😐Monthly costs for one person with rent: $2,507 in Hamilton versus $1,982 in Moncton.
😐Estimated couple costs with rent: $3,577 in Hamilton versus $2,942 in Moncton.
😐Monthly costs for a family of three with rent: $4,647 in Hamilton versus $3,902 in Moncton.
😐Living in Hamilton is roughly 26% more expensive than Moncton, driven mainly by Getting Around.
📊Both cities are pricier than the global median: Hamilton87% above, Moncton48% above.
Currency
🍽 Eating Out
Hamilton
Moncton
Difference
Meal at Budget Restaurant
$18.39CA$25.47
$18.12CA$25.08
1.49%
Three-Course Dinner for Two, Mid-Range
$74.6CA$103
$67.3CA$93.1
10.94%
Fast Food Meal(McDonalds, etc)
$10.84CA$15.02
$11.11CA$15.38
-2.43%
Cappuccino
$4.03CA$5.58
$3.30CA$4.57
22.12%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.10CA$2.90
$1.86CA$2.57
12.90%
Water(0.33 liter bottle)
$1.73CA$2.39
$1.83CA$2.54
-5.46%
Local Beer(0.5 liter draught)
$5.73CA$7.94
$3.65CA$5.05
56.99%
Imported Beer(0.33 liter bottle)
$6.49CA$8.99
$4.35CA$6.02
49.20%
🛒 Groceries & Markets
Hamilton
Moncton
Difference
Milk(1 liter)
$2.23CA$3.09
$2.65CA$3.66
-15.85%
White Bread(500g)
$2.11CA$2.92
$3.05CA$4.22
-30.82%
Rice(white)(1kg)
$3.00CA$4.16
$3.60CA$4.98
-16.67%
Eggs
$3.20CA$4.43
$3.58CA$4.96
-10.61%
Local Cheese(1kg)
$7.76CA$10.74
$12.83CA$17.77
-39.52%
Chicken Fillets(1kg)
$11.64CA$16.11
$11.05CA$15.30
5.34%
Beef Round Steak(1kg)
$14.37CA$19.89
$10.51CA$14.55
36.73%
Apples(1kg)
$3.86CA$5.34
$5.46CA$7.55
-29.30%
Banana(1kg)
$1.31CA$1.81
$1.54CA$2.13
-14.94%
Oranges(1kg)
$3.58CA$4.95
$3.78CA$5.23
-5.29%
Tomato(1kg)
$3.73CA$5.17
$4.18CA$5.78
-10.77%
Potato(1kg)
$2.64CA$3.65
$2.24CA$3.10
17.86%
Onion(1kg)
$2.20CA$3.04
$2.56CA$3.55
-14.06%
Lettuce(1 head)
$2.22CA$3.08
$2.35CA$3.26
-5.53%
Water(1.5 liter bottle)
$2.00CA$2.77
$2.18CA$3.02
-8.26%
Cigarettes 20 Pack(Marlboro, Camel)
$13.59CA$18.82
$13.06CA$18.09
4.06%
Wine(Bottle)
$13.08CA$18.11
$11.76CA$16.28
11.22%
Local Beer(0.5 liter bottle)
$2.47CA$3.42
$2.64CA$3.66
-6.44%
Imported Beer(0.33 liter bottle)
$3.01CA$4.16
$4.25CA$5.88
-29.18%
🚌 Getting Around
Hamilton
Moncton
Difference
One-way Ticket(Public Transport)
$2.56CA$3.55
$2.19CA$3.03
16.89%
Public Transport Monthly Pass(Regular Price)
$86.2CA$119
$50.7CA$70.2
69.91%
Taxi Start(Normal Tariff)
$3.58CA$4.96
$2.87CA$3.97
24.74%
Taxi(Normal Tariff)(1km)
$1.21CA$1.68
$1.34CA$1.86
-9.70%
Taxi 1hour Waiting(Normal Tariff)
$24.51CA$33.94
$22.43CA$31.05
9.27%
Gasoline(1 liter)
$1.15CA$1.60
$1.26CA$1.74
-8.73%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.0KCA$34.6K
$24.7KCA$34.3K
0.86%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.9KCA$29.0K
$19.9KCA$27.6K
5.23%
🧾 Monthly Utilities & Internet
Hamilton
Moncton
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$150CA$208
$130CA$180
15.23%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$38.86CA$53.8
$37.82CA$52.4
2.75%
Internet(50+ Mbps, Unlimited Data)
$53.0CA$73.3
$60.9CA$84.3
-12.98%
🎉 Sport & Entertainment
Hamilton
Moncton
Difference
Gym Membership(Monthly)
$36.45CA$50.5
$37.36CA$51.7
-2.44%
Tennis Court(1 Hour on Weekend)
$21.88CA$30.29
$6.70CA$9.28
226.57%
Cinema Ticket
$11.73CA$16.24
$12.28CA$17.01
-4.48%
🧸 Childcare & Education
