Last update: Nov 2026

Cost of Living Comparison Between Hamburg and Kaufbeuren

For one person, living is cheaper in Kaufbeuren: $1,961 a month against $2,364 in Hamburg, rent and utilities included – about $4,800 less a year. Rent and utilities account for most of the difference.

Hamburg, Germany
Kaufbeuren, Germany
Hamburg
🇩🇪 Germany
$2,364
/mo nomad
Kaufbeuren
🇩🇪 Germany
$1,961
/mo nomad
Monthly Cost of Living

How much you'll spend in Hamburg and in Kaufbeuren

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hamburg and in Kaufbeuren actually costs, broken down by who's living it.

A single person spends $2,364 per month in Hamburg vs $1,961 in Kaufbeuren, rent included.

  • Hamburg $2,364
  • Kaufbeuren $1,961

A couple spends around $3,490 per month in Hamburg vs $2,964 in Kaufbeuren, rent included.

  • Hamburg $3,490
  • Kaufbeuren $2,964

A family of three spends $4,615 per month in Hamburg vs $3,967 in Kaufbeuren, rent included.

  • Hamburg $4,615
  • Kaufbeuren $3,967

Hamburg costs about 21% more than Kaufbeuren, and outside of rent the biggest gap is in eating out.

Both Hamburg and Kaufbeuren sit above the global median – Hamburg by 75%, Kaufbeuren by 45%.

Currency
🍽 Eating Out
Hamburg
Kaufbeuren
Difference
Meal at Budget Restaurant
$18.17 €16.24
$16.62 €14.86
9.33%
Three-Course Dinner for Two, Mid-Range
$71.6 €64.0
$66.9 €59.9
6.93%
Fast Food Meal (McDonalds, etc)
$13.50 €12.07
$10.95 €9.79
23.29%
Cappuccino
$4.55 €4.07
$3.86 €3.45
17.88%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$4.10 €3.66
$2.81 €2.51
45.91%
Water (0.33 liter bottle)
$3.33 €2.98
$2.41 €2.16
38.17%
Local Beer (0.5 liter draught)
$5.56 €4.97
$4.44 €3.97
25.23%
Imported Beer (0.33 liter bottle)
$5.06 €4.53
$4.43 €3.96
14.22%
🛒 Groceries & Markets
Hamburg
Kaufbeuren
Difference
Milk (1 liter)
$1.23 €1.10
$1.31 €1.17
-6.11%
White Bread (500g)
$2.70 €2.42
$1.99 €1.78
35.68%
Rice (white) (1kg)
$2.87 €2.57
$4.07 €3.64
-29.48%
Eggs
$4.35 €3.89
$4.01 €3.59
8.48%
Local Cheese (1kg)
$12.37 €11.06
$14.27 €12.76
-13.31%
Chicken Fillets (1kg)
$11.82 €10.57
$10.37 €9.27
13.98%
Beef Round Steak (1kg)
$18.72 €16.74
$24.64 €22.03
-24.03%
Apples (1kg)
$3.19 €2.85
$3.16 €2.83
0.95%
Banana (1kg)
$2.30 €2.06
$2.11 €1.89
9.00%
Oranges (1kg)
$2.98 €2.66
$2.10 €1.88
41.90%
Tomato (1kg)
$4.05 €3.62
$4.40 €3.93
-7.95%
Potato (1kg)
$1.89 €1.69
$1.26 €1.12
50.00%
Onion (1kg)
$1.74 €1.56
$1.27 €1.14
37.01%
Lettuce (1 head)
$1.71 €1.53
$1.51 €1.35
13.25%
Water (1.5 liter bottle)
$1.23 €1.10
$1.02 €0.91
20.59%
Cigarettes 20 Pack (Marlboro, Camel)
$10.36 €9.27
$9.18 €8.21
12.85%
Wine (Bottle)
$6.55 €5.85
$6.31 €5.64
3.80%
Local Beer (0.5 liter bottle)
$1.18 €1.06
$1.11 €0.99
6.31%
Imported Beer (0.33 liter bottle)
$1.50 €1.34
$1.65 €1.48
-9.09%
🚌 Getting Around
Hamburg
Kaufbeuren
Difference
One-way Ticket (Public Transport)
$4.29 €3.84
$3.41 €3.05
25.81%
Public Transport Monthly Pass (Regular Price)
$71.5 €63.9
$70.1 €62.7
1.98%
Taxi Start (Normal Tariff)
$5.41 €4.84
$3.88 €3.47
39.43%
Taxi (Normal Tariff) (1km)
$3.07 €2.74
$2.29 €2.04
34.06%
Taxi 1hour Waiting (Normal Tariff)
$41.82 €37.40
$28.33 €25.33
47.62%
Gasoline (1 liter)
$2.27 €2.03
$2.06 €1.84
10.19%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.6K €30.1K
$33.1K €29.6K
1.62%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$38.0K €34.0K
$38.4K €34.4K
-1.10%
🧾 Monthly Utilities & Internet
Hamburg
Kaufbeuren
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$401 €359
$266 €238
50.87%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$19.94 €17.83
$33.57 €30.02
-40.60%
Internet (50+ Mbps, Unlimited Data)
$38.88 €34.76
$49.37 €44.14
-21.25%
🎉 Sport & Entertainment
Hamburg
Kaufbeuren
Difference
Gym Membership (Monthly)
$42.28 €37.81
$38.33 €34.28
10.31%
Tennis Court (1 Hour on Weekend)
$28.73 €25.69
$26.54 €23.73
8.25%
Cinema Ticket
$16.16 €14.45
$15.97 €14.28
1.19%
🧸 Childcare & Education
Hamburg
Kaufbeuren
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$512 €458
$342 €305
49.89%
International Primary School, 1 Child (Yearly)
$18.3K €16.4K
$9,557 €8,545
91.87%
👕👟 Clothing & Footwear
Hamburg
Kaufbeuren
Difference
Jeans (Levis 501 Or Similar)
$85.1 €76.1
$91.8 €82.1
-7.36%
Summer Dress (H&M, Zara, etc)
$35.94 €32.14
$59.6 €53.3
-39.74%
Sport Shoes (Adidas, Nike)
$105 €94.1
$79.5 €71.0
32.40%
Men's Leather Business Shoes
$118 €106
$173 €155
-31.90%
🏠 Accommodation & Living
Hamburg
Kaufbeuren
Difference
1-bedroom Apartment, City Center (Monthly)
$1,242 €1,111
$807 €722
53.86%
1-bedroom Apartment, Outside City Center (Monthly)
$922 €824
$658 €589
40.03%
3-bedroom Apartment, City Center (Monthly)
$2,193 €1,961
$1,497 €1,338
46.50%
3-bedroom Apartment, Outside City Center (Monthly)
$1,621 €1,449
$1,136 €1,016
42.63%
Buy Apartment in City Center (m2)
$9,428 €8,431
$4,614 €4,125
104.36%
Buy Apartment Outside City Center (m2)
$5,259 €4,703
$3,299 €2,950
59.40%
💵 Salaries & Financials
Hamburg
Kaufbeuren
Difference
Average Monthly Net Salary (After Tax)
$3,680 €3,291
$2,826 €2,527
30.24%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.75
3.95
-5.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hamburg: November 1, 2026

