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Cost of Living Comparison Between Hagerstown, MD and Ubud, Bali Cost of Living Comparison Between Hagerstown, MD and Ubud, Bali

😐 Solo nomad: Hagerstown, MD is 165.7% more expensive than Ubud, Bali without rent, and 245.5% more expensive with rent.
😐 Family of 3: Hagerstown, MD is 132.4% more expensive than Ubud, Bali without rent, and 214.2% more expensive with rent.
Currency
🍽 Eating Out
Hagerstown, MD
Ubud, Bali
Difference
Meal at Budget Restaurant
$14.85 $14.85
$2.85 Rp 47.5K
421.05%
Three-Course Dinner for Two, Mid-Range
$74.2 $74.2
$12.26 Rp 204.3K
505.14%
Fast Food Meal (McDonalds, etc)
$13.41 $13.41
$3.28 Rp 54.6K
308.84%
Cappuccino
$5.89 $5.89
$2.3 Rp 38.3K
156.09%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.28 $2.28
$1.11 Rp 18.5K
105.41%
Water (0.33 liter bottle)
$1.62 $1.62
$0.26 Rp 4,324
523.08%
Local Beer (0.5 liter draught)
$5.9 $5.9
$2.4 Rp 40K
145.83%
Imported Beer (0.33 liter bottle)
$7.76 $7.76
$3.15 Rp 52.5K
146.35%
🛒 Groceries & Markets
Hagerstown, MD
Ubud, Bali
Difference
Milk (1 liter)
$0.86 $0.86
$1.49 Rp 24.9K
-42.28%
White Bread (500g)
$3.05 $3.05
$1.65 Rp 27.5K
84.85%
Rice (white) (1kg)
$2.22 $2.22
$1.13 Rp 18.9K
96.46%
Eggs
$5.01 $5.01
$2.33 Rp 38.9K
115.02%
Local Cheese (1kg)
$10.34 $10.34
$13.7 Rp 228.3K
-24.53%
Chicken Fillets (1kg)
$10.29 $10.29
$3.97 Rp 66.2K
159.19%
Beef Round Steak (1kg)
$16.63 $16.63
$11.22 Rp 187K
48.22%
Apples (1kg)
$5.05 $5.05
$3.48 Rp 57.9K
45.11%
Banana (1kg)
$1.08 $1.08
$1.5 Rp 25K
-28.00%
Oranges (1kg)
$7.25 $7.25
$2.68 Rp 44.6K
170.52%
Tomato (1kg)
$6.74 $6.74
$1.35 Rp 22.5K
399.26%
Potato (1kg)
$3.47 $3.47
$1.57 Rp 26.2K
121.02%
Onion (1kg)
$2.83 $2.83
$2.1 Rp 34.9K
34.76%
Lettuce (1 head)
$2.21 $2.21
$1.03 Rp 17.1K
114.56%
Water (1.5 liter bottle)
$2.05 $2.05
$0.57 Rp 9,488
259.65%
Cigarettes 20 Pack (Marlboro, Camel)
$12.42 $12.42
$2.31 Rp 38.5K
437.66%
Wine (Bottle)
$15.09 $15.09
$15.21 Rp 253.5K
-0.79%
Local Beer (0.5 liter bottle)
$2.71 $2.71
$2.49 Rp 41.5K
8.84%
Imported Beer (0.33 liter bottle)
$4.37 $4.37
$2.66 Rp 44.3K
64.29%
🚌 Getting Around
Hagerstown, MD
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$5.15 $5.15
$0.29 Rp 4,911
1675.86%
Public Transport Monthly Pass (Regular Price)
$59.4 $59.4
$10.03 Rp 167.1K
492.02%
Taxi Start (Normal Tariff)
$9.83 $9.83
$0.45 Rp 7,480
2084.44%
Taxi (Normal Tariff) (1km)
$1.6 $1.6
$0.34 Rp 5,748
370.59%
Taxi 1hour Waiting (Normal Tariff)
$29.32 $29.32
$5.97 Rp 99.4K
391.12%
Gasoline (1 liter)
$0.84 $0.84
$0.75 Rp 12.4K
12.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28K $28K
$25.8K Rp 430.2M
8.54%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.8K $25.8K
$31.7K Rp 528.9M
-18.82%
🧾 Monthly Utilities & Internet
Hagerstown, MD
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$220 $220
$64.6 Rp 1.1M
240.40%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$63.7 $63.7
$4.14 Rp 69K
1438.41%
Internet (50+ Mbps, Unlimited Data)
$72.9 $72.9
$23.99 Rp 399.7K
203.92%
🎉 Sport & Entertainment
Hagerstown, MD
Ubud, Bali
Difference
Gym Membership (Monthly)
$49.23 $49.23
$23.29 Rp 388.1K
111.38%
Tennis Court (1 Hour on Weekend)
$18.32 $18.32
$6.19 Rp 103.1K
195.96%
Cinema Ticket
$10.8 $10.8
$3.45 Rp 57.5K
213.04%
🧸 Childcare & Education
Hagerstown, MD
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,301 $1,301
$91.9 Rp 1.5M
1315.29%
International Primary School, 1 Child (Yearly)
$9,839 $9,839
$5,912 Rp 98.5M
66.41%
👕👟 Clothing & Footwear
Hagerstown, MD
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$52.9 $52.9
$51.5 Rp 857.6K
2.84%
Summer Dress (H&M, Zara, etc)
$19.88 $19.88
$24.45 Rp 407.3K
-18.69%
Sport Shoes (Adidas, Nike)
$91.6 $91.6
$84.4 Rp 1.4M
8.63%
Men's Leather Business Shoes
$151 $151
$74.3 Rp 1.2M
103.70%
🏠 Accommodation & Living
Hagerstown, MD
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,118 $1,118
$261 Rp 4.4M
327.67%
1-bedroom Apartment, Outside City Center (Monthly)
$1,228 $1,228
$160 Rp 2.7M
670.05%
3-bedroom Apartment, City Center (Monthly)
$1,754 $1,754
$585 Rp 9.7M
199.80%
3-bedroom Apartment, Outside City Center (Monthly)
$1,823 $1,823
$328 Rp 5.5M
455.22%
Buy Apartment in City Center (m2)
$1,999 $1,999
$985 Rp 16.4M
102.96%
Buy Apartment Outside City Center (m2)
$1,975 $1,975
$847 Rp 14.1M
133.18%
💵 Salaries & Financials
Hagerstown, MD
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$4,935 $4,935
$178 Rp 3M
2673.31%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.61
13.28
-50.23%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hagerstown, MD: November 29, 2025

Last update for Ubud, Bali: December 2, 2025

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