Last update: Oct 2026

Cost of Living Comparison Between Hamburg and Amberg

For one person, living is cheaper in Amberg: $1,550 a month against $2,332 in Hamburg, rent and utilities included – about $9,400 less a year. Rent and utilities account for most of the difference.

113

Cost of Living Index in Hamburg
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Hamburg Living Index
75

Cost of Living Index in Amberg
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Amberg Living Index

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Hamburg

🇩🇪 Germany

$2,332

/mo nomad

Amberg

🇩🇪 Germany

$1,550

/mo nomad

Monthly Cost of Living

How much you'll spend in Hamburg and in Amberg

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hamburg and in Amberg actually costs, broken down by who's living it.

A single person spends $2,332 per month in Hamburg vs $1,550 in Amberg, rent included.

Hamburg $2,332
Amberg $1,550

A couple spends around $3,481 per month in Hamburg vs $2,684 in Amberg, rent included.

Hamburg $3,481
Amberg $2,684

A family of three spends $4,631 per month in Hamburg vs $3,818 in Amberg, rent included.

Hamburg $4,631
Amberg $3,818

Hamburg costs about 50% more than Amberg, and outside of rent the biggest gap is in eating out.

Both Hamburg and Amberg sit above the global median – Hamburg by 71%, Amberg by 14%.

Meal at Budget Restaurant

$17.03 €15.19

$13.51 €12.05

26.05%

Three-Course Dinner for Two, Mid-Range

$73.6 €65.7

$33.99 €30.32

116.50%

Fast Food Meal (McDonalds, etc)

$13.65 €12.18

$11.25 €10.04

21.33%

Cappuccino

$4.67 €4.17

$2.27 €2.03

105.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.18 €3.73

$2.81 €2.50

48.75%

Water (0.33 liter bottle)

$3.24 €2.89

$2.38 €2.12

36.13%

Local Beer (0.5 liter draught)

$5.96 €5.32

$4.42 €3.95

34.84%

Imported Beer (0.33 liter bottle)

$4.98 €4.45

$4.39 €3.91

13.44%

Milk (1 liter)

$1.20 €1.07

$1.30 €1.16

-7.69%

White Bread (500g)

$2.60 €2.32

$1.34 €1.20

94.03%

Rice (white) (1kg)

$2.79 €2.49

$2.58 €2.30

8.14%

Eggs

$4.24 €3.78

$2.83 €2.52

49.82%

Local Cheese (1kg)

$12.36 €11.03

$14.68 €13.10

-15.80%

Chicken Fillets (1kg)

$12.02 €10.73

$10.26 €9.15

17.15%

Beef Round Steak (1kg)

$18.94 €16.90

$6.73 €6.00

181.43%

Apples (1kg)

$3.24 €2.89

$2.70 €2.40

20.00%

Banana (1kg)

$2.33 €2.08

$2.15 €1.92

8.37%

Oranges (1kg)

$2.95 €2.63

$2.16 €1.92

36.57%

Tomato (1kg)

$4.12 €3.67

$2.30 €2.05

79.13%

Potato (1kg)

$1.83 €1.63

$1.20 €1.07

52.50%

Onion (1kg)

$1.75 €1.56

$1.32 €1.18

32.58%

Lettuce (1 head)

$1.73 €1.54

$1.53 €1.36

13.07%

Water (1.5 liter bottle)

$1.17 €1.05

$1.20 €1.07

-2.50%

Cigarettes 20 Pack (Marlboro, Camel)

$10.07 €8.98

$9.56 €8.53

5.33%

Wine (Bottle)

$6.61 €5.90

$5.99 €5.34

10.35%

Local Beer (0.5 liter bottle)

$1.13 €1.01

$1.08 €0.97

4.63%

Imported Beer (0.33 liter bottle)

$1.50 €1.34

$1.64 €1.46

-8.54%

One-way Ticket (Public Transport)

$4.43 €3.95

$2.81 €2.51

57.65%

Public Transport Monthly Pass (Regular Price)

$69.4 €61.9

$60.0 €53.5

15.68%

Taxi Start (Normal Tariff)

$6.79 €6.05

$3.92 €3.50

73.21%

Taxi (Normal Tariff) (1km)

$2.98 €2.66

$2.19 €1.96

36.07%

Taxi 1hour Waiting (Normal Tariff)

