Last update: Nov 2026

Cost of Living Comparison Between Hamburg and Annaberg-Buchholz

For one person, living is cheaper in Annaberg-Buchholz: $2,209 a month against $2,364 in Hamburg, rent and utilities included – about $1,900 less a year. Rent and utilities account for most of the difference.

113

Cost of Living Index in Hamburg
Learn more

Hamburg Living Index
106

Cost of Living Index in Annaberg-Buchholz
Learn more

Annaberg-Buchholz Living Index

Jump to prices

Hamburg

🇩🇪 Germany

$2,364

/mo nomad

Annaberg-Buchholz

🇩🇪 Germany

$2,209

/mo nomad

Monthly Cost of Living

How much you'll spend in Hamburg and in Annaberg-Buchholz

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hamburg and in Annaberg-Buchholz actually costs, broken down by who's living it.

A single person spends $2,364 per month in Hamburg vs $2,209 in Annaberg-Buchholz, rent included.

Hamburg $2,364
Annaberg-Buchholz $2,209

A couple spends around $3,490 per month in Hamburg vs $3,189 in Annaberg-Buchholz, rent included.

Hamburg $3,490
Annaberg-Buchholz $3,189

A family of three spends $4,615 per month in Hamburg vs $4,169 in Annaberg-Buchholz, rent included.

Hamburg $4,615
Annaberg-Buchholz $4,169

Hamburg costs about 7% more than Annaberg-Buchholz, and outside of rent the biggest gap is in eating out.

Both Hamburg and Annaberg-Buchholz sit above the global median – Hamburg by 75%, Annaberg-Buchholz by 63%.

Meal at Budget Restaurant

$18.17 €16.26

$12.65 €11.32

43.64%

Three-Course Dinner for Two, Mid-Range

$71.6 €64.0

$66.0 €59.1

8.41%

Fast Food Meal (McDonalds, etc)

$13.50 €12.08

$11.05 €9.89

22.17%

Cappuccino

$4.55 €4.07

$4.08 €3.65

11.52%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.10 €3.67

$3.00 €2.69

36.67%

Water (0.33 liter bottle)

$3.33 €2.98

$3.61 €3.23

-7.76%

Local Beer (0.5 liter draught)

$5.56 €4.98

$5.42 €4.85

2.58%

Imported Beer (0.33 liter bottle)

$5.06 €4.53

$4.44 €3.98

13.96%

Milk (1 liter)

$1.23 €1.10

$1.20 €1.07

2.50%

White Bread (500g)

$2.70 €2.42

$2.15 €1.93

25.58%

Rice (white) (1kg)

$2.87 €2.57

$3.47 €3.11

-17.29%

Eggs

$4.35 €3.89

$3.65 €3.27

19.18%

Local Cheese (1kg)

$12.37 €11.07

$14.21 €12.72

-12.95%

Chicken Fillets (1kg)

$11.82 €10.57

$11.27 €10.09

4.88%

Beef Round Steak (1kg)

$18.72 €16.75

$19.11 €17.10

-2.04%

Apples (1kg)

$3.19 €2.86

$3.25 €2.91

-1.85%

Banana (1kg)

$2.30 €2.06

$1.85 €1.66

24.32%

Oranges (1kg)

$2.98 €2.67

$2.11 €1.89

41.23%

Tomato (1kg)

$4.05 €3.62

$4.83 €4.33

-16.15%

Potato (1kg)

$1.89 €1.69

$1.37 €1.22

37.96%

Onion (1kg)

$1.74 €1.56

$1.18 €1.06

47.46%

Lettuce (1 head)

$1.71 €1.53

$1.68 €1.50

1.79%

Water (1.5 liter bottle)

$1.23 €1.10

$1.05 €0.94

17.14%

Cigarettes 20 Pack (Marlboro, Camel)

$10.36 €9.27

$9.54 €8.54

8.60%

Wine (Bottle)

$6.55 €5.86

$5.72 €5.12

14.51%

Local Beer (0.5 liter bottle)

$1.18 €1.06

$0.99 €0.89

19.19%

Imported Beer (0.33 liter bottle)

$1.50 €1.34

$1.46 €1.31

2.74%

One-way Ticket (Public Transport)

$4.29 €3.84

$3.37 €3.02

27.30%

Public Transport Monthly Pass (Regular Price)

$71.5 €63.9

$70.8 €63.4

0.90%

Taxi Start (Normal Tariff)

$5.41 €4.84

$6.22 €5.57

-13.02%

Taxi (Normal Tariff) (1km)

$3.07 €2.75

$2.98 €2.67

3.02%

Taxi 1hour Waiting (Normal Tariff)

