Last update: Oct 2026

Cost of Living Comparison Between Hamont-Achel and Cebu

For one person, living is cheaper in Cebu: $918 a month against $2,197 in Hamont-Achel, rent and utilities included – about $15,300 less a year. Rent and utilities account for about half of the difference.

106

Cost of Living Index in Hamont-Achel
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Hamont-Achel Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Hamont-Achel

🇧🇪 Belgium

$2,197

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Hamont-Achel and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hamont-Achel and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,197 in Hamont-Achel versus $918 in Cebu.

Hamont-Achel $2,197
Cebu $918

Estimated couple costs with rent: $3,229 in Hamont-Achel versus $1,409 in Cebu.

Hamont-Achel $3,229
Cebu $1,409

Monthly costs for a family of three with rent: $4,260 in Hamont-Achel versus $1,900 in Cebu.

Hamont-Achel $4,260
Cebu $1,900

Living in Hamont-Achel is roughly 139% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Hamont-Achel is 63% above, Cebu is 32% below.

Meal at Budget Restaurant

$22.39 €19.92

$3.09 ₱194

624.60%

Three-Course Dinner for Two, Mid-Range

$89.9 €80.0

$24.22 ₱1,525

271.35%

Fast Food Meal (McDonalds, etc)

$14.97 €13.32

$3.92 ₱247

281.89%

Cappuccino

$4.42 €3.93

$2.51 ₱158

76.10%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.74 €3.33

$1.59 ₱100

135.22%

Water (0.33 liter bottle)

$3.07 €2.73

$0.53 ₱33.43

479.25%

Local Beer (0.5 liter draught)

$5.44 €4.84

$1.78 ₱112

205.62%

Imported Beer (0.33 liter bottle)

$5.69 €5.07

$2.17 ₱137

162.21%

Milk (1 liter)

$1.29 €1.15

$1.92 ₱121

-32.81%

White Bread (500g)

$2.67 €2.38

$1.36 ₱85.4

96.32%

Rice (white) (1kg)

$2.70 €2.40

$1.01 ₱63.5

167.33%

Eggs

$5.23 €4.65

$2.03 ₱128

157.64%

Local Cheese (1kg)

$17.95 €15.97

$9.86 ₱621

82.05%

Chicken Fillets (1kg)

$13.48 €11.99

$4.39 ₱277

207.06%

Beef Round Steak (1kg)

$21.51 €19.13

$7.60 ₱479

183.03%

Apples (1kg)

$3.02 €2.69

$3.30 ₱208

-8.48%

Banana (1kg)

$2.33 €2.07

$1.39 ₱87.8

67.63%

Oranges (1kg)

$2.74 €2.44

$2.33 ₱147

17.60%

Tomato (1kg)

$4.09 €3.64

$1.50 ₱94.3

172.67%

Potato (1kg)

$2.48 €2.21

$2.36 ₱149

5.08%

Onion (1kg)

$2.23 €1.98

$1.90 ₱119

17.37%

Lettuce (1 head)

$1.85 €1.64

$1.19 ₱74.9

55.46%

Water (1.5 liter bottle)

$1.26 €1.12

$0.63 ₱39.71

100.00%

Cigarettes 20 Pack (Marlboro, Camel)

$13.66 €12.15

$3.00 ₱189

355.33%

Wine (Bottle)

$10.03 €8.92

$6.03 ₱379

66.33%

Local Beer (0.5 liter bottle)

$2.68 €2.39

$1.23 ₱77.7

117.89%

Imported Beer (0.33 liter bottle)

$3.04 €2.70

$1.75 ₱110

73.71%

One-way Ticket (Public Transport)

$3.44 €3.06

$0.25 ₱15.86

1276.00%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$2.87 €2.55

$0.77 ₱48.62

272.73%

Taxi (Normal Tariff) (1km)

$2.31 €2.06

$0.23 ₱14.53

904.35%

Taxi 1hour Waiting (Normal Tariff)

$39.99 €35.57

$4.46 ₱281

796.64%

Gasoline (1 liter)

