Last update: Oct 2026

Cost of Living Comparison Between Hachioji and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,413 in Hachioji, rent and utilities included – about $5,900 less a year. Rent and utilities account for about half of the difference.

69

Cost of Living Index in Hachioji
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Hachioji Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Hachioji

🇯🇵 Japan

$1,413

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Hachioji and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hachioji and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,413 in Hachioji versus $918 in Cebu.

Hachioji $1,413
Cebu $918

Estimated couple costs with rent: $2,105 in Hachioji versus $1,409 in Cebu.

Hachioji $2,105
Cebu $1,409

Monthly costs for a family of three with rent: $2,796 in Hachioji versus $1,900 in Cebu.

Hachioji $2,796
Cebu $1,900

Living in Hachioji is roughly 54% more expensive than in Cebu, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Hachioji is 5% above, Cebu is 32% below.

Meal at Budget Restaurant

$5.48 ¥865

$3.09 ₱194

77.35%

Three-Course Dinner for Two, Mid-Range

$31.97 ¥5,052

$24.22 ₱1,525

32.00%

Fast Food Meal (McDonalds, etc)

$4.66 ¥737

$3.92 ₱247

18.88%

Cappuccino

$3.06 ¥484

$2.51 ₱158

21.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.83 ¥131

$1.59 ₱100

-47.80%

Water (0.33 liter bottle)

$0.67 ¥106

$0.53 ₱33.43

26.42%

Local Beer (0.5 liter draught)

$2.70 ¥427

$1.78 ₱112

51.69%

Imported Beer (0.33 liter bottle)

$3.21 ¥507

$2.17 ₱137

47.93%

Milk (1 liter)

$1.25 ¥198

$1.92 ₱121

-34.90%

White Bread (500g)

$1.56 ¥246

$1.36 ₱85.4

14.71%

Rice (white) (1kg)

$4.35 ¥688

$1.01 ₱63.5

330.69%

Eggs

$2.09 ¥330

$2.03 ₱128

2.96%

Local Cheese (1kg)

$10.39 ¥1,641

$9.86 ₱621

5.38%

Chicken Fillets (1kg)

$6.39 ¥1,010

$4.39 ₱277

45.56%

Beef Round Steak (1kg)

$16.65 ¥2,630

$7.60 ₱479

119.08%

Apples (1kg)

$3.73 ¥589

$3.30 ₱208

13.03%

Banana (1kg)

$2.24 ¥354

$1.39 ₱87.8

61.15%

Oranges (1kg)

$2.92 ¥462

$2.33 ₱147

25.32%

Tomato (1kg)

$4.05 ¥641

$1.50 ₱94.3

170.00%

Potato (1kg)

$2.43 ¥384

$2.36 ₱149

2.97%

Onion (1kg)

$2.45 ¥387

$1.90 ₱119

28.95%

Lettuce (1 head)

$1.29 ¥204

$1.19 ₱74.9

8.40%

Water (1.5 liter bottle)

$0.79 ¥124

$0.63 ₱39.71

25.40%

Cigarettes 20 Pack (Marlboro, Camel)

$3.85 ¥608

$3.00 ₱189

28.33%

Wine (Bottle)

$6.60 ¥1,043

$6.03 ₱379

9.45%

Local Beer (0.5 liter bottle)

$2.47 ¥390

$1.23 ₱77.7

100.81%

Imported Beer (0.33 liter bottle)

$2.17 ¥343

$1.75 ₱110

24.00%

One-way Ticket (Public Transport)

$0.94 ¥149

$0.25 ₱15.86

276.00%

Public Transport Monthly Pass (Regular Price)

$54.4 ¥8,598

$12.64 ₱796

330.54%

Taxi Start (Normal Tariff)

$3.09 ¥488

$0.77 ₱48.62

301.30%

Taxi (Normal Tariff) (1km)

$3.72 ¥588

$0.23 ₱14.53

1517.39%

Taxi 1hour Waiting (Normal Tariff)

$18.49 ¥2,921

$4.46 ₱281

314.57%

Gasoline (1 liter)

$1.08 ¥171

$1.31 ₱82.8

-17.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ¥3.3M

$21.2K ₱1.3M

-0.37%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$15.0K ¥2.4M

$19.1K ₱1.2M

-21.83%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$136 ¥21.6K

$120 ₱7,569

13.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.79 ¥3,284

$14.00 ₱882

48.50%

Internet (50+ Mbps, Unlimited Data)

