😐Monthly costs for one person with rent: $1,486 in Hachioji versus $1,427 in Okinawa.
🙂Estimated couple costs with rent: $2,177 in Hachioji versus $2,228 in Okinawa.
🙂Monthly costs for a family of three with rent: $2,868 in Hachioji versus $3,030 in Okinawa.
🌍Living in Hachioji is roughly 4% more expensive than in Okinawa, driven mainly by Eating Out.
📊Both cities are pricier than the global median: Hachioji9% above, Okinawa4% above.
Currency
🍽 Eating Out
Hachioji
Okinawa
Difference
Meal at Budget Restaurant
$5.40¥846
$9.68¥1,519
-44.21%
Three-Course Dinner for Two, Mid-Range
$31.79¥4,987
$40.32¥6,325
-21.16%
Fast Food Meal(McDonalds, etc)
$4.80¥752
$6.94¥1,088
-30.84%
Cappuccino
$3.25¥509
$4.18¥656
-22.25%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.86¥135
$1.47¥231
-41.50%
Water(0.33 liter bottle)
$0.66¥103
$1.01¥159
-34.65%
Local Beer(0.5 liter draught)
$2.62¥410
$2.00¥314
31.00%
Imported Beer(0.33 liter bottle)
$3.33¥523
$4.46¥700
-25.34%
🛒 Groceries & Markets
Hachioji
Okinawa
Difference
Milk(1 liter)
$1.30¥204
$1.59¥250
-18.24%
White Bread(500g)
$1.49¥234
$2.20¥346
-32.27%
Rice(white)(1kg)
$4.46¥700
$3.98¥624
12.06%
Eggs
$2.18¥342
$1.81¥284
20.44%
Local Cheese(1kg)
$11.13¥1,745
$17.99¥2,822
-38.13%
Chicken Fillets(1kg)
$6.64¥1,041
$5.05¥792
31.49%
Beef Round Steak(1kg)
$17.93¥2,812
$22.90¥3,593
-21.70%
Apples(1kg)
$5.12¥804
$3.73¥585
37.27%
Banana(1kg)
$2.37¥372
$2.78¥436
-14.75%
Oranges(1kg)
$3.17¥497
$2.30¥360
37.83%
Tomato(1kg)
$4.31¥676
$5.27¥827
-18.22%
Potato(1kg)
$2.60¥407
$2.45¥384
6.12%
Onion(1kg)
$2.46¥386
$2.53¥396
-2.77%
Lettuce(1 head)
$1.29¥202
$1.35¥212
-4.44%
Water(1.5 liter bottle)
$0.84¥132
$0.77¥121
9.09%
Cigarettes 20 Pack(Marlboro, Camel)
$4.00¥627
$3.93¥617
1.78%
Wine(Bottle)
$7.61¥1,193
$6.51¥1,020
16.90%
Local Beer(0.5 liter bottle)
$2.65¥416
$1.96¥307
35.20%
Imported Beer(0.33 liter bottle)
$2.12¥332
$3.45¥541
-38.55%
🚌 Getting Around
Hachioji
Okinawa
Difference
One-way Ticket(Public Transport)
$0.91¥143
$1.46¥230
-37.67%
Public Transport Monthly Pass(Regular Price)
$58.7¥9,206
$68.1¥10.7K
-13.77%
Taxi Start(Normal Tariff)
$3.26¥511
$3.94¥618
-17.26%
Taxi(Normal Tariff)(1km)
$3.82¥599
$3.59¥563
6.41%
Taxi 1hour Waiting(Normal Tariff)
$19.86¥3,115
$11.87¥1,863
67.31%
Gasoline(1 liter)
$1.06¥166
$1.13¥178
-6.19%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.7K¥3.4M
$21.9K¥3.4M
-0.79%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$15.5K¥2.4M
$15.4K¥2.4M
0.64%
🧾 Monthly Utilities & Internet
Hachioji
Okinawa
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$135¥21.2K
$165¥25.9K
-18.14%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$21.48¥3,369
$25.69¥4,030
-16.39%
Internet(50+ Mbps, Unlimited Data)
$36.66¥5,751
$54.8¥8,596
-33.10%
🎉 Sport & Entertainment
Hachioji
Okinawa
Difference
Gym Membership(Monthly)
$52.0¥8,162
$74.0¥11.6K
-29.71%
Tennis Court(1 Hour on Weekend)
$25.86¥4,056
$56.5¥8,861
-54.22%
Cinema Ticket
$13.58¥2,129
$12.50¥1,961
8.64%
🧸 Childcare & Education
Hachioji
Okinawa
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$517¥81.1K
$345¥54.1K
49.77%
International Primary School, 1 Child(Yearly)
