Last update: Oct 2026

Cost of Living Comparison Between Hadera and Cebu

For one person, living is cheaper in Cebu: $918 a month against $2,411 in Hadera, rent and utilities included – about $17,900 less a year. Rent and utilities account for about half of the difference.

118

Cost of Living Index in Hadera
Learn more

Hadera Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

Jump to prices

Hadera

🇮🇱 Israel

$2,411

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Hadera and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hadera and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,411 in Hadera versus $918 in Cebu.

Hadera $2,411
Cebu $918

Estimated couple costs with rent: $3,680 in Hadera versus $1,409 in Cebu.

Hadera $3,680
Cebu $1,409

Monthly costs for a family of three with rent: $4,949 in Hadera versus $1,900 in Cebu.

Hadera $4,949
Cebu $1,900

Living in Hadera is roughly 163% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Hadera is 79% above, Cebu is 32% below.

Meal at Budget Restaurant

$25.92 ₪80.6

$3.09 ₱194

738.83%

Three-Course Dinner for Two, Mid-Range

$90.1 ₪280

$24.22 ₱1,525

271.84%

Fast Food Meal (McDonalds, etc)

$17.60 ₪54.8

$3.92 ₱247

348.98%

Cappuccino

$4.93 ₪15.33

$2.51 ₱158

96.41%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.52 ₪10.96

$1.59 ₱100

121.38%

Water (0.33 liter bottle)

$2.67 ₪8.30

$0.53 ₱33.43

403.77%

Local Beer (0.5 liter draught)

$10.01 ₪31.14

$1.78 ₱112

462.36%

Imported Beer (0.33 liter bottle)

$9.57 ₪29.77

$2.17 ₱137

341.01%

Milk (1 liter)

$2.30 ₪7.16

$1.92 ₱121

19.79%

White Bread (500g)

$3.93 ₪12.22

$1.36 ₱85.4

188.97%

Rice (white) (1kg)

$2.39 ₪7.43

$1.01 ₱63.5

136.63%

Eggs

$5.47 ₪17.03

$2.03 ₱128

169.46%

Local Cheese (1kg)

$15.71 ₪48.86

$9.86 ₱621

59.33%

Chicken Fillets (1kg)

$13.38 ₪41.62

$4.39 ₱277

204.78%

Beef Round Steak (1kg)

$26.34 ₪81.9

$7.60 ₱479

246.58%

Apples (1kg)

$5.02 ₪15.63

$3.30 ₱208

52.12%

Banana (1kg)

$3.61 ₪11.22

$1.39 ₱87.8

159.71%

Oranges (1kg)

$2.63 ₪8.18

$2.33 ₱147

12.88%

Tomato (1kg)

$3.28 ₪10.20

$1.50 ₱94.3

118.67%

Potato (1kg)

$1.67 ₪5.20

$2.36 ₱149

-29.24%

Onion (1kg)

$1.37 ₪4.27

$1.90 ₱119

-27.89%

Lettuce (1 head)

$2.41 ₪7.50

$1.19 ₱74.9

102.52%

Water (1.5 liter bottle)

$2.16 ₪6.72

$0.63 ₱39.71

242.86%

Cigarettes 20 Pack (Marlboro, Camel)

$13.95 ₪43.39

$3.00 ₱189

365.00%

Wine (Bottle)

$13.20 ₪41.05

$6.03 ₱379

118.91%

Local Beer (0.5 liter bottle)

$3.19 ₪9.91

$1.23 ₱77.7

159.35%

Imported Beer (0.33 liter bottle)

$4.00 ₪12.44

$1.75 ₱110

128.57%

One-way Ticket (Public Transport)

$3.98 ₪12.40

$0.25 ₱15.86

1492.00%

Public Transport Monthly Pass (Regular Price)

$63.9 ₪199

$12.64 ₱796

405.46%

Taxi Start (Normal Tariff)

$2.57 ₪8.00

$0.77 ₱48.62

233.77%

Taxi (Normal Tariff) (1km)

$1.26 ₪3.93

$0.23 ₱14.53

447.83%

Taxi 1hour Waiting (Normal Tariff)

$41.04 ₪128

$4.46 ₱281

820.18%

Gasoline (1 liter)