$41.72 €37.23

$28.18 €25.14

48.05%

Gasoline (1 liter)

$2.29 €2.04

$2.01 €1.79

13.93%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.0K €29.4K

$33.3K €29.7K

-1.09%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.9K €34.7K

$39.1K €34.8K

-0.29%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$383 €342

$260 €232

47.36%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.47 €17.37

$14.89 €13.28

30.76%

Internet (50+ Mbps, Unlimited Data)

$38.79 €34.61

$27.01 €24.09

43.61%

Gym Membership (Monthly)

$42.26 €37.70

$12.31 €10.99

243.30%

Tennis Court (1 Hour on Weekend)

$28.37 €25.32

Cinema Ticket

$15.46 €13.79

$16.28 €14.53

-5.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$502 €448

$350 €313

43.40%

International Primary School, 1 Child (Yearly)

$13.8K €12.3K

$9,346 €8,338

47.26%

Jeans (Levis 501 Or Similar)

$86.6 €77.2

$88.8 €79.2

-2.50%

Summer Dress (H&M, Zara, etc)

$36.18 €32.28

$58.4 €52.1

-38.02%

Sport Shoes (Adidas, Nike)

$101 €89.8

$60.8 €54.2

65.59%

Men's Leather Business Shoes

$117 €105

$175 €156

-32.92%

1-bedroom Apartment, City Center (Monthly)

$1,212 €1,081

$599 €535

102.23%

1-bedroom Apartment, Outside City Center (Monthly)

$919 €820

$467 €417

96.68%

3-bedroom Apartment, City Center (Monthly)

$2,155 €1,922

$1,832 €1,635

17.59%

3-bedroom Apartment, Outside City Center (Monthly)

$1,667 €1,488

$1,644 €1,467

1.40%

Buy Apartment in City Center (m2)

$9,358 €8,349

$4,417 €3,941

111.85%

Buy Apartment Outside City Center (m2)

$5,163 €4,607

$3,386 €3,021

52.47%

Average Monthly Net Salary (After Tax)

$3,622 €3,231

$5,891 €5,256

-38.52%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.69

3.73

-1.07%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hamburg: October 26, 2026

Last update for Amberg: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hamburg

$919 39.4%

Amberg

$467 30.1% 49.2% $452

Monthly Utilities & Internet

Hamburg

$441 18.9%

Amberg

$302 19.5% 31.6% $139

Groceries & Markets

Hamburg

$335 14.3%

Amberg

$258 16.6% 23% $77

Eating Out

Hamburg

$303 13%

Amberg

$221 14.2% 27.1% $82

Clothing & Footwear

Hamburg

$153 6.6%

Amberg

$172 11.1% 12.4% $19

Getting Around

Hamburg

$109 4.7%

Amberg

$86 5.6% 20.9% $23

Sport & Entertainment

Hamburg

$73 3.1%

Amberg

$45 2.9% 38.7% $28

Cost Breakdown

A central one-bedroom costs $1,212 in Hamburg versus $599 in Amberg. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 63% higher in Amberg, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $74 in Hamburg versus $34 in Amberg. Monthly groceries follow the same trend: $335 vs $258 – making Amberg the more affordable choice for daily food spending.

Good to know

🇩🇪 Hamburg

🇩🇪 Amberg

🕒 Local time

20:47 8:47 PM

Same time as Hamburg

🌤 Weather

👥 Population

1,812,709

42,000

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

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Between locations

Hamburg Amberg 610 km ≈ 1 h 15 min nonstop flight

From you

Hamburg
Amberg

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hamburg vs Amberg: Cost of Living - Frequently Asked Questions

Hamburg costs about 50% more than Amberg, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,499 per month in Hamburg and $2,326 in Amberg. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Amberg, especially for central apartments: a one-bedroom in the center costs $599 there versus $1,212 in Hamburg.

Kindergarten costs $502 per month in Hamburg and $350 in Amberg. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 30% more in Hamburg, though the gap depends on what you buy.

$1,000 is a stretch for both – monthly costs hit $2,332 in Hamburg and $1,550 in Amberg. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Amberg – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

For expats, Amberg is the easier option financially – housing and daily costs are lower, and overall it costs about 34% less, which matters a lot on a fixed budget or early-career salary.