$11.7K¥1.8M
$5,827¥913.9K
100.25%
👕👟 Clothing & Footwear
Hachioji
Okinawa
Difference
Jeans(Levis 501 Or Similar)
$50.4¥7,904
$51.7¥8,106
-2.50%
Summer Dress(H&M, Zara, etc)
$32.99¥5,175
$24.12¥3,783
36.77%
Sport Shoes(Adidas, Nike)
$61.2¥9,592
$81.1¥12.7K
-24.63%
Men's Leather Business Shoes
$93.1¥14.6K
$95.9¥15.0K
-2.90%
🏠 Accommodation & Living
Hachioji
Okinawa
Difference
1-bedroom Apartment, City Center(Monthly)
$961¥150.7K
$411¥64.5K
133.57%
1-bedroom Apartment, Outside City Center(Monthly)
$576¥90.3K
$332¥52.1K
73.48%
3-bedroom Apartment, City Center(Monthly)
$1,648¥258.5K
$863¥135.4K
90.90%
3-bedroom Apartment, Outside City Center(Monthly)
$958¥150.2K
$694¥108.8K
38.10%
Buy Apartment in City Center(m2)
$3,818¥598.9K
$8,703¥1.4M
-56.13%
Buy Apartment Outside City Center(m2)
$1,813¥284.4K
$1,200¥188.3K
51.07%
💵 Salaries & Financials
Hachioji
Okinawa
Difference
Average Monthly Net Salary(After Tax)
$2,796¥438.5K
$1,861¥291.9K
50.22%
20-Year Fixed Mortgage Interest Rate(Annual %)
2.09
2.23
-6.28%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Hachioji: September 14, 2026
Last update for Okinawa: September 13, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $961 in Hachioji and $411 in Okinawa. Housing cost is often the main lever when comparing two cities.
💰Hachioji pays 50% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $32.00 in Hachioji vs $40.00 in Okinawa for a mid-range dinner for two. Groceries echo the gap at $310 vs $337 per month, with Hachioji cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Hachioji vs Okinawa: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Hachioji and in Okinawa?
Hachioji and Okinawa differ by about 4% in total monthly costs ($1,486 vs $1,427 including rent). Okinawa is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Are salaries higher in Hachioji or in Okinawa?
Average pay runs 50% higher in Hachioji, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Hachioji compared to Okinawa?
Rent for a central apartment: $961 in Hachioji versus $411 in Okinawa. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Hachioji or in Okinawa?
Shoppers in Hachioji pay roughly 9% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.
How do dining costs compare in Hachioji and in Okinawa?
Dining out is cheaper in Okinawa – a meal for two runs $40.00 versus $32.00 in Hachioji. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,500/month in Hachioji or in Okinawa?
At $1,427 in Okinawa versus $1,486 in Hachioji, a $1,500 budget is realistic in Okinawa but tight or insufficient in Hachioji. The gap between the two cities makes Okinawa the clear choice for anyone on this budget.
Which city offers a better quality of life: Hachioji or Okinawa?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
How safe is Hachioji compared to Okinawa?
Safety-wise, Hachioji and Okinawa are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Okinawa gentler on the wallet – expenses run 4% less than in Hachioji. Beyond cost, consider language, visa policies, and how big the international community is in each city.