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Cost of Living Comparison Between Hamilton and Ubud, Bali Cost of Living Comparison Between Hamilton and Ubud, Bali

😐 Solo nomad: Hamilton is 98.6% more expensive than Ubud, Bali without rent, and 157% more expensive with rent.
😐 Family of 3: Hamilton is 73.4% more expensive than Ubud, Bali without rent, and 162.8% more expensive with rent.
Currency
🍽 Eating Out
Hamilton
Ubud, Bali
Difference
Meal at Budget Restaurant
$14.02 NZ$24.49
$2.85 Rp 47.5K
391.93%
Three-Course Dinner for Two, Mid-Range
$83.9 NZ$147
$12.26 Rp 204.3K
584.50%
Fast Food Meal (McDonalds, etc)
$8.69 NZ$15.18
$3.28 Rp 54.6K
164.94%
Cappuccino
$3.64 NZ$6.36
$2.3 Rp 38.3K
58.26%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.4 NZ$4.19
$1.11 Rp 18.5K
116.22%
Water (0.33 liter bottle)
$2.9 NZ$5.06
$0.26 Rp 4,324
1015.38%
Local Beer (0.5 liter draught)
$7.13 NZ$12.46
$2.4 Rp 40K
197.08%
Imported Beer (0.33 liter bottle)
$6.25 NZ$10.92
$3.15 Rp 52.5K
98.41%
🛒 Groceries & Markets
Hamilton
Ubud, Bali
Difference
Milk (1 liter)
$1.63 NZ$2.85
$1.49 Rp 24.9K
9.40%
White Bread (500g)
$1.26 NZ$2.2
$1.65 Rp 27.5K
-23.64%
Rice (white) (1kg)
$1.94 NZ$3.39
$1.13 Rp 18.9K
71.68%
Eggs
$5.79 NZ$10.11
$2.33 Rp 38.9K
148.50%
Local Cheese (1kg)
$5.71 NZ$9.96
$13.7 Rp 228.3K
-58.32%
Chicken Fillets (1kg)
$8.27 NZ$14.44
$3.97 Rp 66.2K
108.31%
Beef Round Steak (1kg)
$11.04 NZ$19.27
$11.22 Rp 187K
-1.60%
Apples (1kg)
$2.77 NZ$4.83
$3.48 Rp 57.9K
-20.40%
Banana (1kg)
$2.83 NZ$4.94
$1.5 Rp 25K
88.67%
Oranges (1kg)
$2.93 NZ$5.11
$2.68 Rp 44.6K
9.33%
Tomato (1kg)
$6.44 NZ$11.24
$1.35 Rp 22.5K
377.04%
Potato (1kg)
$2.17 NZ$3.8
$1.57 Rp 26.2K
38.22%
Onion (1kg)
$1.97 NZ$3.45
$2.1 Rp 34.9K
-6.19%
Lettuce (1 head)
$2.57 NZ$4.48
$1.03 Rp 17.1K
149.51%
Water (1.5 liter bottle)
$1.06 NZ$1.85
$0.57 Rp 9,488
85.96%
Cigarettes 20 Pack (Marlboro, Camel)
$26.06 NZ$45.51
$2.31 Rp 38.5K
1028.14%
Wine (Bottle)
$10.77 NZ$18.81
$15.21 Rp 253.5K
-29.19%
Local Beer (0.5 liter bottle)
$3.39 NZ$5.92
$2.49 Rp 41.5K
36.14%
Imported Beer (0.33 liter bottle)
$4.26 NZ$7.44
$2.66 Rp 44.3K
60.15%
🚌 Getting Around
Hamilton
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.68 NZ$2.93
$0.29 Rp 4,911
479.31%
Public Transport Monthly Pass (Regular Price)
$47.76 NZ$83.4
$10.03 Rp 167.1K
376.17%
Taxi Start (Normal Tariff)
$4.2 NZ$7.33
$0.45 Rp 7,480
833.33%
Taxi (Normal Tariff) (1km)
$1.99 NZ$3.48
$0.34 Rp 5,748
485.29%
Taxi 1hour Waiting (Normal Tariff)
$42.01 NZ$73.4
$5.97 Rp 99.4K
603.69%
Gasoline (1 liter)
$1.72 NZ$3
$0.75 Rp 12.4K
129.33%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.5K NZ$41.1K
$25.8K Rp 430.2M
-8.80%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.6K NZ$39.5K
$31.7K Rp 528.9M
-28.66%
🧾 Monthly Utilities & Internet
Hamilton
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$92.4 NZ$161
$64.6 Rp 1.1M
43.08%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$39.24 NZ$68.5
$4.14 Rp 69K
847.83%
Internet (50+ Mbps, Unlimited Data)
$52.7 NZ$92
$23.99 Rp 399.7K
119.67%
🎉 Sport & Entertainment
Hamilton
Ubud, Bali
Difference
Gym Membership (Monthly)
$31.68 NZ$55.3
$23.29 Rp 388.1K
36.02%
Tennis Court (1 Hour on Weekend)
$16.51 NZ$28.84
$6.19 Rp 103.1K
166.72%
Cinema Ticket
$13.35 NZ$23.31
$3.45 Rp 57.5K
286.96%
🧸 Childcare & Education
Hamilton
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$833 NZ$1,455
$91.9 Rp 1.5M
806.52%
International Primary School, 1 Child (Yearly)
$18K NZ$31.4K
$5,912 Rp 98.5M
204.23%
👕👟 Clothing & Footwear
Hamilton
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$62 NZ$108
$51.5 Rp 857.6K
20.50%
Summer Dress (H&M, Zara, etc)
$40.87 NZ$71.4
$24.45 Rp 407.3K
67.16%
Sport Shoes (Adidas, Nike)
$87.3 NZ$152
$84.4 Rp 1.4M
3.51%
Men's Leather Business Shoes
$117 NZ$205
$74.3 Rp 1.2M
57.96%
🏠 Accommodation & Living
Hamilton
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$978 NZ$1,708
$261 Rp 4.4M
274.25%
1-bedroom Apartment, Outside City Center (Monthly)
$852 NZ$1,488
$160 Rp 2.7M
434.01%
3-bedroom Apartment, City Center (Monthly)
$1,212 NZ$2,116
$585 Rp 9.7M
107.15%
3-bedroom Apartment, Outside City Center (Monthly)
$1,617 NZ$2,824
$328 Rp 5.5M
392.56%
Buy Apartment in City Center (m2)
$5,382 NZ$9,398
$985 Rp 16.4M
446.37%
Buy Apartment Outside City Center (m2)
$4,732 NZ$8,263
$847 Rp 14.1M
458.76%
💵 Salaries & Financials
Hamilton
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$2,691 NZ$4,698
$178 Rp 3M
1412.07%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.83
13.28
-48.57%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hamilton: December 1, 2025

Last update for Ubud, Bali: December 2, 2025

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