Hamilton
Moncton
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$644CA$892
$396CA$548
62.70%
International Primary School, 1 Child(Yearly)
$22.4KCA$31.0K
$7,276CA$10.1K
207.56%
👕👟 Clothing & Footwear
Hamilton
Moncton
Difference
Jeans(Levis 501 Or Similar)
$56.6CA$78.4
$54.2CA$75.0
4.46%
Summer Dress(H&M, Zara, etc)
$34.04CA$47.14
$38.74CA$53.6
-12.13%
Sport Shoes(Adidas, Nike)
$97.3CA$135
$107CA$148
-8.85%
Men's Leather Business Shoes
$120CA$167
$145CA$200
-16.79%
🏠 Accommodation & Living
Hamilton
Moncton
Difference
1-bedroom Apartment, City Center(Monthly)
$1,346CA$1,864
$1,020CA$1,413
31.90%
1-bedroom Apartment, Outside City Center(Monthly)
$1,306CA$1,808
$836CA$1,157
56.27%
3-bedroom Apartment, City Center(Monthly)
$2,056CA$2,846
$1,614CA$2,234
27.39%
3-bedroom Apartment, Outside City Center(Monthly)
$1,970CA$2,728
$1,301CA$1,801
51.44%
Buy Apartment in City Center(m2)
$2,754CA$3,813
$2,281CA$3,159
20.72%
Buy Apartment Outside City Center(m2)
$2,768CA$3,833
$2,114CA$2,927
30.93%
💵 Salaries & Financials
Hamilton
Moncton
Difference
Average Monthly Net Salary(After Tax)
$2,916CA$4,037
$2,553CA$3,534
14.23%
20-Year Fixed Mortgage Interest Rate(Annual %)
6.62
6.57
0.76%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Hamilton: May 30, 2026
Last update for Moncton: June 1, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,346 in Hamilton and $1,020 in Moncton. Housing cost is often the main lever when comparing two cities.
💰Hamilton pays 14% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $75.0 in Hamilton vs $67.0 in Moncton. Groceries flip the comparison at $343 vs $376, with Hamilton cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Hamilton vs Moncton: Cost of Living - Frequently Asked Questions
Is Moncton cheaper than Hamilton?
Moncton is cheaper overall, especially in Eating Out, Getting Around. The 26% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Hamilton or Moncton?
Hamilton pays 14% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Hamilton and Moncton?
Rent for a central apartment: $1,346 in Hamilton versus $1,020 in Moncton. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper kindergarten?
Childcare runs $644 in Hamilton versus $396 in Moncton. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How do food prices compare in Hamilton and Moncton?
Shoppers in Hamilton pay roughly 10% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.
Is $3,000 a realistic budget for Hamilton or Moncton?
At $1,982 in Moncton versus $2,507 in Hamilton, a $3,000 budget is realistic in Moncton but tight or insufficient in Hamilton. The gap between the two cities makes Moncton the clear choice for anyone on this budget.
Is Hamilton or Moncton more family-friendly?
For families, Moncton is more practical. Housing and childcare are both notably cheaper than in Hamilton, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Hamilton or Moncton?
Safety-wise, Hamilton and Moncton are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Moncton gentler on the wallet – expenses run 26% less than in Hamilton. Beyond cost, consider language, visa policies, and how big the international community is in each city.