Cost of Living Comparison Between Hamilton and Christchurch Cost of Living Comparison Between Hamilton and Christchurch

🙂 Solo nomad: Hamilton is 8.2% cheaper than Christchurch without rent, and 16.4% cheaper with rent.

🙂 Family of 3: Hamilton is 3.8% cheaper than Christchurch without rent, and 1% more expensive with rent.

Meal at Budget Restaurant

$13.79 NZ$22.75

$16.56 NZ$27.32

-16.73%

Three-Course Dinner for Two, Mid-Range

$85.1 NZ$140

$71.4 NZ$118

19.15%

Fast Food Meal (McDonalds, etc)

$8.71 NZ$14.36

$9.41 NZ$15.53

-7.44%

Cappuccino

$3.53 NZ$5.82

$3.34 NZ$5.52

5.69%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.41 NZ$3.97

$2.3 NZ$3.8

4.78%

Water (0.33 liter bottle)

$2.92 NZ$4.81

$2.03 NZ$3.34

43.84%

Local Beer (0.5 liter draught)

$6.89 NZ$11.37

$7.31 NZ$12.06

-5.75%

Imported Beer (0.33 liter bottle)

$6.09 NZ$10.04

$7.2 NZ$11.87

-15.42%

Milk (1 liter)

$1.59 NZ$2.63

$1.91 NZ$3.16

-16.75%

White Bread (500g)

$1.28 NZ$2.1

$1.94 NZ$3.2

-34.02%

Rice (white) (1kg)

$1.98 NZ$3.27

$1.73 NZ$2.85

14.45%

Eggs

$5.8 NZ$9.57

$6.26 NZ$10.33

-7.35%

Local Cheese (1kg)

$5.82 NZ$9.6

$8.18 NZ$13.48

-28.85%

Chicken Fillets (1kg)

$8.08 NZ$13.32

$9.65 NZ$15.91

-16.27%

Beef Round Steak (1kg)

$11.05 NZ$18.23

$12.83 NZ$21.17

-13.87%

Apples (1kg)

$2.77 NZ$4.56

$3.06 NZ$5.04

-9.48%

Banana (1kg)

$2.88 NZ$4.75

$2.71 NZ$4.46

6.27%

Oranges (1kg)

$2.94 NZ$4.85

$2.95 NZ$4.87

-0.34%

Tomato (1kg)

$6.81 NZ$11.24

$5.52 NZ$9.11

23.37%

Potato (1kg)

$2.2 NZ$3.62

$2.15 NZ$3.54

2.33%

Onion (1kg)

$1.97 NZ$3.25

$2.21 NZ$3.64

-10.86%

Lettuce (1 head)

$2.59 NZ$4.28

$2.98 NZ$4.91

-13.09%

Water (1.5 liter bottle)

$1.02 NZ$1.68

$1.45 NZ$2.4

-29.66%

Cigarettes 20 Pack (Marlboro, Camel)

$25.81 NZ$42.56

$23.66 NZ$39.02

9.09%

Wine (Bottle)

$11.43 NZ$18.85

$8.93 NZ$14.72

28.00%

Local Beer (0.5 liter bottle)

$3.57 NZ$5.89

$3.82 NZ$6.29

-6.54%

Imported Beer (0.33 liter bottle)

$4.5 NZ$7.42

$4.85 NZ$8

-7.22%

One-way Ticket (Public Transport)

$1.67 NZ$2.76

$1.24 NZ$2.05

34.68%

Public Transport Monthly Pass (Regular Price)

$47.97 NZ$79.1

$41.94 NZ$69.2

14.38%

Taxi Start (Normal Tariff)

$4.24 NZ$7

$2.63 NZ$4.34

61.22%

Taxi (Normal Tariff) (1km)

$1.94 NZ$3.2

$1.64 NZ$2.7

18.29%

Taxi 1hour Waiting (Normal Tariff)

$42.77 NZ$70.5

$30.26 NZ$49.91

41.34%

Gasoline (1 liter)

$1.69 NZ$2.79

$1.71 NZ$2.81

-1.17%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.4K NZ$38.7K

$27K NZ$44.5K

-13.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.2K NZ$38.3K

$20K NZ$33K

16.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$91 NZ$150

$116 NZ$191

-21.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$39.28 NZ$64.8

$32.15 NZ$53

22.18%

Internet (50+ Mbps, Unlimited Data)

$53 NZ$87.5

$52.6 NZ$86.8

0.76%

Gym Membership (Monthly)

$32.17 NZ$53.1

$34.61 NZ$57.1

-7.05%

Tennis Court (1 Hour on Weekend)

$16.44 NZ$27.11

$15.47 NZ$25.51

6.27%

Cinema Ticket

$13.63 NZ$22.47

$10.81 NZ$17.83

26.09%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 NZ$1,369

$653 NZ$1,077

27.17%

International Primary School, 1 Child (Yearly)

$18K NZ$29.7K

$9,249 NZ$15.3K

94.54%

Jeans (Levis 501 Or Similar)

$61.3 NZ$101

$64 NZ$105

-4.14%

Summer Dress (H&M, Zara, etc)

$40.61 NZ$67

$43.12 NZ$71.1

-5.82%

Sport Shoes (Adidas, Nike)

$90.1 NZ$149

$90.8 NZ$150

-0.73%

Men's Leather Business Shoes

$119 NZ$196

$150 NZ$247

-20.77%

1-bedroom Apartment, City Center (Monthly)

$982 NZ$1,620

$1,536 NZ$2,534

-36.06%

1-bedroom Apartment, Outside City Center (Monthly)

$877 NZ$1,447

$1,158 NZ$1,911

-24.27%

3-bedroom Apartment, City Center (Monthly)

$1,225 NZ$2,021

$2,059 NZ$3,395

-40.49%

3-bedroom Apartment, Outside City Center (Monthly)

$1,576 NZ$2,599

$1,488 NZ$2,453

5.94%

Buy Apartment in City Center (m2)

$5,447 NZ$8,984

$4,194 NZ$6,918

29.88%

Buy Apartment Outside City Center (m2)

$4,724 NZ$7,791

$3,361 NZ$5,543

40.55%

Average Monthly Net Salary (After Tax)

$2,676 NZ$4,413

$2,736 NZ$4,512

-2.20%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.83

6.74

1.34%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hamilton: October 29, 2025

Last update for Christchurch: October 27, 2025

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