Last update: Oct 2026

Cost of Living Comparison Between Hafnarfjordur and Berlin

For one person, living is cheaper in Berlin: $2,551 a month against $3,877 in Hafnarfjordur, rent and utilities included – about $15,900 less a year. Rent and utilities account for about half of the difference.

186

Cost of Living Index in Hafnarfjordur
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Hafnarfjordur Living Index
124

Cost of Living Index in Berlin
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Berlin Living Index

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Hafnarfjordur

🇮🇸 Iceland

$3,877

/mo nomad

Berlin

🇩🇪 Germany

$2,551

/mo nomad

Monthly Cost of Living

How much you'll spend in Hafnarfjordur and in Berlin

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hafnarfjordur and in Berlin actually costs, broken down by who's living it.

A single person spends $3,877 per month in Hafnarfjordur vs $2,551 in Berlin, rent included.

Hafnarfjordur $3,877
Berlin $2,551

A couple spends around $5,400 per month in Hafnarfjordur vs $3,845 in Berlin, rent included.

Hafnarfjordur $5,400
Berlin $3,845

A family of three spends $6,923 per month in Hafnarfjordur vs $5,139 in Berlin, rent included.

Hafnarfjordur $6,923
Berlin $5,139

Hafnarfjordur costs about 52% more than Berlin, and outside of rent the biggest gap is in groceries.

Both Hafnarfjordur and Berlin sit above the global median – Hafnarfjordur by 187%, Berlin by 89%.

Meal at Budget Restaurant

$31.03 ISK 3,763

$16.65 €14.81

86.37%

Three-Course Dinner for Two, Mid-Range

$124 ISK 15.0K

$76.7 €68.2

61.57%

Fast Food Meal (McDonalds, etc)

$16.27 ISK 1,973

$13.47 €11.98

20.79%

Cappuccino

$6.88 ISK 835

$4.37 €3.89

57.44%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.27 ISK 396

$3.48 €3.09

-6.03%

Water (0.33 liter bottle)

$3.07 ISK 372

$3.12 €2.77

-1.60%

Local Beer (0.5 liter draught)

$14.18 ISK 1,720

$5.34 €4.75

165.54%

Imported Beer (0.33 liter bottle)

$12.22 ISK 1,482

$4.39 €3.91

178.36%

Milk (1 liter)

$1.70 ISK 207

$1.27 €1.13

33.86%

White Bread (500g)

$4.18 ISK 507

$2.33 €2.08

79.40%

Rice (white) (1kg)

$3.61 ISK 438

$3.40 €3.02

6.18%

Eggs

$7.19 ISK 872

$4.50 €4.00

59.78%

Local Cheese (1kg)

$21.88 ISK 2,654

$16.78 €14.93

30.39%

Chicken Fillets (1kg)

$24.76 ISK 3,003

$11.91 €10.59

107.89%

Beef Round Steak (1kg)

$42.29 ISK 5,130

$17.90 €15.92

136.26%

Apples (1kg)

$3.41 ISK 413

$3.46 €3.07

-1.45%

Banana (1kg)

$2.50 ISK 303

$1.95 €1.73

28.21%

Oranges (1kg)

$3.18 ISK 386

$3.26 €2.90

-2.45%

Tomato (1kg)

$6.33 ISK 767

$3.71 €3.30

70.62%

Potato (1kg)

$3.87 ISK 469

$2.10 €1.87

84.29%

Onion (1kg)

$1.69 ISK 205

$2.09 €1.86

-19.14%

Lettuce (1 head)

$3.69 ISK 447

$1.42 €1.27

159.86%

Water (1.5 liter bottle)

$1.81 ISK 220

$0.95 €0.84

90.53%

Cigarettes 20 Pack (Marlboro, Camel)

$13.80 ISK 1,674

$10.44 €9.29

32.18%

Wine (Bottle)

$23.94 ISK 2,904

$6.58 €5.85

263.83%

Local Beer (0.5 liter bottle)

$3.54 ISK 430

$1.27 €1.13

178.74%

Imported Beer (0.33 liter bottle)

$3.43 ISK 416

$2.08 €1.85

64.90%

One-way Ticket (Public Transport)

$5.21 ISK 632

$4.34 €3.86

20.05%

Public Transport Monthly Pass (Regular Price)

$85.4 ISK 10.4K

$71.6 €63.7

19.29%

Taxi Start (Normal Tariff)

$6.58 ISK 798

$5.26 €4.68

25.10%

Taxi (Normal Tariff) (1km)

$2.80 ISK 339

$3.09 €2.75

-9.39%

Taxi 1hour Waiting (Normal Tariff)

$80.9 ISK 9,810

$36.34 €32.32

122.56%

Gasoline (1 liter)

$2.04 ISK 248

$2.31 €2.05

-11.69%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$51.3K ISK 6.2M

$32.4K €28.8K

58.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$53.3K ISK 6.5M

$38.6K €34.3K

38.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$70.7 ISK 8,571

$382 €340

-81.48%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.02 ISK 4,005

$18.83 €16.75

75.36%

Internet (50+ Mbps, Unlimited Data)

