Cost of Living Comparison Between Hamilton and Philipsburg Cost of Living Comparison Between Hamilton and Philipsburg

Monthly Cost of Living

Monthly costs for one person with rent: $2,432 in Hamilton versus $3,160 in Philipsburg.

Estimated couple costs with rent: $3,511 in Hamilton versus $5,809 in Philipsburg.

Monthly costs for a family of three with rent: $4,590 in Hamilton versus $8,458 in Philipsburg.

Living in Hamilton costs roughly 23% less than in Philipsburg, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Hamilton 83% above, Philipsburg 137% above.

Meal at Budget Restaurant

$18.38 CA$25.75

$15.11 ANG 26.98

21.64%

Three-Course Dinner for Two, Mid-Range

$73.7 CA$103

$76.0 ANG 136

-3.03%

Fast Food Meal (McDonalds, etc)

$11.14 CA$15.61

$8.22 ANG 14.68

35.52%

Cappuccino

$4.02 CA$5.63

$4.25 ANG 7.58

-5.41%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.09 CA$2.93

$2.93 ANG 5.22

-28.67%

Water (0.33 liter bottle)

$1.82 CA$2.54

$3.72 ANG 6.64

-51.08%

Local Beer (0.5 liter draught)

$5.87 CA$8.23

$2.97 ANG 5.30

97.64%

Imported Beer (0.33 liter bottle)

$6.76 CA$9.47

$4.97 ANG 8.88

36.02%

Milk (1 liter)

$2.23 CA$3.12

$2.93 ANG 5.23

-23.89%

White Bread (500g)

$2.20 CA$3.08

$3.19 ANG 5.69

-31.03%

Rice (white) (1kg)

$2.96 CA$4.15

$2.94 ANG 5.26

0.68%

Eggs

$3.23 CA$4.52

$6.33 ANG 11.31

-48.97%

Local Cheese (1kg)

$7.76 CA$10.87

$18.26 ANG 32.59

-57.50%

Chicken Fillets (1kg)

$11.44 CA$16.03

$16.79 ANG 29.98

-31.86%

Beef Round Steak (1kg)

$14.29 CA$20.03

$19.40 ANG 34.62

-26.34%

Apples (1kg)

$3.81 CA$5.34

$5.90 ANG 10.54

-35.42%

Banana (1kg)

$1.30 CA$1.82

$6.12 ANG 10.92

-78.76%

Oranges (1kg)

$3.67 CA$5.14

$9.09 ANG 16.22

-59.63%

Tomato (1kg)

$3.89 CA$5.45

$6.45 ANG 11.52

-39.69%

Potato (1kg)

$2.59 CA$3.63

$4.08 ANG 7.28

-36.52%

Onion (1kg)

$2.19 CA$3.06

$3.92 ANG 7.00

-44.13%

Lettuce (1 head)

$2.17 CA$3.04

$4.46 ANG 7.97

-51.35%

Water (1.5 liter bottle)

$2.00 CA$2.81

$1.96 ANG 3.49

2.04%

Cigarettes 20 Pack (Marlboro, Camel)

$13.57 CA$19.02

$8.18 ANG 14.61

65.89%

Wine (Bottle)

$12.83 CA$17.98

$10.85 ANG 19.37

18.25%

Local Beer (0.5 liter bottle)

$2.47 CA$3.47

$3.36 ANG 6.00

-26.49%

Imported Beer (0.33 liter bottle)

$3.02 CA$4.23

$2.81 ANG 5.01

7.47%

One-way Ticket (Public Transport)

$2.60 CA$3.64

$1.52 ANG 2.71

71.05%

Public Transport Monthly Pass (Regular Price)

$88.6 CA$124

Taxi Start (Normal Tariff)

$3.57 CA$5.01

$15.15 ANG 27.04

-76.44%

Taxi (Normal Tariff) (1km)

$1.29 CA$1.80

$4.86 ANG 8.67

-73.46%

Taxi 1hour Waiting (Normal Tariff)

$24.50 CA$34.33

Gasoline (1 liter)

$1.10 CA$1.55

$1.42 ANG 2.53

-22.54%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K CA$34.5K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.9K CA$29.3K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$152 CA$214

$229 ANG 410

-33.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$39.83 CA$55.8

$32.15 ANG 57.4

23.89%

Internet (50+ Mbps, Unlimited Data)

$52.8 CA$74.0

$71.3 ANG 127

-25.93%

Gym Membership (Monthly)

$36.13 CA$50.6

$61.5 ANG 110

-41.28%

Tennis Court (1 Hour on Weekend)

$22.32 CA$31.28

Cinema Ticket

$11.89 CA$16.66

$13.24 ANG 23.63

-10.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$647 CA$907

$380 ANG 679

70.13%

International Primary School, 1 Child (Yearly)

$22.4K CA$31.4K

$11.2K ANG 19.9K

100.68%

Jeans (Levis 501 Or Similar)

$55.6 CA$77.9

Summer Dress (H&M, Zara, etc)

$34.62 CA$48.51

Sport Shoes (Adidas, Nike)

$96.0 CA$135

Men's Leather Business Shoes

$122 CA$170

1-bedroom Apartment, City Center (Monthly)

$1,357 CA$1,902

$1,931 ANG 3,447

-29.74%

1-bedroom Apartment, Outside City Center (Monthly)

$1,265 CA$1,772

$1,876 ANG 3,348

-32.56%

3-bedroom Apartment, City Center (Monthly)

$2,017 CA$2,827

$5,653 ANG 10.1K

-64.32%

3-bedroom Apartment, Outside City Center (Monthly)

$2,030 CA$2,845

$5,752 ANG 10.3K

-64.71%

Buy Apartment in City Center (m2)

$2,779 CA$3,894

Buy Apartment Outside City Center (m2)

$2,712 CA$3,800

Average Monthly Net Salary (After Tax)

$2,840 CA$3,980

$1,115 ANG 1,991

154.66%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.62

5.75

15.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hamilton: July 26, 2026

Last update for Philipsburg: July 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,357 in Hamilton and $1,931 in Philipsburg. Housing cost is often the main lever when comparing two cities.

Hamilton pays 155% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $74.0 in Hamilton vs $76.0 in Philipsburg for a mid-range dinner for two. Groceries echo the gap at $342 vs $536 per month, with Hamilton cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hamilton vs Philipsburg: Cost of Living - Frequently Asked Questions

Hamilton is cheaper overall, especially in Groceries & Markets, Monthly Utilities & Internet, Sport & Entertainment. The 30% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 155% higher in Hamilton, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,357 in Hamilton versus $1,931 in Philipsburg. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 57% higher in Philipsburg. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,432 per month in Hamilton versus $3,160 in Philipsburg – a 30% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,432 in Hamilton versus $3,160 in Philipsburg, a $2,500 budget is realistic in Hamilton but tight or insufficient in Philipsburg. The gap between the two cities makes Hamilton the clear choice for anyone on this budget.

For families, Hamilton is more practical. Housing and childcare are both notably cheaper than in Philipsburg, and the savings on those two alone free up budget for education, activities, and family trips.

Expats usually find Hamilton gentler on the wallet – expenses run 30% less than in Philipsburg. Beyond cost, consider language, visa policies, and how big the international community is in each city.