🙂Monthly costs for one person with rent: $736 in Hat Yai versus $1,379 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,330 in Hat Yai versus $2,363 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $1,923 in Hat Yai versus $3,347 in Ubud, Bali.
🌍Living in Hat Yai costs roughly 47% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Hat Yai is 46% below, Ubud, Bali is 1% above.
Currency
🍽 Eating Out
Hat Yai
Ubud, Bali
Difference
Meal at Budget Restaurant
$3.05฿100
$3.31Rp 58.9K
-7.85%
Three-Course Dinner for Two, Mid-Range
$45.98฿1,509
$39.08Rp 694.5K
17.66%
Fast Food Meal(McDonalds, etc)
$3.80฿125
$5.62Rp 99.8K
-32.38%
Cappuccino
$2.80฿91.8
$2.64Rp 46.9K
6.06%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.33฿43.61
$1.58Rp 28.2K
-15.82%
Water(0.33 liter bottle)
$0.54฿17.74
$0.71Rp 12.6K
-23.94%
Local Beer(0.5 liter draught)
$1.77฿58.0
$2.73Rp 48.5K
-35.16%
Imported Beer(0.33 liter bottle)
$3.71฿122
$4.32Rp 76.8K
-14.12%
🛒 Groceries & Markets
Hat Yai
Ubud, Bali
Difference
Milk(1 liter)
$1.48฿48.58
$1.54Rp 27.4K
-3.90%
White Bread(500g)
$1.22฿40.06
$2.30Rp 40.8K
-46.96%
Rice(white)(1kg)
$1.32฿43.22
$1.03Rp 18.3K
28.16%
Eggs
$2.47฿81.2
$2.12Rp 37.7K
16.51%
Local Cheese(1kg)
$22.86฿750
$17.30Rp 307.5K
32.14%
Chicken Fillets(1kg)
$2.41฿79.1
$4.03Rp 71.6K
-40.20%
Beef Round Steak(1kg)
$11.31฿371
$12.42Rp 220.8K
-8.94%
Apples(1kg)
$2.62฿86.0
$3.70Rp 65.7K
-29.19%
Banana(1kg)
$1.40฿45.88
$1.62Rp 28.7K
-13.58%
Oranges(1kg)
$2.00฿65.6
$2.27Rp 40.3K
-11.89%
Tomato(1kg)
$1.72฿56.3
$1.99Rp 35.4K
-13.57%
Potato(1kg)
$1.53฿50.3
$1.83Rp 32.5K
-16.39%
Onion(1kg)
$1.08฿35.44
$2.25Rp 40.1K
-52.00%
Lettuce(1 head)
$1.54฿50.6
$1.04Rp 18.6K
48.08%
Water(1.5 liter bottle)
$0.40฿13.17
$0.56Rp 10.0K
-28.57%
Cigarettes 20 Pack(Marlboro, Camel)
$4.47฿147
$2.22Rp 39.5K
101.35%
Wine(Bottle)
$15.34฿503
$23.22Rp 412.7K
-33.94%
Local Beer(0.5 liter bottle)
$1.75฿57.5
$2.39Rp 42.5K
-26.78%
Imported Beer(0.33 liter bottle)
$1.94฿63.8
$2.87Rp 51.1K
-32.40%
🚌 Getting Around
Hat Yai
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.59฿19.22
$0.25Rp 4,416
136.00%
Public Transport Monthly Pass(Regular Price)
-
$7.17Rp 127.4K
-
Taxi Start(Normal Tariff)
$1.18฿38.59
$0.46Rp 8,163
156.52%
Taxi(Normal Tariff)(1km)
$1.15฿37.70
$0.46Rp 8,235
150.00%
Taxi 1hour Waiting(Normal Tariff)
$4.01฿131
$5.70Rp 101.2K
-29.65%
Gasoline(1 liter)
$1.36฿44.68
$0.76Rp 13.6K
78.95%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$18.6K฿611.0K
$24.6KRp 436.7M
-24.21%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$45.8K฿1.5M
$31.0KRp 551.5M
47.46%
🧾 Monthly Utilities & Internet
Hat Yai
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$85.9฿2,819
$82.2Rp 1.5M
4.55%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$12.52฿411
$6.33Rp 112.5K
97.79%
Internet(50+ Mbps, Unlimited Data)
$9.93฿326
$18.54Rp 329.6K
-46.44%
🎉 Sport & Entertainment
Hat Yai
Ubud, Bali
Difference
Gym Membership(Monthly)
$47.73฿1,566
$56.1Rp 996.2K
-14.84%
Tennis Court(1 Hour on Weekend)
$14.31฿470
$18.41Rp 327.2K
-22.27%
Cinema Ticket
$7.60฿249
$4.26Rp 75.8K
78.40%
🧸 Childcare & Education
Hat Yai
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$575฿18.9K
