Last update: Oct 2026

Cost of Living Comparison Between Hagerstown, MD and Montevideo

For one person, living is cheaper in Montevideo: $1,813 a month against $2,506 in Hagerstown, MD, rent and utilities included – about $8,300 less a year. Higher rent and utilities in Hagerstown, MD outweigh lower spending on other living expenses.

121

Cost of Living Index in Hagerstown, MD
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Hagerstown, MD Living Index
86

Cost of Living Index in Montevideo
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Montevideo Living Index

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Hagerstown, MD

🇺🇸 United States

$2,506

/mo nomad

Montevideo

🇺🇾 Uruguay

$1,813

/mo nomad

Monthly Cost of Living

How much you'll spend in Hagerstown, MD and in Montevideo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hagerstown, MD and in Montevideo actually costs, broken down by who's living it.

A single person spends $2,506 per month in Hagerstown, MD vs $1,813 in Montevideo, rent included.

Hagerstown, MD $2,506
Montevideo $1,813

A couple spends around $3,672 per month in Hagerstown, MD vs $2,782 in Montevideo, rent included.

Hagerstown, MD $3,672
Montevideo $2,782

A family of three spends $4,837 per month in Hagerstown, MD vs $3,750 in Montevideo, rent included.

Hagerstown, MD $4,837
Montevideo $3,750

Hagerstown, MD costs about 38% more than Montevideo, and outside of rent the biggest gap is in groceries.

Both Hagerstown, MD and Montevideo sit above the global median – Hagerstown, MD by 87%, Montevideo by 35%.

Meal at Budget Restaurant

$14.89 $14.89

$15.26 UYU 613

-2.42%

Three-Course Dinner for Two, Mid-Range

$75.2 $75.2

$67.4 UYU 2,711

11.58%

Fast Food Meal (McDonalds, etc)

$11.01 $11.01

$14.37 UYU 578

-23.38%

Cappuccino

$6.03 $6.03

$4.64 UYU 187

29.96%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.21 $2.21

$2.73 UYU 110

-19.05%

Water (0.33 liter bottle)

$2.31 $2.31

$2.09 UYU 84.0

10.53%

Local Beer (0.5 liter draught)

$6.31 $6.31

$4.75 UYU 191

32.84%

Imported Beer (0.33 liter bottle)

$8.48 $8.48

$3.67 UYU 147

131.06%

Milk (1 liter)

$0.86 $0.86

$1.38 UYU 55.5

-37.68%

White Bread (500g)

$4.09 $4.09

$2.77 UYU 112

47.65%

Rice (white) (1kg)

$4.52 $4.52

$1.69 UYU 67.8

167.46%

Eggs

$3.70 $3.70

$4.52 UYU 182

-18.14%

Local Cheese (1kg)

$7.09 $7.09

$14.17 UYU 570

-49.96%

Chicken Fillets (1kg)

$13.47 $13.47

$12.07 UYU 485

11.60%

Beef Round Steak (1kg)

$23.17 $23.17

$12.16 UYU 489

90.54%

Apples (1kg)

$4.40 $4.40

$2.87 UYU 116

53.31%

Banana (1kg)

$1.07 $1.07

$2.75 UYU 110

-61.09%

Oranges (1kg)

$4.08 $4.08

$1.73 UYU 69.5

135.84%

Tomato (1kg)

$2.71 $2.71

$3.24 UYU 130

-16.36%

Potato (1kg)

$2.39 $2.39

$2.07 UYU 83.1

15.46%

Onion (1kg)

$3.75 $3.75

$2.07 UYU 83.1

81.16%

Lettuce (1 head)

$2.25 $2.25

$1.38 UYU 55.4

63.04%

Water (1.5 liter bottle)

$2.57 $2.57

$1.85 UYU 74.5

38.92%

Cigarettes 20 Pack (Marlboro, Camel)

$10.38 $10.38

$5.57 UYU 224

86.36%

Wine (Bottle)

$15.05 $15.05

$8.89 UYU 357

69.29%

Local Beer (0.5 liter bottle)

$2.77 $2.77

$2.29 UYU 92.2

20.96%

Imported Beer (0.33 liter bottle)

$2.84 $2.84

$2.70 UYU 109

5.19%

One-way Ticket (Public Transport)

$1.52 UYU 61.3

Public Transport Monthly Pass (Regular Price)

$60.1 $60.1

$73.7 UYU 2,962

-18.35%

Taxi Start (Normal Tariff)

$4.08 $4.08

$1.82 UYU 73.4

124.18%

Taxi (Normal Tariff) (1km)

$1.25 $1.25

$0.40 UYU 16.05

212.50%

Taxi 1hour Waiting (Normal Tariff)

$24.97 $24.97

$10.66 UYU 429

134.24%

Gasoline (1 liter)

$0.92 $0.92

$2.22 UYU 89.2

-58.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K $34.5K

$26.7K UYU 1.1M

28.95%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.5K $23.5K

$36.7K UYU 1.5M

-35.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$161 $161

$191 UYU 7,674

-15.72%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$52.7 $52.7

$20.40 UYU 820

158.14%

Internet (50+ Mbps, Unlimited Data)

