πA single person spends $3,234 per month in Hayward, CA vs $845 in Chiang Mai, rent included.
πA couple spends around $4,542 per month in Hayward, CA vs $1,323 in Chiang Mai, rent included.
πA family of three spends $5,851 per month in Hayward, CA vs $1,802 in Chiang Mai, rent included.
πHayward, CA costs about 283% more than Chiang Mai, driven mainly by Eating Out.
πHayward, CA sits 141% above the global median, while Chiang Mai is 37% below β they fall on opposite sides of the world average.
Currency
π½ Eating Out
Hayward, CA
Chiang Mai
Difference
Meal at Budget Restaurant
$22.21$22.21
$1.95ΰΈΏ62.8
1038.97%
Three-Course Dinner for Two, Mid-Range
$76.0$76.0
$18.43ΰΈΏ594
312.53%
Fast Food Meal(McDonalds, etc)
$14.75$14.75
$7.50ΰΈΏ241
96.67%
Cappuccino
$5.85$5.85
$1.93ΰΈΏ62.3
203.11%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.97$2.97
$0.78ΰΈΏ25.08
280.77%
Water(0.33 liter bottle)
$2.45$2.45
$0.32ΰΈΏ10.42
665.63%
Local Beer(0.5 liter draught)
$8.06$8.06
$2.15ΰΈΏ69.2
274.88%
Imported Beer(0.33 liter bottle)
$8.77$8.77
$3.71ΰΈΏ120
136.39%
π Groceries & Markets
Hayward, CA
Chiang Mai
Difference
Milk(1 liter)
$1.52$1.52
$1.71ΰΈΏ55.2
-11.11%
White Bread(500g)
$4.06$4.06
$1.56ΰΈΏ50.3
160.26%
Rice(white)(1kg)
$6.67$6.67
$1.18ΰΈΏ38.06
465.25%
Eggs
$6.06$6.06
$1.98ΰΈΏ63.9
206.06%
Local Cheese(1kg)
$19.04$19.04
$16.04ΰΈΏ517
18.70%
Chicken Fillets(1kg)
$6.41$6.41
$3.17ΰΈΏ102
102.21%
Beef Round Steak(1kg)
$15.68$15.68
$10.94ΰΈΏ353
43.33%
Apples(1kg)
$5.22$5.22
$2.63ΰΈΏ84.7
98.48%
Banana(1kg)
$2.80$2.80
$1.17ΰΈΏ37.61
139.32%
Oranges(1kg)
$5.09$5.09
$1.65ΰΈΏ53.0
208.48%
Tomato(1kg)
$7.33$7.33
$1.54ΰΈΏ49.51
375.97%
Potato(1kg)
$3.80$3.80
$1.38ΰΈΏ44.34
175.36%
Onion(1kg)
$3.80$3.80
$1.17ΰΈΏ37.54
224.79%
Lettuce(1 head)
$2.30$2.30
$0.66ΰΈΏ21.25
248.48%
Water(1.5 liter bottle)
$2.79$2.79
$0.51ΰΈΏ16.55
447.06%
Cigarettes 20 Pack(Marlboro, Camel)
$13.76$13.76
$4.52ΰΈΏ146
204.42%
Wine(Bottle)
$10.25$10.25
$18.32ΰΈΏ590
-44.05%
Local Beer(0.5 liter bottle)
$1.84$1.84
$1.80ΰΈΏ57.9
2.22%
Imported Beer(0.33 liter bottle)
$2.68$2.68
$3.18ΰΈΏ102
-15.72%
π Getting Around
Hayward, CA
Chiang Mai
Difference
One-way Ticket(Public Transport)
$2.27$2.27
$0.90ΰΈΏ28.97
152.22%
Public Transport Monthly Pass(Regular Price)
-
$19.00ΰΈΏ612
-
Taxi Start(Normal Tariff)
$4.26$4.26
$1.41ΰΈΏ45.50
202.13%
Taxi(Normal Tariff)(1km)
$1.88$1.88
$1.31ΰΈΏ42.15
43.51%
Taxi 1hour Waiting(Normal Tariff)
$38.49$38.49
$8.09ΰΈΏ261
375.77%
Gasoline(1 liter)
$1.22$1.22
$1.28ΰΈΏ41.08
-4.69%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.1K$30.1K
$21.3KΰΈΏ686.1K
41.28%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.2K$26.2K
$21.7KΰΈΏ699.3K
20.65%
π§Ύ Monthly Utilities & Internet
Hayward, CA
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$219$219
$69.2ΰΈΏ2,230
216.76%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$46.83$46.83
$13.97ΰΈΏ450
235.22%
Internet(50+ Mbps, Unlimited Data)
$79.2$79.2
$17.95ΰΈΏ578
341.00%
π Sport & Entertainment
Hayward, CA
Chiang Mai
Difference
Gym Membership(Monthly)
$55.6$55.6
$42.31ΰΈΏ1,363
31.34%
Tennis Court(1 Hour on Weekend)
-
$6.66ΰΈΏ214
-
Cinema Ticket
$13.11$13.11
$5.92ΰΈΏ191
121.45%
π§Έ Childcare & Education
Hayward, CA
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$2,182$2,182
