Cost of Living Comparison Between Hat Yai and Ubud, Bali Cost of Living Comparison Between Hat Yai and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $747 in Hat Yai versus $1,404 in Ubud, Bali.

Estimated couple costs with rent: $1,339 in Hat Yai versus $2,549 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,930 in Hat Yai versus $3,694 in Ubud, Bali.

Living in Hat Yai costs roughly 47% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Hat Yai is 44% below, Ubud, Bali is 4% above.

Currency
🍽 Eating Out
Hat Yai
Ubud, Bali
Difference
Meal at Budget Restaurant
$3.03 ฿98.5
$3.57 Rp 64.0K
-15.13%
Three-Course Dinner for Two, Mid-Range
$46.90 ฿1,527
$32.50 Rp 582.3K
44.31%
Fast Food Meal (McDonalds, etc)
$4.22 ฿137
$4.86 Rp 87.1K
-13.17%
Cappuccino
$2.80 ฿91.1
$2.75 Rp 49.2K
1.82%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.16 ฿37.70
$1.32 Rp 23.7K
-12.12%
Water (0.33 liter bottle)
$0.44 ฿14.46
$0.70 Rp 12.6K
-37.14%
Local Beer (0.5 liter draught)
$1.87 ฿60.9
$2.91 Rp 52.2K
-35.74%
Imported Beer (0.33 liter bottle)
$3.65 ฿119
$3.79 Rp 68.0K
-3.69%
🛒 Groceries & Markets
Hat Yai
Ubud, Bali
Difference
Milk (1 liter)
$1.53 ฿49.78
$1.71 Rp 30.6K
-10.53%
White Bread (500g)
$1.29 ฿42.15
$2.47 Rp 44.3K
-47.77%
Rice (white) (1kg)
$1.29 ฿42.01
$1.20 Rp 21.5K
7.50%
Eggs
$2.55 ฿83.1
$2.44 Rp 43.8K
4.51%
Local Cheese (1kg)
$22.59 ฿736
$14.38 Rp 257.7K
57.09%
Chicken Fillets (1kg)
$2.32 ฿75.5
$4.31 Rp 77.1K
-46.17%
Beef Round Steak (1kg)
$11.32 ฿369
$12.21 Rp 218.7K
-7.29%
Apples (1kg)
$2.60 ฿84.5
$3.68 Rp 66.0K
-29.35%
Banana (1kg)
$1.50 ฿48.76
$1.55 Rp 27.8K
-3.23%
Oranges (1kg)
$2.04 ฿66.6
$2.79 Rp 49.9K
-26.88%
Tomato (1kg)
$1.58 ฿51.4
$2.33 Rp 41.8K
-32.19%
Potato (1kg)
$1.48 ฿48.22
$1.97 Rp 35.3K
-24.87%
Onion (1kg)
$1.07 ฿34.69
$2.31 Rp 41.4K
-53.68%
Lettuce (1 head)
$1.01 ฿33.01
$1.06 Rp 19.1K
-4.72%
Water (1.5 liter bottle)
$0.38 ฿12.46
$0.73 Rp 13.1K
-47.95%
Cigarettes 20 Pack (Marlboro, Camel)
$4.57 ฿149
$3.28 Rp 58.8K
39.33%
Wine (Bottle)
$15.17 ฿494
$22.79 Rp 408.4K
-33.44%
Local Beer (0.5 liter bottle)
$1.83 ฿59.7
$2.81 Rp 50.3K
-34.88%
Imported Beer (0.33 liter bottle)
$1.97 ฿64.2
$2.78 Rp 49.9K
-29.14%
🚌 Getting Around
Hat Yai
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.59 ฿19.30
$0.29 Rp 5,217
103.45%
Public Transport Monthly Pass (Regular Price)
-
$8.06 Rp 144.4K
-
Taxi Start (Normal Tariff)
$1.07 ฿34.73
$0.45 Rp 8,047
137.78%
Taxi (Normal Tariff) (1km)
$1.20 ฿38.93
$0.45 Rp 8,094
166.67%
Taxi 1hour Waiting (Normal Tariff)
$6.19 ฿202
$6.24 Rp 111.7K
-0.80%
Gasoline (1 liter)
$1.31 ฿42.77
$0.85 Rp 15.2K
54.12%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$19.5K ฿633.6K
$26.0K Rp 465.4M
-25.11%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$46.7K ฿1.5M
$31.7K Rp 567.2M
47.66%
🧾 Monthly Utilities & Internet
Hat Yai
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$87.8 ฿2,860
$80.8 Rp 1.4M
8.77%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$13.53 ฿441
$4.06 Rp 72.7K
233.25%
Internet (50+ Mbps, Unlimited Data)
$10.04 ฿327
$24.42 Rp 437.6K
-58.89%
🎉 Sport & Entertainment
Hat Yai
Ubud, Bali
Difference
Gym Membership (Monthly)
$48.52 ฿1,580
$97.7 Rp 1.7M
-50.32%
Tennis Court (1 Hour on Weekend)
$12.16 ฿396
$6.45 Rp 115.5K
88.53%
Cinema Ticket
$7.34 ฿239
$4.04 Rp 72.4K
81.68%
🧸 Childcare & Education
Hat Yai
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$298 ฿9,697
$304 Rp 5.4M
-2.07%
International Primary School, 1 Child (Yearly)
$9,475 ฿308.6K
$6,621 Rp 118.6M
43.11%
👕👟 Clothing & Footwear
Hat Yai
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$38.13 ฿1,242
$54.2 Rp 971.7K
-29.69%
Summer Dress (H&M, Zara, etc)
$28.01 ฿912
$38.78 Rp 694.7K
-27.77%
Sport Shoes (Adidas, Nike)
$72.6 ฿2,365
$86.1 Rp 1.5M
-15.72%
Men's Leather Business Shoes
$70.3 ฿2,291
$76.7 Rp 1.4M
-8.26%
🏠 Accommodation & Living
Hat Yai
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$272 ฿8,849
$986 Rp 17.7M
-72.43%
1-bedroom Apartment, Outside City Center (Monthly)
$111 ฿3,614
$658 Rp 11.8M
-83.14%
3-bedroom Apartment, City Center (Monthly)
$762 ฿24.8K
$3,369 Rp 60.4M
-77.37%
3-bedroom Apartment, Outside City Center (Monthly)
$406 ฿13.2K
$2,066 Rp 37.0M
-80.34%
Buy Apartment in City Center (m2)
$2,004 ฿65.3K
$2,741 Rp 49.1M
-26.91%
Buy Apartment Outside City Center (m2)
$1,494 ฿48.7K
$2,228 Rp 39.9M
-32.92%
💵 Salaries & Financials
Hat Yai
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$474 ฿15.5K
$163 Rp 2.9M
190.34%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.36
13.28
-52.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hat Yai: June 9, 2026

