Last update: Oct 2026

Cost of Living Comparison Between Havirov and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,211 in Havirov, rent and utilities included – about $3,500 less a year. Other living expenses account for most of the difference.

59

Cost of Living Index in Havirov
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Havirov Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Havirov

🇨🇿 Czech Republic

$1,211

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Havirov and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Havirov and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,211 in Havirov versus $918 in Cebu.

Havirov $1,211
Cebu $918

Estimated couple costs with rent: $1,834 in Havirov versus $1,409 in Cebu.

Havirov $1,834
Cebu $1,409

Monthly costs for a family of three with rent: $2,456 in Havirov versus $1,900 in Cebu.

Havirov $2,456
Cebu $1,900

Living in Havirov is roughly 32% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Havirov 10% lower, Cebu 32% lower.

Meal at Budget Restaurant

$8.04 Kč 174

$3.09 ₱194

160.19%

Three-Course Dinner for Two, Mid-Range

$46.21 Kč 999

$24.22 ₱1,525

90.79%

Fast Food Meal (McDonalds, etc)

$8.02 Kč 173

$3.92 ₱247

104.59%

Cappuccino

$2.73 Kč 59.1

$2.51 ₱158

8.76%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.91 Kč 41.23

$1.59 ₱100

20.13%

Water (0.33 liter bottle)

$1.39 Kč 30.07

$0.53 ₱33.43

162.26%

Local Beer (0.5 liter draught)

$2.36 Kč 51.0

$1.78 ₱112

32.58%

Imported Beer (0.33 liter bottle)

$2.08 Kč 45.07

$2.17 ₱137

-4.15%

Milk (1 liter)

$1.08 Kč 23.25

$1.92 ₱121

-43.75%

White Bread (500g)

$1.52 Kč 32.90

$1.36 ₱85.4

11.76%

Rice (white) (1kg)

$2.56 Kč 55.3

$1.01 ₱63.5

153.47%

Eggs

$3.16 Kč 68.4

$2.03 ₱128

55.67%

Local Cheese (1kg)

$11.65 Kč 252

$9.86 ₱621

18.15%

Chicken Fillets (1kg)

$8.33 Kč 180

$4.39 ₱277

89.75%

Beef Round Steak (1kg)

$13.25 Kč 286

$7.60 ₱479

74.34%

Apples (1kg)

$1.65 Kč 35.69

$3.30 ₱208

-50.00%

Banana (1kg)

$1.74 Kč 37.65

$1.39 ₱87.8

25.18%

Oranges (1kg)

$2.22 Kč 48.01

$2.33 ₱147

-4.72%

Tomato (1kg)

$3.82 Kč 82.6

$1.50 ₱94.3

154.67%

Potato (1kg)

$0.95 Kč 20.47

$2.36 ₱149

-59.75%

Onion (1kg)

$0.90 Kč 19.49

$1.90 ₱119

-52.63%

Lettuce (1 head)

$1.59 Kč 34.36

$1.19 ₱74.9

33.61%

Water (1.5 liter bottle)

$0.73 Kč 15.81

$0.63 ₱39.71

15.87%

Cigarettes 20 Pack (Marlboro, Camel)

$7.80 Kč 169

$3.00 ₱189

160.00%

Wine (Bottle)

$6.27 Kč 136

$6.03 ₱379

3.98%

Local Beer (0.5 liter bottle)

$0.97 Kč 20.90

$1.23 ₱77.7

-21.14%

Imported Beer (0.33 liter bottle)

$1.89 Kč 40.86

$1.75 ₱110

8.00%

One-way Ticket (Public Transport)

$1.11 Kč 23.98

$0.25 ₱15.86

344.00%

Public Transport Monthly Pass (Regular Price)

$24.79 Kč 536

$12.64 ₱796

96.12%

Taxi Start (Normal Tariff)

$2.22 Kč 48.08

$0.77 ₱48.62

188.31%

Taxi (Normal Tariff) (1km)

$1.31 Kč 28.43

$0.23 ₱14.53

469.57%

Taxi 1hour Waiting (Normal Tariff)

$13.88 Kč 300

$4.46 ₱281

211.21%

Gasoline (1 liter)