$36.35 ¥5,743

$27.54 ₱1,734

31.99%

Gym Membership (Monthly)

$52.2 ¥8,249

$32.33 ₱2,035

61.49%

Tennis Court (1 Hour on Weekend)

$24.96 ¥3,944

$6.65 ₱419

275.34%

Cinema Ticket

$13.07 ¥2,064

$5.65 ₱356

131.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$589 ¥93.1K

$275 ₱17.3K

113.97%

International Primary School, 1 Child (Yearly)

$11.1K ¥1.8M

$7,918 ₱498.5K

39.97%

Jeans (Levis 501 Or Similar)

$49.22 ¥7,776

$49.33 ₱3,106

-0.22%

Summer Dress (H&M, Zara, etc)

$31.23 ¥4,935

$25.24 ₱1,589

23.73%

Sport Shoes (Adidas, Nike)

$62.4 ¥9,864

$77.0 ₱4,846

-18.88%

Men's Leather Business Shoes

$90.0 ¥14.2K

$57.2 ₱3,601

57.36%

1-bedroom Apartment, City Center (Monthly)

$939 ¥148.3K

$500 ₱31.5K

87.88%

1-bedroom Apartment, Outside City Center (Monthly)

$549 ¥86.7K

$309 ₱19.4K

77.68%

3-bedroom Apartment, City Center (Monthly)

$1,549 ¥244.8K

$1,078 ₱67.9K

43.74%

3-bedroom Apartment, Outside City Center (Monthly)

$937 ¥148.0K

$615 ₱38.7K

52.30%

Buy Apartment in City Center (m2)

$4,294 ¥678.4K

$2,886 ₱181.7K

48.78%

Buy Apartment Outside City Center (m2)

$1,751 ¥276.6K

$1,917 ₱120.7K

-8.64%

Average Monthly Net Salary (After Tax)

$2,806 ¥443.3K

$346 ₱21.8K

711.10%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.21

7.2

-69.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hachioji: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Hachioji

$549 38.8%

Cebu

$309 33.6% 43.7% $240

Groceries & Markets

Hachioji

$288 20.4%

Cebu

$206 22.4% 28.4% $82

Monthly Utilities & Internet

Hachioji

$194 13.7%

Cebu

$162 17.6% 16.4% $32

Eating Out

Hachioji

$121 8.5%

Cebu

$88 9.6% 26.8% $32

Clothing & Footwear

Hachioji

$105 7.4%

Cebu

$94 10.2% 10.4% $11

Getting Around

Hachioji

$80 5.7%

Cebu

$16 1.7% 80.5% $64

Sport & Entertainment

Hachioji

$78 5.5%

Cebu

$44 4.8% 44.3% $35

Cost Breakdown

A one-bedroom apartment in the center runs $939 in Hachioji and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Hachioji pays 711% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $32.00 in Hachioji vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $288 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇯🇵 Hachioji

🇵🇭 Cebu

🕒 Local time

09:48 9:48 AM

08:48 8:48 AM

1 h behind Hachioji

🌤 Weather

👥 Population

555,517

964,169

💱 Currency

Japanese Yen JPY ¥

Philippine Peso PHP ₱

📈 Exchange rate

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to JPY – Japanese Yen Converter

🇺🇸 United States Dollar ($)

🇯🇵 Japanese Yen (¥)

Japanese Yen exchange rates as of October 19, 2026: 1 USD = 158 JPY (1,000 JPY = 6.33 USD). 1 EUR = 178 JPY (1,000 JPY = 5.63 EUR).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to JPY in detail →

On the map

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Highest

Between locations

Hachioji Cebu 3,220 km ≈ 4 h 30 min nonstop flight

From you

Hachioji
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hachioji vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 54% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 711% higher in Hachioji, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $939 in Hachioji versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,413 per month in Hachioji versus $918 in Cebu – a 54% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 331% less than in Hachioji. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,413 in Hachioji, a $1,500 budget is realistic in Cebu but tight or insufficient in Hachioji. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Hachioji, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Hachioji and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 54% less than in Hachioji. Beyond cost, consider language, visa policies, and how big the international community is in each city.