Last update: Oct 2026

Cost of Living Comparison Between Havlíčkův Brod and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $1,545 in Havlíčkův Brod, rent and utilities included – about $2,300 less a year. Rent and utilities account for most of the difference.

74

Cost of Living Index in Havlíčkův Brod
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Havlíčkův Brod Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Havlíčkův Brod

🇨🇿 Czech Republic

$1,545

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Havlíčkův Brod and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Havlíčkův Brod and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,545 in Havlíčkův Brod versus $1,353 in Ubud, Bali.

Havlíčkův Brod $1,545
Ubud, Bali $1,353

Estimated couple costs with rent: $2,171 in Havlíčkův Brod versus $2,297 in Ubud, Bali.

Havlíčkův Brod $2,171
Ubud, Bali $2,297

Monthly costs for a family of three with rent: $2,796 in Havlíčkův Brod versus $3,241 in Ubud, Bali.

Havlíčkův Brod $2,796
Ubud, Bali $3,241

Living in Havlíčkův Brod is roughly 14% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Havlíčkův Brod 14% above, Ubud, Bali 0% above.

Meal at Budget Restaurant

$7.58 Kč 164

$3.23 Rp 58.1K

134.67%

Three-Course Dinner for Two, Mid-Range

$39.74 Kč 859

$34.88 Rp 627.8K

13.93%

Fast Food Meal (McDonalds, etc)

$6.39 Kč 138

$5.70 Rp 102.5K

12.11%

Cappuccino

$3.61 Kč 78.1

$2.62 Rp 47.1K

37.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.71 Kč 36.98

$1.72 Rp 31.0K

-0.58%

Water (0.33 liter bottle)

$1.45 Kč 31.43

$0.81 Rp 14.6K

79.01%

Local Beer (0.5 liter draught)

$2.03 Kč 43.96

$2.65 Rp 47.7K

-23.40%

Imported Beer (0.33 liter bottle)

$2.48 Kč 53.6

$4.37 Rp 78.6K

-43.25%

Milk (1 liter)

$0.66 Kč 14.32

$1.57 Rp 28.3K

-57.96%

White Bread (500g)

$1.62 Kč 34.94

$2.19 Rp 39.5K

-26.03%

Rice (white) (1kg)

$2.43 Kč 52.6

$1.18 Rp 21.2K

105.93%

Eggs

$2.67 Kč 57.7

$2.16 Rp 38.8K

23.61%

Local Cheese (1kg)

$6.93 Kč 150

$17.65 Rp 317.7K

-60.74%

Chicken Fillets (1kg)

$4.54 Kč 98.1

$3.78 Rp 68.0K

20.11%

Beef Round Steak (1kg)

$5.44 Kč 118

$11.95 Rp 215.1K

-54.48%

Apples (1kg)

$0.72 Kč 15.62

$3.60 Rp 64.8K

-80.00%

Banana (1kg)

$1.79 Kč 38.81

$1.59 Rp 28.6K

12.58%

Oranges (1kg)

$2.11 Kč 45.66

$2.31 Rp 41.6K

-8.66%

Tomato (1kg)

$3.41 Kč 73.8

$1.91 Rp 34.3K

78.53%

Potato (1kg)

$1.03 Kč 22.31

$1.78 Rp 32.1K

-42.13%

Onion (1kg)

$0.90 Kč 19.47

$2.33 Rp 41.9K

-61.37%

Lettuce (1 head)

$0.48 Kč 10.42

$1.00 Rp 18.0K

-52.00%

Water (1.5 liter bottle)

$0.84 Kč 18.15

$0.53 Rp 9,509

58.49%

Cigarettes 20 Pack (Marlboro, Camel)

$4.89 Kč 106

$2.29 Rp 41.1K

113.54%

Wine (Bottle)

$6.83 Kč 148

$22.07 Rp 397.3K

-69.05%

Local Beer (0.5 liter bottle)

$0.95 Kč 20.49

$2.35 Rp 42.2K

-59.57%

Imported Beer (0.33 liter bottle)

$2.05 Kč 44.33

$2.98 Rp 53.6K

-31.21%

One-way Ticket (Public Transport)

$1.11 Kč 23.93

$0.23 Rp 4,112

382.61%

Public Transport Monthly Pass (Regular Price)

$24.59 Kč 532

$8.90 Rp 160.2K

176.29%

Taxi Start (Normal Tariff)

$1.80 Kč 38.92

$0.47 Rp 8,466

282.98%

Taxi (Normal Tariff) (1km)

$0.93 Kč 20.15

$0.43 Rp 7,737

116.28%

Taxi 1hour Waiting (Normal Tariff)

$19.41 Kč 420

$5.47 Rp 98.4K

254.84%

Gasoline (1 liter)

$1.87 Kč 40.37

$0.83 Rp 14.9K

125.30%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.1K Kč 585.0K

$23.9K Rp 429.8M

13.30%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.3K Kč 612.3K

$32.8K Rp 590.1M

-13.64%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$292 Kč 6,316

$80.0 Rp 1.4M

265.11%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.16 Kč 523

$6.56 Rp 118.1K

268.29%

Internet (50+ Mbps, Unlimited Data)

