Cost of Living Comparison Between Munich and Hamm Cost of Living Comparison Between Munich and Hamm

😐 Solo nomad: Munich is 2.5% more expensive than Hamm without rent, and 52.5% more expensive with rent.

😐 Family of 3: Munich is 22.9% more expensive than Hamm without rent, and 48.1% more expensive with rent.

Meal at Budget Restaurant

$21.22 €17.99

$14.78 €12.53

43.57%

Three-Course Dinner for Two, Mid-Range

$93.7 €79.5

$58.2 €49.37

61.01%

Fast Food Meal (McDonalds, etc)

$13.70 €11.62

$10.81 €9.17

26.73%

Cappuccino

$4.35 €3.69

$4.47 €3.79

-2.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.02 €3.41

$2.26 €1.92

77.88%

Water (0.33 liter bottle)

$3.83 €3.25

$2.85 €2.42

34.39%

Local Beer (0.5 liter draught)

$5.65 €4.79

$4.90 €4.16

15.31%

Imported Beer (0.33 liter bottle)

$5.93 €5.03

$3.88 €3.29

52.84%

Milk (1 liter)

$1.42 €1.20

$1.28 €1.09

10.94%

White Bread (500g)

$2.24 €1.90

$2.50 €2.12

-10.40%

Rice (white) (1kg)

$3.25 €2.75

$3.73 €3.17

-12.87%

Eggs

$3.93 €3.33

$3.87 €3.29

1.55%

Local Cheese (1kg)

$17.80 €15.10

$14.72 €12.48

20.92%

Chicken Fillets (1kg)

$10.96 €9.29

$13.20 €11.19

-16.97%

Beef Round Steak (1kg)

$19.09 €16.19

$21.31 €18.07

-10.42%

Apples (1kg)

$3.17 €2.69

$3.30 €2.80

-3.94%

Banana (1kg)

$2.24 €1.90

$1.71 €1.45

30.99%

Oranges (1kg)

$2.65 €2.25

$2.21 €1.87

19.91%

Tomato (1kg)

$4.01 €3.40

$5.14 €4.36

-21.98%

Potato (1kg)

$1.75 €1.49

$1.37 €1.16

27.74%

Onion (1kg)

$1.54 €1.30

$1.49 €1.26

3.36%

Lettuce (1 head)

$1.55 €1.32

$1.71 €1.45

-9.36%

Water (1.5 liter bottle)

$0.97 €0.83

$0.97 €0.82

Cigarettes 20 Pack (Marlboro, Camel)

$10.20 €8.65

$9.32 €7.91

9.44%

Wine (Bottle)

$6.87 €5.82

$5.98 €5.07

14.88%

Local Beer (0.5 liter bottle)

$1.17 €0.99

$1.00 €0.85

17.00%

Imported Beer (0.33 liter bottle)

$1.63 €1.38

$1.81 €1.53

-9.94%

One-way Ticket (Public Transport)

$4.75 €4.03

$3.08 €2.61

54.22%

Public Transport Monthly Pass (Regular Price)

$66.0 €55.9

$62.6 €53.1

5.43%

Taxi Start (Normal Tariff)

$6.35 €5.38

$5.88 €4.99

7.99%

Taxi (Normal Tariff) (1km)

$2.63 €2.23

$2.51 €2.13

4.78%

Taxi 1hour Waiting (Normal Tariff)

$44.47 €37.71

$34.28 €29.07

29.73%

Gasoline (1 liter)

$1.94 €1.65

$1.99 €1.69

-2.51%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.2K €27.3K

$31.5K €26.7K

2.12%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.3K €31.6K

$38.7K €32.8K

-3.64%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$402 €341

$201 €170

100.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.81 €14.26

$27.51 €23.33

-38.89%

Internet (50+ Mbps, Unlimited Data)

$47.17 €40.00

$53.5 €45.38

-11.86%

Gym Membership (Monthly)

$51.6 €43.75

$39.87 €33.81

29.40%

Tennis Court (1 Hour on Weekend)

$33.71 €28.58

$23.10 €19.59

45.93%

Cinema Ticket

$16.31 €13.83

$15.31 €12.99

6.53%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$967 €820

$403 €341

140.08%

International Primary School, 1 Child (Yearly)

$14.8K €12.5K

$11.6K €9,795

28.10%

Jeans (Levis 501 Or Similar)

$105 €88.9

$93.0 €78.9

12.76%

Summer Dress (H&M, Zara, etc)

$44.12 €37.41

$40.21 €34.09

9.72%

Sport Shoes (Adidas, Nike)

$101 €85.6

$87.8 €74.5

14.98%

Men's Leather Business Shoes

$133 €113

$130 €110

2.32%

1-bedroom Apartment, City Center (Monthly)

$1,777 €1,507

$826 €701

115.01%

1-bedroom Apartment, Outside City Center (Monthly)

$1,303 €1,105

$678 €575

92.27%

3-bedroom Apartment, City Center (Monthly)

$3,399 €2,882

$1,504 €1,275

126.04%

3-bedroom Apartment, Outside City Center (Monthly)

$2,569 €2,178

$1,205 €1,022

113.08%

Buy Apartment in City Center (m2)

$13.1K €11.1K

$4,636 €3,931

183.53%

Buy Apartment Outside City Center (m2)

$9,067 €7,689

$3,509 €2,976

158.40%

Average Monthly Net Salary (After Tax)

$4,697 €3,983

$2,206 €1,871

112.94%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.97

3.96

0.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Munich: April 11, 2026

Last update for Hamm: April 12, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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