$299ΰΈΏ9,640
629.20%
International Primary School, 1 Child(Yearly)
$32.0K$32.0K
$14.8KΰΈΏ478.4K
115.50%
ππ Clothing & Footwear
Hayward, CA
Chiang Mai
Difference
Jeans(Levis 501 Or Similar)
$67.7$67.7
$56.2ΰΈΏ1,810
20.54%
Summer Dress(H&M, Zara, etc)
$48.26$48.26
$26.94ΰΈΏ868
79.14%
Sport Shoes(Adidas, Nike)
$101$101
$84.9ΰΈΏ2,735
19.42%
Men's Leather Business Shoes
$148$148
$71.8ΰΈΏ2,314
106.54%
π Accommodation & Living
Hayward, CA
Chiang Mai
Difference
1-bedroom Apartment, City Center(Monthly)
$1,554$1,554
$435ΰΈΏ14.0K
257.17%
1-bedroom Apartment, Outside City Center(Monthly)
$1,835$1,835
$240ΰΈΏ7,727
665.21%
3-bedroom Apartment, City Center(Monthly)
$3,668$3,668
$798ΰΈΏ25.7K
359.82%
3-bedroom Apartment, Outside City Center(Monthly)
$2,727$2,727
$498ΰΈΏ16.1K
447.19%
Buy Apartment in City Center(m2)
$7,253$7,253
$1,995ΰΈΏ64.3K
263.48%
Buy Apartment Outside City Center(m2)
$7,286$7,286
$1,532ΰΈΏ49.4K
375.68%
π΅ Salaries & Financials
Hayward, CA
Chiang Mai
Difference
Average Monthly Net Salary(After Tax)
$4,641$4,641
$628ΰΈΏ20.2K
638.83%
20-Year Fixed Mortgage Interest Rate(Annual %)
6.45
5
29.00%
CityCost data is based on AI and user input β minor inaccuracies may occur.
Last update for Hayward, CA: April 20, 2026
Last update for Chiang Mai: April 20, 2026
Cost Breakdown
π A central one-bedroom costs $1,554 in Hayward, CA versus $435 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
π°Salaries run about 639% higher in Hayward, CA, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
πA mid-range dinner for two costs $76 in Hayward, CA versus $18 in Chiang Mai. Monthly groceries follow the same trend: $440 vs $244 β making Chiang Mai the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Hayward, CA vs Chiang Mai: Cost of Living - Frequently Asked Questions
Which city is more expensive, Hayward, CA or Chiang Mai?
Hayward, CA costs about 283% more than Chiang Mai, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Hayward, CA vs Chiang Mai?
For a comfortable life, plan on about $4,851 per month in Hayward, CA and $1,267 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled β not just surviving.
Where is rent cheaper, Hayward, CA or Chiang Mai?
Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do dining costs compare in Hayward, CA vs Chiang Mai?
Are groceries more expensive in Hayward, CA or Chiang Mai?
Groceries cost about 80% more in Hayward, CA, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Hayward, CA or Chiang Mai?
A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $845, than in Hayward, CA at $3,234. In Chiang Mai it covers expenses comfortably, while in Hayward, CA it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Hayward, CA or Chiang Mai?
For digital nomads, it depends on budget. Chiang Mai costs $845 versus $3,234 in Hayward, CA. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Hayward, CA compared to Chiang Mai?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison β central, well-trafficked areas feel secure in both.
Should I move to Hayward, CA or Chiang Mai?
If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hayward, CA makes more sense. Both are solid long-term options with distinct trade-offs.
Hayward, CA vs other spots: cost of living compared