Cost of Living Comparison Between Hamilton and Moncton Cost of Living Comparison Between Hamilton and Moncton

Monthly Cost of Living

Monthly costs for one person with rent: $2,493 in Hamilton versus $1,965 in Moncton.

Estimated couple costs with rent: $3,584 in Hamilton versus $2,944 in Moncton.

Monthly costs for a family of three with rent: $4,676 in Hamilton versus $3,923 in Moncton.

Living in Hamilton is roughly 27% more expensive than in Moncton, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Hamilton 87% above, Moncton 47% above.

Meal at Budget Restaurant

$18.13 CA$25.41

$18.23 CA$25.56

-0.55%

Three-Course Dinner for Two, Mid-Range

$73.3 CA$103

$66.9 CA$93.8

9.60%

Fast Food Meal (McDonalds, etc)

$10.98 CA$15.39

$10.93 CA$15.32

0.46%

Cappuccino

$4.05 CA$5.68

$3.31 CA$4.63

22.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 CA$2.94

$1.93 CA$2.70

8.81%

Water (0.33 liter bottle)

$1.81 CA$2.53

$1.77 CA$2.49

2.26%

Local Beer (0.5 liter draught)

$5.83 CA$8.17

$3.63 CA$5.09

60.61%

Imported Beer (0.33 liter bottle)

$6.58 CA$9.23

$4.35 CA$6.10

51.26%

Milk (1 liter)

$2.23 CA$3.13

$2.65 CA$3.72

-15.85%

White Bread (500g)

$2.12 CA$2.98

$3.10 CA$4.34

-31.61%

Rice (white) (1kg)

$2.85 CA$4.00

$3.52 CA$4.94

-19.03%

Eggs

$3.14 CA$4.40

$3.71 CA$5.20

-15.36%

Local Cheese (1kg)

$7.74 CA$10.85

$12.60 CA$17.66

-38.57%

Chicken Fillets (1kg)

$11.56 CA$16.21

$11.38 CA$15.96

1.58%

Beef Round Steak (1kg)

$14.39 CA$20.18

$10.55 CA$14.80

36.40%

Apples (1kg)

$3.91 CA$5.48

$5.31 CA$7.44

-26.37%

Banana (1kg)

$1.30 CA$1.82

$1.48 CA$2.07

-12.16%

Oranges (1kg)

$3.55 CA$4.97

$3.93 CA$5.50

-9.67%

Tomato (1kg)

$3.90 CA$5.47

$4.15 CA$5.81

-6.02%

Potato (1kg)

$2.62 CA$3.67

$2.32 CA$3.26

12.93%

Onion (1kg)

$2.19 CA$3.07

$2.56 CA$3.59

-14.45%

Lettuce (1 head)

$2.21 CA$3.09

$2.41 CA$3.38

-8.30%

Water (1.5 liter bottle)

$1.99 CA$2.80

$2.18 CA$3.06

-8.72%

Cigarettes 20 Pack (Marlboro, Camel)

$13.47 CA$18.88

$13.35 CA$18.71

0.90%

Wine (Bottle)

$12.63 CA$17.71

$14.23 CA$19.95

-11.24%

Local Beer (0.5 liter bottle)

$2.41 CA$3.38

$2.66 CA$3.73

-9.40%

Imported Beer (0.33 liter bottle)

$3.07 CA$4.31

$4.23 CA$5.93

-27.42%

One-way Ticket (Public Transport)

$2.62 CA$3.68

$2.27 CA$3.18

15.42%

Public Transport Monthly Pass (Regular Price)

$87.4 CA$123

$52.5 CA$73.6

66.43%

Taxi Start (Normal Tariff)

$3.54 CA$4.96

$2.99 CA$4.20

18.39%

Taxi (Normal Tariff) (1km)

$1.22 CA$1.71

$1.30 CA$1.83

-6.15%

Taxi 1hour Waiting (Normal Tariff)

$23.62 CA$33.12

$22.00 CA$30.84

7.36%

Gasoline (1 liter)

$1.14 CA$1.60

$1.19 CA$1.67

-4.20%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.4K CA$35.6K

$25.1K CA$35.1K

1.25%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.4K CA$28.6K

$20.1K CA$28.2K

1.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$155 CA$218

$126 CA$176

23.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$40.11 CA$56.2

$38.39 CA$53.8

4.48%

Internet (50+ Mbps, Unlimited Data)

$51.2 CA$71.7

$61.9 CA$86.8

-17.36%

Gym Membership (Monthly)

$36.80 CA$51.6

$37.19 CA$52.1

-1.05%

Tennis Court (1 Hour on Weekend)

$22.40 CA$31.40

$6.62 CA$9.28

238.37%

Cinema Ticket

$11.57 CA$16.22

$12.12 CA$17.00

-4.54%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$643 CA$901

$393 CA$551

63.68%

International Primary School, 1 Child (Yearly)

$21.7K CA$30.4K

$7,283 CA$10.2K

197.41%

Jeans (Levis 501 Or Similar)

$56.0 CA$78.5

$52.4 CA$73.5

6.75%

Summer Dress (H&M, Zara, etc)

$33.71 CA$47.26

$39.19 CA$55.0

-13.98%

Sport Shoes (Adidas, Nike)

$96.7 CA$136

$105 CA$148

-8.32%

Men's Leather Business Shoes

$121 CA$170

$149 CA$209

-18.99%

1-bedroom Apartment, City Center (Monthly)

$1,352 CA$1,895

$1,049 CA$1,471

28.80%

1-bedroom Apartment, Outside City Center (Monthly)

$1,268 CA$1,778

$827 CA$1,159

53.39%

3-bedroom Apartment, City Center (Monthly)

$1,987 CA$2,785

$1,650 CA$2,313

20.40%

3-bedroom Apartment, Outside City Center (Monthly)

$2,022 CA$2,835

$1,292 CA$1,811

56.50%

Buy Apartment in City Center (m2)

$2,710 CA$3,800

$2,241 CA$3,142

20.94%

Buy Apartment Outside City Center (m2)

$2,749 CA$3,854

$2,099 CA$2,942

30.99%

Average Monthly Net Salary (After Tax)

$2,871 CA$4,025

$2,430 CA$3,407

18.14%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.62

6.57

0.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hamilton: July 14, 2026

Last update for Moncton: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,352 in Hamilton and $1,049 in Moncton. Housing cost is often the main lever when comparing two cities.

Hamilton pays 18% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $73.0 in Hamilton vs $67.0 in Moncton. Groceries flip the comparison at $341 vs $383, with Hamilton cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hamilton vs Moncton: Cost of Living - Frequently Asked Questions

Moncton is cheaper overall, especially in Eating Out, Getting Around. The 27% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 18% higher in Hamilton, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,352 in Hamilton versus $1,049 in Moncton. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $643 in Hamilton versus $393 in Moncton. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Hamilton pay roughly 12% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $1,965 in Moncton versus $2,493 in Hamilton, a $3,000 budget is realistic in Moncton but tight or insufficient in Hamilton. The gap between the two cities makes Moncton the clear choice for anyone on this budget.

For families, Moncton is more practical. Housing and childcare are both notably cheaper than in Hamilton, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Hamilton and Moncton are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Moncton gentler on the wallet – expenses run 27% less than in Hamilton. Beyond cost, consider language, visa policies, and how big the international community is in each city.