$62.8 $62.8

$44.14 UYU 1,775

42.32%

Gym Membership (Monthly)

$50.4 $50.4

$54.1 UYU 2,177

-6.91%

Tennis Court (1 Hour on Weekend)

$18.07 $18.07

$19.68 UYU 791

-8.18%

Cinema Ticket

$9.94 $9.94

$12.33 UYU 496

-19.38%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,567 $1,567

$613 UYU 24.7K

155.62%

International Primary School, 1 Child (Yearly)

$9,892 $9,892

$11.0K UYU 444.3K

-10.48%

Jeans (Levis 501 Or Similar)

$55.3 $55.3

$103 UYU 4,134

-46.20%

Summer Dress (H&M, Zara, etc)

$19.74 $19.74

$56.1 UYU 2,255

-64.79%

Sport Shoes (Adidas, Nike)

$97.0 $97.0

$124 UYU 5,000

-21.98%

Men's Leather Business Shoes

$160 $160

$130 UYU 5,214

23.50%

1-bedroom Apartment, City Center (Monthly)

$1,375 $1,375

$705 UYU 28.4K

94.92%

1-bedroom Apartment, Outside City Center (Monthly)

$1,220 $1,220

$575 UYU 23.1K

112.06%

3-bedroom Apartment, City Center (Monthly)

$1,948 $1,948

$1,139 UYU 45.8K

71.13%

3-bedroom Apartment, Outside City Center (Monthly)

$1,936 $1,936

$1,016 UYU 40.8K

90.66%

Buy Apartment in City Center (m2)

$2,024 $2,024

$3,349 UYU 134.6K

-39.55%

Buy Apartment Outside City Center (m2)

$1,995 $1,995

$1,942 UYU 78.1K

2.72%

Average Monthly Net Salary (After Tax)

$5,379 $5,379

$1,229 UYU 49.4K

337.62%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.49

5.74

13.07%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hagerstown, MD: October 3, 2026

Last update for Montevideo: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hagerstown, MD

$1.2K 49.2%

Montevideo

$575 32.3% 52.8% $645

Groceries & Markets

Hagerstown, MD

$403 16.2%

Montevideo

$332 18.7% 17.5% $71

Eating Out

Hagerstown, MD

$291 11.7%

Montevideo

$271 15.2% 6.8% $20

Monthly Utilities & Internet

Hagerstown, MD

$276 11.1%

Montevideo

$255 14.3% 7.6% $21

Clothing & Footwear

Hagerstown, MD

$150 6%

Montevideo

$186 10.4% 24.3% $36

Getting Around

Hagerstown, MD

$70 * 2.8%

Montevideo

$84 4.7% 18.6% $13

Sport & Entertainment

Hagerstown, MD

$70 2.8%

Montevideo

$79 4.4% 12.1% $8.5

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,375 in Hagerstown, MD versus $705 in Montevideo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 338% higher in Hagerstown, MD, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $75.0 in Hagerstown, MD versus $67.0 in Montevideo. Monthly groceries follow the same trend: $403 vs $332 – making Montevideo the more affordable choice for daily food spending.

Good to know

🇺🇸 Hagerstown, MD

🇺🇾 Montevideo

🕒 Local time

01:49 1:49 AM

02:49 2:49 AM

1 h ahead of Hagerstown, MD

🌤 Weather

👥 Population

39,008

1,319,108 Capital

💱 Currency

United States Dollar USD $

Uruguayan Peso UYU $U

📈 Exchange rate

1 USD = 0.892 EUR

100 UYU = 2.49 USD

100 UYU = 2.22 EUR

Exchange rates and currency converter

UYU, EUR to USD – United States Dollar Converter

🇺🇾 Uruguayan Peso ($U)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 11, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Uruguayan Peso exchange rates as of October 11, 2026: 1 USD = 40.21 UYU (100 UYU = 2.49 USD). 1 EUR = 45.06 UYU (100 UYU = 2.22 EUR).

UYU to USD in detail →

On the map

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Highest

Between locations

Hagerstown, MD Montevideo 8,580 km ≈ 11 h nonstop flight

From you

Hagerstown, MD
Montevideo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hagerstown, MD vs Montevideo: Cost of Living - Frequently Asked Questions

Hagerstown, MD costs about 38% more than Montevideo, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,759 per month in Hagerstown, MD and $2,720 in Montevideo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montevideo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 21% more in Hagerstown, MD, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $75.0 in Hagerstown, MD and $67.0 in Montevideo. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,500 monthly budget goes further in Montevideo, where all-in costs run around $1,813, than in Hagerstown, MD at $2,506. In Montevideo it covers expenses comfortably, while in Hagerstown, MD it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Montevideo costs $1,813 versus $2,506 in Hagerstown, MD. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Montevideo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hagerstown, MD makes more sense. Both are solid long-term options with distinct trade-offs.