Cost of Living Comparison Between Hamm and Munich Cost of Living Comparison Between Hamm and Munich

🙂 Solo nomad: Hamm is 12.4% cheaper than Munich without rent, and 34.9% cheaper with rent.

🙂 Family of 3: Hamm is 5.5% cheaper than Munich without rent, and 33.4% cheaper with rent.

Meal at Budget Restaurant

$14.82 €12.79

$21.21 €18.32

-30.13%

Three-Course Dinner for Two, Mid-Range

$57.5 €49.65

$93.9 €81.1

-38.76%

Fast Food Meal (McDonalds, etc)

$10.83 €9.35

$13.64 €11.78

-20.60%

Cappuccino

$4.36 €3.77

$4.38 €3.78

-0.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.24 €1.93

$3.96 €3.42

-43.43%

Water (0.33 liter bottle)

$2.81 €2.43

$3.65 €3.15

-23.01%

Local Beer (0.5 liter draught)

$4.83 €4.17

$5.75 €4.96

-16.00%

Imported Beer (0.33 liter bottle)

$3.72 €3.21

$5.71 €4.93

-34.85%

Milk (1 liter)

$1.24 €1.07

$1.5 €1.3

-17.33%

White Bread (500g)

$2.38 €2.06

$2.21 €1.91

7.69%

Rice (white) (1kg)

$3.75 €3.24

$3.24 €2.79

15.74%

Eggs

$3.79 €3.28

$3.97 €3.43

-4.53%

Local Cheese (1kg)

$14.77 €12.75

$17.88 €15.44

-17.39%

Chicken Fillets (1kg)

$13.15 €11.36

$10.71 €9.25

22.78%

Beef Round Steak (1kg)

$21.37 €18.45

$18.82 €16.25

13.55%

Apples (1kg)

$3.18 €2.74

$3.25 €2.8

-2.15%

Banana (1kg)

$1.8 €1.56

$2.22 €1.92

-18.92%

Oranges (1kg)

$2.27 €1.96

$2.51 €2.17

-9.56%

Tomato (1kg)

$5.09 €4.4

$3.92 €3.38

29.85%

Potato (1kg)

$1.31 €1.13

$1.68 €1.45

-22.02%

Onion (1kg)

$1.5 €1.3

$1.53 €1.32

-1.96%

Lettuce (1 head)

$1.68 €1.45

$1.61 €1.39

4.35%

Water (1.5 liter bottle)

$0.97 €0.84

$1.02 €0.88

-4.90%

Cigarettes 20 Pack (Marlboro, Camel)

$9.01 €7.78

$9.88 €8.53

-8.81%

Wine (Bottle)

$5.9 €5.09

$8.05 €6.95

-26.71%

Local Beer (0.5 liter bottle)

$1.03 €0.89

$1.22 €1.05

-15.57%

Imported Beer (0.33 liter bottle)

$1.79 €1.54

$1.69 €1.46

5.92%

One-way Ticket (Public Transport)

$3.04 €2.63

$4.51 €3.89

-32.59%

Public Transport Monthly Pass (Regular Price)

$62.9 €54.3

$66 €57

-4.72%

Taxi Start (Normal Tariff)

$5.87 €5.07

$6.3 €5.44

-6.83%

Taxi (Normal Tariff) (1km)

$2.5 €2.16

$2.64 €2.28

-5.30%

Taxi 1hour Waiting (Normal Tariff)

$34.86 €30.1

$44.16 €38.13

-21.06%

Gasoline (1 liter)

$2.01 €1.73

$1.96 €1.69

2.55%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31K €26.7K

$31.7K €27.4K

-2.35%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.8K €33.5K

$36.7K €31.7K

5.67%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$201 €173

$401 €346

-49.94%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.29 €23.56

$16.71 €14.43

63.32%

Internet (50+ Mbps, Unlimited Data)

$53.3 €45.98

$46.3 €39.98

15.03%

Gym Membership (Monthly)

$39.27 €33.91

$52.4 €45.22

-25.01%

Tennis Court (1 Hour on Weekend)

$23.09 €19.94

$33.89 €29.26

-31.87%

Cinema Ticket

$15.32 €13.22

$16.48 €14.23

-7.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$397 €343

$975 €842

-59.28%

International Primary School, 1 Child (Yearly)

$11.7K €10.1K

$15.3K €13.2K

-23.80%

Jeans (Levis 501 Or Similar)

$91.3 €78.9

$108 €93

-15.26%

Summer Dress (H&M, Zara, etc)

$40.86 €35.28

$44.44 €38.37

-8.06%

Sport Shoes (Adidas, Nike)

$90.1 €77.8

$98.1 €84.7

-8.21%

Men's Leather Business Shoes

$130 €112

$133 €115

-2.51%

1-bedroom Apartment, City Center (Monthly)

$830 €717

$1,794 €1,549

-53.75%

1-bedroom Apartment, Outside City Center (Monthly)

$666 €575

$1,334 €1,151

-50.05%

3-bedroom Apartment, City Center (Monthly)

$1,527 €1,319

$3,376 €2,915

-54.76%

3-bedroom Apartment, Outside City Center (Monthly)

$1,207 €1,042

$2,590 €2,236

-53.39%

Buy Apartment in City Center (m2)

$5,854 €5,054

$13.1K €11.3K

-55.34%

Buy Apartment Outside City Center (m2)

$3,302 €2,851

$9,363 €8,084

-64.74%

Average Monthly Net Salary (After Tax)

$2,142 €1,849

$4,194 €3,621

-48.94%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.96

3.97

-0.25%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hamm: October 28, 2025

Last update for Munich: October 27, 2025

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