$2.07 €1.84

$1.31 ₱82.8

58.02%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.5K €31.6K

$21.2K ₱1.3M

67.02%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.9K €30.1K

$19.1K ₱1.2M

76.80%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$284 €253

$120 ₱7,569

136.54%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.92 €19.50

$14.00 ₱882

56.57%

Internet (50+ Mbps, Unlimited Data)

$52.1 €46.30

$27.54 ₱1,734

89.03%

Gym Membership (Monthly)

$36.80 €32.73

$32.33 ₱2,035

13.83%

Tennis Court (1 Hour on Weekend)

$17.59 €15.64

$6.65 ₱419

164.51%

Cinema Ticket

$16.31 €14.51

$5.65 ₱356

188.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,609 €1,431

$275 ₱17.3K

484.48%

International Primary School, 1 Child (Yearly)

$37.4K €33.3K

$7,918 ₱498.5K

372.22%

Jeans (Levis 501 Or Similar)

$103 €91.2

$49.33 ₱3,106

107.87%

Summer Dress (H&M, Zara, etc)

$46.41 €41.28

$25.24 ₱1,589

83.87%

Sport Shoes (Adidas, Nike)

$110 €97.9

$77.0 ₱4,846

42.98%

Men's Leather Business Shoes

$144 €128

$57.2 ₱3,601

151.01%

1-bedroom Apartment, City Center (Monthly)

$1,051 €935

$500 ₱31.5K

110.33%

1-bedroom Apartment, Outside City Center (Monthly)

$825 €734

$309 ₱19.4K

167.24%

3-bedroom Apartment, City Center (Monthly)

$1,476 €1,313

$1,078 ₱67.9K

36.92%

3-bedroom Apartment, Outside City Center (Monthly)

$1,200 €1,067

$615 ₱38.7K

95.04%

Buy Apartment in City Center (m2)

$3,593 €3,196

$2,886 ₱181.7K

24.48%

Buy Apartment Outside City Center (m2)

$2,851 €2,536

$1,917 ₱120.7K

48.73%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

3.71

7.2

-48.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hamont-Achel: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hamont-Achel

$825 37.6%

Cebu

$309 33.6% 62.6% $516

Groceries & Markets

Hamont-Achel

$392 17.8%

Cebu

$206 22.4% 47.4% $186

Monthly Utilities & Internet

Hamont-Achel

$358 16.3%

Cebu

$162 17.6% 54.9% $197

Eating Out

Hamont-Achel

$343 15.6%

Cebu

$88 9.6% 74.3% $255

Clothing & Footwear

Hamont-Achel

$181 8.3%

Cebu

$94 10.2% 48.1% $87

Sport & Entertainment

Hamont-Achel

$69 3.2%

Cebu

$44 4.8% 37.2% $26

Getting Around

Hamont-Achel

$28 * 1.3%

Cebu

$16 1.7% 44.8% $13

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,051 in Hamont-Achel and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $90.0 in Hamont-Achel vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $392 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇧🇪 Hamont-Achel

🇵🇭 Cebu

🕒 Local time

23:26 11:26 PM

05:26 5:26 AM

6 h ahead of Hamont-Achel

🌤 Weather

👥 Population

14,000

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 17, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

Hamont-Achel Cebu 10,990 km ≈ 14 h nonstop flight

From you

Hamont-Achel
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hamont-Achel vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 139% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $3,295 in Hamont-Achel and $1,377 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,051 in Hamont-Achel versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 90% higher in Hamont-Achel. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,197 per month in Hamont-Achel versus $918 in Cebu – a 139% gap that adds up to real savings over time for anyone picking the cheaper option.

At $918 in Cebu versus $2,197 in Hamont-Achel, a $1,500 budget is realistic in Cebu but tight or insufficient in Hamont-Achel. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Hamont-Achel, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Hamont-Achel and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 139% less than in Hamont-Achel. Beyond cost, consider language, visa policies, and how big the international community is in each city.