$87.0 ISK 10.6K

$48.57 €43.20

79.16%

Gym Membership (Monthly)

$64.9 ISK 7,870

$40.21 €35.76

61.35%

Tennis Court (1 Hour on Weekend)

$34.90 €31.04

Cinema Ticket

$17.05 ISK 2,068

$15.73 €14.00

8.39%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,196 ISK 145.1K

$142 €126

744.50%

International Primary School, 1 Child (Yearly)

$25.8K ISK 3.1M

$15.8K €14.0K

63.34%

Jeans (Levis 501 Or Similar)

$124 ISK 15.0K

$95.4 €84.8

29.68%

Summer Dress (H&M, Zara, etc)

$65.8 ISK 7,980

$46.32 €41.20

42.03%

Sport Shoes (Adidas, Nike)

$125 ISK 15.2K

$104 €92.4

20.34%

Men's Leather Business Shoes

$252 ISK 30.6K

$143 €128

76.05%

1-bedroom Apartment, City Center (Monthly)

$2,498 ISK 302.9K

$1,469 €1,306

70.06%

1-bedroom Apartment, Outside City Center (Monthly)

$2,087 ISK 253.1K

$1,114 €991

87.26%

3-bedroom Apartment, City Center (Monthly)

$3,226 ISK 391.3K

$2,751 €2,447

17.27%

3-bedroom Apartment, Outside City Center (Monthly)

$2,607 ISK 316.2K

$2,107 €1,875

23.70%

Buy Apartment in City Center (m2)

$7,085 ISK 859.4K

$8,454 €7,520

-16.19%

Buy Apartment Outside City Center (m2)

$6,990 ISK 847.8K

$5,435 €4,834

28.62%

Average Monthly Net Salary (After Tax)

$4,751 ISK 576.2K

$3,543 €3,151

34.10%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.81

3.8

131.84%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hafnarfjordur: October 12, 2026

Last update for Berlin: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hafnarfjordur

$2.1K 53.8%

Berlin

$1.1K 43.7% 46.6% $972

Groceries & Markets

Hafnarfjordur

$619 16%

Berlin

$343 13.4% 44.6% $276

Eating Out

Hafnarfjordur

$500 12.9%

Berlin

$288 11.3% 42.4% $212

Clothing & Footwear

Hafnarfjordur

$255 6.6%

Berlin

$175 6.9% 31.4% $80

Monthly Utilities & Internet

Hafnarfjordur

$191 4.9%

Berlin

$449 17.6% 136% $258

Getting Around

Hafnarfjordur

$127 3.3%

Berlin

$110 4.3% 13.5% $17

Sport & Entertainment

Hafnarfjordur

$99 2.6%

Berlin

$72 2.8% 27.6% $27

Cost Breakdown

A central one-bedroom costs $2,498 in Hafnarfjordur versus $1,469 in Berlin. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 34% higher in Hafnarfjordur, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $124 in Hafnarfjordur versus $77.0 in Berlin. Monthly groceries follow the same trend: $619 vs $343 – making Berlin the more affordable choice for daily food spending.

Good to know

🇮🇸 Hafnarfjordur

🇩🇪 Berlin

🕒 Local time

02:36 2:36 AM

04:36 4:36 AM

2 h ahead of Hafnarfjordur

🌤 Weather

👥 Population

31,525

3,769,962 Capital

💱 Currency

Icelandic Króna ISK kr

Euro EUR €

📈 Exchange rate

1,000 ISK = 8.24 USD

1,000 ISK = 7.33 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to ISK – Icelandic Króna Converter

🇺🇸 United States Dollar ($)

🇮🇸 Icelandic Króna (kr)

Icelandic Króna exchange rates as of October 19, 2026: 1 USD = 121 ISK (1,000 ISK = 8.24 USD). 1 EUR = 136 ISK (1,000 ISK = 7.33 EUR).

Euro exchange rates as of October 19, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to ISK in detail →

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Between locations

Hafnarfjordur Berlin 2,390 km ≈ 3 h 30 min nonstop flight

From you

Hafnarfjordur
Berlin

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hafnarfjordur vs Berlin: Cost of Living - Frequently Asked Questions

Yes – Hafnarfjordur is pricier by about 52%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $5,816 per month in Hafnarfjordur and $3,826 in Berlin. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Berlin, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $3,877 in Hafnarfjordur and $2,551 in Berlin. That's a gap of about 52%.

Public transport costs about 19% less in Berlin. For daily commuters, that gap adds up to noticeable savings over a year.

$2,500 is a stretch for both – monthly costs hit $3,877 in Hafnarfjordur and $2,551 in Berlin. You'll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Berlin – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Berlin. If higher salaries, better infrastructure, or specific career opportunities are the priority, Hafnarfjordur makes more sense. Both are solid long-term options with distinct trade-offs.