Last update: Oct 2026

Cost of Living Comparison Between Hat Yai and Ubud, Bali

For one person, living is cheaper in Hat Yai: $731 a month against $1,368 in Ubud, Bali, rent and utilities included – about $7,600 less a year. Rent and utilities account for most of the difference.

35

Cost of Living Index in Hat Yai
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Hat Yai Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Hat Yai

🇹🇭 Thailand

$731

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Hat Yai and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hat Yai and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $731 in Hat Yai versus $1,368 in Ubud, Bali.

Hat Yai $731
Ubud, Bali $1,368

Estimated couple costs with rent: $1,300 in Hat Yai versus $2,314 in Ubud, Bali.

Hat Yai $1,300
Ubud, Bali $2,314

Monthly costs for a family of three with rent: $1,870 in Hat Yai versus $3,260 in Ubud, Bali.

Hat Yai $1,870
Ubud, Bali $3,260

Living in Hat Yai costs roughly 47% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Hat Yai is 46% below, Ubud, Bali is 1% above.

Meal at Budget Restaurant

$2.90 ฿96.9

$3.33 Rp 59.9K

-12.91%

Three-Course Dinner for Two, Mid-Range

$43.67 ฿1,460

$35.18 Rp 633.2K

24.13%

Fast Food Meal (McDonalds, etc)

$3.66 ฿122

$5.80 Rp 104.5K

-36.90%

Cappuccino

$2.88 ฿96.3

$2.73 Rp 49.1K

5.49%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.33 ฿44.34

$1.64 Rp 29.5K

-18.90%

Water (0.33 liter bottle)

$0.56 ฿18.60

$0.83 Rp 15.0K

-32.53%

Local Beer (0.5 liter draught)

$1.80 ฿60.1

$2.70 Rp 48.6K

-33.33%

Imported Beer (0.33 liter bottle)

$3.46 ฿116

$4.30 Rp 77.4K

-19.53%

Milk (1 liter)

$1.45 ฿48.55

$1.50 Rp 27.1K

-3.33%

White Bread (500g)

$1.25 ฿41.68

$2.30 Rp 41.4K

-45.65%

Rice (white) (1kg)

$1.24 ฿41.28

$1.18 Rp 21.2K

5.08%

Eggs

$2.51 ฿83.9

$2.14 Rp 38.6K

17.29%

Local Cheese (1kg)

$22.15 ฿740

$17.48 Rp 314.6K

26.72%

Chicken Fillets (1kg)

$2.24 ฿74.7

$4.03 Rp 72.5K

-44.42%

Beef Round Steak (1kg)

$11.19 ฿374

$12.23 Rp 220.1K

-8.50%

Apples (1kg)

$2.54 ฿84.8

$3.55 Rp 63.9K

-28.45%

Banana (1kg)

$1.38 ฿46.10

$1.57 Rp 28.3K

-12.10%

Oranges (1kg)

$1.89 ฿63.3

$2.24 Rp 40.2K

-15.63%

Tomato (1kg)

$1.80 ฿60.3

$1.93 Rp 34.7K

-6.74%

Potato (1kg)

$1.46 ฿48.94

$1.88 Rp 33.9K

-22.34%

Onion (1kg)

$1.03 ฿34.38

$2.29 Rp 41.3K

-55.02%

Lettuce (1 head)

$1.07 ฿35.74

$0.99 Rp 17.9K

8.08%

Water (1.5 liter bottle)

$0.41 ฿13.57

$0.53 Rp 9,475

-22.64%

Cigarettes 20 Pack (Marlboro, Camel)

$4.36 ฿146

$2.28 Rp 41.1K

91.23%

Wine (Bottle)

$15.03 ฿502

$23.01 Rp 414.2K

-34.68%

Local Beer (0.5 liter bottle)

$1.77 ฿59.2

$2.34 Rp 42.2K

-24.36%

Imported Beer (0.33 liter bottle)

$1.99 ฿66.4

$2.91 Rp 52.4K

-31.62%

One-way Ticket (Public Transport)

$0.57 ฿18.98

$0.24 Rp 4,315

137.50%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

Taxi Start (Normal Tariff)

$1.25 ฿41.71

$0.48 Rp 8,684

160.42%

Taxi (Normal Tariff) (1km)

$1.13 ฿37.78

$0.46 Rp 8,233

145.65%

Taxi 1hour Waiting (Normal Tariff)

$4.94 ฿165

$5.45 Rp 98.2K

-9.36%

Gasoline (1 liter)

$1.29 ฿43.15

$0.88 Rp 15.9K

46.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$18.9K ฿630.6K

$24.6K Rp 442.2M

-23.19%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$45.1K ฿1.5M

$31.2K Rp 561.4M

44.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$84.4 ฿2,819

$83.0 Rp 1.5M

1.63%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.75 ฿393

$6.45 Rp 116.0K

82.17%

Internet (50+ Mbps, Unlimited Data)

