Last update: Oct 2026

Cost of Living Comparison Between Hamburg and Schweinfurt

For one person, living is cheaper in Schweinfurt: $1,807 a month against $2,332 in Hamburg, rent and utilities included – about $6,300 less a year. Rent and utilities account for most of the difference.

113

Cost of Living Index in Hamburg
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Hamburg Living Index
88

Cost of Living Index in Schweinfurt
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Schweinfurt Living Index

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Hamburg

🇩🇪 Germany

$2,332

/mo nomad

Schweinfurt

🇩🇪 Germany

$1,807

/mo nomad

Monthly Cost of Living

How much you'll spend in Hamburg and in Schweinfurt

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hamburg and in Schweinfurt actually costs, broken down by who's living it.

A single person spends $2,332 per month in Hamburg vs $1,807 in Schweinfurt, rent included.

Hamburg $2,332
Schweinfurt $1,807

A couple spends around $3,481 per month in Hamburg vs $2,771 in Schweinfurt, rent included.

Hamburg $3,481
Schweinfurt $2,771

A family of three spends $4,631 per month in Hamburg vs $3,734 in Schweinfurt, rent included.

Hamburg $4,631
Schweinfurt $3,734

Hamburg costs about 29% more than Schweinfurt, and outside of rent the biggest gap is in eating out.

Both Hamburg and Schweinfurt sit above the global median – Hamburg by 71%, Schweinfurt by 33%.

Meal at Budget Restaurant

$17.03 €15.26

$14.91 €13.36

14.22%

Three-Course Dinner for Two, Mid-Range

$73.6 €66.0

$67.2 €60.3

9.44%

Fast Food Meal (McDonalds, etc)

$13.65 €12.24

$11.27 €10.10

21.12%

Cappuccino

$4.67 €4.19

$3.30 €2.95

41.52%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.18 €3.75

$4.01 €3.60

4.24%

Water (0.33 liter bottle)

$3.24 €2.90

$2.60 €2.33

24.62%

Local Beer (0.5 liter draught)

$5.96 €5.34

$4.36 €3.91

36.70%

Imported Beer (0.33 liter bottle)

$4.98 €4.47

$4.46 €3.99

11.66%

Milk (1 liter)

$1.20 €1.07

$1.20 €1.08

White Bread (500g)

$2.60 €2.33

$1.94 €1.74

34.02%

Rice (white) (1kg)

$2.79 €2.50

$2.20 €1.97

26.82%

Eggs

$4.24 €3.80

$3.18 €2.85

33.33%

Local Cheese (1kg)

$12.36 €11.08

$12.18 €10.92

1.48%

Chicken Fillets (1kg)

$12.02 €10.77

$10.41 €9.33

15.47%

Beef Round Steak (1kg)

$18.94 €16.97

$18.32 €16.42

3.38%

Apples (1kg)

$3.24 €2.90

$2.41 €2.16

34.44%

Banana (1kg)

$2.33 €2.09

$1.31 €1.17

77.86%

Oranges (1kg)

$2.95 €2.65

$2.36 €2.12

25.00%

Tomato (1kg)

$4.12 €3.69

$3.54 €3.17

16.38%

Potato (1kg)

$1.83 €1.64

$1.35 €1.21

35.56%

Onion (1kg)

$1.75 €1.56

$1.35 €1.21

29.63%

Lettuce (1 head)

$1.73 €1.55

$1.55 €1.39

11.61%

Water (1.5 liter bottle)

$1.17 €1.05

$0.41 €0.36

185.37%

Cigarettes 20 Pack (Marlboro, Camel)

$10.07 €9.02

$8.94 €8.01

12.64%

Wine (Bottle)

$6.61 €5.92

$6.06 €5.43

9.08%

Local Beer (0.5 liter bottle)

$1.13 €1.02

$1.04 €0.93

8.65%

Imported Beer (0.33 liter bottle)

$1.50 €1.34

$1.49 €1.33

0.67%

One-way Ticket (Public Transport)

$4.43 €3.97

$2.69 €2.41

64.68%

Public Transport Monthly Pass (Regular Price)

$69.4 €62.2

$65.9 €59.0

5.41%

Taxi Start (Normal Tariff)

$6.79 €6.08

$5.05 €4.53

34.46%

Taxi (Normal Tariff) (1km)

$2.98 €2.67

$2.51 €2.25

18.73%

Taxi 1hour Waiting (Normal Tariff)

