Last update: Nov 2026

Cost of Living Comparison Between Hamburg and Moers

For one person, living is cheaper in Moers: $1,349 a month against $2,364 in Hamburg, rent and utilities included – about $12,200 less a year. Rent and utilities account for most of the difference.

113

Cost of Living Index in Hamburg
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Hamburg Living Index
64

Cost of Living Index in Moers
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Moers Living Index

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Hamburg

🇩🇪 Germany

$2,364

/mo nomad

Moers

🇩🇪 Germany

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Hamburg and in Moers

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hamburg and in Moers actually costs, broken down by who's living it.

A single person spends $2,364 per month in Hamburg vs $1,349 in Moers, rent included.

Hamburg $2,364
Moers $1,349

A couple spends around $3,490 per month in Hamburg vs $2,087 in Moers, rent included.

Hamburg $3,490
Moers $2,087

A family of three spends $4,615 per month in Hamburg vs $2,826 in Moers, rent included.

Hamburg $4,615
Moers $2,826

Hamburg costs about 75% more than Moers, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$18.17 €16.20

$14.69 €13.11

23.69%

Three-Course Dinner for Two, Mid-Range

$71.6 €63.8

$79.6 €71.0

-10.04%

Fast Food Meal (McDonalds, etc)

$13.50 €12.04

$11.31 €10.09

19.36%

Cappuccino

$4.55 €4.06

$3.92 €3.50

16.07%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.10 €3.66

$3.26 €2.91

25.77%

Water (0.33 liter bottle)

$3.33 €2.97

$2.21 €1.97

50.68%

Local Beer (0.5 liter draught)

$5.56 €4.96

$4.61 €4.11

20.61%

Imported Beer (0.33 liter bottle)

$5.06 €4.51

$5.58 €4.97

-9.32%

Milk (1 liter)

$1.23 €1.09

$1.30 €1.16

-5.38%

White Bread (500g)

$2.70 €2.41

$2.19 €1.95

23.29%

Rice (white) (1kg)

$2.87 €2.56

$3.06 €2.73

-6.21%

Eggs

$4.35 €3.88

$3.63 €3.24

19.83%

Local Cheese (1kg)

$12.37 €11.04

$14.25 €12.71

-13.19%

Chicken Fillets (1kg)

$11.82 €10.54

$11.68 €10.42

1.20%

Beef Round Steak (1kg)

$18.72 €16.70

$18.46 €16.47

1.41%

Apples (1kg)

$3.19 €2.85

$3.23 €2.88

-1.24%

Banana (1kg)

$2.30 €2.05

$2.01 €1.80

14.43%

Oranges (1kg)

$2.98 €2.66

$2.08 €1.85

43.27%

Tomato (1kg)

$4.05 €3.61

$4.04 €3.61

0.25%

Potato (1kg)

$1.89 €1.69

$1.30 €1.16

45.38%

Onion (1kg)

$1.74 €1.55

$1.23 €1.09

41.46%

Lettuce (1 head)

$1.71 €1.53

$1.53 €1.36

11.76%

Water (1.5 liter bottle)

$1.23 €1.09

$1.13 €1.01

8.85%

Cigarettes 20 Pack (Marlboro, Camel)

$10.36 €9.24

$9.39 €8.38

10.33%

Wine (Bottle)

$6.55 €5.84

$5.48 €4.89

19.53%

Local Beer (0.5 liter bottle)

$1.18 €1.06

$0.89 €0.80

32.58%

Imported Beer (0.33 liter bottle)

$1.50 €1.33

$1.46 €1.30

2.74%

One-way Ticket (Public Transport)

$4.29 €3.83

Public Transport Monthly Pass (Regular Price)

$71.5 €63.7

$68.7 €61.3

4.03%

Taxi Start (Normal Tariff)

$5.41 €4.82

$4.73 €4.22

14.38%

Taxi (Normal Tariff) (1km)

$3.07 €2.74

$2.51 €2.24

22.31%

Taxi 1hour Waiting (Normal Tariff)

