Last update: Nov 2026

Cost of Living Comparison Between Hamburg and Pfaffenhofen an der Ilm

For one person, living is cheaper in Pfaffenhofen an der Ilm: $1,905 a month against $2,364 in Hamburg, rent and utilities included – about $5,500 less a year. Rent and utilities account for most of the difference.

113

Cost of Living Index in Hamburg
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Hamburg Living Index
91

Cost of Living Index in Pfaffenhofen an der Ilm
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Pfaffenhofen an der Ilm Living Index

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Hamburg

🇩🇪 Germany

$2,364

/mo nomad

Pfaffenhofen an der Ilm

🇩🇪 Germany

$1,905

/mo nomad

Monthly Cost of Living

How much you'll spend in Hamburg and in Pfaffenhofen an der Ilm

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hamburg and in Pfaffenhofen an der Ilm actually costs, broken down by who's living it.

A single person spends $2,364 per month in Hamburg vs $1,905 in Pfaffenhofen an der Ilm, rent included.

Hamburg $2,364
Pfaffenhofen an der Ilm $1,905

A couple spends around $3,490 per month in Hamburg vs $2,873 in Pfaffenhofen an der Ilm, rent included.

Hamburg $3,490
Pfaffenhofen an der Ilm $2,873

A family of three spends $4,615 per month in Hamburg vs $3,841 in Pfaffenhofen an der Ilm, rent included.

Hamburg $4,615
Pfaffenhofen an der Ilm $3,841

Hamburg costs about 24% more than Pfaffenhofen an der Ilm, and outside of rent the biggest gap is in eating out.

Both Hamburg and Pfaffenhofen an der Ilm sit above the global median – Hamburg by 75%, Pfaffenhofen an der Ilm by 41%.

Meal at Budget Restaurant

$18.17 €16.24

$16.27 €14.55

11.68%

Three-Course Dinner for Two, Mid-Range

$71.6 €64.0

$67.5 €60.4

6.05%

Fast Food Meal (McDonalds, etc)

$13.50 €12.07

$12.19 €10.90

10.75%

Cappuccino

$4.55 €4.07

$4.11 €3.67

10.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.10 €3.66

$2.70 €2.42

51.85%

Water (0.33 liter bottle)

$3.33 €2.98

$2.05 €1.84

62.44%

Local Beer (0.5 liter draught)

$5.56 €4.97

$4.22 €3.77

31.75%

Imported Beer (0.33 liter bottle)

$5.06 €4.53

$4.37 €3.91

15.79%

Milk (1 liter)

$1.23 €1.10

$1.39 €1.24

-11.51%

White Bread (500g)

$2.70 €2.42

$1.90 €1.70

42.11%

Rice (white) (1kg)

$2.87 €2.57

$3.77 €3.37

-23.87%

Eggs

$4.35 €3.89

$3.28 €2.93

32.62%

Local Cheese (1kg)

$12.37 €11.06

$14.60 €13.05

-15.27%

Chicken Fillets (1kg)

$11.82 €10.57

$8.95 €8.00

32.07%

Beef Round Steak (1kg)

$18.72 €16.74

$24.38 €21.80

-23.22%

Apples (1kg)

$3.19 €2.85

$3.10 €2.78

2.90%

Banana (1kg)

$2.30 €2.06

$2.14 €1.91

7.48%

Oranges (1kg)

$2.98 €2.66

$1.90 €1.70

56.84%

Tomato (1kg)

$4.05 €3.62

$3.62 €3.24

11.88%

Potato (1kg)

$1.89 €1.69

$1.12 €1.00

68.75%

Onion (1kg)

$1.74 €1.56

$1.30 €1.16

33.85%

Lettuce (1 head)

$1.71 €1.53

$1.38 €1.24

23.91%

Water (1.5 liter bottle)

$1.23 €1.10

$0.98 €0.87

25.51%

Cigarettes 20 Pack (Marlboro, Camel)

$10.36 €9.27

$9.92 €8.87

4.44%

Wine (Bottle)

$6.55 €5.85

$6.02 €5.38

8.80%

Local Beer (0.5 liter bottle)

$1.18 €1.06

$1.08 €0.97

9.26%

Imported Beer (0.33 liter bottle)

$1.50 €1.34

$1.56 €1.40

-3.85%

One-way Ticket (Public Transport)

$4.29 €3.84

$3.50 €3.13

22.57%

Public Transport Monthly Pass (Regular Price)

$71.5 €63.9

$69.7 €62.3

2.50%

Taxi Start (Normal Tariff)

$5.41 €4.84

$3.96 €3.55

36.62%

Taxi (Normal Tariff) (1km)

$3.07 €2.74

$2.26 €2.02

35.84%

Taxi 1hour Waiting (Normal Tariff)

