Cost of Living Comparison Between Hamilton and Moncton Cost of Living Comparison Between Hamilton and Moncton

Monthly Cost of Living

Monthly costs for one person with rent: $2,380 in Hamilton versus $2,029 in Moncton.

Estimated couple costs with rent: $3,404 in Hamilton versus $3,034 in Moncton.

Monthly costs for a family of three with rent: $4,429 in Hamilton versus $4,038 in Moncton.

Living in Hamilton is roughly 17% more expensive than in Moncton, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Hamilton 74% above, Moncton 48% above.

Meal at Budget Restaurant

$18.04 CA$25.23

$18.85 CA$26.37

-4.30%

Three-Course Dinner for Two, Mid-Range

$65.8 CA$92.0

$69.4 CA$97.1

-5.23%

Fast Food Meal (McDonalds, etc)

$11.30 CA$15.81

$10.87 CA$15.21

3.96%

Cappuccino

$3.58 CA$5.00

$3.56 CA$4.98

0.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.22 CA$3.10

$2.00 CA$2.80

11.00%

Water (0.33 liter bottle)

$1.69 CA$2.37

$1.90 CA$2.66

-11.05%

Local Beer (0.5 liter draught)

$5.10 CA$7.14

$4.48 CA$6.26

13.84%

Imported Beer (0.33 liter bottle)

$6.17 CA$8.63

$5.80 CA$8.11

6.38%

Milk (1 liter)

$2.34 CA$3.27

$2.95 CA$4.12

-20.68%

White Bread (500g)

$2.30 CA$3.22

$2.75 CA$3.84

-16.36%

Rice (white) (1kg)

$2.74 CA$3.84

$3.55 CA$4.96

-22.82%

Eggs

$3.32 CA$4.65

$3.87 CA$5.41

-14.21%

Local Cheese (1kg)

$7.91 CA$11.07

$13.58 CA$18.99

-41.75%

Chicken Fillets (1kg)

$10.84 CA$15.16

$10.80 CA$15.10

0.37%

Beef Round Steak (1kg)

$13.94 CA$19.51

$13.58 CA$19.00

2.65%

Apples (1kg)

$3.87 CA$5.42

$5.75 CA$8.05

-32.70%

Banana (1kg)

$1.23 CA$1.72

$1.61 CA$2.25

-23.60%

Oranges (1kg)

$4.31 CA$6.03

$4.87 CA$6.81

-11.50%

Tomato (1kg)

$3.84 CA$5.37

$5.99 CA$8.37

-35.89%

Potato (1kg)

$2.32 CA$3.25

$2.02 CA$2.83

14.85%

Onion (1kg)

$1.65 CA$2.30

$2.15 CA$3.01

-23.26%

Lettuce (1 head)

$2.18 CA$3.05

$2.56 CA$3.59

-14.84%

Water (1.5 liter bottle)

$1.39 CA$1.95

$2.13 CA$2.98

-34.74%

Cigarettes 20 Pack (Marlboro, Camel)

$12.79 CA$17.89

$14.35 CA$20.07

-10.87%

Wine (Bottle)

$13.60 CA$19.03

$14.60 CA$20.42

-6.85%

Local Beer (0.5 liter bottle)

$2.49 CA$3.49

$3.46 CA$4.84

-28.03%

Imported Beer (0.33 liter bottle)

$3.44 CA$4.81

$4.01 CA$5.62

-14.21%

One-way Ticket (Public Transport)

$2.63 CA$3.68

$2.21 CA$3.09

19.00%

Public Transport Monthly Pass (Regular Price)

$86.8 CA$121

$51.0 CA$71.3

70.40%

Taxi Start (Normal Tariff)

$3.61 CA$5.06

$2.95 CA$4.12

22.37%

Taxi (Normal Tariff) (1km)

$1.32 CA$1.85

$1.40 CA$1.96

-5.71%

Taxi 1hour Waiting (Normal Tariff)

$23.89 CA$33.42

$21.48 CA$30.06

11.22%

Gasoline (1 liter)

$1.15 CA$1.61

$1.16 CA$1.62

-0.86%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.0K CA$40.6K

$28.1K CA$39.4K

3.12%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.0K CA$28.0K

$19.3K CA$27.0K

3.97%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$157 CA$219

$126 CA$176

24.37%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$43.23 CA$60.5

$42.64 CA$59.7

1.38%

Internet (50+ Mbps, Unlimited Data)

$51.5 CA$72.0

$66.5 CA$93.0

-22.59%

Gym Membership (Monthly)

$37.74 CA$52.8

$50.4 CA$70.5

-25.13%

Tennis Court (1 Hour on Weekend)

$21.50 CA$30.07

$11.42 CA$15.98

88.27%

Cinema Ticket

$10.46 CA$14.63

$12.87 CA$18.01

-18.73%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$615 CA$861

$385 CA$538

59.91%

International Primary School, 1 Child (Yearly)

$16.9K CA$23.6K

$13.5K CA$18.9K

24.93%

Jeans (Levis 501 Or Similar)

$49.21 CA$68.8

$60.9 CA$85.2

-19.24%

Summer Dress (H&M, Zara, etc)

$30.79 CA$43.07

$36.25 CA$50.7

-15.06%

Sport Shoes (Adidas, Nike)

$87.6 CA$123

$105 CA$147

-16.66%

Men's Leather Business Shoes

$123 CA$172

$120 CA$168

2.69%

1-bedroom Apartment, City Center (Monthly)

$1,297 CA$1,815

$1,057 CA$1,478

22.77%

1-bedroom Apartment, Outside City Center (Monthly)

$1,212 CA$1,696

$821 CA$1,149

47.61%

3-bedroom Apartment, City Center (Monthly)

$2,106 CA$2,947

$1,609 CA$2,251

30.92%

3-bedroom Apartment, Outside City Center (Monthly)

$1,931 CA$2,701

$1,362 CA$1,905

41.80%

Buy Apartment in City Center (m2)

$2,726 CA$3,813

$2,203 CA$3,081

23.74%

Buy Apartment Outside City Center (m2)

$2,722 CA$3,808

$2,091 CA$2,926

30.16%

Average Monthly Net Salary (After Tax)

$2,906 CA$4,065

$2,513 CA$3,516

15.63%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.6

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hamilton: September 13, 2026

Last update for Moncton: September 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,297 in Hamilton and $1,057 in Moncton. Housing cost is often the main lever when comparing two cities.

Hamilton pays 16% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $66.0 in Hamilton vs $69.0 in Moncton for a mid-range dinner for two. Groceries echo the gap at $336 vs $411 per month, with Hamilton cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hamilton vs Moncton: Cost of Living - Frequently Asked Questions

Moncton is cheaper overall, especially in Getting Around. The 17% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 16% higher in Hamilton, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,297 in Hamilton versus $1,057 in Moncton. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $615 in Hamilton versus $385 in Moncton. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Hamilton pay roughly 22% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $2,029 in Moncton versus $2,380 in Hamilton, a $3,000 budget is realistic in Moncton but tight or insufficient in Hamilton. The gap between the two cities makes Moncton the clear choice for anyone on this budget.

For families, Moncton is more practical. Housing and childcare are both notably cheaper than in Hamilton, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Hamilton and Moncton are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Moncton gentler on the wallet – expenses run 17% less than in Hamilton. Beyond cost, consider language, visa policies, and how big the international community is in each city.