$41.82 €37.31

$33.59 €29.96

24.50%

Gasoline (1 liter)

$2.27 €2.02

$2.29 €2.05

-0.87%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.6K €30.0K

$30.1K €26.9K

11.64%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.0K €33.9K

$38.7K €34.5K

-1.82%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$401 €358

$382 €341

5.05%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.94 €17.79

$34.83 €31.07

-42.75%

Internet (50+ Mbps, Unlimited Data)

$38.88 €34.68

$40.81 €36.40

-4.73%

Gym Membership (Monthly)

$42.28 €37.72

$45.50 €40.59

-7.08%

Tennis Court (1 Hour on Weekend)

$28.73 €25.62

Cinema Ticket

$16.16 €14.42

$10.79 €9.63

49.77%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$512 €457

$471 €420

8.77%

International Primary School, 1 Child (Yearly)

$18.3K €16.4K

$16.7K €14.9K

9.88%

Jeans (Levis 501 Or Similar)

$85.1 €75.9

$95.9 €85.5

-11.28%

Summer Dress (H&M, Zara, etc)

$35.94 €32.06

$33.46 €29.85

7.41%

Sport Shoes (Adidas, Nike)

$105 €93.8

$112 €99.7

-5.84%

Men's Leather Business Shoes

$118 €105

$124 €111

-4.92%

1-bedroom Apartment, City Center (Monthly)

$1,242 €1,108

1-bedroom Apartment, Outside City Center (Monthly)

$922 €822

3-bedroom Apartment, City Center (Monthly)

$2,193 €1,956

$836 €746

162.21%

3-bedroom Apartment, Outside City Center (Monthly)

$1,621 €1,446

Buy Apartment in City Center (m2)

$9,428 €8,410

Buy Apartment Outside City Center (m2)

$5,259 €4,691

Average Monthly Net Salary (After Tax)

$3,680 €3,283

$3,158 €2,817

16.52%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.75

3.95

-5.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hamburg: November 1, 2026

Last update for Moers: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hamburg

$922 39%

Moers

- * 0% 100%

Monthly Utilities & Internet

Hamburg

$460 19.5%

Moers

$457 33.9% 0.5% $2.4

Groceries & Markets

Hamburg

$335 14.2%

Moers

$319 23.7% 4.7% $16

Eating Out

Hamburg

$308 13%

Moers

$255 18.9% 17.3% $53

Clothing & Footwear

Hamburg

$155 6.6%

Moers

$164 12.2% 6.1% $9.4

Getting Around

Hamburg

$109 4.6%

Moers

$86 * 6.4% 21.4% $23

Sport & Entertainment

Hamburg

$75 3.2%

Moers

$67 5% 10.1% $7.5

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Salaries run about 17% higher in Hamburg, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $72 in Hamburg versus $80 in Moers. Groceries tell a different story – $335 in Hamburg vs $319 in Moers – so Moers wins on supermarket bills even if dining out costs more.

Good to know

🇩🇪 Hamburg

🇩🇪 Moers

🕒 Local time

04:22 4:22 AM

Same time as Hamburg

🌤 Weather

👥 Population

1,812,709

105,102

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

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Between locations

Hamburg Moers 330 km

From you

Hamburg
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hamburg vs Moers: Cost of Living - Frequently Asked Questions

Hamburg costs about 75% more than Moers, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,546 per month in Hamburg and $2,023 in Moers. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $2,364 in Hamburg and $1,349 in Moers. That makes Moers about 43% cheaper.

Public transport costs about 4% less in Moers. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,500 monthly budget goes further in Moers, where all-in costs run around $1,349, than in Hamburg at $2,364. In Moers it covers expenses comfortably, while in Hamburg it requires careful planning or may not stretch far enough.

It depends on your priorities. Hamburg has an edge in some lifestyle areas, with costs from $1,349 in Moers to $2,364 in Hamburg. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Moers. If higher salaries or specific career opportunities are the priority, Hamburg makes more sense. Both are solid long-term options with distinct trade-offs.