0.48 Rp 8,490

685.42%

Taxi (Normal Tariff) (1km)

$1.25 $1.25

$0.45 Rp 7,865

177.78%

Taxi 1hour Waiting (Normal Tariff)

$24.68 $24.68

$5.72 Rp 100.8K

331.47%

Gasoline (1 liter)

$1.07 $1.07

$0.76 Rp 13.4K

40.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.7K $36.7K

$24.5K Rp 431.7M

49.99%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.0K $26.0K

$32.1K Rp 566.4M

-19.18%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$150 $150

$83.6 Rp 1.5M

79.31%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$50.9 $50.9

$6.46 Rp 113.8K

688.39%

Internet (50+ Mbps, Unlimited Data)

$70.3 $70.3

$18.99 Rp 334.9K

269.98%

Gym Membership (Monthly)

$44.19 $44.19

$56.0 Rp 987.0K

-21.05%

Tennis Court (1 Hour on Weekend)

$18.62 Rp 328.3K

Cinema Ticket

$14.39 $14.39

$4.28 Rp 75.5K

236.21%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,434 $1,434

$487 Rp 8.6M

194.67%

International Primary School, 1 Child (Yearly)

$19.2K $19.2K

$5,856 Rp 103.3M

228.66%

Jeans (Levis 501 Or Similar)

$45.79 $45.79

$45.56 Rp 803.3K

0.50%

Summer Dress (H&M, Zara, etc)

$45.59 $45.59

$36.38 Rp 641.5K

25.32%

Sport Shoes (Adidas, Nike)

$82.6 $82.6

$82.0 Rp 1.4M

0.72%

Men's Leather Business Shoes

$109 $109

$80.4 Rp 1.4M

36.17%

1-bedroom Apartment, City Center (Monthly)

$1,593 $1,593

$1,117 Rp 19.7M

42.65%

1-bedroom Apartment, Outside City Center (Monthly)

$1,280 $1,280

$701 Rp 12.4M

82.54%

3-bedroom Apartment, City Center (Monthly)

$2,520 $2,520

$3,537 Rp 62.4M

-28.75%

3-bedroom Apartment, Outside City Center (Monthly)

$2,116 $2,116

$1,762 Rp 31.1M

20.05%

Buy Apartment in City Center (m2)

$2,934 $2,934

$2,826 Rp 49.8M

3.83%

Buy Apartment Outside City Center (m2)

$2,732 $2,732

$2,292 Rp 40.4M

19.23%

Average Monthly Net Salary (After Tax)

$170 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

6.21

13.78

-54.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hazard, KY: August 30, 2026

Last update for Ubud, Bali: August 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,593 in Hazard, KY and $1,117 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $49.00 in Hazard, KY vs $39.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $345 vs $293 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hazard, KY vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Hazard, KY and Ubud, Bali differ by about 69% in total monthly costs ($2,356 vs $1,396 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $3,533 in Hazard, KY and $2,095 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,593 in Hazard, KY versus $1,117 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 18% higher in Hazard, KY. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,356 per month in Hazard, KY versus $1,396 in Ubud, Bali – a 69% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,396 in Ubud, Bali versus $2,356 in Hazard, KY, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Hazard, KY. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Hazard, KY and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 69% less than in Hazard, KY. Beyond cost, consider language, visa policies, and how big the international community is in each city.