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Cost of Living Comparison Between Harrogate and Carmel, IN Cost of Living Comparison Between Harrogate and Carmel, IN

🙂 Solo nomad: Harrogate is 0.1% cheaper than Carmel, IN without rent, and 4.9% cheaper with rent.
😐 Family of 3: Harrogate is 8.7% more expensive than Carmel, IN without rent, and 7.1% cheaper with rent.
Currency
🍽 Eating Out
Harrogate
Carmel, IN
Difference
Meal at Budget Restaurant
$20.15 £15.25
$25.3 $25.3
-20.36%
Three-Course Dinner for Two, Mid-Range
$74.1 £56.1
$75.7 $75.7
-2.14%
Fast Food Meal (McDonalds, etc)
$10.91 £8.26
$11.14 $11.14
-2.06%
Cappuccino
$4.79 £3.63
$4.67 $4.67
2.57%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.34 £1.77
$2.75 $2.75
-14.91%
Water (0.33 liter bottle)
$1.68 £1.27
$2 $2
-16.00%
Local Beer (0.5 liter draught)
$6.66 £5.04
$6.18 $6.18
7.77%
Imported Beer (0.33 liter bottle)
$6.18 £4.68
$6.63 $6.63
-6.79%
🛒 Groceries & Markets
Harrogate
Carmel, IN
Difference
Milk (1 liter)
$1.57 £1.19
$0.82 $0.82
91.46%
White Bread (500g)
$1.73 £1.31
$2.78 $2.78
-37.77%
Rice (white) (1kg)
$2.17 £1.64
$4.91 $4.91
-55.80%
Eggs
$4.04 £3.06
$3.47 $3.47
16.43%
Local Cheese (1kg)
$7.63 £5.77
$9.4 $9.4
-18.83%
Chicken Fillets (1kg)
$9.53 £7.22
$10.81 $10.81
-11.84%
Beef Round Steak (1kg)
$16.89 £12.79
$14.38 $14.38
17.45%
Apples (1kg)
$3.19 £2.41
$5.22 $5.22
-38.89%
Banana (1kg)
$1.43 £1.08
$1.62 $1.62
-11.73%
Oranges (1kg)
$2.52 £1.91
$4.52 $4.52
-44.25%
Tomato (1kg)
$4.39 £3.32
$4.17 $4.17
5.28%
Potato (1kg)
$1.51 £1.14
$2.36 $2.36
-36.02%
Onion (1kg)
$1.61 £1.22
$2.68 $2.68
-39.93%
Lettuce (1 head)
$1.26 £0.96
$1.85 $1.85
-31.89%
Water (1.5 liter bottle)
$1.48 £1.12
$2.12 $2.12
-30.19%
Cigarettes 20 Pack (Marlboro, Camel)
$19.12 £14.47
$8.81 $8.81
117.03%
Wine (Bottle)
$10.92 £8.27
$13.72 $13.72
-20.41%
Local Beer (0.5 liter bottle)
$3.6 £2.72
$2.14 $2.14
68.22%
Imported Beer (0.33 liter bottle)
$3.47 £2.63
$3.8 $3.8
-8.68%
🚌 Getting Around
Harrogate
Carmel, IN
Difference
One-way Ticket (Public Transport)
$4.04 £3.06
$2.27 $2.27
77.97%
Public Transport Monthly Pass (Regular Price)
$90 £68.1
-
-
Taxi Start (Normal Tariff)
$5.31 £4.02
$1.98 $1.98
168.18%
Taxi (Normal Tariff) (1km)
$1.44 £1.09
$1.38 $1.38
4.35%
Taxi 1hour Waiting (Normal Tariff)
$21.8 £16.5
$33.42 $33.42
-34.77%
Gasoline (1 liter)
$1.99 £1.5
$0.85 $0.85
134.12%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$38.8K £29.3K
$24.8K $24.8K
56.43%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$37.1K £28.1K
$23.4K $23.4K
58.40%
🧾 Monthly Utilities & Internet
Harrogate
Carmel, IN
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$320 £242
$233 $233
37.41%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$23.16 £17.53
$62.5 $62.5
-62.96%
Internet (50+ Mbps, Unlimited Data)
$44.11 £33.39
$66.3 $66.3
-33.44%
🎉 Sport & Entertainment
Harrogate
Carmel, IN
Difference
Gym Membership (Monthly)
$68.1 £51.5
$69.2 $69.2
-1.63%
Tennis Court (1 Hour on Weekend)
$16.16 £12.23
$31.98 $31.98
-49.47%
Cinema Ticket
$16.61 £12.58
$12.49 $12.49
32.99%
🧸 Childcare & Education
Harrogate
Carmel, IN
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,601 £1,212
$1,744 $1,744
-8.20%
International Primary School, 1 Child (Yearly)
$16.3K £12.3K
$27.6K $27.6K
-41.09%
👕👟 Clothing & Footwear
Harrogate
Carmel, IN
Difference
Jeans (Levis 501 Or Similar)
$82.8 £62.7
$48.33 $48.33
71.26%
Summer Dress (H&M, Zara, etc)
$53.7 £40.68
$41.46 $41.46
29.62%
Sport Shoes (Adidas, Nike)
$107 £80.6
$85 $85
25.31%
Men's Leather Business Shoes
$127 £96.1
$107 $107
19.00%
🏠 Accommodation & Living
Harrogate
Carmel, IN
Difference
1-bedroom Apartment, City Center (Monthly)
$1,292 £978
$1,517 $1,517
-14.82%
1-bedroom Apartment, Outside City Center (Monthly)
$1,019 £771
$1,231 $1,231
-17.23%
3-bedroom Apartment, City Center (Monthly)
$1,895 £1,434
$2,493 $2,493
-23.98%
3-bedroom Apartment, Outside City Center (Monthly)
$1,615 £1,223
$1,888 $1,888
-14.47%
Buy Apartment in City Center (m2)
$5,599 £4,238
$1,877 $1,877
198.34%
Buy Apartment Outside City Center (m2)
-
$1,798 $1,798
-
💵 Salaries & Financials
Harrogate
Carmel, IN
Difference
Average Monthly Net Salary (After Tax)
$3,041 £2,302
$6,315 $6,315
-51.84%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.51
6.56
-16.01%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Harrogate: November 30, 2025

Last update for Carmel, IN: December 1, 2025

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