Last update: Nov 2026

Cost of Living Comparison Between Hamburg and Bergisch Gladbach

For one person, living is cheaper in Bergisch Gladbach: $2,016 a month against $2,364 in Hamburg, rent and utilities included – about $4,200 less a year. Rent and utilities account for most of the difference.

113

Cost of Living Index in Hamburg
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Hamburg Living Index
97

Cost of Living Index in Bergisch Gladbach
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Bergisch Gladbach Living Index

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Hamburg

🇩🇪 Germany

$2,364

/mo nomad

Bergisch Gladbach

🇩🇪 Germany

$2,016

/mo nomad

Monthly Cost of Living

How much you'll spend in Hamburg and in Bergisch Gladbach

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hamburg and in Bergisch Gladbach actually costs, broken down by who's living it.

A single person spends $2,364 per month in Hamburg vs $2,016 in Bergisch Gladbach, rent included.

Hamburg $2,364
Bergisch Gladbach $2,016

A couple spends around $3,490 per month in Hamburg vs $3,090 in Bergisch Gladbach, rent included.

Hamburg $3,490
Bergisch Gladbach $3,090

A family of three spends $4,615 per month in Hamburg vs $4,165 in Bergisch Gladbach, rent included.

Hamburg $4,615
Bergisch Gladbach $4,165

Hamburg costs about 17% more than Bergisch Gladbach, and outside of rent the biggest gap is in eating out.

Both Hamburg and Bergisch Gladbach sit above the global median – Hamburg by 75%, Bergisch Gladbach by 49%.

Meal at Budget Restaurant

$18.17 €16.20

$16.49 €14.71

10.19%

Three-Course Dinner for Two, Mid-Range

$71.6 €63.8

$85.6 €76.3

-16.36%

Fast Food Meal (McDonalds, etc)

$13.50 €12.04

$11.92 €10.63

13.26%

Cappuccino

$4.55 €4.06

$4.01 €3.58

13.47%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.10 €3.66

$2.18 €1.94

88.07%

Water (0.33 liter bottle)

$3.33 €2.97

$2.22 €1.98

50.00%

Local Beer (0.5 liter draught)

$5.56 €4.96

$5.07 €4.52

9.66%

Imported Beer (0.33 liter bottle)

$5.06 €4.51

$5.08 €4.53

-0.39%

Milk (1 liter)

$1.23 €1.09

$1.32 €1.18

-6.82%

White Bread (500g)

$2.70 €2.41

$2.57 €2.29

5.06%

Rice (white) (1kg)

$2.87 €2.56

$3.26 €2.91

-11.96%

Eggs

$4.35 €3.88

$3.60 €3.21

20.83%

Local Cheese (1kg)

$12.37 €11.04

$14.03 €12.51

-11.83%

Chicken Fillets (1kg)

$11.82 €10.54

$11.55 €10.30

2.34%

Beef Round Steak (1kg)

$18.72 €16.70

$18.26 €16.29

2.52%

Apples (1kg)

$3.19 €2.85

$3.28 €2.93

-2.74%

Banana (1kg)

$2.30 €2.05

$2.00 €1.78

15.00%

Oranges (1kg)

$2.98 €2.66

$2.57 €2.29

15.95%

Tomato (1kg)

$4.05 €3.61

$3.85 €3.44

5.19%

Potato (1kg)

$1.89 €1.69

$1.29 €1.15

46.51%

Onion (1kg)

$1.74 €1.55

$1.19 €1.06

46.22%

Lettuce (1 head)

$1.71 €1.53

$1.75 €1.56

-2.29%

Water (1.5 liter bottle)

$1.23 €1.09

$1.35 €1.20

-8.89%

Cigarettes 20 Pack (Marlboro, Camel)

$10.36 €9.24

$9.91 €8.84

4.54%

Wine (Bottle)

$6.55 €5.84

$6.65 €5.93

-1.50%

Local Beer (0.5 liter bottle)

$1.18 €1.06

$1.25 €1.11

-5.60%

Imported Beer (0.33 liter bottle)

$1.50 €1.33

$1.51 €1.35

-0.66%

One-way Ticket (Public Transport)

$4.29 €3.83

$4.40 €3.93

-2.50%

Public Transport Monthly Pass (Regular Price)

$71.5 €63.7

$63.5 €56.7

12.45%

Taxi Start (Normal Tariff)

$5.41 €4.82

$5.35 €4.77

1.12%

Taxi (Normal Tariff) (1km)

$3.07 €2.74

$2.83 €2.53

8.48%

Taxi 1hour Waiting (Normal Tariff)

