Last update: Oct 2026

Cost of Living Comparison Between Hayward, CA and Lisbon

For one person, living is cheaper in Lisbon: $2,210 a month against $3,434 in Hayward, CA, rent and utilities included – about $14,700 less a year. Rent and utilities account for most of the difference.

166

Cost of Living Index in Hayward, CA
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Hayward, CA Living Index
107

Cost of Living Index in Lisbon
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Lisbon Living Index

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Hayward, CA

🇺🇸 United States

$3,434

/mo nomad

Lisbon

🇵🇹 Portugal

$2,210

/mo nomad

Monthly Cost of Living

How much you'll spend in Hayward, CA and in Lisbon

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hayward, CA and in Lisbon actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,434 in Hayward, CA versus $2,210 in Lisbon.

Hayward, CA $3,434
Lisbon $2,210

Estimated couple costs with rent: $4,718 in Hayward, CA versus $3,275 in Lisbon.

Hayward, CA $4,718
Lisbon $3,275

Monthly costs for a family of three with rent: $6,003 in Hayward, CA versus $4,341 in Lisbon.

Hayward, CA $6,003
Lisbon $4,341

Living in Hayward, CA is roughly 55% more expensive than in Lisbon, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Hayward, CA 152% above, Lisbon 62% above.

Meal at Budget Restaurant

$19.88 $19.88

$16.65 €14.92

19.40%

Three-Course Dinner for Two, Mid-Range

$76.1 $76.1

$61.7 €55.3

23.29%

Fast Food Meal (McDonalds, etc)

$10.57 $10.57

$11.36 €10.18

-6.95%

Cappuccino

$4.71 $4.71

$2.97 €2.66

58.59%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.13 $3.13

$2.29 €2.05

36.68%

Water (0.33 liter bottle)

$2.31 $2.31

$1.74 €1.56

32.76%

Local Beer (0.5 liter draught)

$6.03 $6.03

$3.40 €3.05

77.35%

Imported Beer (0.33 liter bottle)

$7.54 $7.54

$3.31 €2.97

127.79%

Milk (1 liter)

$1.30 $1.30

$1.16 €1.04

12.07%

White Bread (500g)

$1.89 $1.89

$1.91 €1.71

-1.05%

Rice (white) (1kg)

$5.84 $5.84

$1.51 €1.36

286.75%

Eggs

$6.09 $6.09

$4.02 €3.60

51.49%

Local Cheese (1kg)

$26.45 $26.45

$12.94 €11.59

104.40%

Chicken Fillets (1kg)

$7.49 $7.49

$7.77 €6.97

-3.60%

Beef Round Steak (1kg)

$21.99 $21.99

$17.76 €15.92

23.82%

Apples (1kg)

$7.12 $7.12

$2.30 €2.06

209.57%

Banana (1kg)

$2.56 $2.56

$1.73 €1.55

47.98%

Oranges (1kg)

$6.23 $6.23

$1.86 €1.66

234.95%

Tomato (1kg)

$10.21 $10.21

$2.59 €2.32

294.21%

Potato (1kg)

$3.63 $3.63

$1.82 €1.63

99.45%

Onion (1kg)

$4.72 $4.72

$1.97 €1.76

139.59%

Lettuce (1 head)

$2.53 $2.53

$1.47 €1.32

72.11%

Water (1.5 liter bottle)

$3.23 $3.23

$0.72 €0.65

348.61%

Cigarettes 20 Pack (Marlboro, Camel)

$11.76 $11.76

$6.58 €5.90

78.72%

Wine (Bottle)

$12.93 $12.93

$5.61 €5.02

130.48%

Local Beer (0.5 liter bottle)

$1.75 $1.75

$1.36 €1.22

28.68%

Imported Beer (0.33 liter bottle)

$2.80 $2.80

$2.14 €1.91

30.84%

One-way Ticket (Public Transport)

$3.02 $3.02

$2.33 €2.09

29.61%

Public Transport Monthly Pass (Regular Price)

$100.0 $100.0

$44.68 €40.04

123.72%

Taxi Start (Normal Tariff)

$3.54 $3.54

$3.85 €3.45

-8.05%

Taxi (Normal Tariff) (1km)

$1.89 $1.89

$1.07 €0.96

76.64%

Taxi 1hour Waiting (Normal Tariff)

$39.22 $39.22

$16.46 €14.75

138.27%

Gasoline (1 liter)

$1.43 $1.43

$2.20 €1.97

-35.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.3K $27.3K

$34.2K €30.6K

-20.19%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K $25.8K

$38.7K €34.7K

-33.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$179 $179

$161 €144

11.19%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$41.29 $41.29

$18.41 €16.50

124.28%

Internet (50+ Mbps, Unlimited Data)

