Last update: Oct 2026

Cost of Living Comparison Between Handan and Ho Chi Minh City (Saigon)

For one person, living is cheaper in Handan: $638 a month against $859 in Ho Chi Minh City (Saigon), rent and utilities included – about $2,700 less a year. Rent and utilities account for most of the difference.

Handan
🇨🇳 China
$638
/mo nomad
Ho Chi Minh City (Saigon)
🇻🇳 Vietnam
$859
/mo nomad
Monthly Cost of Living

How much you'll spend in Handan and in Ho Chi Minh City (Saigon)

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Handan and in Ho Chi Minh City (Saigon) actually costs, broken down by who's living it.

A single person spends $638 per month in Handan vs $859 in Ho Chi Minh City (Saigon), rent included.

  • Handan $638
  • Ho Chi Minh City (Saigon) $859

A couple spends around $1,053 per month in Handan vs $1,395 in Ho Chi Minh City (Saigon), rent included.

  • Handan $1,053
  • Ho Chi Minh City (Saigon) $1,395

A family of three spends $1,468 per month in Handan vs $1,931 in Ho Chi Minh City (Saigon), rent included.

  • Handan $1,468
  • Ho Chi Minh City (Saigon) $1,931

Handan is about 26% cheaper than Ho Chi Minh City (Saigon), and outside of rent the biggest gap is in groceries.

Both Handan and Ho Chi Minh City (Saigon) are more affordable than the global median – Handan 53% lower, Ho Chi Minh City (Saigon) 36% lower.

