Last update: Oct 2026

Cost of Living Comparison Between Guildford and Cebu

For one person, living is cheaper in Cebu: $934 a month against $3,241 in Guildford, rent and utilities included – about $27,700 less a year. Rent and utilities account for most of the difference.

155

Cost of Living Index in Guildford
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Guildford Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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Guildford

🇬🇧 United Kingdom

$3,241

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Guildford and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Guildford and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,241 in Guildford versus $934 in Cebu.

Guildford $3,241
Cebu $934

Estimated couple costs with rent: $4,573 in Guildford versus $1,415 in Cebu.

Guildford $4,573
Cebu $1,415

Monthly costs for a family of three with rent: $5,905 in Guildford versus $1,896 in Cebu.

Guildford $5,905
Cebu $1,896

Living in Guildford is roughly 247% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Guildford is 142% above, Cebu is 30% below.

Meal at Budget Restaurant

$29.66 £22.41

$3.03 ₱190

878.88%

Three-Course Dinner for Two, Mid-Range

$93.1 £70.4

$23.48 ₱1,473

296.68%

Fast Food Meal (McDonalds, etc)

$11.06 £8.36

$4.09 ₱256

170.42%

Cappuccino

$5.08 £3.84

$2.52 ₱158

101.59%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.75 £2.08

$1.54 ₱96.9

78.57%

Water (0.33 liter bottle)

$1.53 £1.16

$0.49 ₱30.98

212.24%

Local Beer (0.5 liter draught)

$8.37 £6.33

$1.79 ₱112

367.60%

Imported Beer (0.33 liter bottle)

$6.77 £5.11

$2.26 ₱142

199.56%

Milk (1 liter)

$1.54 £1.17

$1.95 ₱122

-21.03%

White Bread (500g)

$1.33 £1.01

$1.43 ₱89.7

-6.99%

Rice (white) (1kg)

$1.89 £1.43

$1.02 ₱63.8

85.29%

Eggs

$4.30 £3.25

$2.06 ₱129

108.74%

Local Cheese (1kg)

$13.39 £10.12

$9.81 ₱615

36.49%

Chicken Fillets (1kg)

$10.12 £7.65

$4.61 ₱289

119.52%

Beef Round Steak (1kg)

$16.09 £12.16

$7.70 ₱483

108.96%

Apples (1kg)

$3.50 £2.64

$3.31 ₱207

5.74%

Banana (1kg)

$2.01 £1.52

$1.45 ₱90.9

38.62%

Oranges (1kg)

$3.71 £2.80

$2.36 ₱148

57.20%

Tomato (1kg)

$5.13 £3.88

$1.54 ₱96.4

233.12%

Potato (1kg)

$2.02 £1.53

$2.36 ₱148

-14.41%

Onion (1kg)

$1.43 £1.08

$1.99 ₱125

-28.14%

Lettuce (1 head)

$1.19 £0.90

$1.15 ₱72.1

3.48%

Water (1.5 liter bottle)

$1.41 £1.07

$0.67 ₱42.15

110.45%

Cigarettes 20 Pack (Marlboro, Camel)

$23.48 £17.75

$3.00 ₱188

682.67%

Wine (Bottle)

$12.07 £9.12

$6.35 ₱398

90.08%

Local Beer (0.5 liter bottle)

$2.47 £1.87

$1.31 ₱81.9

88.55%

Imported Beer (0.33 liter bottle)

$3.08 £2.33

$1.73 ₱108

78.03%

One-way Ticket (Public Transport)

$2.95 £2.23

$0.25 ₱15.78

1080.00%

Public Transport Monthly Pass (Regular Price)

$100 £75.9

$12.65 ₱793

693.99%

Taxi Start (Normal Tariff)

$4.75 £3.59

$0.74 ₱46.32

541.89%

Taxi (Normal Tariff) (1km)

$2.00 £1.51

$0.21 ₱13.11

852.38%

Taxi 1hour Waiting (Normal Tariff)

$39.95 £30.19

$4.33 ₱271

822.63%

Gasoline (1 liter)

$2.02 £1.53

$1.33 ₱83.5

51.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.5K £28.3K

$21.8K ₱1.4M

72.26%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.7K £30.8K

$19.4K ₱1.2M

109.91%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$398 £300

$121 ₱7,563

229.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.68 £15.63

$14.45 ₱907

43.11%

Internet (50+ Mbps, Unlimited Data)