$9.65 ฿322

$18.57 Rp 334.2K

-48.03%

Gym Membership (Monthly)

$48.45 ฿1,619

$55.8 Rp 1.0M

-13.20%

Tennis Court (1 Hour on Weekend)

$14.10 ฿471

$18.11 Rp 326.0K

-22.14%

Cinema Ticket

$7.19 ฿240

$4.38 Rp 78.9K

64.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$562 ฿18.8K

$493 Rp 8.9M

13.96%

International Primary School, 1 Child (Yearly)

$10.7K ฿357.3K

$5,754 Rp 103.6M

85.82%

Jeans (Levis 501 Or Similar)

$37.54 ฿1,255

$46.19 Rp 831.4K

-18.73%

Summer Dress (H&M, Zara, etc)

$26.26 ฿878

$35.33 Rp 636.0K

-25.67%

Sport Shoes (Adidas, Nike)

$70.9 ฿2,369

$79.1 Rp 1.4M

-10.39%

Men's Leather Business Shoes

$97.3 ฿3,250

$78.4 Rp 1.4M

24.06%

1-bedroom Apartment, City Center (Monthly)

$270 ฿9,010

$1,142 Rp 20.6M

-76.40%

1-bedroom Apartment, Outside City Center (Monthly)

$107 ฿3,576

$676 Rp 12.2M

-84.16%

3-bedroom Apartment, City Center (Monthly)

$729 ฿24.4K

$3,503 Rp 63.1M

-79.18%

3-bedroom Apartment, Outside City Center (Monthly)

$397 ฿13.3K

$1,700 Rp 30.6M

-76.65%

Buy Apartment in City Center (m2)

$1,915 ฿64.0K

$2,784 Rp 50.1M

-31.20%

Buy Apartment Outside City Center (m2)

$1,584 ฿52.9K

$2,241 Rp 40.3M

-29.31%

Average Monthly Net Salary (After Tax)

$452 ฿15.1K

$165 Rp 3.0M

174.52%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.36

13.78

-53.85%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hat Yai: October 11, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Hat Yai

$249 34.1%

Ubud, Bali

$290 21.2% 16.5% $41

Accommodation & Living

Hat Yai

$107 14.7%

Ubud, Bali

$676 49.4% 531% $569

Monthly Utilities & Internet

Hat Yai

$106 14.5%

Ubud, Bali

$108 7.9% 2.2% $2.3

Clothing & Footwear

Hat Yai

$104 14.3%

Ubud, Bali

$108 7.9% 3.1% $3.2

Eating Out

Hat Yai

$92 12.6%

Ubud, Bali

$109 8% 18% $17

Sport & Entertainment

Hat Yai

$63 8.6%

Ubud, Bali

$65 4.7% 2.8% $1.7

Getting Around

Hat Yai

$9.2 * 1.3%

Ubud, Bali

$13 0.9% 36.9% $3.4

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $270 in Hat Yai and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Hat Yai pays 175% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $44.00 in Hat Yai vs $35.00 in Ubud, Bali. Groceries flip the comparison at $249 vs $290, with Hat Yai cheaper for home cooking.

Good to know

🇹🇭 Hat Yai

🇮🇩 Ubud, Bali

🕒 Local time

03:04 3:04 AM

04:04 4:04 AM

1 h ahead of Hat Yai

🌤 Weather

👥 Population

156,802

74,800

💱 Currency

Thai Baht THB ฿

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 THB = 2.99 USD

100 THB = 2.66 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of October 17, 2026: 1 USD = 33.42 THB (100 THB = 2.99 USD). 1 EUR = 37.58 THB (100 THB = 2.66 EUR).

Indonesian Rupiah exchange rates as of October 17, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,238 IDR (100,000 IDR = 4.94 EUR).

USD to THB in detail →

On the map

Lowest

Highest

Between locations

Hat Yai Ubud, Bali 2,380 km ≈ 3 h 30 min nonstop flight

From you

Hat Yai
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hat Yai vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Hat Yai wins on cost – living expenses run 87% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Hat Yai the obvious pick if budget is a priority.

Average pay runs 175% higher in Hat Yai, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $270 in Hat Yai versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $562 in Hat Yai versus $493 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Hat Yai – a meal for two runs $44.00 versus $35.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $731 in Hat Yai versus $1,368 in Ubud, Bali, a $1,000 budget is realistic in Hat Yai but tight or insufficient in Ubud, Bali. The gap between the two cities makes Hat Yai the clear choice for anyone on this budget.

Both work as nomad bases, but Hat Yai delivers better value – similar infrastructure at $731 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Hat Yai hard to pass up.

Safety-wise, Hat Yai and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Hat Yai gentler on the wallet – expenses run 87% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.