Cost of Living Comparison Between Hamilton and Margate Cost of Living Comparison Between Hamilton and Margate

Monthly Cost of Living

Monthly costs for one person with rent: $2,321 in Hamilton versus $2,460 in Margate.

Estimated couple costs with rent: $3,399 in Hamilton versus $3,564 in Margate.

Monthly costs for a family of three with rent: $4,477 in Hamilton versus $4,667 in Margate.

Living in Hamilton costs roughly 6% less than in Margate, driven mainly by Clothing & Footwear.

Both cities are pricier than the global median: Hamilton 69% above, Margate 79% above.

Meal at Budget Restaurant

$18.38 CA$25.35

$18.53 £13.70

-0.81%

Three-Course Dinner for Two, Mid-Range

$68.1 CA$93.9

$60.2 £44.48

13.20%

Fast Food Meal (McDonalds, etc)

$12.51 CA$17.25

$10.93 £8.08

14.46%

Cappuccino

$3.56 CA$4.90

$4.81 £3.55

-25.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.20 CA$3.03

$2.02 £1.49

8.91%

Water (0.33 liter bottle)

$1.74 CA$2.40

$1.39 £1.02

25.18%

Local Beer (0.5 liter draught)

$5.18 CA$7.14

$8.35 £6.17

-37.96%

Imported Beer (0.33 liter bottle)

$6.50 CA$8.97

$6.70 £4.95

-2.99%

Milk (1 liter)

$2.05 CA$2.83

$1.67 £1.23

22.75%

White Bread (500g)

$2.22 CA$3.07

$1.78 £1.31

24.72%

Rice (white) (1kg)

$2.84 CA$3.91

$2.69 £1.98

5.58%

Eggs

$3.44 CA$4.75

$4.67 £3.46

-26.34%

Local Cheese (1kg)

$7.57 CA$10.44

$10.04 £7.42

-24.60%

Chicken Fillets (1kg)

$10.40 CA$14.35

$9.64 £7.13

7.88%

Beef Round Steak (1kg)

$14.04 CA$19.37

$16.43 £12.14

-14.55%

Apples (1kg)

$3.91 CA$5.40

$3.11 £2.30

25.72%

Banana (1kg)

$1.28 CA$1.76

$1.71 £1.26

-25.15%

Oranges (1kg)

$4.27 CA$5.88

$3.73 £2.76

14.48%

Tomato (1kg)

$3.92 CA$5.41

$3.55 £2.63

10.42%

Potato (1kg)

$2.64 CA$3.64

$1.79 £1.32

47.49%

Onion (1kg)

$1.75 CA$2.41

$1.90 £1.40

-7.89%

Lettuce (1 head)

$2.34 CA$3.23

$1.35 £1.00

73.33%

Water (1.5 liter bottle)

$1.46 CA$2.02

$2.07 £1.53

-29.47%

Cigarettes 20 Pack (Marlboro, Camel)

$14.22 CA$19.61

$23.62 £17.46

-39.80%

Wine (Bottle)

$13.06 CA$18.01

$11.24 £8.31

16.19%

Local Beer (0.5 liter bottle)

$2.38 CA$3.29

$2.78 £2.06

-14.39%

Imported Beer (0.33 liter bottle)

$4.19 CA$5.78

$4.17 £3.08

0.48%

One-way Ticket (Public Transport)

$2.74 CA$3.78

$3.38 £2.50

-18.93%

Public Transport Monthly Pass (Regular Price)

$87.7 CA$121

$94.8 £70.1

-7.48%

Taxi Start (Normal Tariff)

$3.50 CA$4.82

$7.94 £5.87

-55.92%

Taxi (Normal Tariff) (1km)

$1.33 CA$1.83

$2.76 £2.04

-51.81%

Taxi 1hour Waiting (Normal Tariff)

$23.47 CA$32.37

$51.6 £38.17

-54.55%

Gasoline (1 liter)

$1.19 CA$1.64

$2.09 £1.55

-43.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.9K CA$39.9K

$39.0K £28.9K

-25.94%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.1K CA$27.7K

$41.8K £30.9K

-51.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$151 CA$208

$348 £258

-56.75%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$40.12 CA$55.3

$18.92 £13.99

112.05%

Internet (50+ Mbps, Unlimited Data)

$51.2 CA$70.5

$45.66 £33.75

12.02%

Gym Membership (Monthly)

$37.62 CA$51.9

$48.27 £35.68

-22.06%

Tennis Court (1 Hour on Weekend)

$21.56 CA$29.73

Cinema Ticket

$10.27 CA$14.16

$17.33 £12.81

-40.74%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$615 CA$849

$2,618 £1,935

-76.49%

International Primary School, 1 Child (Yearly)

$16.6K CA$22.9K

$29.4K £21.8K

-43.59%

Jeans (Levis 501 Or Similar)

$50.2 CA$69.3

$92.4 £68.3

-45.63%

Summer Dress (H&M, Zara, etc)

$34.50 CA$47.58

$48.32 £35.72

-28.60%

Sport Shoes (Adidas, Nike)

$91.9 CA$127

$96.5 £71.3

-4.71%

Men's Leather Business Shoes

$121 CA$167

$128 £95.0

-5.89%

1-bedroom Apartment, City Center (Monthly)

$1,320 CA$1,820

$1,254 £927

5.22%

1-bedroom Apartment, Outside City Center (Monthly)

$1,211 CA$1,670

$1,027 £759

17.90%

3-bedroom Apartment, City Center (Monthly)

$2,063 CA$2,845

$2,087 £1,543

-1.17%

3-bedroom Apartment, Outside City Center (Monthly)

$1,928 CA$2,659

$1,736 £1,283

11.08%

Buy Apartment in City Center (m2)

$2,814 CA$3,880

$5,368 £3,968

-47.58%

Buy Apartment Outside City Center (m2)

$2,808 CA$3,872

$3,381 £2,499

-16.95%

Average Monthly Net Salary (After Tax)

$2,912 CA$4,016

$2,675 £1,978

8.86%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.6

5.04

-8.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hamilton: August 29, 2026

Last update for Margate: August 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,320 in Hamilton and $1,254 in Margate. Housing cost is often the main lever when comparing two cities.

Hamilton pays 9% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $68.0 in Hamilton vs $60.0 in Margate. Groceries flip the comparison at $333 vs $334, with Hamilton cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hamilton vs Margate: Cost of Living - Frequently Asked Questions

Hamilton is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Getting Around, Sport & Entertainment. The 6% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 9% higher in Hamilton, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,320 in Hamilton versus $1,254 in Margate. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $615 in Hamilton versus $2,618 in Margate. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 0% higher in Margate. For households that cook at home regularly, that difference adds up over a month.

At $2,321 in Hamilton versus $2,460 in Margate, a $2,500 budget is realistic in Hamilton but tight or insufficient in Margate. The gap between the two cities makes Hamilton the clear choice for anyone on this budget.

For families, Hamilton is more practical. Housing and childcare are both notably cheaper than in Margate, and the savings on those two alone free up budget for education, activities, and family trips.

Expats usually find Hamilton gentler on the wallet – expenses run 6% less than in Margate. Beyond cost, consider language, visa policies, and how big the international community is in each city.