$45.33 £34.25

$28.29 ₱1,774

60.23%

Gym Membership (Monthly)

$51.4 £38.83

$32.68 ₱2,050

57.22%

Tennis Court (1 Hour on Weekend)

$23.13 £17.48

$6.39 ₱401

261.97%

Cinema Ticket

$10.63 £8.03

$5.46 ₱342

94.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,862 £1,407

$273 ₱17.1K

580.85%

International Primary School, 1 Child (Yearly)

$23.9K £18.0K

$8,156 ₱511.5K

192.84%

Jeans (Levis 501 Or Similar)

$109 £82.2

$49.57 ₱3,109

119.51%

Summer Dress (H&M, Zara, etc)

$66.0 £49.85

$24.87 ₱1,560

165.22%

Sport Shoes (Adidas, Nike)

$120 £90.5

$76.6 ₱4,804

56.37%

Men's Leather Business Shoes

$127 £96.1

$59.3 ₱3,717

114.50%

1-bedroom Apartment, City Center (Monthly)

$1,892 £1,430

$506 ₱31.7K

274.14%

1-bedroom Apartment, Outside City Center (Monthly)

$1,605 £1,213

$309 ₱19.4K

418.78%

3-bedroom Apartment, City Center (Monthly)

$2,908 £2,198

$1,052 ₱66.0K

176.50%

3-bedroom Apartment, Outside City Center (Monthly)

$2,433 £1,838

$619 ₱38.8K

292.98%

Buy Apartment in City Center (m2)

$7,571 £5,721

$2,915 ₱182.9K

159.69%

Buy Apartment Outside City Center (m2)

$6,870 £5,191

$1,867 ₱117.1K

267.93%

Average Monthly Net Salary (After Tax)

$3,566 £2,695

$341 ₱21.4K

945.59%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.13

7.2

-28.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Guildford: October 5, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Guildford

$1.6K 50.2%

Cebu

$309 33.5% 80.7% $1.3K

Monthly Utilities & Internet

Guildford

$464 14.5%

Cebu

$163 17.7% 64.8% $300

Eating Out

Guildford

$404 12.6%

Cebu

$88 9.6% 78.1% $315

Groceries & Markets

Guildford

$336 10.5%

Cebu

$210 22.7% 37.4% $126

Clothing & Footwear

Guildford

$190 5.9%

Cebu

$95 10.2% 50.1% $95

Getting Around

Guildford

$127 4%

Cebu

$15 1.7% 87.8% $112

Sport & Entertainment

Guildford

$73 2.3%

Cebu

$44 4.7% 40% $29

Cost Breakdown

A one-bedroom apartment in the center runs $1,892 in Guildford and $506 in Cebu. Housing cost is often the main lever when comparing two cities.

Guildford pays 946% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $93.0 in Guildford vs $23.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $336 vs $210 per month, with Cebu cheaper across the board.

Good to know

🇬🇧 Guildford

🇵🇭 Cebu

🕒 Local time

06:23 6:23 AM

13:23 1:23 PM

7 h ahead of Guildford

🌤 Weather

👥 Population

66,773

964,169

💱 Currency

British Pound GBP £

Philippine Peso PHP ₱

📈 Exchange rate

1 GBP = 1.32 USD

1 GBP = 1.18 EUR

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 10, 2026: 1 USD = 0.756 GBP (1 GBP = 1.32 USD). 1 EUR = 0.848 GBP (1 GBP = 1.18 EUR).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

USD to GBP in detail →

On the map

Lowest

Highest

Between locations

Guildford Cebu 11,350 km ≈ 15 h nonstop flight

From you

Guildford
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Guildford vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in eating out, groceries, and clothing. The 247% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 946% higher in Guildford, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,892 in Guildford versus $506 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $3,241 per month in Guildford versus $934 in Cebu – a 247% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 694% less than in Guildford. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $934 in Cebu versus $3,241 in Guildford, a $1,500 budget is realistic in Cebu but tight or insufficient in Guildford. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Guildford, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Guildford and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 247% less than in Guildford. Beyond cost, consider language, visa policies, and how big the international community is in each city.