Last update for Kaufbeuren: November 3, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Hamburg
$922
Kaufbeuren
$658 28.6% $264
Monthly Utilities & Internet
Hamburg
$460
Kaufbeuren
$349 24.2% $111
Groceries & Markets
Hamburg
$335
Kaufbeuren
$339 1.1% $3.8
Eating Out
Hamburg
$308
Kaufbeuren
$264 14.3% $44
Clothing & Footwear
Hamburg
$155
Kaufbeuren
$182 17.4% $27
Getting Around
Hamburg
$109
Kaufbeuren
$99 9.5% $10
Sport & Entertainment
Hamburg
$75
Kaufbeuren
$70 5.8% $4.3

Cost Breakdown

A central one-bedroom costs $1,242 in Hamburg versus $807 in Kaufbeuren. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 30% higher in Hamburg. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $72 in Hamburg versus $67 in Kaufbeuren. Groceries tell a different story – $335 in Hamburg vs $339 in Kaufbeuren – so Hamburg wins on supermarket bills even if dining out costs more.

Good to know
🇩🇪 Hamburg
🇩🇪 Kaufbeuren
🕒 Local time
03:15 3:15 AM
03:15 3:15 AM
Same time as Hamburg
🌤 Weather
👥 Population
1,812,709
41,759
💱 Currency
Euro EUR €
Euro EUR €
Exchange rates and currency converter

USD to EUR – Euro Converter

Euro exchange rates as of November 4, 2026: 1 USD = 0.894 EUR (1 EUR = 1.12 USD).

On the map
Between locations
  • Hamburg Kaufbeuren 630 km ≈ 1 h 15 min nonstop flight
From you
  • Hamburg
  • Kaufbeuren

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Hamburg vs Kaufbeuren: Cost of Living - Frequently Asked Questions
Which city is more expensive, Hamburg or Kaufbeuren?
Hamburg costs about 21% more than Kaufbeuren, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Hamburg and in Kaufbeuren?
For a comfortable life, plan on about $3,546 per month in Hamburg and $2,942 in Kaufbeuren. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Hamburg or Kaufbeuren?
Rent is clearly cheaper in Kaufbeuren, especially for central apartments: a one-bedroom in the center costs $807 there versus $1,242 in Hamburg.
How much does it cost to live in Hamburg compared to Kaufbeuren?
Monthly expenses with rent come to $2,364 in Hamburg and $1,961 in Kaufbeuren. That makes Kaufbeuren about 17% cheaper.
How do dining costs compare in Hamburg and in Kaufbeuren?
A mid-range dinner for two costs $72 in Hamburg and $67 in Kaufbeuren. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.
Can you live on $3,000/month in Hamburg or in Kaufbeuren?
$3,000 covers both cities comfortably – all-in costs are $2,364 in Hamburg and $1,961 in Kaufbeuren, leaving budget for savings and extras in both cases.
Which city is better for families?
Families tend to lean toward Kaufbeuren – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
How safe is Hamburg compared to Kaufbeuren?
Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.
Should I move to Hamburg or to Kaufbeuren?
If budget matters most, go with Kaufbeuren. If higher salaries or specific career opportunities are the priority, Hamburg makes more sense. Both are solid long-term options with distinct trade-offs.

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