$2.64 ₪8.21

$1.31 ₱82.8

101.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$57.4K ₪178.5K

$21.2K ₱1.3M

170.09%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$57.5K ₪178.9K

$19.1K ₱1.2M

200.40%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$337 ₪1,048

$120 ₱7,569

180.18%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.34 ₪32.15

$14.00 ₱882

-26.14%

Internet (50+ Mbps, Unlimited Data)

$46.34 ₪144

$27.54 ₱1,734

68.26%

Gym Membership (Monthly)

$32.74 ₪102

$32.33 ₱2,035

1.27%

Tennis Court (1 Hour on Weekend)

$65.0 ₪202

$6.65 ₱419

876.69%

Cinema Ticket

$16.50 ₪51.4

$5.65 ₱356

192.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,159 ₪3,607

$275 ₱17.3K

321.07%

International Primary School, 1 Child (Yearly)

$24.0K ₪74.7K

$7,918 ₱498.5K

203.32%

Jeans (Levis 501 Or Similar)

$99.0 ₪308

$49.33 ₱3,106

100.77%

Summer Dress (H&M, Zara, etc)

$40.57 ₪126

$25.24 ₱1,589

60.74%

Sport Shoes (Adidas, Nike)

$129 ₪402

$77.0 ₱4,846

68.00%

Men's Leather Business Shoes

$118 ₪367

$57.2 ₱3,601

105.98%

1-bedroom Apartment, City Center (Monthly)

$1,056 ₪3,287

$500 ₱31.5K

111.50%

1-bedroom Apartment, Outside City Center (Monthly)

$821 ₪2,555

$309 ₱19.4K

165.97%

3-bedroom Apartment, City Center (Monthly)

$1,857 ₪5,777

$1,078 ₱67.9K

72.29%

3-bedroom Apartment, Outside City Center (Monthly)

$1,441 ₪4,484

$615 ₱38.7K

134.29%

Buy Apartment in City Center (m2)

$7,474 ₪23.3K

$2,886 ₱181.7K

158.97%

Buy Apartment Outside City Center (m2)

$5,297 ₪16.5K

$1,917 ₱120.7K

176.37%

Average Monthly Net Salary (After Tax)

$2,968 ₪9,234

$346 ₱21.8K

757.89%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.2

7.2

-27.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hadera: October 10, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hadera

$821 34.1%

Cebu

$309 33.6% 62.4% $513

Groceries & Markets

Hadera

$454 18.8%

Cebu

$206 22.4% 54.7% $248

Eating Out

Hadera

$413 17.1%

Cebu

$88 9.6% 78.6% $325

Monthly Utilities & Internet

Hadera

$394 16.3%

Cebu

$162 17.6% 58.9% $232

Clothing & Footwear

Hadera

$174 7.2%

Cebu

$94 10.2% 46% $80

Getting Around

Hadera

$89 3.7%

Cebu

$16 1.7% 82.5% $73

Sport & Entertainment

Hadera

$66 2.7%

Cebu

$44 4.8% 33.7% $22

Cost Breakdown

A one-bedroom apartment in the center runs $1,056 in Hadera and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Hadera pays 758% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $90.0 in Hadera vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $454 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇮🇱 Hadera

🇵🇭 Cebu

🕒 Local time

09:42 9:42 AM

14:42 2:42 PM

5 h ahead of Hadera

🌤 Weather

👥 Population

102,223

964,169

💱 Currency

Israeli New Shekel ILS ₪

Philippine Peso PHP ₱

📈 Exchange rate

1 ILS = 0.321 USD

1 ILS = 0.286 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to ILS – Israeli New Shekel Converter

🇺🇸 United States Dollar ($)

🇮🇱 Israeli New Shekel (₪)

Israeli New Shekel exchange rates as of October 18, 2026: 1 USD = 3.11 ILS (1 ILS = 0.321 USD). 1 EUR = 3.5 ILS (1 ILS = 0.286 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to ILS in detail →

On the map

Lowest

Highest

Between locations

Hadera Cebu 9,300 km ≈ 12 h nonstop flight

From you

Hadera
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hadera vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 163% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 758% higher in Hadera, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,056 in Hadera versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,411 per month in Hadera versus $918 in Cebu – a 163% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 405% less than in Hadera. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $2,411 in Hadera, a $1,500 budget is realistic in Cebu but tight or insufficient in Hadera. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Hadera, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Hadera and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 163% less than in Hadera. Beyond cost, consider language, visa policies, and how big the international community is in each city.