$41.82 €37.40

$28.21 €25.23

48.25%

Gasoline (1 liter)

$2.27 €2.03

$2.04 €1.82

11.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.6K €30.1K

$33.0K €29.5K

2.04%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.0K €34.0K

$38.6K €34.5K

-1.56%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$401 €359

$260 €233

54.20%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.94 €17.83

$32.31 €28.89

-38.29%

Internet (50+ Mbps, Unlimited Data)

$38.88 €34.76

$47.40 €42.38

-17.97%

Gym Membership (Monthly)

$42.28 €37.81

$39.26 €35.11

7.69%

Tennis Court (1 Hour on Weekend)

$28.73 €25.69

$26.65 €23.83

7.80%

Cinema Ticket

$16.16 €14.45

$16.49 €14.75

-2.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$512 €458

$249 €223

105.18%

International Primary School, 1 Child (Yearly)

$18.3K €16.4K

$7,633 €6,826

140.21%

Jeans (Levis 501 Or Similar)

$85.1 €76.1

$78.4 €70.1

8.47%

Summer Dress (H&M, Zara, etc)

$35.94 €32.14

$59.7 €53.4

-39.84%

Sport Shoes (Adidas, Nike)

$105 €94.1

$79.5 €71.1

32.33%

Men's Leather Business Shoes

$118 €106

$118 €105

0.37%

1-bedroom Apartment, City Center (Monthly)

$1,242 €1,111

$798 €714

55.61%

1-bedroom Apartment, Outside City Center (Monthly)

$922 €824

$658 €588

40.18%

3-bedroom Apartment, City Center (Monthly)

$2,193 €1,961

$1,507 €1,347

45.53%

3-bedroom Apartment, Outside City Center (Monthly)

$1,621 €1,449

$1,125 €1,006

44.11%

Buy Apartment in City Center (m2)

$9,428 €8,431

$4,733 €4,232

99.21%

Buy Apartment Outside City Center (m2)

$5,259 €4,703

$3,407 €3,047

54.34%

Average Monthly Net Salary (After Tax)

$3,680 €3,291

20-Year Fixed Mortgage Interest Rate (Annual %)

3.75

3.95

-5.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hamburg: November 1, 2026

Last update for Pfaffenhofen an der Ilm: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hamburg

$922 39%

Pfaffenhofen an der Ilm

$658 34.5% 28.7% $264

Monthly Utilities & Internet

Hamburg

$460 19.5%

Pfaffenhofen an der Ilm

$340 17.8% 26.1% $120

Groceries & Markets

Hamburg

$335 14.2%

Pfaffenhofen an der Ilm

$321 16.8% 4.3% $15

Eating Out

Hamburg

$308 13%

Pfaffenhofen an der Ilm

$265 13.9% 14% $43

Clothing & Footwear

Hamburg

$155 6.6%

Pfaffenhofen an der Ilm

$151 7.9% 2.6% $4

Getting Around

Hamburg

$109 4.6%

Pfaffenhofen an der Ilm

$99 5.2% 9.5% $10

Sport & Entertainment

Hamburg

$75 3.2%

Pfaffenhofen an der Ilm

$72 3.8% 3.2% $2.4

Cost Breakdown

A central one-bedroom costs $1,242 in Hamburg versus $798 in Pfaffenhofen an der Ilm. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $72 in Hamburg versus $67 in Pfaffenhofen an der Ilm. Monthly groceries follow the same trend: $335 vs $321 – making Pfaffenhofen an der Ilm the more affordable choice for daily food spending.

Good to know

🇩🇪 Hamburg

🇩🇪 Pfaffenhofen an der Ilm

🕒 Local time

09:56 9:56 AM

Same time as Hamburg

🌤 Weather

👥 Population

1,812,709

27,318

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

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Between locations

Hamburg Pfaffenhofen an der Ilm 570 km ≈ 1 h 15 min nonstop flight

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Pfaffenhofen an der Ilm

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hamburg vs Pfaffenhofen an der Ilm: Cost of Living - Frequently Asked Questions

Hamburg costs about 24% more than Pfaffenhofen an der Ilm, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,546 per month in Hamburg and $2,858 in Pfaffenhofen an der Ilm. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Pfaffenhofen an der Ilm, especially for central apartments: a one-bedroom in the center costs $798 there versus $1,242 in Hamburg.

Monthly expenses with rent come to $2,364 in Hamburg and $1,905 in Pfaffenhofen an der Ilm. That makes Pfaffenhofen an der Ilm about 19% cheaper.

Kindergarten costs $512 per month in Hamburg and $249 in Pfaffenhofen an der Ilm. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Families tend to lean toward Pfaffenhofen an der Ilm – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.