Cost of Living Comparison Between Hamilton and Gallarate Cost of Living Comparison Between Hamilton and Gallarate

Monthly Cost of Living

Monthly costs for one person with rent: $2,493 in Hamilton versus $2,019 in Gallarate.

Estimated couple costs with rent: $3,584 in Hamilton versus $3,022 in Gallarate.

Monthly costs for a family of three with rent: $4,676 in Hamilton versus $4,024 in Gallarate.

Living in Hamilton is roughly 24% more expensive than in Gallarate, driven mainly by Monthly Utilities & Internet.

Both cities are pricier than the global median: Hamilton 87% above, Gallarate 51% above.

Meal at Budget Restaurant

$18.13 CA$25.41

$23.18 €20.28

-21.79%

Three-Course Dinner for Two, Mid-Range

$73.3 CA$103

$82.2 €71.9

-10.79%

Fast Food Meal (McDonalds, etc)

$10.98 CA$15.39

$11.34 €9.92

-3.17%

Cappuccino

$4.05 CA$5.68

$1.99 €1.74

103.52%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 CA$2.94

$3.56 €3.12

-41.01%

Water (0.33 liter bottle)

$1.81 CA$2.53

$1.34 €1.17

35.07%

Local Beer (0.5 liter draught)

$5.83 CA$8.17

$5.92 €5.18

-1.52%

Imported Beer (0.33 liter bottle)

$6.58 CA$9.23

$5.85 €5.12

12.48%

Milk (1 liter)

$2.23 CA$3.13

$1.64 €1.43

35.98%

White Bread (500g)

$2.12 CA$2.98

$1.38 €1.21

53.62%

Rice (white) (1kg)

$2.85 CA$4.00

$2.56 €2.24

11.33%

Eggs

$3.14 CA$4.40

$3.00 €2.63

4.67%

Local Cheese (1kg)

$7.74 CA$10.85

$15.89 €13.91

-51.29%

Chicken Fillets (1kg)

$11.56 CA$16.21

$13.36 €11.69

-13.47%

Beef Round Steak (1kg)

$14.39 CA$20.18

$28.83 €25.22

-50.09%

Apples (1kg)

$3.91 CA$5.48

$2.82 €2.47

38.65%

Banana (1kg)

$1.30 CA$1.82

$2.15 €1.88

-39.53%

Oranges (1kg)

$3.55 CA$4.97

$2.39 €2.09

48.54%

Tomato (1kg)

$3.90 CA$5.47

$2.48 €2.17

57.26%

Potato (1kg)

$2.62 CA$3.67

$1.52 €1.33

72.37%

Onion (1kg)

$2.19 CA$3.07

$1.79 €1.56

22.35%

Lettuce (1 head)

$2.21 CA$3.09

$1.54 €1.35

43.51%

Water (1.5 liter bottle)

$1.99 CA$2.80

$0.47 €0.41

323.40%

Cigarettes 20 Pack (Marlboro, Camel)

$13.47 CA$18.88

$7.35 €6.43

83.27%

Wine (Bottle)

$12.63 CA$17.71

$6.93 €6.07

82.25%

Local Beer (0.5 liter bottle)

$2.41 CA$3.38

$1.61 €1.41

49.69%

Imported Beer (0.33 liter bottle)

$3.07 CA$4.31

$2.81 €2.46

9.25%

One-way Ticket (Public Transport)

$2.62 CA$3.68

$1.78 €1.56

47.19%

Public Transport Monthly Pass (Regular Price)

$87.4 CA$123

$44.96 €39.34

94.42%

Taxi Start (Normal Tariff)

$3.54 CA$4.96

$5.92 €5.18

-40.20%

Taxi (Normal Tariff) (1km)

$1.22 CA$1.71

$1.59 €1.39

-23.27%

Taxi 1hour Waiting (Normal Tariff)

$23.62 CA$33.12

$34.15 €29.88

-30.83%

Gasoline (1 liter)

$1.14 CA$1.60

$2.04 €1.78

-44.12%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.4K CA$35.6K

$35.7K €31.2K

-28.87%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.4K CA$28.6K

$36.4K €31.8K

-43.85%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$155 CA$218

$243 €213

-36.13%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$40.11 CA$56.2

$13.57 €11.87

195.58%

Internet (50+ Mbps, Unlimited Data)

$51.2 CA$71.7

$31.00 €27.12

65.03%

Gym Membership (Monthly)

$36.80 CA$51.6

$60.1 €52.6

-38.74%

Tennis Court (1 Hour on Weekend)

$22.40 CA$31.40

$17.61 €15.41

27.20%

Cinema Ticket

$11.57 CA$16.22

$12.88 €11.27

-10.17%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$643 CA$901

$584 €511

10.07%

International Primary School, 1 Child (Yearly)

$21.7K CA$30.4K

$6,597 €5,772

228.35%

Jeans (Levis 501 Or Similar)

$56.0 CA$78.5

$89.2 €78.1

-37.30%

Summer Dress (H&M, Zara, etc)

$33.71 CA$47.26

$38.28 €33.49

-11.94%

Sport Shoes (Adidas, Nike)

$96.7 CA$136

$105 €92.1

-8.15%

Men's Leather Business Shoes

$121 CA$170

$139 €122

-12.98%

1-bedroom Apartment, City Center (Monthly)

$1,352 CA$1,895

$868 €759

55.72%

1-bedroom Apartment, Outside City Center (Monthly)

$1,268 CA$1,778

$731 €640

73.46%

3-bedroom Apartment, City Center (Monthly)

$1,987 CA$2,785

$1,574 €1,377

26.22%

3-bedroom Apartment, Outside City Center (Monthly)

$2,022 CA$2,835

$1,150 €1,006

75.81%

Buy Apartment in City Center (m2)

$2,710 CA$3,800

$2,660 €2,327

1.90%

Buy Apartment Outside City Center (m2)

$2,749 CA$3,854

$2,097 €1,835

31.11%

Average Monthly Net Salary (After Tax)

$2,871 CA$4,025

$2,172 €1,901

32.16%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.62

4.7

40.85%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hamilton: July 14, 2026

Last update for Gallarate: July 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,352 in Hamilton and $868 in Gallarate. Housing cost is often the main lever when comparing two cities.

Hamilton pays 32% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $73.0 in Hamilton vs $82.0 in Gallarate for a mid-range dinner for two. Groceries echo the gap at $341 vs $350 per month, with Hamilton cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hamilton vs Gallarate: Cost of Living - Frequently Asked Questions

Gallarate wins on cost – living expenses run 24% lower than in Hamilton. Housing and daily spending are where you'll feel the difference most, making Gallarate the obvious pick if budget is a priority.

Average pay runs 32% higher in Hamilton, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,352 in Hamilton versus $868 in Gallarate. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Gallarate – a meal for two runs $82.0 versus $73.0 in Hamilton. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,493 per month in Hamilton versus $2,019 in Gallarate – a 24% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,019 in Gallarate versus $2,493 in Hamilton, a $2,000 budget is realistic in Gallarate but tight or insufficient in Hamilton. The gap between the two cities makes Gallarate the clear choice for anyone on this budget.

Both work as nomad bases, but Gallarate delivers better value – similar infrastructure at $2,019 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Gallarate hard to pass up.

Expats usually find Gallarate gentler on the wallet – expenses run 24% less than in Hamilton. Beyond cost, consider language, visa policies, and how big the international community is in each city.