$489Rp 8.7M
17.47%
International Primary School, 1 Child(Yearly)
$11.3K฿369.3K
$5,793Rp 103.0M
94.29%
👕👟 Clothing & Footwear
Hat Yai
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$38.50฿1,263
$45.98Rp 817.3K
-16.27%
Summer Dress(H&M, Zara, etc)
$27.17฿892
$35.86Rp 637.4K
-24.23%
Sport Shoes(Adidas, Nike)
$71.3฿2,339
$79.5Rp 1.4M
-10.34%
Men's Leather Business Shoes
$99.8฿3,274
$80.9Rp 1.4M
23.29%
🏠 Accommodation & Living
Hat Yai
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$270฿8,868
$1,144Rp 20.3M
-76.38%
1-bedroom Apartment, Outside City Center(Monthly)
$113฿3,717
$692Rp 12.3M
-83.63%
3-bedroom Apartment, City Center(Monthly)
$732฿24.0K
$3,532Rp 62.8M
-79.27%
3-bedroom Apartment, Outside City Center(Monthly)
$400฿13.1K
$1,709Rp 30.4M
-76.57%
Buy Apartment in City Center(m2)
$2,002฿65.7K
$2,785Rp 49.5M
-28.10%
Buy Apartment Outside City Center(m2)
$1,592฿52.2K
$2,261Rp 40.2M
-29.58%
💵 Salaries & Financials
Hat Yai
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$466฿15.3K
$169Rp 3.0M
175.09%
20-Year Fixed Mortgage Interest Rate(Annual %)
6.36
13.78
-53.85%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Hat Yai: August 16, 2026
Last update for Ubud, Bali: August 15, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $270 in Hat Yai and $1,144 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Hat Yai pays 175% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $46.00 in Hat Yai vs $39.00 in Ubud, Bali. Groceries flip the comparison at $256 vs $293, with Hat Yai cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Hat Yai vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Hat Yai or Ubud, Bali?
Hat Yai wins on cost – living expenses run 87% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Hat Yai the obvious pick if budget is a priority.
Are salaries higher in Hat Yai or in Ubud, Bali?
Average pay runs 175% higher in Hat Yai, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Hat Yai compared to Ubud, Bali?
Rent for a central apartment: $270 in Hat Yai versus $1,144 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Hat Yai and in Ubud, Bali?
Childcare runs $575 in Hat Yai versus $489 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How do dining costs compare in Hat Yai and in Ubud, Bali?
Dining out is cheaper in Hat Yai – a meal for two runs $46.00 versus $39.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Hat Yai or in Ubud, Bali?
At $736 in Hat Yai versus $1,379 in Ubud, Bali, a $1,000 budget is realistic in Hat Yai but tight or insufficient in Ubud, Bali. The gap between the two cities makes Hat Yai the clear choice for anyone on this budget.
Which city is better for digital nomads, Hat Yai or Ubud, Bali?
Both work as nomad bases, but Hat Yai delivers better value – similar infrastructure at $736 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Hat Yai hard to pass up.
How safe is Hat Yai compared to Ubud, Bali?
Safety-wise, Hat Yai and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Hat Yai gentler on the wallet – expenses run 87% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.