$21.52 Kč 465

$18.60 Rp 334.8K

15.70%

Gym Membership (Monthly)

$54.1 Kč 1,171

$54.1 Rp 974.1K

0.04%

Tennis Court (1 Hour on Weekend)

$17.27 Kč 373

$18.28 Rp 329.0K

-5.53%

Cinema Ticket

$6.11 Kč 132

$4.25 Rp 76.5K

43.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$476 Kč 10.3K

$493 Rp 8.9M

-3.49%

International Primary School, 1 Child (Yearly)

$18.6K Kč 401.8K

$5,597 Rp 100.7M

231.92%

Jeans (Levis 501 Or Similar)

$90.2 Kč 1,951

$45.58 Rp 820.4K

97.96%

Summer Dress (H&M, Zara, etc)

$40.52 Kč 876

$34.96 Rp 629.4K

15.90%

Sport Shoes (Adidas, Nike)

$105 Kč 2,266

$77.7 Rp 1.4M

34.80%

Men's Leather Business Shoes

$127 Kč 2,739

$78.5 Rp 1.4M

61.30%

1-bedroom Apartment, City Center (Monthly)

$709 Kč 15.3K

$1,131 Rp 20.4M

-37.38%

1-bedroom Apartment, Outside City Center (Monthly)

$609 Kč 13.2K

$673 Rp 12.1M

-9.43%

3-bedroom Apartment, City Center (Monthly)

$1,208 Kč 26.1K

$3,613 Rp 65.0M

-66.56%

3-bedroom Apartment, Outside City Center (Monthly)

$933 Kč 20.2K

$1,702 Rp 30.6M

-45.19%

Buy Apartment in City Center (m2)

$4,489 Kč 97.1K

$2,717 Rp 48.9M

65.20%

Buy Apartment Outside City Center (m2)

$3,443 Kč 74.5K

$2,241 Rp 40.3M

53.64%

Average Monthly Net Salary (After Tax)

$1,415 Kč 30.6K

$166 Rp 3.0M

750.62%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.72

13.78

-65.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Havlíčkův Brod: October 19, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Havlíčkův Brod

$609 39.4%

Ubud, Bali

$673 49.7% 10.4% $63

Monthly Utilities & Internet

Havlíčkův Brod

$338 21.9%

Ubud, Bali

$105 7.8% 68.9% $233

Groceries & Markets

Havlíčkův Brod

$182 11.8%

Ubud, Bali

$287 21.2% 57.6% $105

Clothing & Footwear

Havlíčkův Brod

$163 10.6%

Ubud, Bali

$107 7.9% 34.6% $56

Eating Out

Havlíčkův Brod

$151 9.8%

Ubud, Bali

$106 7.9% 29.5% $45

Sport & Entertainment

Havlíčkův Brod

$66 4.3%

Ubud, Bali

$63 4.6% 5.6% $3.7

Getting Around

Havlíčkův Brod

$35 2.3%

Ubud, Bali

$12 0.9% 65% $23

Cost Breakdown

A one-bedroom apartment in the center runs $709 in Havlíčkův Brod and $1,131 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Havlíčkův Brod pays 751% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $40.00 in Havlíčkův Brod vs $35.00 in Ubud, Bali. Groceries flip the comparison at $182 vs $287, with Havlíčkův Brod cheaper for home cooking.

Good to know

🇨🇿 Havlíčkův Brod

🇮🇩 Ubud, Bali

🕒 Local time

12:52 12:52 PM

18:52 6:52 PM

6 h ahead of Havlíčkův Brod

🌤 Weather

👥 Population

23,534

74,800

💱 Currency

Czech Koruna CZK Kč

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 CZK = 4.62 USD

100 CZK = 4.11 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to CZK – Czech Koruna Converter

🇺🇸 United States Dollar ($)

🇨🇿 Czech Koruna (Kč)

Czech Koruna exchange rates as of October 20, 2026: 1 USD = 21.63 CZK (100 CZK = 4.62 USD). 1 EUR = 24.31 CZK (100 CZK = 4.11 EUR).

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to CZK in detail →

On the map

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Highest

Between locations

Havlíčkův Brod Ubud, Bali 11,420 km ≈ 15 h nonstop flight

From you

Havlíčkův Brod
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Havlíčkův Brod vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in clothing, eating out, and leisure. The 14% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 751% higher in Havlíčkův Brod, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $709 in Havlíčkův Brod versus $1,131 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Havlíčkův Brod pay roughly 58% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35.00 versus $40.00 in Havlíčkův Brod. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,353 in Ubud, Bali versus $1,545 in Havlíčkův Brod, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Havlíčkův Brod. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Havlíčkův Brod, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Havlíčkův Brod and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 14% less than in Havlíčkův Brod. Beyond cost, consider language, visa policies, and how big the international community is in each city.