$41.82 €37.31

$32.96 €29.40

26.88%

Gasoline (1 liter)

$2.27 €2.02

$2.27 €2.03

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.6K €30.0K

$30.2K €26.9K

11.34%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.0K €33.9K

$38.2K €34.1K

-0.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$401 €358

$310 €276

29.56%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.94 €17.79

$13.67 €12.20

45.87%

Internet (50+ Mbps, Unlimited Data)

$38.88 €34.68

$47.91 €42.74

-18.85%

Gym Membership (Monthly)

$42.28 €37.72

$88.6 €79.0

-52.29%

Tennis Court (1 Hour on Weekend)

$28.73 €25.62

Cinema Ticket

$16.16 €14.42

$14.97 €13.36

7.95%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$512 €457

$1,098 €980

-53.39%

International Primary School, 1 Child (Yearly)

$18.3K €16.4K

$16.6K €14.8K

10.47%

Jeans (Levis 501 Or Similar)

$85.1 €75.9

$87.3 €77.8

-2.51%

Summer Dress (H&M, Zara, etc)

$35.94 €32.06

$32.93 €29.37

9.14%

Sport Shoes (Adidas, Nike)

$105 €93.8

$95.0 €84.8

10.71%

Men's Leather Business Shoes

$118 €105

$125 €112

-5.72%

1-bedroom Apartment, City Center (Monthly)

$1,242 €1,108

$891 €794

39.47%

1-bedroom Apartment, Outside City Center (Monthly)

$922 €822

$672 €600

37.09%

3-bedroom Apartment, City Center (Monthly)

$2,193 €1,956

$1,444 €1,288

51.87%

3-bedroom Apartment, Outside City Center (Monthly)

$1,621 €1,446

$1,247 €1,112

29.98%

Buy Apartment in City Center (m2)

$9,428 €8,410

$8,502 €7,584

10.90%

Buy Apartment Outside City Center (m2)

$5,259 €4,691

$5,703 €5,087

-7.79%

Average Monthly Net Salary (After Tax)

$3,680 €3,283

$3,974 €3,544

-7.39%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.75

3.96

-5.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hamburg: November 1, 2026

Last update for Bergisch Gladbach: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hamburg

$922 39%

Bergisch Gladbach

$672 33.4% 27.1% $249

Monthly Utilities & Internet

Hamburg

$460 19.5%

Bergisch Gladbach

$371 18.4% 19.3% $89

Groceries & Markets

Hamburg

$335 14.2%

Bergisch Gladbach

$331 16.4% 1.3% $4.4

Eating Out

Hamburg

$308 13%

Bergisch Gladbach

$269 13.3% 12.7% $39

Clothing & Footwear

Hamburg

$155 6.6%

Bergisch Gladbach

$153 7.6% 1.1% $1.7

Getting Around

Hamburg

$109 4.6%

Bergisch Gladbach

$101 5% 8% $8.7

Sport & Entertainment

Hamburg

$75 3.2%

Bergisch Gladbach

$119 5.9% 58.9% $44

Cost Breakdown

A central one-bedroom costs $1,242 in Hamburg versus $891 in Bergisch Gladbach. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 8% higher in Bergisch Gladbach, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $72 in Hamburg versus $86 in Bergisch Gladbach. Groceries tell a different story – $335 in Hamburg vs $331 in Bergisch Gladbach – so Bergisch Gladbach wins on supermarket bills even if dining out costs more.

Good to know

🇩🇪 Hamburg

🇩🇪 Bergisch Gladbach

🕒 Local time

08:36 8:36 AM

Same time as Hamburg

🌤 Weather

👥 Population

1,812,709

109,425

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hamburg vs Bergisch Gladbach: Cost of Living - Frequently Asked Questions

Hamburg costs about 17% more than Bergisch Gladbach, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,546 per month in Hamburg and $3,024 in Bergisch Gladbach. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bergisch Gladbach, especially for central apartments: a one-bedroom in the center costs $891 there versus $1,242 in Hamburg.

A mid-range dinner for two costs $72 in Hamburg and $86 in Bergisch Gladbach. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Public transport costs about 11% less in Bergisch Gladbach. For daily commuters, that gap adds up to noticeable savings over a year.

$2,000 is a stretch for both – monthly costs hit $2,364 in Hamburg and $2,016 in Bergisch Gladbach. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Hamburg has an edge in some lifestyle areas, with costs from $2,016 in Bergisch Gladbach to $2,364 in Hamburg. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.