Cost of Living Comparison Between Hamburg and Munich Cost of Living Comparison Between Hamburg and Munich

😐 Solo nomad: Hamburg is 1.6% more expensive than Munich without rent, and 15.8% cheaper with rent.

😐 Family of 3: Hamburg is 2% more expensive than Munich without rent, and 13.9% cheaper with rent.

Meal at Budget Restaurant

$20.03 €17.3

$21.21 €18.32

-5.56%

Three-Course Dinner for Two, Mid-Range

$94.2 €81.4

$93.9 €81.1

0.36%

Fast Food Meal (McDonalds, etc)

$13.78 €11.89

$13.64 €11.78

1.03%

Cappuccino

$4.65 €4.02

$4.38 €3.78

6.16%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.65 €3.15

$3.96 €3.42

-7.83%

Water (0.33 liter bottle)

$3.19 €2.76

$3.65 €3.15

-12.60%

Local Beer (0.5 liter draught)

$5.74 €4.96

$5.75 €4.96

-0.17%

Imported Beer (0.33 liter bottle)

$5.51 €4.76

$5.71 €4.93

-3.50%

Milk (1 liter)

$1.39 €1.2

$1.5 €1.3

-7.33%

White Bread (500g)

$2.13 €1.84

$2.21 €1.91

-3.62%

Rice (white) (1kg)

$3.43 €2.96

$3.24 €2.79

5.86%

Eggs

$3.71 €3.2

$3.97 €3.43

-6.55%

Local Cheese (1kg)

$14.51 €12.53

$17.88 €15.44

-18.85%

Chicken Fillets (1kg)

$13.3 €11.48

$10.71 €9.25

24.18%

Beef Round Steak (1kg)

$21.59 €18.64

$18.82 €16.25

14.72%

Apples (1kg)

$3.41 €2.94

$3.25 €2.8

4.92%

Banana (1kg)

$2.26 €1.95

$2.22 €1.92

1.80%

Oranges (1kg)

$2.38 €2.06

$2.51 €2.17

-5.18%

Tomato (1kg)

$4.67 €4.03

$3.92 €3.38

19.13%

Potato (1kg)

$1.57 €1.36

$1.68 €1.45

-6.55%

Onion (1kg)

$1.55 €1.34

$1.53 €1.32

1.31%

Lettuce (1 head)

$1.96 €1.7

$1.61 €1.39

21.74%

Water (1.5 liter bottle)

$1.03 €0.89

$1.02 €0.88

0.98%

Cigarettes 20 Pack (Marlboro, Camel)

$9.51 €8.21

$9.88 €8.53

-3.74%

Wine (Bottle)

$6.95 €6

$8.05 €6.95

-13.66%

Local Beer (0.5 liter bottle)

$1.14 €0.98

$1.22 €1.05

-6.56%

Imported Beer (0.33 liter bottle)

$1.56 €1.34

$1.69 €1.46

-7.69%

One-way Ticket (Public Transport)

$4.15 €3.58

$4.51 €3.89

-7.98%

Public Transport Monthly Pass (Regular Price)

$66.9 €57.7

$66 €57

1.24%

Taxi Start (Normal Tariff)

$7.07 €6.1

$6.3 €5.44

12.22%

Taxi (Normal Tariff) (1km)

$2.82 €2.43

$2.64 €2.28

6.82%

Taxi 1hour Waiting (Normal Tariff)

$44.12 €38.09

$44.16 €38.13

-0.09%

Gasoline (1 liter)

$1.98 €1.71

$1.96 €1.69

1.02%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.2K €27K

$31.7K €27.4K

-1.56%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.9K €34.4K

$36.7K €31.7K

8.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$369 €318

$401 €346

-8.01%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.31 €18.4

$16.71 €14.43

27.53%

Internet (50+ Mbps, Unlimited Data)

$38.79 €33.49

$46.3 €39.98

-16.22%

Gym Membership (Monthly)

$47.71 €41.19

$52.4 €45.22

-8.90%

Tennis Court (1 Hour on Weekend)

$24 €20.72

$33.89 €29.26

-29.18%

Cinema Ticket

$15.95 €13.77

$16.48 €14.23

-3.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$258 €223

$975 €842

-73.58%

International Primary School, 1 Child (Yearly)

$26.6K €23K

$15.3K €13.2K

73.92%

Jeans (Levis 501 Or Similar)

$92.9 €80.2

$108 €93

-13.75%

Summer Dress (H&M, Zara, etc)

$58.7 €50.7

$44.44 €38.37

32.09%

Sport Shoes (Adidas, Nike)

$124 €107

$98.1 €84.7

26.55%

Men's Leather Business Shoes

$187 €161

$133 €115

40.24%

1-bedroom Apartment, City Center (Monthly)

$1,385 €1,195

$1,794 €1,549

-22.84%

1-bedroom Apartment, Outside City Center (Monthly)

$959 €828

$1,334 €1,151

-28.06%

3-bedroom Apartment, City Center (Monthly)

$2,403 €2,075

$3,376 €2,915

-28.81%

3-bedroom Apartment, Outside City Center (Monthly)

$1,801 €1,555

$2,590 €2,236

-30.48%

Buy Apartment in City Center (m2)

$9,448 €8,157

$13.1K €11.3K

-27.92%

Buy Apartment Outside City Center (m2)

$6,171 €5,328

$9,363 €8,084

-34.10%

Average Monthly Net Salary (After Tax)

$3,664 €3,164

$4,194 €3,621

-12.63%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.9

3.97

-1.76%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hamburg: October 28, 2025

Last update for Munich: October 27, 2025

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