Currency
🍽 Eating Out
Handan
Ho Chi Minh City (Saigon)
Difference
Meal at Budget Restaurant
$1.92 ¥12.81
$1.91 ₫49.6K
0.52%
Three-Course Dinner for Two, Mid-Range
$18.14 ¥121
$22.84 ₫591.2K
-20.58%
Fast Food Meal (McDonalds, etc)
$4.56 ¥30.51
$4.54 ₫117.6K
0.44%
Cappuccino
$2.56 ¥17.14
$1.85 ₫48.0K
38.38%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.39 ¥2.63
$0.56 ₫14.6K
-30.36%
Water (0.33 liter bottle)
$0.21 ¥1.40
$0.32 ₫8,185
-34.38%
Local Beer (0.5 liter draught)
$0.74 ¥4.94
$1.06 ₫27.5K
-30.19%
Imported Beer (0.33 liter bottle)
$1.48 ¥9.89
$1.72 ₫44.5K
-13.95%
🛒 Groceries & Markets
Handan
Ho Chi Minh City (Saigon)
Difference
Milk (1 liter)
$1.45 ¥9.67
$1.66 ₫42.9K
-12.65%
White Bread (500g)
$0.78 ¥5.23
$1.11 ₫28.7K
-29.73%
Rice (white) (1kg)
$0.73 ¥4.89
$1.00 ₫25.9K
-27.00%
Eggs
$0.97 ¥6.49
$1.67 ₫43.1K
-41.92%
Local Cheese (1kg)
$11.87 ¥79.3
$12.08 ₫312.8K
-1.74%
Chicken Fillets (1kg)
$2.92 ¥19.50
$3.68 ₫95.2K
-20.65%
Beef Round Steak (1kg)
$11.03 ¥73.8
$10.24 ₫265.1K
7.71%
Apples (1kg)
$1.44 ¥9.64
$2.96 ₫76.5K
-51.35%
Banana (1kg)
$0.58 ¥3.90
$1.24 ₫32.2K
-53.23%
Oranges (1kg)
$1.36 ¥9.08
$1.56 ₫40.3K
-12.82%
Tomato (1kg)
$1.09 ¥7.32
$1.30 ₫33.6K
-16.15%
Potato (1kg)
$0.29 ¥1.91
$1.23 ₫31.9K
-76.42%
Onion (1kg)
$0.31 ¥2.08
$1.15 ₫29.8K
-73.04%
Lettuce (1 head)
$0.53 ¥3.53
$0.74 ₫19.1K
-28.38%
Water (1.5 liter bottle)
$0.36 ¥2.39
$0.56 ₫14.4K
-35.71%
Cigarettes 20 Pack (Marlboro, Camel)
$3.71 ¥24.81
$1.24 ₫32.1K
199.19%
Wine (Bottle)
$9.95 ¥66.5
$12.60 ₫326.1K
-21.03%
Local Beer (0.5 liter bottle)
$0.68 ¥4.54
$0.96 ₫24.9K
-29.17%
Imported Beer (0.33 liter bottle)
$1.36 ¥9.12
$1.53 ₫39.6K
-11.11%
🚌 Getting Around
Handan
Ho Chi Minh City (Saigon)
Difference
One-way Ticket (Public Transport)
$0.31 ¥2.08
$0.26 ₫6,694
19.23%
Public Transport Monthly Pass (Regular Price)
$17.97 ¥120
$11.51 ₫297.9K
56.13%
Taxi Start (Normal Tariff)
$0.86 ¥5.75
$0.75 ₫19.5K
14.67%
Taxi (Normal Tariff) (1km)
$0.25 ¥1.67
$0.67 ₫17.4K
-62.69%
Taxi 1hour Waiting (Normal Tariff)
$4.50 ¥30.08
$3.03 ₫78.5K
48.51%
Gasoline (1 liter)
$1.32 ¥8.80
$0.96 ₫24.8K
37.50%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$19.2K ¥128.7K
$31.1K ₫804.3M
-38.04%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$15.2K ¥101.7K
$30.4K ₫785.9M
-49.90%
🧾 Monthly Utilities & Internet
Handan
Ho Chi Minh City (Saigon)
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$71.1 ¥475
$102 ₫2.6M
-30.28%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.35 ¥29.10
$5.89 ₫152.5K
-26.15%
Internet (50+ Mbps, Unlimited Data)
$4.97 ¥33.26
$10.49 ₫271.6K
-52.62%
🎉 Sport & Entertainment
Handan
Ho Chi Minh City (Saigon)
Difference
Gym Membership (Monthly)
$41.70 ¥279
$25.54 ₫661.2K
63.27%
Tennis Court (1 Hour on Weekend)
$13.39 ¥89.6
$11.92 ₫308.5K
12.33%
Cinema Ticket
$4.37 ¥29.24
$3.53 ₫91.3K
23.80%
🧸 Childcare & Education
Handan
Ho Chi Minh City (Saigon)
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$215 ¥1,439
$436 ₫11.3M
-50.70%
International Primary School, 1 Child (Yearly)
$19.6K ¥131.3K
$23.3K ₫602.8M
-15.67%
👕👟 Clothing & Footwear
Handan
Ho Chi Minh City (Saigon)
Difference
Jeans (Levis 501 Or Similar)
$29.42 ¥197
$52.8 ₫1.4M
-44.23%
Summer Dress (H&M, Zara, etc)
$43.23 ¥289
$34.15 ₫884.1K
26.59%
Sport Shoes (Adidas, Nike)
$44.86 ¥300
$90.3 ₫2.3M
-50.30%
Men's Leather Business Shoes
$69.3 ¥463
$95.0 ₫2.5M
-27.10%
🏠 Accommodation & Living
Handan
Ho Chi Minh City (Saigon)
Difference
1-bedroom Apartment, City Center (Monthly)
$337 ¥2,254
$589 ₫15.3M
-42.80%
1-bedroom Apartment, Outside City Center (Monthly)
$165 ¥1,105
$298 ₫7.7M
-44.49%
3-bedroom Apartment, City Center (Monthly)
$625 ¥4,181
$1,292 ₫33.5M
-51.60%
3-bedroom Apartment, Outside City Center (Monthly)
$427 ¥2,857
$711 ₫18.4M
-39.88%
Buy Apartment in City Center (m2)
$3,556 ¥23.8K
$4,676 ₫121.1M
-23.96%
Buy Apartment Outside City Center (m2)
$1,875 ¥12.5K
$1,904 ₫49.3M
-1.50%
💵 Salaries & Financials
Handan
Ho Chi Minh City (Saigon)
Difference
Average Monthly Net Salary (After Tax)
$656 ¥4,389
$490 ₫12.7M
34.09%
20-Year Fixed Mortgage Interest Rate (Annual %)
3
8.64
-65.28%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Handan: October 13, 2026