Last update for Ubud, Bali: June 9, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $272 in Hat Yai and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Hat Yai pays 190% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $47.00 in Hat Yai vs $33.00 in Ubud, Bali. Groceries flip the comparison at $254 vs $297, with Hat Yai cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Hat Yai vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Hat Yai or Ubud, Bali?
Hat Yai wins on cost – living expenses run 88% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Hat Yai the obvious pick if budget is a priority.
Are salaries higher in Hat Yai or Ubud, Bali?
Hat Yai pays 190% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Hat Yai vs Ubud, Bali?
Rent for a central apartment: $272 in Hat Yai versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Hat Yai and Ubud, Bali?
Childcare runs $298 in Hat Yai versus $304 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How do dining costs compare in Hat Yai vs Ubud, Bali?
Dining out is cheaper in Hat Yai – a meal for two runs $47.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Hat Yai or Ubud, Bali?
At $747 in Hat Yai versus $1,404 in Ubud, Bali, a $1,000 budget is realistic in Hat Yai but tight or insufficient in Ubud, Bali. The gap between the two cities makes Hat Yai the clear choice for anyone on this budget.
Which city is better for digital nomads, Hat Yai or Ubud, Bali?
Both work as nomad bases, but Hat Yai delivers better value – similar infrastructure at $747 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Hat Yai hard to pass up.
How safe is Hat Yai compared to Ubud, Bali?
Safety-wise, Hat Yai and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Hat Yai gentler on the wallet – expenses run 88% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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