Cost of Living Comparison Between Hagerstown, MD and Saratoga Springs, NY Cost of Living Comparison Between Hagerstown, MD and Saratoga Springs, NY

😐 Solo nomad: Hagerstown, MD is 14.3% more expensive than Saratoga Springs, NY without rent, and 9.4% cheaper with rent.

😐 Family of 3: Hagerstown, MD is 11% more expensive than Saratoga Springs, NY without rent, and 7.9% cheaper with rent.

Meal at Budget Restaurant

$14.8 $14.8

$19.7 $19.7

-24.87%

Three-Course Dinner for Two, Mid-Range

$74.6 $74.6

$64.6 $64.6

15.58%

Fast Food Meal (McDonalds, etc)

$13.25 $13.25

$7.95 $7.95

66.67%

Cappuccino

$5.64 $5.64

$4.15 $4.15

35.90%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.23 $2.23

$2.18 $2.18

2.29%

Water (0.33 liter bottle)

$1.69 $1.69

$1.77 $1.77

-4.52%

Local Beer (0.5 liter draught)

$5.97 $5.97

$5.11 $5.11

16.83%

Imported Beer (0.33 liter bottle)

$8.03 $8.03

$7.11 $7.11

12.94%

Milk (1 liter)

$0.86 $0.86

$1.11 $1.11

-22.52%

White Bread (500g)

$3.15 $3.15

$3.34 $3.34

-5.69%

Rice (white) (1kg)

$2.22 $2.22

$8.08 $8.08

-72.52%

Eggs

$5.06 $5.06

$3.63 $3.63

39.39%

Local Cheese (1kg)

$9.98 $9.98

$19.39 $19.39

-48.53%

Chicken Fillets (1kg)

$10.06 $10.06

$23.97 $23.97

-58.03%

Beef Round Steak (1kg)

$16.71 $16.71

$19.15 $19.15

-12.74%

Apples (1kg)

$5.19 $5.19

$3.89 $3.89

33.42%

Banana (1kg)

$1.11 $1.11

$1.46 $1.46

-23.97%

Oranges (1kg)

$6.96 $6.96

$3.89 $3.89

78.92%

Tomato (1kg)

$6.48 $6.48

$7.19 $7.19

-9.87%

Potato (1kg)

$3.57 $3.57

$3.29 $3.29

8.51%

Onion (1kg)

$2.68 $2.68

$2.94 $2.94

-8.84%

Lettuce (1 head)

$2.22 $2.22

$1.87 $1.87

18.72%

Water (1.5 liter bottle)

$2.04 $2.04

$1.66 $1.66

22.89%

Cigarettes 20 Pack (Marlboro, Camel)

$12.13 $12.13

$12.86 $12.86

-5.68%

Wine (Bottle)

$14.26 $14.26

$12.21 $12.21

16.79%

Local Beer (0.5 liter bottle)

$2.66 $2.66

$1.7 $1.7

56.47%

Imported Beer (0.33 liter bottle)

$4.37 $4.37

$5.59 $5.59

-21.82%

One-way Ticket (Public Transport)

$5.09 $5.09

$2.43 $2.43

109.47%

Public Transport Monthly Pass (Regular Price)

$59 $59

Taxi Start (Normal Tariff)

$9.83 $9.83

$1.96 $1.96

401.53%

Taxi (Normal Tariff) (1km)

$1.66 $1.66

$1.36 $1.36

22.06%

Taxi 1hour Waiting (Normal Tariff)

$28.99 $28.99

$29.27 $29.27

-0.96%

Gasoline (1 liter)

$0.84 $0.84

$0.86 $0.86

-2.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.1K $27.1K

$33.7K $33.7K

-19.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K $25.8K

$24.6K $24.6K

5.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$214 $214

$197 $197

8.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$64.2 $64.2

$51.5 $51.5

24.61%

Internet (50+ Mbps, Unlimited Data)

$71.5 $71.5

$65.4 $65.4

9.41%

Gym Membership (Monthly)

$49.17 $49.17

$60.5 $60.5

-18.67%

Tennis Court (1 Hour on Weekend)

$18.18 $18.18

$19.72 $19.72

-7.81%

Cinema Ticket

$10.83 $10.83

$15.3 $15.3

-29.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,286 $1,286

$1,414 $1,414

-9.04%

International Primary School, 1 Child (Yearly)

$10K $10K

$30.4K $30.4K

-67.04%

Jeans (Levis 501 Or Similar)

$54.5 $54.5

$46.69 $46.69

16.75%

Summer Dress (H&M, Zara, etc)

$19.83 $19.83

$33.97 $33.97

-41.62%

Sport Shoes (Adidas, Nike)

$93.5 $93.5

$84.5 $84.5

10.68%

Men's Leather Business Shoes

$152 $152

$113 $113

35.13%

1-bedroom Apartment, City Center (Monthly)

$1,113 $1,113

$2,516 $2,516

-55.76%

1-bedroom Apartment, Outside City Center (Monthly)

$1,250 $1,250

$1,604 $1,604

-22.11%

3-bedroom Apartment, City Center (Monthly)

$1,724 $1,724

$3,059 $3,059

-43.66%

3-bedroom Apartment, Outside City Center (Monthly)

$1,864 $1,864

$2,237 $2,237

-16.70%

Buy Apartment in City Center (m2)

$1,954 $1,954

$2,846 $2,846

-31.33%

Buy Apartment Outside City Center (m2)

$2,029 $2,029

$2,127 $2,127

-4.59%

Average Monthly Net Salary (After Tax)

$5,544 $5,544

$4,549 $4,549

21.86%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.61

6.36

3.93%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hagerstown, MD: October 29, 2025

Last update for Saratoga Springs, NY: October 28, 2025

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