$41.82 €37.42

$39.67 €35.49

5.42%

Gasoline (1 liter)

$2.27 €2.03

$2.18 €1.95

4.13%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.6K €30.1K

$30.2K €27.0K

11.52%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.0K €34.0K

$38.9K €34.8K

-2.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$401 €359

$557 €499

-28.05%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.94 €17.84

$36.05 €32.26

-44.69%

Internet (50+ Mbps, Unlimited Data)

$38.88 €34.79

$53.0 €47.44

-26.66%

Gym Membership (Monthly)

$42.28 €37.84

$38.98 €34.88

8.47%

Tennis Court (1 Hour on Weekend)

$28.73 €25.71

$26.64 €23.83

7.85%

Cinema Ticket

$16.16 €14.46

$9.98 €8.93

61.92%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$512 €458

$465 €416

10.15%

International Primary School, 1 Child (Yearly)

$18.3K €16.4K

$15.1K €13.5K

21.71%

Jeans (Levis 501 Or Similar)

$85.1 €76.1

$89.2 €79.8

-4.62%

Summer Dress (H&M, Zara, etc)

$35.94 €32.16

$40.36 €36.11

-10.95%

Sport Shoes (Adidas, Nike)

$105 €94.1

$102 €91.4

3.04%

Men's Leather Business Shoes

$118 €106

$193 €173

-38.94%

1-bedroom Apartment, City Center (Monthly)

$1,242 €1,111

$787 €704

57.87%

1-bedroom Apartment, Outside City Center (Monthly)

$922 €825

$638 €571

44.57%

3-bedroom Apartment, City Center (Monthly)

$2,193 €1,962

$1,471 €1,316

49.09%

3-bedroom Apartment, Outside City Center (Monthly)

$1,621 €1,450

$1,122 €1,004

44.49%

Buy Apartment in City Center (m2)

$9,428 €8,436

$4,649 €4,160

102.82%

Buy Apartment Outside City Center (m2)

$5,259 €4,706

$3,305 €2,957

59.14%

Average Monthly Net Salary (After Tax)

$3,680 €3,293

$2,272 €2,033

61.95%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.75

3.96

-5.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hamburg: November 1, 2026

Last update for Annaberg-Buchholz: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hamburg

$922 39%

Annaberg-Buchholz

$638 28.9% 30.8% $284

Monthly Utilities & Internet

Hamburg

$460 19.5%

Annaberg-Buchholz

$646 29.3% 40.6% $187

Groceries & Markets

Hamburg

$335 14.2%

Annaberg-Buchholz

$324 14.7% 3.5% $12

Eating Out

Hamburg

$308 13%

Annaberg-Buchholz

$246 11.1% 20.2% $62

Clothing & Footwear

Hamburg

$155 6.6%

Annaberg-Buchholz

$191 8.7% 23.5% $36

Getting Around

Hamburg

$109 4.6%

Annaberg-Buchholz

$105 4.8% 3.6% $3.9

Sport & Entertainment

Hamburg

$75 3.2%

Annaberg-Buchholz

$59 2.7% 21% $16

Cost Breakdown

A central one-bedroom costs $1,242 in Hamburg versus $787 in Annaberg-Buchholz. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 62% higher in Hamburg. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $72 in Hamburg versus $66 in Annaberg-Buchholz. Monthly groceries follow the same trend: $335 vs $324 – making Annaberg-Buchholz the more affordable choice for daily food spending.

Good to know

🇩🇪 Hamburg

🇩🇪 Annaberg-Buchholz

🕒 Local time

16:44 4:44 PM

Same time as Hamburg

🌤 Weather

👥 Population

1,812,709

22,248

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Hamburg Annaberg-Buchholz 390 km

From you

Hamburg
Annaberg-Buchholz

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hamburg vs Annaberg-Buchholz: Cost of Living - Frequently Asked Questions

Hamburg costs about 7% more than Annaberg-Buchholz, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,546 per month in Hamburg and $3,314 in Annaberg-Buchholz. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Annaberg-Buchholz, especially for central apartments: a one-bedroom in the center costs $787 there versus $1,242 in Hamburg.

A mid-range dinner for two costs $72 in Hamburg and $66 in Annaberg-Buchholz. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 4% more in Hamburg, though the gap depends on what you buy.

$2,000 is a stretch for both – monthly costs hit $2,364 in Hamburg and $2,209 in Annaberg-Buchholz. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Annaberg-Buchholz – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Annaberg-Buchholz. If higher salaries or specific career opportunities are the priority, Hamburg makes more sense. Both are solid long-term options with distinct trade-offs.