Last update for Ho Chi Minh City (Saigon): October 10, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Groceries & Markets
Handan
$168
Ho Chi Minh City (Saigon)
$207 23.5% $39
Accommodation & Living
Handan
$165
Ho Chi Minh City (Saigon)
$298 80.1% $132
Clothing & Footwear
Handan
$84
Ho Chi Minh City (Saigon)
$122 45.7% $38
Monthly Utilities & Internet
Handan
$80
Ho Chi Minh City (Saigon)
$118 47.2% $38
Eating Out
Handan
$69
Ho Chi Minh City (Saigon)
$63 7.8% $5.4
Sport & Entertainment
Handan
$50
Ho Chi Minh City (Saigon)
$33 35.4% $18
Getting Around
Handan
$21
Ho Chi Minh City (Saigon)
$17 21.9% $4.7

Cost Breakdown

A central one-bedroom costs $337 in Handan versus $589 in Ho Chi Minh City (Saigon). Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 34% higher in Handan, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $18.00 in Handan versus $23.00 in Ho Chi Minh City (Saigon). Monthly groceries follow the same trend: $168 vs $207 – making Handan the more affordable choice for daily food spending.

Good to know
🇨🇳 Handan
🇻🇳 Ho Chi Minh City (Saigon)
🕒 Local time
23:14 11:14 PM
22:14 10:14 PM
1 h behind Handan
🌤 Weather
👥 Population
9,413,990
9,456,700
💱 Currency
Exchange rates and currency converter

VND, USD, EUR to CNY – Chinese Yuan Converter

Chinese Yuan exchange rates as of October 18, 2026: 1 USD = 6.69 CNY (1 CNY = 0.15 USD). 1 EUR = 7.52 CNY (1 CNY = 0.133 EUR).

Vietnamese Dong exchange rates as of October 18, 2026: 1 USD = 25,889 VND (100,000 VND = 3.86 USD). 1 EUR = 29,105 VND (100,000 VND = 3.44 EUR).

On the map
Between locations
  • Handan Ho Chi Minh City (Saigon) 2,980 km ≈ 4 h 15 min nonstop flight
From you
  • Handan
  • Ho Chi Minh City (Saigon)

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Handan vs Ho Chi Minh City (Saigon): Cost of Living - Frequently Asked Questions
Is Ho Chi Minh City (Saigon) cheaper than Handan?
Yes – Ho Chi Minh City (Saigon) is pricier by about 35%, and outside of rent the gap shows up most in groceries.
What income do you need for each city?
For a comfortable life, plan on about $957 per month in Handan and $1,288 in Ho Chi Minh City (Saigon). That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Handan, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Handan or in Ho Chi Minh City (Saigon)?
A mid-range dinner for two costs $18.00 in Handan and $23.00 in Ho Chi Minh City (Saigon). That's a good indicator of the overall restaurant and café pricing gap between the two cities.
What are total monthly expenses in Handan and in Ho Chi Minh City (Saigon)?
Monthly expenses with rent come to $638 in Handan and $859 in Ho Chi Minh City (Saigon). That's a gap of about 35%.
Is $1,500 a realistic budget for living in Handan or in Ho Chi Minh City (Saigon)?
A $1,500 monthly budget goes further in Handan, where all-in costs run around $638, than in Ho Chi Minh City (Saigon) at $859. In Handan it covers expenses comfortably, while in Ho Chi Minh City (Saigon) it requires careful planning or may not stretch far enough.
Is Handan or Ho Chi Minh City (Saigon) more family-friendly?
Families tend to lean toward Handan – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Handan or Ho Chi Minh City (Saigon)?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Handan. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ho Chi Minh City (Saigon) makes more sense. Both are solid long-term options with distinct trade-offs.

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