Cost of Living Comparison Between Hartford, CT and Albany, NY Cost of Living Comparison Between Hartford, CT and Albany, NY

😐 Solo nomad: Hartford, CT is 8.1% more expensive than Albany, NY without rent, and 4.9% cheaper with rent.

😐 Family of 3: Hartford, CT is 6.2% more expensive than Albany, NY without rent, and 6.5% cheaper with rent.

Meal at Budget Restaurant

$25.47 $25.47

$19.04 $19.04

33.77%

Three-Course Dinner for Two, Mid-Range

$101 $101

$79.2 $79.2

27.95%

Fast Food Meal (McDonalds, etc)

$12.12 $12.12

$13.05 $13.05

-7.13%

Cappuccino

$4.2 $4.2

$5.9 $5.9

-28.81%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.68 $2.68

$2.83 $2.83

-5.30%

Water (0.33 liter bottle)

$2.04 $2.04

$1.96 $1.96

4.08%

Local Beer (0.5 liter draught)

$6.63 $6.63

$5.15 $5.15

28.74%

Imported Beer (0.33 liter bottle)

$8.07 $8.07

$5.9 $5.9

36.78%

Milk (1 liter)

$1.23 $1.23

$1.04 $1.04

18.27%

White Bread (500g)

$4.34 $4.34

$3.83 $3.83

13.32%

Rice (white) (1kg)

$5.21 $5.21

$5.76 $5.76

-9.55%

Eggs

$4.61 $4.61

$5.25 $5.25

-12.19%

Local Cheese (1kg)

$17.69 $17.69

$14.32 $14.32

23.53%

Chicken Fillets (1kg)

$12.88 $12.88

$14.18 $14.18

-9.17%

Beef Round Steak (1kg)

$14.45 $14.45

$17.36 $17.36

-16.76%

Apples (1kg)

$6.96 $6.96

$4.67 $4.67

49.04%

Banana (1kg)

$1.86 $1.86

$1.42 $1.42

30.99%

Oranges (1kg)

$5.75 $5.75

$4.71 $4.71

22.08%

Tomato (1kg)

$5.93 $5.93

$4.76 $4.76

24.58%

Potato (1kg)

$3.24 $3.24

$2.91 $2.91

11.34%

Onion (1kg)

$3.51 $3.51

$3.55 $3.55

-1.13%

Lettuce (1 head)

$2.45 $2.45

$3.25 $3.25

-24.62%

Water (1.5 liter bottle)

$2.2 $2.2

$1.78 $1.78

23.60%

Cigarettes 20 Pack (Marlboro, Camel)

$14.26 $14.26

$14.55 $14.55

-1.99%

Wine (Bottle)

$14.91 $14.91

$13.13 $13.13

13.56%

Local Beer (0.5 liter bottle)

$1.76 $1.76

$2.18 $2.18

-19.27%

Imported Beer (0.33 liter bottle)

$2.47 $2.47

$4.09 $4.09

-39.61%

One-way Ticket (Public Transport)

$1.23 $1.23

$1.53 $1.53

-19.61%

Public Transport Monthly Pass (Regular Price)

$65 $65

Taxi Start (Normal Tariff)

$5.1 $5.1

$4.86 $4.86

4.94%

Taxi (Normal Tariff) (1km)

$2.03 $2.03

$1.42 $1.42

42.96%

Taxi 1hour Waiting (Normal Tariff)

$42.42 $42.42

$27.03 $27.03

56.94%

Gasoline (1 liter)

$0.85 $0.85

$0.94 $0.94

-9.57%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.3K $28.3K

$29.4K $29.4K

-3.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.5K $25.5K

$25.3K $25.3K

0.76%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$181 $181

$212 $212

-14.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$52.3 $52.3

$59.1 $59.1

-11.48%

Internet (50+ Mbps, Unlimited Data)

$62.8 $62.8

$78.9 $78.9

-20.39%

Gym Membership (Monthly)

$49.37 $49.37

$31.7 $31.7

55.74%

Tennis Court (1 Hour on Weekend)

$30.28 $30.28

$21.85 $21.85

38.58%

Cinema Ticket

$12.86 $12.86

$15.01 $15.01

-14.32%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,285 $1,285

$1,419 $1,419

-9.44%

International Primary School, 1 Child (Yearly)

$33.3K $33.3K

$28.5K $28.5K

16.63%

Jeans (Levis 501 Or Similar)

$61.8 $61.8

$51.4 $51.4

20.31%

Summer Dress (H&M, Zara, etc)

$38.28 $38.28

$45.66 $45.66

-16.16%

Sport Shoes (Adidas, Nike)

$55.3 $55.3

$84.3 $84.3

-34.43%

Men's Leather Business Shoes

$148 $148

$103 $103

42.65%

1-bedroom Apartment, City Center (Monthly)

$2,073 $2,073

$1,436 $1,436

44.36%

1-bedroom Apartment, Outside City Center (Monthly)

$1,206 $1,206

$1,303 $1,303

-7.42%

3-bedroom Apartment, City Center (Monthly)

$3,319 $3,319

$2,856 $2,856

16.22%

3-bedroom Apartment, Outside City Center (Monthly)

$2,038 $2,038

$2,555 $2,555

-20.24%

Buy Apartment in City Center (m2)

$2,714 $2,714

$3,512 $3,512

-22.71%

Buy Apartment Outside City Center (m2)

$2,232 $2,232

$3,006 $3,006

-25.76%

Average Monthly Net Salary (After Tax)

$3,051 $3,051

$3,766 $3,766

-19.00%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.38

6.45

-1.09%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hartford, CT: October 28, 2025

Last update for Albany, NY: October 29, 2025

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