$75.8 $75.8

$32.74 €29.34

131.61%

Gym Membership (Monthly)

$42.37 $42.37

$44.55 €39.92

-4.89%

Tennis Court (1 Hour on Weekend)

$19.10 €17.11

Cinema Ticket

$15.30 $15.30

$9.60 €8.60

59.38%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,253 $1,253

$668 €598

87.60%

International Primary School, 1 Child (Yearly)

$35.0K $35.0K

$17.6K €15.8K

98.47%

Jeans (Levis 501 Or Similar)

$49.93 $49.93

$102 €91.4

-51.06%

Summer Dress (H&M, Zara, etc)

$70.9 $70.9

$44.46 €39.85

59.54%

Sport Shoes (Adidas, Nike)

$74.8 $74.8

$98.5 €88.3

-24.08%

Men's Leather Business Shoes

$118 $118

$124 €111

-4.55%

1-bedroom Apartment, City Center (Monthly)

$2,264 $2,264

$1,608 €1,441

40.76%

1-bedroom Apartment, Outside City Center (Monthly)

$1,986 $1,986

$1,190 €1,066

66.86%

3-bedroom Apartment, City Center (Monthly)

$3,446 $3,446

$2,812 €2,520

22.55%

3-bedroom Apartment, Outside City Center (Monthly)

$2,769 $2,769

$2,013 €1,804

37.55%

Buy Apartment in City Center (m2)

$6,467 $6,467

$7,839 €7,025

-17.50%

Buy Apartment Outside City Center (m2)

$6,014 $6,014

$4,576 €4,100

31.44%

Average Monthly Net Salary (After Tax)

$4,713 $4,713

$1,575 €1,411

199.21%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.15

3.85

59.74%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hayward, CA: October 26, 2026

Last update for Lisbon: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hayward, CA

$2K 57.8%

Lisbon

$1.2K 53.8% 40.1% $796

Groceries & Markets

Hayward, CA

$499 14.5%

Lisbon

$272 12.3% 45.4% $226

Eating Out

Hayward, CA

$314 9.2%

Lisbon

$243 11% 22.8% $72

Monthly Utilities & Internet

Hayward, CA

$296 8.6%

Lisbon

$212 9.6% 28.4% $84

Clothing & Footwear

Hayward, CA

$141 4.1%

Lisbon

$166 7.5% 17.5% $25

Getting Around

Hayward, CA

$125 3.6%

Lisbon

$63 2.9% 49.5% $62

Sport & Entertainment

Hayward, CA

$73 2.1%

Lisbon

$64 2.9% 12.6% $9.2

Cost Breakdown

A one-bedroom apartment in the center runs $2,264 in Hayward, CA and $1,608 in Lisbon. Housing cost is often the main lever when comparing two cities.

Hayward, CA pays about 3 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $76 in Hayward, CA vs $62 in Lisbon for a mid-range dinner for two. Groceries echo the gap at $499 vs $272 per month, with Lisbon cheaper across the board.

Good to know

🇺🇸 Hayward, CA

🇵🇹 Lisbon

🕒 Local time

01:20 1:20 AM

09:20 9:20 AM

8 h ahead of Hayward, CA

🌤 Weather

👥 Population

159,203

545,923 Capital

💱 Currency

United States Dollar USD $

Euro EUR €

📈 Exchange rate

1 USD = 0.896 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

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Between locations

Hayward, CA Lisbon 9,100 km ≈ 12 h nonstop flight

From you

Hayward, CA
Lisbon

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hayward, CA vs Lisbon: Cost of Living - Frequently Asked Questions

Lisbon wins on cost – living expenses run 36% lower than in Hayward, CA. Housing and daily spending are where you’ll feel the difference most, making Lisbon the obvious pick if budget is a priority.

Average pay in Hayward, CA is about 3 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,264 in Hayward, CA versus $1,608 in Lisbon. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,253 in Hayward, CA versus $668 in Lisbon. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 83% higher in Hayward, CA. For households that cook at home regularly, that difference adds up over a month.

At $2,210 in Lisbon versus $3,434 in Hayward, CA, a $3,000 budget is realistic in Lisbon but tight or insufficient in Hayward, CA. The gap between the two cities makes Lisbon the clear choice for anyone on this budget.

Both work as nomad bases, but Lisbon delivers better value at $2,210 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Lisbon hard to pass up.

Expats usually find Lisbon gentler on the wallet – expenses run 36% less than in Hayward, CA. Beyond cost, consider language, visa policies, and how big the international community is in each city.