$41.72 €37.39

$39.50 €35.40

5.62%

Gasoline (1 liter)

$2.29 €2.05

$2.15 €1.93

6.51%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.0K €29.6K

$33.1K €29.6K

-0.26%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.9K €34.9K

$37.1K €33.2K

5.02%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$383 €343

$332 €297

15.45%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.47 €17.45

$20.72 €18.56

-6.03%

Internet (50+ Mbps, Unlimited Data)

$38.79 €34.76

$34.10 €30.56

13.75%

Gym Membership (Monthly)

$42.26 €37.87

$44.54 €39.91

-5.12%

Tennis Court (1 Hour on Weekend)

$28.37 €25.43

$25.74 €23.06

10.22%

Cinema Ticket

$15.46 €13.85

$12.05 €10.80

28.30%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$502 €450

$737 €660

-31.82%

International Primary School, 1 Child (Yearly)

$13.8K €12.3K

$19.6K €17.6K

-29.89%

Jeans (Levis 501 Or Similar)

$86.6 €77.6

$82.6 €74.0

4.76%

Summer Dress (H&M, Zara, etc)

$36.18 €32.42

$27.64 €24.77

30.90%

Sport Shoes (Adidas, Nike)

$101 €90.2

$119 €106

-15.29%

Men's Leather Business Shoes

$117 €105

$125 €112

-6.08%

1-bedroom Apartment, City Center (Monthly)

$1,212 €1,086

$662 €593

83.17%

1-bedroom Apartment, Outside City Center (Monthly)

$919 €823

$567 €508

62.20%

3-bedroom Apartment, City Center (Monthly)

$2,155 €1,931

$1,239 €1,110

73.95%

3-bedroom Apartment, Outside City Center (Monthly)

$1,667 €1,494

$1,113 €997

49.81%

Buy Apartment in City Center (m2)

$9,358 €8,385

$3,541 €3,173

164.26%

Buy Apartment Outside City Center (m2)

$5,163 €4,627

$2,447 €2,193

111.00%

Average Monthly Net Salary (After Tax)

$3,622 €3,245

$3,636 €3,258

-0.40%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.69

3.95

-6.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hamburg: October 26, 2026

Last update for Schweinfurt: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hamburg

$919 39.4%

Schweinfurt

$567 31.4% 38.3% $352

Monthly Utilities & Internet

Hamburg

$441 18.9%

Schweinfurt

$386 21.4% 12.4% $55

Groceries & Markets

Hamburg

$335 14.3%

Schweinfurt

$282 15.6% 15.8% $53

Eating Out

Hamburg

$303 13%

Schweinfurt

$250 13.8% 17.4% $53

Clothing & Footwear

Hamburg

$153 6.6%

Schweinfurt

$159 8.8% 3.9% $6

Getting Around

Hamburg

$109 4.7%

Schweinfurt

$94 5.2% 13.4% $15

Sport & Entertainment

Hamburg

$73 3.1%

Schweinfurt

$69 3.8% 6.2% $4.5

Cost Breakdown

A central one-bedroom costs $1,212 in Hamburg versus $662 in Schweinfurt. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $74 in Hamburg versus $67 in Schweinfurt. Monthly groceries follow the same trend: $335 vs $282 – making Schweinfurt the more affordable choice for daily food spending.

Good to know

🇩🇪 Hamburg

🇩🇪 Schweinfurt

🕒 Local time

13:12 1:12 PM

Same time as Hamburg

🌤 Weather

👥 Population

1,812,709

51,610

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hamburg vs Schweinfurt: Cost of Living - Frequently Asked Questions

Hamburg costs about 29% more than Schweinfurt, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,499 per month in Hamburg and $2,710 in Schweinfurt. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Schweinfurt, especially for central apartments: a one-bedroom in the center costs $662 there versus $1,212 in Hamburg.

Monthly expenses with rent come to $2,332 in Hamburg and $1,807 in Schweinfurt. That makes Schweinfurt about 23% cheaper.

Public transport costs about 5% less in Schweinfurt. For daily commuters, that gap adds up to noticeable savings over a year.

It depends on your priorities. Hamburg has an edge in some lifestyle areas, with costs from $1,807 in Schweinfurt to $2,332 in Hamburg. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

For expats, Schweinfurt is the easier option financially – housing and daily costs are lower, and overall it costs about 23% less, which matters a lot on a fixed budget or early-career salary.