Cost of Living Comparison Between Hamilton and Dunedin Cost of Living Comparison Between Hamilton and Dunedin

🙂 Solo nomad: Hamilton is 7.3% cheaper than Dunedin without rent, and 1.9% more expensive with rent.

🙂 Family of 3: Hamilton is 2% cheaper than Dunedin without rent, and 7.7% more expensive with rent.

Meal at Budget Restaurant

$13.79 NZ$22.75

$12.25 NZ$20.2

12.57%

Three-Course Dinner for Two, Mid-Range

$85.1 NZ$140

$73.7 NZ$122

15.41%

Fast Food Meal (McDonalds, etc)

$8.71 NZ$14.36

$10.95 NZ$18.07

-20.46%

Cappuccino

$3.53 NZ$5.82

$3.46 NZ$5.7

2.02%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.41 NZ$3.97

$2.2 NZ$3.63

9.55%

Water (0.33 liter bottle)

$2.92 NZ$4.81

$2.05 NZ$3.38

42.44%

Local Beer (0.5 liter draught)

$6.89 NZ$11.37

$7.2 NZ$11.87

-4.31%

Imported Beer (0.33 liter bottle)

$6.09 NZ$10.04

$6.08 NZ$10.03

0.16%

Milk (1 liter)

$1.59 NZ$2.63

$2.08 NZ$3.44

-23.56%

White Bread (500g)

$1.28 NZ$2.1

$1.96 NZ$3.22

-34.69%

Rice (white) (1kg)

$1.98 NZ$3.27

$1.81 NZ$2.99

9.39%

Eggs

$5.8 NZ$9.57

$5.67 NZ$9.35

2.29%

Local Cheese (1kg)

$5.82 NZ$9.6

$8.36 NZ$13.8

-30.38%

Chicken Fillets (1kg)

$8.08 NZ$13.32

$10.62 NZ$17.52

-23.92%

Beef Round Steak (1kg)

$11.05 NZ$18.23

$13.05 NZ$21.53

-15.33%

Apples (1kg)

$2.77 NZ$4.56

$2.86 NZ$4.72

-3.15%

Banana (1kg)

$2.88 NZ$4.75

$2.24 NZ$3.69

28.57%

Oranges (1kg)

$2.94 NZ$4.85

$3.3 NZ$5.45

-10.91%

Tomato (1kg)

$6.81 NZ$11.24

$4.54 NZ$7.49

50.00%

Potato (1kg)

$2.2 NZ$3.62

$1.91 NZ$3.15

15.18%

Onion (1kg)

$1.97 NZ$3.25

$2.04 NZ$3.37

-3.43%

Lettuce (1 head)

$2.59 NZ$4.28

$2.48 NZ$4.09

4.44%

Water (1.5 liter bottle)

$1.02 NZ$1.68

$1.07 NZ$1.76

-4.67%

Cigarettes 20 Pack (Marlboro, Camel)

$25.81 NZ$42.56

$24.01 NZ$39.6

7.50%

Wine (Bottle)

$11.43 NZ$18.85

$8.7 NZ$14.34

31.38%

Local Beer (0.5 liter bottle)

$3.57 NZ$5.89

$2.59 NZ$4.27

37.84%

Imported Beer (0.33 liter bottle)

$4.5 NZ$7.42

$3.63 NZ$5.99

23.97%

One-way Ticket (Public Transport)

$1.67 NZ$2.76

$1.25 NZ$2.05

33.60%

Public Transport Monthly Pass (Regular Price)

$47.97 NZ$79.1

$72.8 NZ$120

-34.14%

Taxi Start (Normal Tariff)

$4.24 NZ$7

$6.16 NZ$10.15

-31.17%

Taxi (Normal Tariff) (1km)

$1.94 NZ$3.2

$1.1 NZ$1.81

76.36%

Taxi 1hour Waiting (Normal Tariff)

$42.77 NZ$70.5

$30.44 NZ$50.2

40.51%

Gasoline (1 liter)

$1.69 NZ$2.79

$1.72 NZ$2.84

-1.74%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.4K NZ$38.7K

$19.7K NZ$32.5K

18.92%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.2K NZ$38.3K

$25.6K NZ$42.3K

-9.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$91 NZ$150

$99.8 NZ$165

-8.86%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$39.28 NZ$64.8

$35.84 NZ$59.1

9.60%

Internet (50+ Mbps, Unlimited Data)

$53 NZ$87.5

$55.6 NZ$91.8

-4.67%

Gym Membership (Monthly)

$32.17 NZ$53.1

$52 NZ$85.7

-38.08%

Tennis Court (1 Hour on Weekend)

$16.44 NZ$27.11

$6.13 NZ$10.12

168.19%

Cinema Ticket

$13.63 NZ$22.47

$9.74 NZ$16.06

39.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 NZ$1,369

$577 NZ$952

43.80%

International Primary School, 1 Child (Yearly)

$18K NZ$29.7K

$12.2K NZ$20.1K

47.29%

Jeans (Levis 501 Or Similar)

$61.3 NZ$101

$67.1 NZ$111

-8.68%

Summer Dress (H&M, Zara, etc)

$40.61 NZ$67

$35.49 NZ$58.5

14.43%

Sport Shoes (Adidas, Nike)

$90.1 NZ$149

$94.1 NZ$155

-4.21%

Men's Leather Business Shoes

$119 NZ$196

$123 NZ$203

-3.44%

1-bedroom Apartment, City Center (Monthly)

$982 NZ$1,620

$879 NZ$1,450

11.69%

1-bedroom Apartment, Outside City Center (Monthly)

$877 NZ$1,447

$774 NZ$1,277

13.34%

3-bedroom Apartment, City Center (Monthly)

$1,225 NZ$2,021

$1,512 NZ$2,493

-18.96%

3-bedroom Apartment, Outside City Center (Monthly)

$1,576 NZ$2,599

$1,344 NZ$2,217

17.24%

Buy Apartment in City Center (m2)

$5,447 NZ$8,984

$2,880 NZ$4,751

89.12%

Buy Apartment Outside City Center (m2)

$4,724 NZ$7,791

$2,002 NZ$3,303

135.90%

Average Monthly Net Salary (After Tax)

$2,676 NZ$4,413

$2,565 NZ$4,230

4.32%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.83

7.07

-3.39%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hamilton: October 29, 2025

Last update for Dunedin: October 28, 2025

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