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Cost of Living Comparison Between Hagerstown, MD and Helsinki Cost of Living Comparison Between Hagerstown, MD and Helsinki

😐 Solo nomad: Hagerstown, MD is 6.6% more expensive than Helsinki without rent, and 19.5% more expensive with rent.
😐 Family of 3: Hagerstown, MD is 6.2% more expensive than Helsinki without rent, and 4.8% more expensive with rent.
Currency
🍽 Eating Out
Hagerstown, MD
Helsinki
Difference
Meal at Budget Restaurant
$14.85 $14.85
$17.03 €14.67
-12.80%
Three-Course Dinner for Two, Mid-Range
$74.2 $74.2
$102 €88.3
-27.61%
Fast Food Meal (McDonalds, etc)
$13.41 $13.41
$12.85 €11.07
4.36%
Cappuccino
$5.89 $5.89
$5.29 €4.56
11.34%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.28 $2.28
$3.01 €2.59
-24.25%
Water (0.33 liter bottle)
$1.62 $1.62
$2.33 €2.01
-30.47%
Local Beer (0.5 liter draught)
$5.9 $5.9
$8.23 €7.09
-28.31%
Imported Beer (0.33 liter bottle)
$7.76 $7.76
$8.31 €7.15
-6.62%
🛒 Groceries & Markets
Hagerstown, MD
Helsinki
Difference
Milk (1 liter)
$0.86 $0.86
$1.39 €1.2
-38.13%
White Bread (500g)
$3.05 $3.05
$2.6 €2.24
17.31%
Rice (white) (1kg)
$2.22 $2.22
$2.79 €2.41
-20.43%
Eggs
$5.01 $5.01
$3.62 €3.12
38.40%
Local Cheese (1kg)
$10.34 $10.34
$9.45 €8.14
9.42%
Chicken Fillets (1kg)
$10.29 $10.29
$14.51 €12.49
-29.08%
Beef Round Steak (1kg)
$16.63 $16.63
$22.93 €19.75
-27.47%
Apples (1kg)
$5.05 $5.05
$2.72 €2.34
85.66%
Banana (1kg)
$1.08 $1.08
$2.09 €1.8
-48.33%
Oranges (1kg)
$7.25 $7.25
$2.58 €2.22
181.01%
Tomato (1kg)
$6.74 $6.74
$4.73 €4.08
42.49%
Potato (1kg)
$3.47 $3.47
$1.19 €1.02
191.60%
Onion (1kg)
$2.83 $2.83
$1.85 €1.6
52.97%
Lettuce (1 head)
$2.21 $2.21
$2.03 €1.75
8.87%
Water (1.5 liter bottle)
$2.05 $2.05
$1.91 €1.64
7.33%
Cigarettes 20 Pack (Marlboro, Camel)
$12.42 $12.42
$12.6 €10.85
-1.43%
Wine (Bottle)
$15.09 $15.09
$16.22 €13.97
-6.97%
Local Beer (0.5 liter bottle)
$2.71 $2.71
$3.23 €2.78
-16.10%
Imported Beer (0.33 liter bottle)
$4.37 $4.37
$3.87 €3.33
12.92%
🚌 Getting Around
Hagerstown, MD
Helsinki
Difference
One-way Ticket (Public Transport)
$5.15 $5.15
$3.65 €3.14
41.10%
Public Transport Monthly Pass (Regular Price)
$59.4 $59.4
$80.5 €69.3
-26.21%
Taxi Start (Normal Tariff)
$9.83 $9.83
$8.15 €7.02
20.61%
Taxi (Normal Tariff) (1km)
$1.6 $1.6
$1.15 €0.99
39.13%
Taxi 1hour Waiting (Normal Tariff)
$29.32 $29.32
$68.1 €58.7
-56.94%
Gasoline (1 liter)
$0.84 $0.84
$2.18 €1.88
-61.47%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28K $28K
$37K €31.9K
-24.27%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.8K $25.8K
$38.8K €33.4K
-33.64%
🧾 Monthly Utilities & Internet
Hagerstown, MD
Helsinki
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$220 $220
$128 €110
71.70%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$63.7 $63.7
$29.47 €25.38
116.12%
Internet (50+ Mbps, Unlimited Data)
$72.9 $72.9
$23.62 €20.35
208.68%
🎉 Sport & Entertainment
Hagerstown, MD
Helsinki
Difference
Gym Membership (Monthly)
$49.23 $49.23
$47.42 €40.85
3.82%
Tennis Court (1 Hour on Weekend)
$18.32 $18.32
$33.9 €29.2
-45.96%
Cinema Ticket
$10.8 $10.8
$20.07 €17.28
-46.19%
🧸 Childcare & Education
Hagerstown, MD
Helsinki
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,301 $1,301
$401 €345
224.33%
International Primary School, 1 Child (Yearly)
$9,839 $9,839
$11K €9,513
-10.91%
👕👟 Clothing & Footwear
Hagerstown, MD
Helsinki
Difference
Jeans (Levis 501 Or Similar)
$52.9 $52.9
$109 €93.6
-51.29%
Summer Dress (H&M, Zara, etc)
$19.88 $19.88
$38.21 €32.91
-47.97%
Sport Shoes (Adidas, Nike)
$91.6 $91.6
$102 €88
-10.34%
Men's Leather Business Shoes
$151 $151
$124 €107
22.33%
🏠 Accommodation & Living
Hagerstown, MD
Helsinki
Difference
1-bedroom Apartment, City Center (Monthly)
$1,118 $1,118
$1,206 €1,038
-7.30%
1-bedroom Apartment, Outside City Center (Monthly)
$1,228 $1,228
$948 €817
29.52%
3-bedroom Apartment, City Center (Monthly)
$1,754 $1,754
$2,103 €1,811
-16.61%
3-bedroom Apartment, Outside City Center (Monthly)
$1,823 $1,823
$1,537 €1,324
18.62%
Buy Apartment in City Center (m2)
$1,999 $1,999
$9,152 €7,883
-78.15%
Buy Apartment Outside City Center (m2)
$1,975 $1,975
$4,990 €4,298
-60.43%
💵 Salaries & Financials
Hagerstown, MD
Helsinki
Difference
Average Monthly Net Salary (After Tax)
$4,935 $4,935
$3,506 €3,019
40.77%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.61
4.09
61.61%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hagerstown, MD: November 29, 2025

Last update for Helsinki: November 29, 2025

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