$1.73 Kč 37.39

$1.31 ₱82.8

32.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.2K Kč 674.6K

$21.2K ₱1.3M

46.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.9K Kč 646.1K

$19.1K ₱1.2M

56.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$278 Kč 6,016

$120 ₱7,569

131.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.81 Kč 536

$14.00 ₱882

77.21%

Internet (50+ Mbps, Unlimited Data)

$18.03 Kč 390

$27.54 ₱1,734

-34.53%

Gym Membership (Monthly)

$29.67 Kč 642

$32.33 ₱2,035

-8.23%

Tennis Court (1 Hour on Weekend)

$17.39 Kč 376

$6.65 ₱419

161.50%

Cinema Ticket

$8.88 Kč 192

$5.65 ₱356

57.17%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$309 Kč 6,679

$275 ₱17.3K

12.18%

International Primary School, 1 Child (Yearly)

$9,457 Kč 204.5K

$7,918 ₱498.5K

19.44%

Jeans (Levis 501 Or Similar)

$76.1 Kč 1,647

$49.33 ₱3,106

54.35%

Summer Dress (H&M, Zara, etc)

$36.65 Kč 793

$25.24 ₱1,589

45.21%

Sport Shoes (Adidas, Nike)

$96.2 Kč 2,081

$77.0 ₱4,846

25.01%

Men's Leather Business Shoes

$104 Kč 2,247

$57.2 ₱3,601

81.64%

1-bedroom Apartment, City Center (Monthly)

$302 Kč 6,521

$500 ₱31.5K

-39.63%

1-bedroom Apartment, Outside City Center (Monthly)

$261 Kč 5,637

$309 ₱19.4K

-15.59%

3-bedroom Apartment, City Center (Monthly)

$582 Kč 12.6K

$1,078 ₱67.9K

-45.98%

3-bedroom Apartment, Outside City Center (Monthly)

$486 Kč 10.5K

$615 ₱38.7K

-21.08%

Buy Apartment in City Center (m2)

$2,025 Kč 43.8K

$2,886 ₱181.7K

-29.84%

Buy Apartment Outside City Center (m2)

$1,524 Kč 33.0K

$1,917 ₱120.7K

-20.48%

Average Monthly Net Salary (After Tax)

$1,135 Kč 24.5K

$346 ₱21.8K

228.05%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.06

7.2

-29.72%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Havirov: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Havirov

$321 26.5%

Cebu

$162 17.6% 49.6% $159

Accommodation & Living

Havirov

$261 21.5%

Cebu

$309 33.6% 18.5% $48

Groceries & Markets

Havirov

$253 20.9%

Cebu

$206 22.4% 18.6% $47

Eating Out

Havirov

$150 12.4%

Cebu

$88 9.6% 41.3% $62

Clothing & Footwear

Havirov

$141 11.6%

Cebu

$94 10.2% 33.3% $47

Sport & Entertainment

Havirov

$47 3.9%

Cebu

$44 4.8% 8% $3.8

Getting Around

Havirov

$38 3.1%

Cebu

$16 1.7% 59% $22

Cost Breakdown

A one-bedroom apartment in the center runs $302 in Havirov and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Havirov pays 228% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $46.00 in Havirov vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $253 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇨🇿 Havirov

🇵🇭 Cebu

🕒 Local time

17:11 5:11 PM

23:11 11:11 PM

6 h ahead of Havirov

🌤 Weather

👥 Population

80,549

964,169

💱 Currency

Czech Koruna CZK Kč

Philippine Peso PHP ₱

📈 Exchange rate

100 CZK = 4.62 USD

100 CZK = 4.11 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to CZK – Czech Koruna Converter

🇺🇸 United States Dollar ($)

🇨🇿 Czech Koruna (Kč)

Czech Koruna exchange rates as of October 18, 2026: 1 USD = 21.63 CZK (100 CZK = 4.62 USD). 1 EUR = 24.31 CZK (100 CZK = 4.11 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to CZK in detail →

On the map

Lowest

Highest

Between locations

Havirov Cebu 10,220 km ≈ 13 h nonstop flight

From you

Havirov
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Havirov vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 32% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 228% higher in Havirov, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $302 in Havirov versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,211 per month in Havirov versus $918 in Cebu – a 32% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 96% less than in Havirov. Both cities have functional networks, but the price difference matters if you're watching your budget.

Either city works on $1,000 a month, though Cebu gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Havirov, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Havirov and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 32% less than in Havirov. Beyond cost, consider language, visa policies, and how big the international community is in each city.